The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 822 4,688 SH   SOLE   0 0 4,688
ABBOTT LABS COM 002824100 581 4,915 SH   SOLE   0 0 4,915
ABBVIE INC COM 00287Y109 2,233 20,699 SH   SOLE   0 0 20,699
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 298 932 SH   SOLE   0 0 932
ACTIVISION BLIZZARD INC COM 00507V109 971 12,549 SH   SOLE   0 0 12,549
ADVANCED MICRO DEVICES INC COM 007903107 446 4,337 SH   SOLE   0 0 4,337
AGCO CORP COM 001084102 899 7,336 SH   SOLE   0 0 7,336
ALBEMARLE CORP COM 012653101 2,004 9,153 SH   SOLE   0 0 9,153
ALLETE INC COM NEW 018522300 383 6,441 SH   SOLE   0 0 6,441
ALPHABET INC CAP STK CL A 02079K305 1,168 437 SH   SOLE   0 0 437
ALPHABET INC CAP STK CL C 02079K107 1,437 539 SH   SOLE   0 0 539
AMAZON COM INC COM 023135106 2,070 630 SH   SOLE   0 0 630
AMERICAN CAMPUS CMNTYS INC COM 024835100 687 14,187 SH   SOLE   0 0 14,187
AMERICAN ELEC PWR CO INC COM 025537101 1,072 13,211 SH   SOLE   0 0 13,211
AMERICAN EXPRESS CO COM 025816109 302 1,800 SH   SOLE   0 0 1,800
AMETEK INC COM 031100100 670 5,400 SH   SOLE   0 0 5,400
ANALOG DEVICES INC COM 032654105 568 3,390 SH   SOLE   0 0 3,390
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 336 5,956 SH   SOLE   0 0 5,956
APARTMENT INCOME REIT CORP COM 03750L109 283 5,804 SH   SOLE   0 0 5,804
APPLE INC COM 037833100 1,643 11,614 SH   SOLE   0 0 11,614
APPLIED MATLS INC COM 038222105 466 3,619 SH   SOLE   0 0 3,619
ARCHER DANIELS MIDLAND CO COM 039483102 974 16,231 SH   SOLE   0 0 16,231
ARISTA NETWORKS INC COM 040413106 1,074 3,125 SH   SOLE   0 0 3,125
AT&T INC COM 00206R102 1,176 43,554 SH   SOLE   0 0 43,554
BANK HAWAII CORP COM 062540109 225 2,734 SH   SOLE   0 0 2,734
BANK MONTREAL QUE COM 063671101 883 8,850 SH   SOLE   0 0 8,850
BCE INC COM NEW 05534B760 1,187 23,713 SH   SOLE   0 0 23,713
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 537 1,969 SH   SOLE   0 0 1,969
BIOGEN INC COM 09062X103 393 1,387 SH   SOLE   0 0 1,387
BK OF AMERICA CORP COM 060505104 1,988 46,843 SH   SOLE   0 0 46,843
BLACKROCK INC COM 09247X101 818 975 SH   SOLE   0 0 975
BOK FINL CORP COM NEW 05561Q201 1,139 12,718 SH   SOLE   0 0 12,718
BOOKING HOLDINGS INC COM 09857L108 259 109 SH   SOLE   0 0 109
BRISTOL-MYERS SQUIBB CO COM 110122108 315 5,320 SH   SOLE   0 0 5,320
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 710 20,131 SH   SOLE   0 0 20,131
BROADCOM INC COM 11135F101 1,072 2,211 SH   SOLE   0 0 2,211
CAPITAL ONE FINL CORP COM 14040H105 637 3,930 SH   SOLE   0 0 3,930
CATERPILLAR INC COM 149123101 1,623 8,454 SH   SOLE   0 0 8,454
CENTENE CORP DEL COM 15135B101 642 10,302 SH   SOLE   0 0 10,302
CERNER CORP COM 156782104 424 6,018 SH   SOLE   0 0 6,018
CHEVRON CORP NEW COM 166764100 417 4,109 SH   SOLE   0 0 4,109
CISCO SYS INC COM 17275R102 1,225 22,498 SH   SOLE   0 0 22,498
COCA COLA CO COM 191216100 341 6,503 SH   SOLE   0 0 6,503
COGNEX CORP COM 192422103 267 3,331 SH   SOLE   0 0 3,331
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 626 8,429 SH   SOLE   0 0 8,429
COMCAST CORP NEW CL A 20030N101 286 5,116 SH   SOLE   0 0 5,116
CONOCOPHILLIPS COM 20825C104 754 11,123 SH   SOLE   0 0 11,123
CONSTELLATION BRANDS INC CL A 21036P108 354 1,680 SH   SOLE   0 0 1,680
CORTEVA INC COM 22052L104 412 9,780 SH   SOLE   0 0 9,780
CULLEN FROST BANKERS INC COM 229899109 1,623 13,680 SH   SOLE   0 0 13,680
CVS HEALTH CORP COM 126650100 334 3,939 SH   SOLE   0 0 3,939
CYRUSONE INC COM 23283R100 1,320 17,054 SH   SOLE   0 0 17,054
DEERE & CO COM 244199105 1,961 5,852 SH   SOLE   0 0 5,852
DIAGEO PLC SPON ADR NEW 25243Q205 1,202 6,228 SH   SOLE   0 0 6,228
DIGITAL RLTY TR INC COM 253868103 523 3,619 SH   SOLE   0 0 3,619
DISNEY WALT CO COM 254687106 663 3,919 SH   SOLE   0 0 3,919
DOMINION ENERGY INC COM 25746U109 330 4,524 SH   SOLE   0 0 4,524
DTE ENERGY CO COM 233331107 788 7,053 SH   SOLE   0 0 7,053
DUKE ENERGY CORP NEW COM NEW 26441C204 561 5,748 SH   SOLE   0 0 5,748
DUPONT DE NEMOURS INC COM 26614N102 395 5,808 SH   SOLE   0 0 5,808
EATON CORP PLC SHS G29183103 264 1,765 SH   SOLE   0 0 1,765
EBAY INC. COM 278642103 347 4,977 SH   SOLE   0 0 4,977
ELECTRONIC ARTS INC COM 285512109 571 4,012 SH   SOLE   0 0 4,012
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 134 14,008 SH   SOLE   0 0 14,008
EQUITY RESIDENTIAL SH BEN INT 29476L107 725 8,962 SH   SOLE   0 0 8,962
EXXON MOBIL CORP COM 30231G102 500 8,503 SH   SOLE   0 0 8,503
FEDEX CORP COM 31428X106 494 2,255 SH   SOLE   0 0 2,255
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 206 4,541 SH   SOLE   0 0 4,541
FLEX LTD ORD Y2573F102 219 12,373 SH   SOLE   0 0 12,373
GENUINE PARTS CO COM 372460105 723 5,966 SH   SOLE   0 0 5,966
GILEAD SCIENCES INC COM 375558103 705 10,086 SH   SOLE   0 0 10,086
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 352 6,953 SH   SOLE   0 0 6,953
GOLDMAN SACHS GROUP INC COM 38141G104 2,116 5,598 SH   SOLE   0 0 5,598
HOLLYSYS AUTOMATION TCHNGY L SHS G45667105 335 16,192 SH   SOLE   0 0 16,192
HOME DEPOT INC COM 437076102 1,365 4,159 SH   SOLE   0 0 4,159
HONEYWELL INTL INC COM 438516106 238 1,119 SH   SOLE   0 0 1,119
ILLUMINA INC COM 452327109 651 1,606 SH   SOLE   0 0 1,606
INFOSYS LTD SPONSORED ADR 456788108 224 10,086 SH   SOLE   0 0 10,086
INTEL CORP COM 458140100 2,530 47,482 SH   SOLE   0 0 47,482
INTERPUBLIC GROUP COS INC COM 460690100 1,024 27,922 SH   SOLE   0 0 27,922
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 303 5,998 SH   SOLE   0 0 5,998
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 3,911 146,633 SH   SOLE   0 0 146,633
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 344 16,305 SH   SOLE   0 0 16,305
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 189 10,000 SH   SOLE   0 0 10,000
INVESCO QQQ TR UNIT SER 1 46090E103 405 1,132 SH   SOLE   0 0 1,132
ISHARES GOLD TR ISHARES NEW 464285204 242 7,252 SH   SOLE   0 0 7,252
ISHARES INC CORE MSCI EMKT 46434G103 10,965 177,540 SH   SOLE   0 0 177,540
ISHARES TR 0-5YR HI YL CP 46434V407 19,535 427,465 SH   SOLE   0 0 427,465
ISHARES TR 0-5YR INVT GR CP 46434V100 25,314 489,831 SH   SOLE   0 0 489,831
ISHARES TR 1 3 YR TREAS BD 464287457 4,319 50,130 SH   SOLE   0 0 50,130
ISHARES TR BLACKROCK ULTRA 46434V878 359 7,118 SH   SOLE   0 0 7,118
ISHARES TR CORE DIV GRWTH 46434V621 4,080 81,212 SH   SOLE   0 0 81,212
ISHARES TR CORE MSCI EAFE 46432F842 24,171 325,532 SH   SOLE   0 0 325,532
ISHARES TR CORE MSCI INTL 46435G326 2,304 34,478 SH   SOLE   0 0 34,478
ISHARES TR CORE S&P SCP ETF 464287804 2,017 18,476 SH   SOLE   0 0 18,476
ISHARES TR CORE S&P500 ETF 464287200 498 1,156 SH   SOLE   0 0 1,156
ISHARES TR EAFE SML CP ETF 464288273 3,053 41,030 SH   SOLE   0 0 41,030
ISHARES TR FLTG RATE NT ETF 46429B655 13,928 273,950 SH   SOLE   0 0 273,950
ISHARES TR IBOXX HI YD ETF 464288513 4,036 46,131 SH   SOLE   0 0 46,131
ISHARES TR IBOXX INV CP ETF 464287242 5,420 40,739 SH   SOLE   0 0 40,739
ISHARES TR ISHS 1-5YR INVS 464288646 6,563 120,106 SH   SOLE   0 0 120,106
ISHARES TR ISHS 5-10YR INVT 464288638 1,409 23,459 SH   SOLE   0 0 23,459
ISHARES TR JPMORGAN USD EMG 464288281 18,369 166,904 SH   SOLE   0 0 166,904
ISHARES TR MSCI EAFE ETF 464287465 2,981 38,212 SH   SOLE   0 0 38,212
ISHARES TR MSCI EMG MKT ETF 464287234 218 4,337 SH   SOLE   0 0 4,337
ISHARES TR S&P 500 GRWT ETF 464287309 39,029 528,056 SH   SOLE   0 0 528,056
ISHARES TR S&P 500 VAL ETF 464287408 41,870 287,928 SH   SOLE   0 0 287,928
ISHARES TR S&P SML 600 GWT 464287887 13,298 102,264 SH   SOLE   0 0 102,264
ISHARES TR SHORT TREAS BD 464288679 1,950 17,656 SH   SOLE   0 0 17,656
ISHARES TR SHRT NAT MUN ETF 464288158 3,802 35,340 SH   SOLE   0 0 35,340
ISHARES TR SP SMCP600VL ETF 464287879 28,218 280,299 SH   SOLE   0 0 280,299
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 491 9,793 SH   SOLE   0 0 9,793
JOHNSON & JOHNSON COM 478160104 2,168 13,427 SH   SOLE   0 0 13,427
JPMORGAN CHASE & CO COM 46625H100 1,298 7,930 SH   SOLE   0 0 7,930
KANSAS CITY SOUTHERN COM NEW 485170302 281 1,039 SH   SOLE   0 0 1,039
KELLOGG CO COM 487836108 893 13,966 SH   SOLE   0 0 13,966
KINDER MORGAN INC DEL COM 49456B101 442 26,410 SH   SOLE   0 0 26,410
KLA CORP COM NEW 482480100 203 607 SH   SOLE   0 0 607
KRAFT HEINZ CO COM 500754106 1,122 30,474 SH   SOLE   0 0 30,474
LAM RESEARCH CORP COM 512807108 3,433 6,032 SH   SOLE   0 0 6,032
LILLY ELI & CO COM 532457108 1,969 8,524 SH   SOLE   0 0 8,524
LOCKHEED MARTIN CORP COM 539830109 951 2,756 SH   SOLE   0 0 2,756
MCDONALDS CORP COM 580135101 1,770 7,343 SH   SOLE   0 0 7,343
MERCK & CO INC COM 58933Y105 1,604 21,358 SH   SOLE   0 0 21,358
MICROCHIP TECHNOLOGY INC. COM 595017104 4,174 27,192 SH   SOLE   0 0 27,192
MICROSOFT CORP COM 594918104 7,450 26,427 SH   SOLE   0 0 26,427
MONDELEZ INTL INC CL A 609207105 840 14,438 SH   SOLE   0 0 14,438
MOSAIC CO NEW COM 61945C103 346 9,682 SH   SOLE   0 0 9,682
NIKE INC CL B 654106103 577 3,975 SH   SOLE   0 0 3,975
NORFOLK SOUTHN CORP COM 655844108 1,631 6,819 SH   SOLE   0 0 6,819
NUTRIEN LTD COM 67077M108 1,202 18,538 SH   SOLE   0 0 18,538
OMNICOM GROUP INC COM 681919106 1,044 14,407 SH   SOLE   0 0 14,407
ORACLE CORP COM 68389X105 437 5,012 SH   SOLE   0 0 5,012
PALANTIR TECHNOLOGIES INC CL A 69608A108 257 10,675 SH   SOLE   0 0 10,675
PAYPAL HLDGS INC COM 70450Y103 2,257 8,673 SH   SOLE   0 0 8,673
PEPSICO INC COM 713448108 591 3,928 SH   SOLE   0 0 3,928
PFIZER INC COM 717081103 1,804 41,950 SH   SOLE   0 0 41,950
PHILIP MORRIS INTL INC COM 718172109 974 10,277 SH   SOLE   0 0 10,277
PHILLIPS 66 COM 718546104 310 4,424 SH   SOLE   0 0 4,424
PHREESIA INC COM 71944F106 317 5,134 SH   SOLE   0 0 5,134
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 475 4,661 SH   SOLE   0 0 4,661
PINNACLE WEST CAP CORP COM 723484101 364 5,034 SH   SOLE   0 0 5,034
PROCTER AND GAMBLE CO COM 742718109 1,026 7,337 SH   SOLE   0 0 7,337
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,257 20,648 SH   SOLE   0 0 20,648
QUALCOMM INC COM 747525103 262 2,033 SH   SOLE   0 0 2,033
REGENCY CTRS CORP COM 758849103 432 6,422 SH   SOLE   0 0 6,422
RESTAURANT BRANDS INTL INC COM 76131D103 845 13,807 SH   SOLE   0 0 13,807
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 270 6,091 SH   SOLE   0 0 6,091
RPM INTL INC COM 749685103 966 12,439 SH   SOLE   0 0 12,439
SALESFORCE COM INC COM 79466L302 612 2,258 SH   SOLE   0 0 2,258
SANOFI SPONSORED ADR 80105N105 445 9,223 SH   SOLE   0 0 9,223
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 364 4,906 SH   SOLE   0 0 4,906
SERVICENOW INC COM 81762P102 313 503 SH   SOLE   0 0 503
SHOCKWAVE MED INC COM 82489T104 394 1,912 SH   SOLE   0 0 1,912
SMUCKER J M CO COM NEW 832696405 1,438 11,981 SH   SOLE   0 0 11,981
SNAP ON INC COM 833034101 416 1,991 SH   SOLE   0 0 1,991
SOUTHERN CO COM 842587107 498 8,042 SH   SOLE   0 0 8,042
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,704 185,155 SH   SOLE   0 0 185,155
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,353 78,846 SH   SOLE   0 0 78,846
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,291 33,557 SH   SOLE   0 0 33,557
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,296 3,021 SH   SOLE   0 0 3,021
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,198 10,957 SH   SOLE   0 0 10,957
SPDR SER TR PORTFOLIO INTRMD 78464A375 5,977 163,651 SH   SOLE   0 0 163,651
SPDR SER TR PORTFOLIO SH TSR 78468R101 455 14,845 SH   SOLE   0 0 14,845
SPDR SER TR PORTFOLIO SHORT 78464A474 7,377 236,050 SH   SOLE   0 0 236,050
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,725 89,420 SH   SOLE   0 0 89,420
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,306 161,680 SH   SOLE   0 0 161,680
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,480 28,468 SH   SOLE   0 0 28,468
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,909 72,094 SH   SOLE   0 0 72,094
SPOK HLDGS INC COM 84863T106 133 13,021 SH   SOLE   0 0 13,021
STARBUCKS CORP COM 855244109 3,168 28,720 SH   SOLE   0 0 28,720
TARGET CORP COM 87612E106 2,408 10,525 SH   SOLE   0 0 10,525
TEXAS INSTRS INC COM 882508104 2,558 13,306 SH   SOLE   0 0 13,306
TORONTO DOMINION BK ONT COM NEW 891160509 772 11,675 SH   SOLE   0 0 11,675
TRACTOR SUPPLY CO COM 892356106 240 1,187 SH   SOLE   0 0 1,187
TRUIST FINL CORP COM 89832Q109 304 5,180 SH   SOLE   0 0 5,180
TYLER TECHNOLOGIES INC COM 902252105 415 904 SH   SOLE   0 0 904
TYSON FOODS INC CL A 902494103 1,103 13,975 SH   SOLE   0 0 13,975
UNILEVER PLC SPON ADR NEW 904767704 400 7,385 SH   SOLE   0 0 7,385
UNION PAC CORP COM 907818108 698 3,561 SH   SOLE   0 0 3,561
UNITED PARCEL SERVICE INC CL B 911312106 1,123 6,165 SH   SOLE   0 0 6,165
UNITED RENTALS INC COM 911363109 895 2,551 SH   SOLE   0 0 2,551
UNITEDHEALTH GROUP INC COM 91324P102 286 731 SH   SOLE   0 0 731
US BANCORP DEL COM NEW 902973304 1,588 26,722 SH   SOLE   0 0 26,722
VALERO ENERGY CORP COM 91913Y100 203 2,882 SH   SOLE   0 0 2,882
VANGUARD INDEX FDS GROWTH ETF 922908736 2,356 8,121 SH   SOLE   0 0 8,121
VANGUARD INDEX FDS MID CAP ETF 922908629 594 2,507 SH   SOLE   0 0 2,507
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 325 823 SH   SOLE   0 0 823
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,648 9,738 SH   SOLE   0 0 9,738
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,130 5,169 SH   SOLE   0 0 5,169
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,562 12,715 SH   SOLE   0 0 12,715
VANGUARD INDEX FDS VALUE ETF 922908744 2,085 15,401 SH   SOLE   0 0 15,401
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 835 13,702 SH   SOLE   0 0 13,702
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 658 13,159 SH   SOLE   0 0 13,159
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,793 33,888 SH   SOLE   0 0 33,888
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,252 24,790 SH   SOLE   0 0 24,790
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 341 3,300 SH   SOLE   0 0 3,300
VERIZON COMMUNICATIONS INC COM 92343V104 2,031 37,607 SH   SOLE   0 0 37,607
VISA INC COM CL A 92826C839 685 3,076 SH   SOLE   0 0 3,076
WALMART INC COM 931142103 261 1,872 SH   SOLE   0 0 1,872
WYNN RESORTS LTD COM 983134107 230 2,718 SH   SOLE   0 0 2,718
ZIMMER BIOMET HOLDINGS INC COM 98956P102 640 4,372 SH   SOLE   0 0 4,372
ZOETIS INC CL A 98978V103 424 2,185 SH   SOLE   0 0 2,185