The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 645 4,025 SH   SOLE   0 0 4,025
ABBOTT LABS COM 002824100 609 5,594 SH   SOLE   0 0 5,594
ABBVIE INC COM 00287Y109 1,880 21,464 SH   SOLE   0 0 21,464
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 216 955 SH   SOLE   0 0 955
ACTIVISION BLIZZARD INC COM 00507V109 1,107 13,674 SH   SOLE   0 0 13,674
AGCO CORP COM 001084102 949 12,776 SH   SOLE   0 0 12,776
ALBEMARLE CORP COM 012653101 840 9,405 SH   SOLE   0 0 9,405
ALLETE INC COM NEW 018522300 252 4,865 SH   SOLE   0 0 4,865
ALPHABET INC CAP STK CL C 02079K107 804 547 SH   SOLE   0 0 547
ALPHABET INC CAP STK CL A 02079K305 575 392 SH   SOLE   0 0 392
AMAZON COM INC COM 023135106 1,732 550 SH   SOLE   0 0 550
AMERICAN CAMPUS CMNTYS INC COM 024835100 268 7,670 SH   SOLE   0 0 7,670
AMERICAN ELEC PWR CO INC COM 025537101 1,011 12,369 SH   SOLE   0 0 12,369
AMERICAN EXPRESS CO COM 025816109 223 2,229 SH   SOLE   0 0 2,229
AMGEN INC COM 031162100 260 1,023 SH   SOLE   0 0 1,023
ANALOG DEVICES INC COM 032654105 441 3,776 SH   SOLE   0 0 3,776
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 344 6,379 SH   SOLE   0 0 6,379
APPLE INC COM 037833100 1,629 14,062 SH   SOLE   0 0 14,062
APPLIED MATLS INC COM 038222105 226 3,802 SH   SOLE   0 0 3,802
ARCHER DANIELS MIDLAND CO COM 039483102 760 16,341 SH   SOLE   0 0 16,341
ARISTA NETWORKS INC COM 040413106 694 3,356 SH   SOLE   0 0 3,356
AT&T INC COM 00206R102 1,207 42,346 SH   SOLE   0 0 42,346
BANK HAWAII CORP COM 062540109 226 4,474 SH   SOLE   0 0 4,474
BANK MONTREAL QUE COM 063671101 489 8,373 SH   SOLE   0 0 8,373
BCE INC COM NEW 05534B760 821 19,786 SH   SOLE   0 0 19,786
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 364 1,709 SH   SOLE   0 0 1,709
BIOGEN INC COM 09062X103 348 1,226 SH   SOLE   0 0 1,226
BK OF AMERICA CORP COM 060505104 1,040 43,160 SH   SOLE   0 0 43,160
BLACKROCK INC COM 09247X101 505 896 SH   SOLE   0 0 896
BOK FINL CORP COM NEW 05561Q201 626 12,154 SH   SOLE   0 0 12,154
BRISTOL-MYERS SQUIBB CO COM 110122108 441 7,308 SH   SOLE   0 0 7,308
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 688 19,044 SH   SOLE   0 0 19,044
BROADCOM INC COM 11135F101 777 2,132 SH   SOLE   0 0 2,132
CAPITAL ONE FINL CORP COM 14040H105 338 4,697 SH   SOLE   0 0 4,697
CATERPILLAR INC DEL COM 149123101 1,233 8,267 SH   SOLE   0 0 8,267
CENTENE CORP DEL COM 15135B101 602 10,316 SH   SOLE   0 0 10,316
CERNER CORP COM 156782104 447 6,177 SH   SOLE   0 0 6,177
CHEVRON CORP NEW COM 166764100 302 4,195 SH   SOLE   0 0 4,195
CISCO SYS INC COM 17275R102 589 14,942 SH   SOLE   0 0 14,942
COCA COLA CO COM 191216100 362 7,336 SH   SOLE   0 0 7,336
COGNEX CORP COM 192422103 229 3,522 SH   SOLE   0 0 3,522
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 621 8,951 SH   SOLE   0 0 8,951
CONOCOPHILLIPS COM 20825C104 405 12,320 SH   SOLE   0 0 12,320
CONSOLIDATED COMM HLDGS INC COM 209034107 82 14,400 SH   SOLE   0 0 14,400
CONSTELLATION BRANDS INC CL A 21036P108 360 1,902 SH   SOLE   0 0 1,902
CORTEVA INC COM 22052L104 285 9,888 SH   SOLE   0 0 9,888
CULLEN FROST BANKERS INC COM 229899109 862 13,483 SH   SOLE   0 0 13,483
CYRUSONE INC COM 23283R100 1,202 17,167 SH   SOLE   0 0 17,167
DEERE & CO COM 244199105 1,341 6,052 SH   SOLE   0 0 6,052
DIAGEO PLC SPON ADR NEW 25243Q205 883 6,414 SH   SOLE   0 0 6,414
DIGITAL RLTY TR INC COM 253868103 553 3,771 SH   SOLE   0 0 3,771
DISNEY WALT CO COM DISNEY 254687106 446 3,591 SH   SOLE   0 0 3,591
DOMINION ENERGY INC COM 25746U109 298 3,774 SH   SOLE   0 0 3,774
DTE ENERGY CO COM 233331107 716 6,220 SH   SOLE   0 0 6,220
DUPONT DE NEMOURS INC COM 26614N102 418 7,530 SH   SOLE   0 0 7,530
EATON CORP PLC SHS G29183103 250 2,449 SH   SOLE   0 0 2,449
EBAY INC. COM 278642103 266 5,107 SH   SOLE   0 0 5,107
ELECTRONIC ARTS INC COM 285512109 598 4,583 SH   SOLE   0 0 4,583
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 72 13,280 SH   SOLE   0 0 13,280
EQUITY RESIDENTIAL SH BEN INT 29476L107 253 4,923 SH   SOLE   0 0 4,923
FEDEX CORP COM 31428X106 607 2,414 SH   SOLE   0 0 2,414
FLEX LTD ORD Y2573F102 164 14,711 SH   SOLE   0 0 14,711
FORD MTR CO DEL COM 345370860 71 10,706 SH   SOLE   0 0 10,706
GENUINE PARTS CO COM 372460105 439 4,614 SH   SOLE   0 0 4,614
GILEAD SCIENCES INC COM 375558103 309 4,894 SH   SOLE   0 0 4,894
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 270 5,323 SH   SOLE   0 0 5,323
GOLDMAN SACHS GROUP INC COM 38141G104 1,206 6,003 SH   SOLE   0 0 6,003
HD SUPPLY HLDGS INC COM 40416M105 379 9,195 SH   SOLE   0 0 9,195
HOLLYSYS AUTOMATION TCHNGY L SHS G45667105 265 23,998 SH   SOLE   0 0 23,998
HOME DEPOT INC COM 437076102 1,015 3,656 SH   SOLE   0 0 3,656
ILLUMINA INC COM 452327109 503 1,626 SH   SOLE   0 0 1,626
INFOSYS LTD SPONSORED ADR 456788108 209 15,162 SH   SOLE   0 0 15,162
INTEL CORP COM 458140100 2,409 46,515 SH   SOLE   0 0 46,515
INTERPUBLIC GROUP COS INC COM 460690100 398 23,859 SH   SOLE   0 0 23,859
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 4,251 156,740 SH   SOLE   0 0 156,740
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 424 20,000 SH   SOLE   0 0 20,000
ISHARES INC CORE MSCI EMKT 46434G103 8,104 153,476 SH   SOLE   0 0 153,476
ISHARES TR CORE S&P SCP ETF 464287804 1,264 18,005 SH   SOLE   0 0 18,005
ISHARES TR IBOXX INV CP ETF 464287242 4,504 33,438 SH   SOLE   0 0 33,438
ISHARES TR ISHS 1-5YR INVS 464288646 6,825 124,302 SH   SOLE   0 0 124,302
ISHARES TR ULTR SH TRM BD 46434V878 359 7,097 SH   SOLE   0 0 7,097
ISHARES TR FLTG RATE NT ETF 46429B655 10,541 207,826 SH   SOLE   0 0 207,826
ISHARES TR 0-5YR INVT GR CP 46434V100 17,788 341,287 SH   SOLE   0 0 341,287
ISHARES TR 0-5YR HI YL CP 46434V407 12,645 287,711 SH   SOLE   0 0 287,711
ISHARES TR 1 3 YR TREAS BD 464287457 2,673 30,898 SH   SOLE   0 0 30,898
ISHARES TR S&P SML 600 GWT 464287887 8,782 49,775 SH   SOLE   0 0 49,775
ISHARES TR S&P 500 GRWT ETF 464287309 28,686 124,138 SH   SOLE   0 0 124,138
ISHARES TR CORE DIV GRWTH 46434V621 3,178 79,877 SH   SOLE   0 0 79,877
ISHARES TR SP SMCP600VL ETF 464287879 17,111 139,769 SH   SOLE   0 0 139,769
ISHARES TR S&P 500 VAL ETF 464287408 27,698 246,312 SH   SOLE   0 0 246,312
ISHARES TR MSCI EAFE ETF 464287465 2,470 38,809 SH   SOLE   0 0 38,809
ISHARES TR CORE MSCI EAFE 46432F842 16,692 276,905 SH   SOLE   0 0 276,905
ISHARES TR CORE MSCI INTL 46435G326 1,926 35,688 SH   SOLE   0 0 35,688
ISHARES TR SHORT TREAS BD 464288679 1,562 14,107 SH   SOLE   0 0 14,107
ISHARES TR SHRT NAT MUN ETF 464288158 2,993 27,684 SH   SOLE   0 0 27,684
ISHARES TR ISHS 5-10YR INVT 464288638 1,446 23,772 SH   SOLE   0 0 23,772
ISHARES TR EAFE SML CP ETF 464288273 2,304 39,050 SH   SOLE   0 0 39,050
ISHARES TR JPMORGAN USD EMG 464288281 12,904 116,370 SH   SOLE   0 0 116,370
ISHARES TR IBOXX HI YD ETF 464288513 3,519 41,938 SH   SOLE   0 0 41,938
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 270 5,358 SH   SOLE   0 0 5,358
JOHNSON & JOHNSON COM 478160104 1,972 13,247 SH   SOLE   0 0 13,247
JPMORGAN CHASE & CO COM 46625H100 798 8,288 SH   SOLE   0 0 8,288
KANSAS CITY SOUTHERN COM NEW 485170302 275 1,522 SH   SOLE   0 0 1,522
KELLOGG CO COM 487836108 712 11,029 SH   SOLE   0 0 11,029
KIMBERLY CLARK CORP COM 494368103 222 1,501 SH   SOLE   0 0 1,501
KINDER MORGAN INC DEL COM 49456B101 368 29,818 SH   SOLE   0 0 29,818
KRAFT HEINZ CO COM 500754106 981 32,747 SH   SOLE   0 0 32,747
LAM RESEARCH CORP COM 512807108 2,092 6,306 SH   SOLE   0 0 6,306
LAS VEGAS SANDS CORP COM 517834107 257 5,500 SH   SOLE   0 0 5,500
LILLY ELI & CO COM 532457108 1,664 11,242 SH   SOLE   0 0 11,242
LOCKHEED MARTIN CORP COM 539830109 744 1,942 SH   SOLE   0 0 1,942
MCDONALDS CORP COM 580135101 1,232 5,613 SH   SOLE   0 0 5,613
MERCK & CO. INC COM 58933Y105 1,612 19,431 SH   SOLE   0 0 19,431
MICROCHIP TECHNOLOGY INC. COM 595017104 3,102 30,183 SH   SOLE   0 0 30,183
MICROSOFT CORP COM 594918104 5,746 27,318 SH   SOLE   0 0 27,318
MOLSON COORS BEVERAGE CO CL B 60871R209 232 6,904 SH   SOLE   0 0 6,904
MONDELEZ INTL INC CL A 609207105 899 15,643 SH   SOLE   0 0 15,643
MOSAIC CO NEW COM 61945C103 202 11,083 SH   SOLE   0 0 11,083
NIKE INC CL B 654106103 469 3,734 SH   SOLE   0 0 3,734
NORFOLK SOUTHN CORP COM 655844108 1,884 8,803 SH   SOLE   0 0 8,803
NUTRIEN LTD COM 67077M108 627 15,983 SH   SOLE   0 0 15,983
OMNICOM GROUP INC COM 681919106 591 11,939 SH   SOLE   0 0 11,939
ORACLE CORP COM 68389X105 517 8,656 SH   SOLE   0 0 8,656
PAYPAL HLDGS INC COM 70450Y103 1,955 9,924 SH   SOLE   0 0 9,924
PEPSICO INC COM 713448108 609 4,392 SH   SOLE   0 0 4,392
PFIZER INC COM 717081103 1,448 39,461 SH   SOLE   0 0 39,461
PHILIP MORRIS INTL INC COM 718172109 606 8,078 SH   SOLE   0 0 8,078
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 270 2,647 SH   SOLE   0 0 2,647
PROCTER AND GAMBLE CO COM 742718109 921 6,625 SH   SOLE   0 0 6,625
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,078 19,624 SH   SOLE   0 0 19,624
QUALCOMM INC COM 747525103 219 1,857 SH   SOLE   0 0 1,857
QUEST DIAGNOSTICS INC COM 74834L100 269 2,346 SH   SOLE   0 0 2,346
RESTAURANT BRANDS INTL INC COM 76131D103 596 10,368 SH   SOLE   0 0 10,368
RPM INTL INC COM 749685103 1,094 13,211 SH   SOLE   0 0 13,211
SALESFORCE COM INC COM 79466L302 290 1,155 SH   SOLE   0 0 1,155
SMUCKER J M CO COM NEW 832696405 1,264 10,941 SH   SOLE   0 0 10,941
SNAP ON INC COM 833034101 366 2,487 SH   SOLE   0 0 2,487
SOUTHERN CO COM 842587107 441 8,142 SH   SOLE   0 0 8,142
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,659 72,722 SH   SOLE   0 0 72,722
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,060 34,909 SH   SOLE   0 0 34,909
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,977 170,097 SH   SOLE   0 0 170,097
SPDR S&P 500 ETF TR TR UNIT 78462F103 747 2,232 SH   SOLE   0 0 2,232
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,249 11,979 SH   SOLE   0 0 11,979
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,853 96,837 SH   SOLE   0 0 96,837
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,441 147,046 SH   SOLE   0 0 147,046
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,689 73,645 SH   SOLE   0 0 73,645
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,719 29,120 SH   SOLE   0 0 29,120
SPDR SER TR PORTFOLIO SH TSR 78468R101 454 14,778 SH   SOLE   0 0 14,778
SPDR SER TR PORTFOLIO SHORT 78464A474 6,016 191,784 SH   SOLE   0 0 191,784
SPDR SER TR PORTFOLIO INTRMD 78464A375 5,677 154,435 SH   SOLE   0 0 154,435
STARBUCKS CORP COM 855244109 2,593 30,180 SH   SOLE   0 0 30,180
SUNOPTA INC COM 8676EP108 74 10,000 SH   SOLE   0 0 10,000
TARGET CORP COM 87612E106 2,166 13,762 SH   SOLE   0 0 13,762
TESLA INC COM 88160R101 215 500 SH   SOLE   0 0 500
TEXAS INSTRS INC COM 882508104 1,970 13,798 SH   SOLE   0 0 13,798
TORONTO DOMINION BK ONT COM NEW 891160509 413 8,935 SH   SOLE   0 0 8,935
TRACTOR SUPPLY CO COM 892356106 248 1,729 SH   SOLE   0 0 1,729
TRUIST FINL CORP COM 89832Q109 318 8,347 SH   SOLE   0 0 8,347
TYSON FOODS INC CL A 902494103 806 13,556 SH   SOLE   0 0 13,556
UNILEVER PLC SPON ADR NEW 904767704 387 6,273 SH   SOLE   0 0 6,273
UNION PAC CORP COM 907818108 1,065 5,408 SH   SOLE   0 0 5,408
UNITED PARCEL SERVICE INC CL B 911312106 854 5,125 SH   SOLE   0 0 5,125
UNITED RENTALS INC COM 911363109 585 3,353 SH   SOLE   0 0 3,353
US BANCORP DEL COM NEW 902973304 961 26,814 SH   SOLE   0 0 26,814
US ECOLOGY INC COM 91734M103 266 8,152 SH   SOLE   0 0 8,152
VANGUARD INDEX FDS SMALL CP ETF 922908751 802 5,216 SH   SOLE   0 0 5,216
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,113 10,062 SH   SOLE   0 0 10,062
VANGUARD INDEX FDS GROWTH ETF 922908736 2,015 8,854 SH   SOLE   0 0 8,854
VANGUARD INDEX FDS VALUE ETF 922908744 1,681 16,082 SH   SOLE   0 0 16,082
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,841 13,220 SH   SOLE   0 0 13,220
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 701 13,894 SH   SOLE   0 0 13,894
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 592 13,686 SH   SOLE   0 0 13,686
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,782 33,576 SH   SOLE   0 0 33,576
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,082 26,455 SH   SOLE   0 0 26,455
VERIZON COMMUNICATIONS INC COM 92343V104 1,984 33,353 SH   SOLE   0 0 33,353
VISA INC COM CL A 92826C839 652 3,259 SH   SOLE   0 0 3,259
WALMART INC COM 931142103 309 2,208 SH   SOLE   0 0 2,208
WASTE MGMT INC DEL COM 94106L109 211 1,868 SH   SOLE   0 0 1,868
WYNN RESORTS LTD COM 983134107 325 4,526 SH   SOLE   0 0 4,526
ZIMMER BIOMET HOLDINGS INC COM 98956P102 620 4,552 SH   SOLE   0 0 4,552
ZOETIS INC CL A 98978V103 483 2,921 SH   SOLE   0 0 2,921