The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   566,467 9,484 SH   SOLE   9,484 0 0
CHEVRON CORP NEW COM 166764100   3,924,151 24,939 SH   SOLE   24,939 0 0
ISHARES TR CORE S&P TTL STK 464287150   12,998,116 132,851 SH   SOLE   132,851 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,923,553 15,534 SH   SOLE   15,534 0 0
ISHARES TR CORE US AGGBD ET 464287226   5,957,515 60,822 SH   SOLE   60,822 0 0
ISHARES TR IBOXX INV CP ETF 464287242   17,238,226 159,407 SH   SOLE   159,407 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,305,014 46,893 SH   SOLE   46,893 0 0
ISHARES TR S&P 500 VAL ETF 464287408   9,090,881 56,399 SH   SOLE   56,399 0 0
ISHARES TR CORE S&P MCP ETF 464287507   942,203 3,603 SH   SOLE   3,603 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   844,232 4,508 SH   SOLE   4,508 0 0
ISHARES TR CORE S&P US VLU 464287663   10,329,787 131,993 SH   SOLE   131,993 0 0
ISHARES TR CORE S&P US GWT 464287671   6,793,716 69,579 SH   SOLE   69,579 0 0
ISHARES TR S&P MC 400VL ETF 464287705   4,149,616 38,734 SH   SOLE   38,734 0 0
ISHARES TR SP SMCP600VL ETF 464287879   9,738,721 102,416 SH   SOLE   102,416 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,472,374 14,152 SH   SOLE   14,152 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   7,402,016 121,464 SH   SOLE   121,464 0 0
ISHARES TR NATIONAL MUN ETF 464288414   4,063,656 38,075 SH   SOLE   38,075 0 0
ISHARES TR RUS TP200 GR ETF 464289438   9,587,489 60,466 SH   SOLE   60,466 0 0
ISHARES TR US TREAS BD ETF 46429B267   2,047,581 89,414 SH   SOLE   89,414 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   2,149,053 44,577 SH   SOLE   44,577 0 0
ISHARES TR CORE MSCI INTL 46435G326   1,583,497 25,908 SH   SOLE   25,908 0 0
UNITEDHEALTH GROUP INC COM 91324P102   219,436 457 SH   SOLE   457 0 0