The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   5,907,720 234,993 SH   SOLE   109,444 0 125,549
ABBOTT LABS COM 002824100   3,598,372 32,862 SH   SOLE   12,087 0 20,775
ABBVIE INC COM 00287Y109   3,812,377 20,529 SH   SOLE   4,321 0 16,208
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,009,578 3,168 SH   SOLE   1,554 0 1,614
ADOBE INC COM 00724F101   432,956 842 SH   SOLE   333 0 509
ADVANCED MICRO DEVICES INC COM 007903107   733,000 5,631 SH   SOLE   850 0 4,781
AFLAC INC COM 001055102   427,332 4,334 SH   SOLE   1,811 0 2,523
AIR PRODS & CHEMS INC COM 009158106   4,301,815 15,443 SH   SOLE   5,169 0 10,274
ALPHABET INC CAP STK CL C 02079K107   3,982,355 24,806 SH   SOLE   1,634 0 23,172
ALPHABET INC CAP STK CL A 02079K305   15,006,429 94,803 SH   SOLE   27,577 0 67,226
AMAZON COM INC COM 023135106   11,251,486 69,484 SH   SOLE   19,576 0 49,908
AMERICAN ELEC PWR CO INC COM 025537101   248,019 2,523 SH   SOLE   926 0 1,597
AMERICAN EXPRESS CO COM 025816109   212,862 921 SH   SOLE   91 0 830
AMGEN INC COM 031162100   5,739,168 17,447 SH   SOLE   5,203 0 12,244
AMPHENOL CORP NEW CL A 032095101   350,897 5,860 SH   SOLE   400 0 5,460
ANALOG DEVICES INC COM 032654105   1,079,617 5,270 SH   SOLE   2,552 0 2,718
APPLE INC COM 037833100   29,981,709 144,678 SH   SOLE   31,307 0 113,371
APPLIED MATLS INC COM 038222105   1,035,707 5,650 SH   SOLE   2,049 0 3,601
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,707,226 2,025 SH   SOLE   574 0 1,451
ASTRAZENECA PLC SPONSORED ADR 046353108   337,130 4,254 SH   SOLE   1,373 0 2,881
AT&T INC COM 00206R102   226,058 11,780 SH   SOLE   2,947 0 8,833
AUTOMATIC DATA PROCESSING IN COM 053015103   1,369,838 5,279 SH   SOLE   1,025 0 4,254
BANK AMERICA CORP COM 060505104   5,009,463 135,684 SH   SOLE   43,345 0 92,339
BAXTER INTL INC COM 071813109   345,165 9,349 SH   SOLE   83 0 9,266
BECTON DICKINSON & CO COM 075887109   2,900,867 12,317 SH   SOLE   3,325 0 8,992
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,888,704 6,843 SH   SOLE   989 0 5,854
BHP GROUP LTD SPONSORED ADS 088606108   840,050 15,696 SH   SOLE   6,688 0 9,008
BLACKROCK INC COM 09247X101   1,023,526 1,217 SH   SOLE   483 0 734
BRISTOL-MYERS SQUIBB CO COM 110122108   2,171,414 45,898 SH   SOLE   10,061 0 35,837
BROADCOM INC COM 11135F101   932,040 6,476 SH   SOLE   1,216 0 5,260
BROWN & BROWN INC COM 115236101   646,501 6,506 SH   SOLE   4,926 0 1,580
CARLISLE COS INC COM 142339100   1,424,451 3,719 SH   SOLE   3,519 0 200
CATERPILLAR INC COM 149123101   1,620,435 4,964 SH   SOLE   1,263 0 3,701
CHESAPEAKE ENERGY CORP COM 165167735   560,102 7,920 SH   SOLE   2,255 0 5,665
CHEVRON CORP NEW COM 166764100   1,462,417 10,210 SH   SOLE   2,700 0 7,510
CISCO SYS INC COM 17275R102   4,848,387 107,360 SH   SOLE   37,633 0 69,727
CITIGROUP INC COM NEW 172967424   382,289 6,759 SH   SOLE   1,844 0 4,915
CITIZENS FINL GROUP INC COM 174610105   215,812 5,555 SH   SOLE   195 0 5,360
CLOROX CO DEL COM 189054109   459,420 3,208 SH   SOLE   1,667 0 1,541
COCA COLA CO COM 191216100   808,638 11,883 SH   SOLE   1,044 0 10,839
COLGATE PALMOLIVE CO COM 194162103   437,552 4,262 SH   SOLE   2,441 0 1,821
COMCAST CORP NEW CL A 20030N101   1,435,665 36,888 SH   SOLE   12,477 0 24,411
CONOCOPHILLIPS COM 20825C104   1,057,908 9,999 SH   SOLE   479 0 9,520
COSTCO WHSL CORP NEW COM 22160K105   432,539 529 SH   SOLE   401 0 128
COTERRA ENERGY INC COM 127097103   293,358 12,478 SH   SOLE   2,215 0 10,263
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   278,764 5,651 SH   SOLE   115 0 5,536
CUMMINS INC COM 231021106   1,211,625 4,145 SH   SOLE   1,309 0 2,836
DANAHER CORPORATION COM 235851102   411,551 1,530 SH   SOLE   1,022 0 508
DEERE & CO COM 244199105   1,427,213 4,124 SH   SOLE   1,158 0 2,966
DIAMONDBACK ENERGY INC COM 25278X109   3,456,792 18,222 SH   SOLE   4,424 0 13,798
DISNEY WALT CO COM 254687106   3,030,966 33,688 SH   SOLE   10,777 0 22,911
DUKE ENERGY CORP NEW COM NEW 26441C204   1,545,584 13,687 SH   SOLE   4,164 0 9,523
ELEVANCE HEALTH INC COM 036752103   411,632 786 SH   SOLE   338 0 448
ELI LILLY & CO COM 532457108   3,501,890 4,415 SH   SOLE   17 0 4,398
EMERSON ELEC CO COM 291011104   819,344 7,602 SH   SOLE   2,332 0 5,270
ENBRIDGE INC COM 29250N105   275,707 7,202 SH   SOLE   2,642 0 4,560
EOG RES INC COM 26875P101   2,910,653 23,805 SH   SOLE   7,673 0 16,132
EPAM SYS INC COM 29414B104   568,522 2,751 SH   SOLE   787 0 1,964
EXXON MOBIL CORP COM 30231G102   6,459,837 56,586 SH   SOLE   18,825 0 37,761
FEDEX CORP COM 31428X106   2,378,482 8,325 SH   SOLE   2,439 0 5,886
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   1,177,789 23,708 SH   SOLE   4,510 0 19,198
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   285,351 6,244 SH   SOLE   6,244 0 0
FREEPORT-MCMORAN INC CL B 35671D857   1,844,866 44,953 SH   SOLE   19,848 0 25,105
GENERAL DYNAMICS CORP COM 369550108   2,613,598 9,158 SH   SOLE   3,523 0 5,635
GENERAL MLS INC COM 370334104   569,050 8,377 SH   SOLE   2,572 0 5,805
GILEAD SCIENCES INC COM 375558103   747,808 10,080 SH   SOLE   2,449 0 7,631
GOLDMAN SACHS GROUP INC COM 38141G104   2,530,902 5,382 SH   SOLE   2,357 0 3,025
GRAINGER W W INC COM 384802104   210,538 221 SH   SOLE   221 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   744,107 15,672 SH   SOLE   3,625 0 12,047
HERSHEY CO COM 427866108   7,875,325 39,497 SH   SOLE   8,874 0 30,623
HOME DEPOT INC COM 437076102   3,000,857 8,479 SH   SOLE   3,013 0 5,466
HONEYWELL INTL INC COM 438516106   2,774,231 13,955 SH   SOLE   5,782 0 8,173
ILLINOIS TOOL WKS INC COM 452308109   512,972 2,152 SH   SOLE   1,349 0 803
INTEL CORP COM 458140100   937,933 47,299 SH   SOLE   6,109 0 41,190
INTERNATIONAL BUSINESS MACHS COM 459200101   3,171,072 16,976 SH   SOLE   4,851 0 12,125
INVESCO QQQ TR UNIT SER 1 46090E103   278,077 633 SH   SOLE   5 0 628
ISHARES INC CORE MSCI EMKT 46434G103   214,845 4,218 SH   SOLE   3,393 0 825
ISHARES TR CORE S&P500 ETF 464287200   241,030 459 SH   SOLE   449 0 10
ISHARES TR IBOXX INV CP ETF 464287242   9,197,293 83,917 SH   SOLE   35,945 0 47,972
ISHARES TR 7-10 YR TRSY BD 464287440   3,295,844 34,009 SH   SOLE   10,880 0 23,129
ISHARES TR 1 3 YR TREAS BD 464287457   10,172,605 123,230 SH   SOLE   44,558 0 78,672
ISHARES TR CORE S&P MCP ETF 464287507   2,609,764 45,081 SH   SOLE   22,528 0 22,553
ISHARES TR ISHARES BIOTECH 464287556   446,737 3,174 SH   SOLE   1,635 0 1,539
ISHARES TR CORE S&P SCP ETF 464287804   3,857,226 35,417 SH   SOLE   15,645 0 19,772
ISHARES TR SHRT NAT MUN ETF 464288158   215,850 2,045 SH   SOLE   400 0 1,645
ISHARES TR NATIONAL MUN ETF 464288414   4,222,371 39,089 SH   SOLE   15,188 0 23,901
ISHARES TR IBOXX HI YD ETF 464288513   4,957,083 63,954 SH   SOLE   18,706 0 45,248
ISHARES TR ISHS 1-5YR INVS 464288646   7,488,718 144,236 SH   SOLE   54,117 0 90,119
ISHARES TR 3 7 YR TREAS BD 464288661   1,427,430 12,056 SH   SOLE   1,896 0 10,160
ISHARES TR CORE MSCI EURO 46434V738   249,346 4,479 SH   SOLE   4,479 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   603,043 11,932 SH   SOLE   10,532 0 1,400
ISHARES TR RUSEL 2500 ETF 46435G268   574,829 9,212 SH   SOLE   6,097 0 3,115
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,956,973 71,271 SH   SOLE   35,187 0 36,084
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   731,348 14,572 SH   SOLE   9,617 0 4,955
JOHNSON & JOHNSON COM 478160104   7,231,718 45,491 SH   SOLE   12,745 0 32,746
JPMORGAN CHASE & CO. COM 46625H100   9,088,994 45,368 SH   SOLE   16,813 0 28,555
KIMBERLY-CLARK CORP COM 494368103   1,682,289 12,096 SH   SOLE   3,517 0 8,579
L3HARRIS TECHNOLOGIES INC COM 502431109   2,654,397 11,747 SH   SOLE   2,010 0 9,737
LAM RESEARCH CORP COM 512807108   2,507,699 3,256 SH   SOLE   1,014 0 2,242
LINDE PLC SHS G54950103   430,953 967 SH   SOLE   104 0 863
LOCKHEED MARTIN CORP COM 539830109   3,253,587 6,008 SH   SOLE   1,943 0 4,065
LOWES COS INC COM 548661107   1,018,912 4,234 SH   SOLE   1,302 0 2,932
MASTERCARD INCORPORATED CL A 57636Q104   1,126,578 2,513 SH   SOLE   216 0 2,297
MCDONALDS CORP COM 580135101   1,913,673 7,086 SH   SOLE   1,774 0 5,312
MEDTRONIC PLC SHS G5960L103   1,874,012 23,199 SH   SOLE   6,724 0 16,475
MERCK & CO INC COM 58933Y105   6,270,711 56,417 SH   SOLE   14,773 0 41,644
META PLATFORMS INC CL A 30303M102   5,353,966 10,836 SH   SOLE   2,630 0 8,206
MICROSOFT CORP COM 594918104   23,213,040 58,089 SH   SOLE   14,160 0 43,929
MONDELEZ INTL INC CL A 609207105   2,260,066 33,013 SH   SOLE   10,222 0 22,791
MONSTER BEVERAGE CORP NEW COM 61174X109   429,311 8,451 SH   SOLE   4,580 0 3,871
MORGAN STANLEY COM NEW 617446448   2,600,743 27,974 SH   SOLE   7,767 0 20,207
NETFLIX INC COM 64110L106   999,695 1,640 SH   SOLE   119 0 1,521
NEWMONT CORP COM 651639106   308,734 6,486 SH   SOLE   921 0 5,565
NIKE INC CL B 654106103   1,383,515 19,083 SH   SOLE   8,654 0 10,429
NORFOLK SOUTHN CORP COM 655844108   2,984,100 12,237 SH   SOLE   4,931 0 7,306
NORTHROP GRUMMAN CORP COM 666807102   287,539 591 SH   SOLE   334 0 257
NOVARTIS AG SPONSORED ADR 66987V109   1,581,892 14,373 SH   SOLE   5,026 0 9,347
NUTRIEN LTD COM 67077M108   510,042 10,811 SH   SOLE   226 0 10,585
NVIDIA CORPORATION COM 67066G104   8,884,715 85,225 SH   SOLE   9,391 0 75,834
NXP SEMICONDUCTORS N V COM N6596X109   475,414 2,008 SH   SOLE   1,026 0 982
OLD DOMINION FREIGHT LINE IN COM 679580100   506,719 2,561 SH   SOLE   140 0 2,421
ORACLE CORP COM 68389X105   6,468,232 50,450 SH   SOLE   13,298 0 37,152
PALANTIR TECHNOLOGIES INC CL A 69608A108   794,084 29,864 SH   SOLE   450 0 29,414
PAYCHEX INC COM 704326107   376,695 3,008 SH   SOLE   1,900 0 1,108
PEPSICO INC COM 713448108   7,993,693 46,343 SH   SOLE   11,715 0 34,628
PFIZER INC COM 717081103   4,719,775 160,975 SH   SOLE   41,463 0 119,512
PHILIP MORRIS INTL INC COM 718172109   1,300,719 11,390 SH   SOLE   1,891 0 9,499
PHILLIPS 66 COM 718546104   3,240,394 24,349 SH   SOLE   9,380 0 14,969
PNC FINL SVCS GROUP INC COM 693475105   3,195,648 18,899 SH   SOLE   4,710 0 14,189
POET TECHNOLOGIES INC COM NEW 73044W302   153,960 61,584 SH   SOLE   1,500 0 60,084
PPL CORP COM 69351T106   415,300 13,738 SH   SOLE   5,827 0 7,911
PROCTER AND GAMBLE CO COM 742718109   4,943,546 29,410 SH   SOLE   9,927 0 19,483
PROGRESSIVE CORP COM 743315103   328,353 1,534 SH   SOLE   250 0 1,284
QUALCOMM INC COM 747525103   1,674,304 10,549 SH   SOLE   2,298 0 8,251
REGENERON PHARMACEUTICALS COM 75886F107   779,385 731 SH   SOLE   182 0 549
ROCKWELL AUTOMATION INC COM 773903109   281,387 1,122 SH   SOLE   700 0 422
RTX CORPORATION COM 75513E101   3,629,259 31,724 SH   SOLE   9,074 0 22,650
SALESFORCE INC COM 79466L302   279,905 1,174 SH   SOLE   295 0 879
SAP SE SPON ADR 803054204   1,971,782 9,774 SH   SOLE   2,204 0 7,570
SCHLUMBERGER LTD COM STK 806857108   291,583 6,719 SH   SOLE   2,141 0 4,578
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   223,441 3,622 SH   SOLE   3,222 0 400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   788,949 8,430 SH   SOLE   4,592 0 3,838
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,550,015 145,502 SH   SOLE   44,826 0 100,676
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,400,539 37,791 SH   SOLE   31,797 0 5,994
SELECT SECTOR SPDR TR INDL 81369Y704   205,288 1,682 SH   SOLE   510 0 1,172
SEMPRA COM 816851109   1,489,454 19,331 SH   SOLE   7,984 0 11,347
SERVICENOW INC COM 81762P102   218,854 276 SH   SOLE   65 0 211
SHELL PLC SPON ADS 780259305   276,928 3,972 SH   SOLE   648 0 3,324
SHERWIN WILLIAMS CO COM 824348106   3,187,679 9,263 SH   SOLE   3,354 0 5,909
SMITH A O CORP COM 831865209   573,379 7,022 SH   SOLE   3,277 0 3,745
SNOWFLAKE INC CL A 833445109   260,067 2,265 SH   SOLE   640 0 1,625
SOUTHERN CO COM 842587107   1,632,324 18,882 SH   SOLE   7,267 0 11,615
SOUTHERN COPPER CORP COM 84265V105   603,731 6,086 SH   SOLE   1,601 0 4,485
SPDR GOLD TR GOLD SHS 78463V107   1,709,542 7,746 SH   SOLE   1,030 0 6,716
SPDR S&P 500 ETF TR TR UNIT 78462F103   517,973 992 SH   SOLE   90 0 902
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   485,203 917 SH   SOLE   40 0 877
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,603,827 61,733 SH   SOLE   37,537 0 24,196
SPDR SER TR S&P DIVID ETF 78464A763   852,949 6,447 SH   SOLE   1,251 0 5,196
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,188,547 12,991 SH   SOLE   4,016 0 8,975
STANLEY BLACK & DECKER INC COM 854502101   946,789 9,836 SH   SOLE   3,352 0 6,484
STARBUCKS CORP COM 855244109   237,491 3,151 SH   SOLE   1,604 0 1,547
STRYKER CORPORATION COM 863667101   436,586 1,353 SH   SOLE   7 0 1,346
SYSCO CORP COM 871829107   410,434 5,459 SH   SOLE   2,513 0 2,946
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,640,233 23,426 SH   SOLE   7,105 0 16,321
TARGET CORP COM 87612E106   4,963,855 37,085 SH   SOLE   10,180 0 26,905
TE CONNECTIVITY LTD SHS H84989104   328,075 2,295 SH   SOLE   1,360 0 935
TEXAS INSTRS INC COM 882508104   1,130,228 6,046 SH   SOLE   1,374 0 4,672
THERMO FISHER SCIENTIFIC INC COM 883556102   481,017 799 SH   SOLE   431 0 368
TJX COS INC NEW COM 872540109   284,713 2,602 SH   SOLE   1,705 0 897
TOTALENERGIES SE SPONSORED ADS 89151E109   235,228 3,620 SH   SOLE   1,196 0 2,424
TOYOTA MOTOR CORP ADS 892331307   238,018 1,403 SH   SOLE   183 0 1,220
TRANE TECHNOLOGIES PLC SHS G8994E103   353,909 1,096 SH   SOLE   920 0 176
UBER TECHNOLOGIES INC COM 90353T100   4,437,951 68,413 SH   SOLE   19,984 0 48,429
UNILEVER PLC SPON ADR NEW 904767704   2,616,099 42,663 SH   SOLE   12,879 0 29,784
UNION PAC CORP COM 907818108   1,564,742 6,559 SH   SOLE   2,157 0 4,402
UNITED PARCEL SERVICE INC CL B 911312106   786,033 6,314 SH   SOLE   2,706 0 3,608
UNITEDHEALTH GROUP INC COM 91324P102   3,932,635 6,919 SH   SOLE   3,621 0 3,298
US BANCORP DEL COM NEW 902973304   331,756 7,962 SH   SOLE   3,666 0 4,296
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   419,638 5,680 SH   SOLE   3,375 0 2,305
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   210,714 439 SH   SOLE   382 0 57
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   215,447 2,383 SH   SOLE   1,260 0 1,123
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,356,395 65,522 SH   SOLE   15,922 0 49,600
VERIZON COMMUNICATIONS INC COM 92343V104   1,966,806 48,853 SH   SOLE   15,364 0 33,489
VERTEX PHARMACEUTICALS INC COM 92532F100   473,816 999 SH   SOLE   304 0 695
VISA INC COM CL A 92826C839   3,557,979 13,777 SH   SOLE   5,607 0 8,170
VULCAN MATLS CO COM 929160109   806,109 3,275 SH   SOLE   525 0 2,750
WALMART INC COM 931142103   5,049,945 74,549 SH   SOLE   24,855 0 49,694
ZOETIS INC CL A 98978V103   299,614 1,617 SH   SOLE   614 0 1,003
ALTRIA GROUP INC COM 02209S103   314,050 6,347 SH   SOLE   0 0 6,347
CHORD ENERGY CORPORATION COM NEW 674215207   305,960 2,000 SH   SOLE   0 0 2,000
CONSTELLATION ENERGY CORP COM 21037T109   244,947 1,353 SH   SOLE   0 0 1,353
DENISON MINES CORP COM 248356107   37,680 24,000 SH   SOLE   0 0 24,000
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   220,066 5,670 SH   SOLE   0 0 5,670
EATON CORP PLC SHS G29183103   898,198 3,235 SH   SOLE   0 0 3,235
ENTERPRISE PRODS PARTNERS L COM 293792107   216,288 7,484 SH   SOLE   0 0 7,484
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   851,789 18,795 SH   SOLE   0 0 18,795
HUBBELL INC COM 443510607   390,995 1,083 SH   SOLE   0 0 1,083
M & T BK CORP COM 55261F104   289,199 1,804 SH   SOLE   0 0 1,804
MARTIN MARIETTA MATLS INC COM 573284106   852,130 1,564 SH   SOLE   0 0 1,564
NEXTERA ENERGY INC COM 65339F101   506,309 6,578 SH   SOLE   0 0 6,578
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   13,482 39,421 SH   SOLE   0 0 39,421
NUVEEN AMT FREE MUN CR INC F COM 67071L106   138,467 10,709 SH   SOLE   0 0 10,709
OLLIES BARGAIN OUTLET HLDGS COM 681116109   214,188 2,274 SH   SOLE   0 0 2,274
RITHM CAPITAL CORP COM NEW 64828T201   143,708 13,124 SH   SOLE   0 0 13,124
TEXAS PACIFIC LAND CORPORATI COM 88262P102   558,821 723 SH   SOLE   0 0 723
WATERS CORP COM 941848103   397,068 1,200 SH   SOLE   0 0 1,200
XILIO THERAPEUTICS INC COM 98422T100   37,179 41,000 SH   SOLE   0 0 41,000