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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR INTERM CORP BD ETF 464288638 173,732 2,927,241 SH   SOLE   173,732 0 0
ISHARES TR SHORT CORP BD ETF 464288646 693,728 12,867,430 SH   SOLE   693,728 0 0
ISHARES TR Core S&P 500 ETF 464287200 222,410 466,278 SH   SOLE   222,410 0 0
ISHARES TR 1-3 Year Treasury Bond 464287457 115,604 1,351,306 SH   SOLE   115,604 0 0
ISHARES TR 3-7 Year Treasury Bond 464288661 173,632 1,348,283 SH   SOLE   173,632 0 0
ISHARES TR Core International Agg 46435G672 433,276 7,947,893 SH   SOLE   433,276 0 0
ISHARES TR Core MSCI EAFE ETF 46432F842 135,648 1,817,365 SH   SOLE   135,648 0 0
ISHARES TR Core MSCI Emerging Mar 46434G103 142,891 2,387,089 SH   SOLE   142,891 0 0
ISHARES TR MSCI EAFE Small-Cap ET 464288273 232,673 3,183,370 SH   SOLE   232,673 0 0
ISHARES TR TIPS Bond ETF 464287176 144,870 1,121,029 SH   SOLE   144,870 0 0
ISHARES TR MSCI USA Value Factor 46432F388 265,325 2,423,727 SH   SOLE   265,325 0 0