The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF 46434G103 63,243 1,341,316 SH   SOLE 0 1,341,316 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 36,566 145,329 SH   SOLE 0 145,329 0 0
SECTOR SPDR TR SHS BEN INT TECHNOLOGY ETF 81369Y803 23,104 372,772 SH   SOLE 0 372,772 0 0
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 22,661 146,899 SH   SOLE 0 146,899 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 18,386 122,028 SH   SOLE 0 122,028 0 0
ALPHABET INC CAP STK CL A CL A 02079K305 16,946 16,217 SH   SOLE 0 16,217 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721 15,833 99,000 SH   SOLE 0 99,000 0 0
ALPHABET INC CAP STK CL C CL C 02079K107 15,104 14,585 SH   SOLE 0 14,585 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 13,607 98,112 SH   SOLE 0 98,112 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 10,271 61,849 SH   SOLE 0 61,849 0 0
ISHARES CORE S&P US GROWTH ETF ETF 464287671 7,905 150,000 SH   SOLE 0 150,000 0 0
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF ETF 464287457 6,892 82,415 SH   SOLE 0 82,415 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505 5,171 38,307 SH   SOLE 0 38,307 0 0
APPLE INC COM 037833100 1,609 10,198 SH   SOLE 0 10,198 0 0
TWILIO INC CL A CL A 90138F102 1,528 17,113 SH   SOLE 0 17,113 0 0
WHITE MOUNTAINS INSURANCE GROUP COM USD1 COM G9618E107 1,488 1,735 SH   SOLE 0 1,735 0 0
AMAZON.COM INC COM 023135106 1,254 835 SH   SOLE 0 835 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 642 12,251 SH   SOLE 0 12,251 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD ETF 33733E302 292 2,500 SH   SOLE 0 2,500 0 0
NETFLIX COM INC COM COM 64110L106 264 986 SH   SOLE 0 986 0 0
TESLA INC COM COM 88160R101 251 755 SH   SOLE 0 755 0 0
ISHARES U S CONSUMER SERVICES ETF ETF 464287580 246 1,358 SH   SOLE 0 1,358 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 238 1,821 SH   SOLE 0 1,821 0 0
SALESFORCE COM INC COM 79466L302 226 1,652 SH   SOLE 0 1,652 0 0
INVESCO EXCHANGE TRADED FD TR DYNMC SOFTWARE ETF 46137V639 217 2,930 SH   SOLE 0 2,930 0 0
SECTOR SPDR TR SHS BEN INT FINANCIAL ETF 81369Y605 215 9,006 SH   SOLE 0 9,006 0 0
ISHARES TR MSCI ACWI EX US ETF 464288240 208 4,967 SH   SOLE 0 4,967 0 0
SECTOR SPDR TR SHS BEN INT INDUSTRIAL ETF 81369Y704 207 3,220 SH   SOLE 0 3,220 0 0