The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE S&P 500 ETF ETF 464287200 53,571 220,086 SH   SOLE 0 220,086 0 0
POWERSHARES QQQ TRUST SERIES ETF 73935A104 35,247 256,078 SH   SOLE 0 256,078 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 25,752 148,041 SH   SOLE 0 148,041 0 0
TECHNOLOGY SELECT SECT SPDR ETF 81369Y803 22,459 410,437 SH   SOLE 0 410,437 0 0
ALPHABET INC CAP STK CL A CL A 02079K305 15,697 16,884 SH   SOLE 0 16,884 0 0
ALPHABET INC CAP STK CL C CL C 02079K107 13,764 15,146 SH   SOLE 0 15,146 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 13,201 97,592 SH   SOLE 0 97,592 0 0
CONSUMER DISCRETIONARY SELT ETF 81369Y407 6,584 73,458 SH   SOLE 0 73,458 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 4,319 41,148 SH   SOLE 0 41,148 0 0
APPLE INC COM 037833100 3,204 22,244 SH   SOLE 0 22,244 0 0
ISHARES CORE S&P SMALL-CAP E ETF 464287804 1,321 18,840 SH   SOLE 0 18,840 0 0
FACEBOOK INC-A CL A 30303M102 1,303 8,629 SH   SOLE 0 8,629 0 0
WHITE MOUNTAINS INSURANCE GROUP COM USD1 COM G9618E107 808 930 SH   SOLE 0 930 0 0
SALESFORCE.COM INC COM 79466L302 698 8,064 SH   SOLE 0 8,064 0 0
ISHARES S&P MID-CAP 400 VALU ETF 464287705 497 3,349 SH   SOLE 0 3,349 0 0
ISHARES EDGE MSCI MIN VOL US ETF 46429B697 462 9,438 SH   SOLE 0 9,438 0 0
ISHARES TR MSCI ACWI EX US ETF 464288240 226 4,967 SH   SOLE 0 4,967 0 0
SECTOR SPDR TR SHS BEN INT FINANCIAL ETF 81369Y605 222 9,006 SH   SOLE 0 9,006 0 0
SECTOR SPDR TR SHS BEN INT INDUSTRIAL ETF 81369Y704 219 3,220 SH   SOLE 0 3,220 0 0