The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   10,410,064 335,592 SH   SOLE   0 0 335,592
ALPHABET INC CAP STK CL C 02079K107   636,284 3,469 SH   SOLE   0 0 3,469
ALPHABET INC CAP STK CL A 02079K305   2,678,151 14,703 SH   SOLE   0 0 14,703
AMAZON COM INC COM 023135106   561,005 2,903 SH   SOLE   0 0 2,903
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   546,364 8,848 SH   SOLE   0 0 8,848
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   274,236 4,938 SH   SOLE   0 0 4,938
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,667,051 109,135 SH   SOLE   0 0 109,135
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   4,477,552 71,917 SH   SOLE   0 0 71,917
AMERICAN EXPRESS CO COM 025816109   365,617 1,579 SH   SOLE   0 0 1,579
AMGEN INC COM 031162100   226,214 724 SH   SOLE   0 0 724
APPLE INC COM 037833100   2,380,006 11,300 SH   SOLE   0 0 11,300
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,224,482 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   13,498,031 33,181 SH   SOLE   0 0 33,181
CANADIAN NATL RY CO COM 136375102   395,854 3,351 SH   SOLE   0 0 3,351
DISNEY WALT CO COM 254687106   397,557 4,004 SH   SOLE   0 0 4,004
EXXON MOBIL CORP COM 30231G102   644,212 5,596 SH   SOLE   0 0 5,596
FEDEX CORP COM 31428X106   1,728,850 5,766 SH   SOLE   0 0 5,766
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   31,796,743 944,925 SH   SOLE   0 0 944,925
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   1,749,936 53,564 SH   SOLE   0 0 53,564
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   39,081,776 365,421 SH   SOLE   0 0 365,421
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,415,343 14,142 SH   SOLE   0 0 14,142
HOME DEPOT INC COM 437076102   365,583 1,062 SH   SOLE   0 0 1,062
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   3,106,382 33,539 SH   SOLE   0 0 33,539
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   220,332 4,816 SH   SOLE   0 0 4,816
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   205,722 1,980 SH   SOLE   0 0 1,980
ISHARES INC ESG AWR MSCI EM 46434G863   202,421 6,037 SH   SOLE   0 0 6,037
ISHARES TR MORNINGSTAR GRWT 464287119   241,136 2,962 SH   SOLE   0 0 2,962
ISHARES TR CORE S&P500 ETF 464287200   1,549,755 2,832 SH   SOLE   0 0 2,832
ISHARES TR S&P 500 VAL ETF 464287408   619,744 3,405 SH   SOLE   0 0 3,405
ISHARES TR CORE S&P MCP ETF 464287507   14,276,188 243,954 SH   SOLE   0 0 243,954
ISHARES TR ISHARES BIOTECH 464287556   567,296 4,133 SH   SOLE   0 0 4,133
ISHARES TR RUS 1000 GRW ETF 464287614   281,402 772 SH   SOLE   0 0 772
ISHARES TR RUS 1000 ETF 464287622   502,248 1,688 SH   SOLE   0 0 1,688
ISHARES TR CORE S&P US GWT 464287671   202,438 1,588 SH   SOLE   0 0 1,588
ISHARES TR CORE S&P SCP ETF 464287804   21,321,761 199,904 SH   SOLE   0 0 199,904
ISHARES TR DOW JONES US ETF 464287846   1,170,947 8,850 SH   SOLE   0 0 8,850
ISHARES TR MSCI ACWI ETF 464288257   802,536 7,140 SH   SOLE   0 0 7,140
ISHARES TR JPMORGAN USD EMG 464288281   1,747,812 19,754 SH   SOLE   0 0 19,754
ISHARES TR MBS ETF 464288588   11,754,618 128,032 SH   SOLE   0 0 128,032
ISHARES TR MSCI USA ESG SLC 464288802   254,630 2,266 SH   SOLE   0 0 2,266
ISHARES TR GNMA BOND ETF 46429B333   8,755,453 203,284 SH   SOLE   0 0 203,284
ISHARES TR MSCI CHINA ETF 46429B671   952,662 22,591 SH   SOLE   0 0 22,591
ISHARES TR 0-5 YR TIPS ETF 46429B747   23,712,685 238,342 SH   SOLE   0 0 238,342
ISHARES TR CORE 1 5 YR USD 46432F859   319,084 6,736 SH   SOLE   0 0 6,736
ISHARES TR ESG AWRE 1 5 YR 46435G243   251,169 10,256 SH   SOLE   0 0 10,256
ISHARES TR ESG AW MSCI EAFE 46435G516   444,398 5,641 SH   SOLE   0 0 5,641
JOHNSON & JOHNSON COM 478160104   610,254 4,175 SH   SOLE   0 0 4,175
JPMORGAN CHASE & CO. COM 46625H100   207,114 1,024 SH   SOLE   0 0 1,024
LOWES COS INC COM 548661107   244,270 1,108 SH   SOLE   0 0 1,108
MASTERCARD INCORPORATED CL A 57636Q104   1,805,227 4,092 SH   SOLE   0 0 4,092
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   9,124,757 474,840 SH   SOLE   0 0 474,840
MCCORMICK & CO INC COM NON VTG 579780206   387,971 5,469 SH   SOLE   0 0 5,469
MERCK & CO INC COM 58933Y105   254,285 2,054 SH   SOLE   0 0 2,054
MICROSOFT CORP COM 594918104   1,255,930 2,810 SH   SOLE   0 0 2,810
NETFLIX INC COM 64110L106   843,600 1,250 SH   SOLE   0 0 1,250
NORFOLK SOUTHN CORP COM 655844108   777,607 3,622 SH   SOLE   0 0 3,622
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   352,721 4,346 SH   SOLE   0 0 4,346
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   283,312 7,497 SH   SOLE   0 0 7,497
NUSHARES ETF TR NUVEEN ESG US 67092P870   649,952 29,787 SH   SOLE   0 0 29,787
NVIDIA CORPORATION COM 67066G104   213,724 1,730 SH   SOLE   0 0 1,730
PEPSICO INC COM 713448108   257,126 1,559 SH   SOLE   0 0 1,559
PFIZER INC COM 717081103   256,744 9,176 SH   SOLE   0 0 9,176
PGIM ETF TR TOTAL RETURN BON 69344A800   472,231 11,451 SH   SOLE   0 0 11,451
PIMCO ETF TR 1-5 US TIP IDX 72201R205   7,566,190 146,518 SH   SOLE   0 0 146,518
PIMCO ETF TR MULTISECTOR BD 72201R585   20,103,991 784,087 SH   SOLE   0 0 784,087
PIMCO ETF TR ACTIVE BD ETF 72201R775   20,558,400 225,718 SH   SOLE   0 0 225,718
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,406,567 84,644 SH   SOLE   0 0 84,644
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   3,843,780 77,076 SH   SOLE   0 0 77,076
PROCTER AND GAMBLE CO COM 742718109   765,064 4,639 SH   SOLE   0 0 4,639
QUALCOMM INC COM 747525103   324,863 1,631 SH   SOLE   0 0 1,631
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   48,778,763 483,724 SH   SOLE   0 0 483,724
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   350,294 4,729 SH   SOLE   0 0 4,729
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,071,953 13,773 SH   SOLE   0 0 13,773
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   368,165 7,759 SH   SOLE   0 0 7,759
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   16,989,901 574,565 SH   SOLE   0 0 574,565
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   16,284,084 468,472 SH   SOLE   0 0 468,472
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   583,425 16,655 SH   SOLE   0 0 16,655
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   1,830,044 33,322 SH   SOLE   0 0 33,322
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   53,614,369 800,453 SH   SOLE   0 0 800,453
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,977,457 207,638 SH   SOLE   0 0 207,638
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   529,366 11,614 SH   SOLE   0 0 11,614
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   948,490 2,425 SH   SOLE   0 0 2,425
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,401,919 6,251 SH   SOLE   0 0 6,251
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,807,500 3,378 SH   SOLE   0 0 3,378
SPDR SER TR PRTFLO S&P500 GW 78464A409   293,196 3,659 SH   SOLE   0 0 3,659
SPDR SER TR PORTFOLI S&P1500 78464A805   434,991 6,556 SH   SOLE   0 0 6,556
SPDR SER TR PORTFOLIO S&P400 78464A847   1,914,837 37,326 SH   SOLE   0 0 37,326
SPDR SER TR BLOOMBERG 3-12 M 78468R523   293,738 2,956 SH   SOLE   0 0 2,956
TESLA INC COM 88160R101   1,339,648 6,770 SH   SOLE   0 0 6,770
TRACTOR SUPPLY CO COM 892356106   406,080 1,504 SH   SOLE   0 0 1,504
UNITEDHEALTH GROUP INC COM 91324P102   326,945 642 SH   SOLE   0 0 642
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   46,891,572 541,411 SH   SOLE   0 0 541,411
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   484,411 18,420 SH   SOLE   0 0 18,420
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,911,648 38,879 SH   SOLE   0 0 38,879
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   17,460,257 227,644 SH   SOLE   0 0 227,644
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,715,706 5,430 SH   SOLE   0 0 5,430
VANGUARD INDEX FDS MID CAP ETF 922908629   549,083 2,268 SH   SOLE   0 0 2,268
VANGUARD INDEX FDS GROWTH ETF 922908736   3,486,521 9,322 SH   SOLE   0 0 9,322
VANGUARD INDEX FDS VALUE ETF 922908744   1,406,635 8,769 SH   SOLE   0 0 8,769
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,715,000 94,093 SH   SOLE   0 0 94,093
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,334,230 17,266 SH   SOLE   0 0 17,266
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,267,080 6,941 SH   SOLE   0 0 6,941
WALMART INC COM 931142103   764,272 11,287 SH   SOLE   0 0 11,287
WISDOMTREE TR US LARGECAP DIVD 97717W307   293,037 4,028 SH   SOLE   0 0 4,028
WISDOMTREE TR US AI ENHANCED 97717W406   649,497 6,508 SH   SOLE   0 0 6,508
YUM BRANDS INC COM 988498101   1,224,328 9,243 SH   SOLE   0 0 9,243