The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   1,886,544 63,520 SH   SOLE   0 0 63,520
ALPHABET INC CAP STK CL C 02079K107   634,772 4,169 SH   SOLE   0 0 4,169
ALPHABET INC CAP STK CL A 02079K305   2,401,749 15,913 SH   SOLE   0 0 15,913
AMAZON COM INC COM 023135106   520,036 2,883 SH   SOLE   0 0 2,883
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   246,074 4,006 SH   SOLE   0 0 4,006
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   280,141 4,921 SH   SOLE   0 0 4,921
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,343,485 109,446 SH   SOLE   0 0 109,446
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   4,571,433 71,720 SH   SOLE   0 0 71,720
AMERICAN EXPRESS CO COM 025816109   359,523 1,579 SH   SOLE   0 0 1,579
AMGEN INC COM 031162100   208,691 734 SH   SOLE   0 0 734
APPLE INC COM 037833100   2,636,162 15,373 SH   SOLE   0 0 15,373
AUTOZONE INC COM 053332102   201,706 64 SH   SOLE   0 0 64
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   13,788,430 32,789 SH   SOLE   0 0 32,789
CANADIAN NATL RY CO COM 136375102   441,360 3,351 SH   SOLE   0 0 3,351
DISNEY WALT CO COM 254687106   426,792 3,488 SH   SOLE   0 0 3,488
EXXON MOBIL CORP COM 30231G102   616,769 5,306 SH   SOLE   0 0 5,306
FEDEX CORP COM 31428X106   1,704,803 5,884 SH   SOLE   0 0 5,884
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   32,396,849 944,790 SH   SOLE   0 0 944,790
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   1,700,477 54,259 SH   SOLE   0 0 54,259
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   39,383,427 379,453 SH   SOLE   0 0 379,453
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,581,451 15,675 SH   SOLE   0 0 15,675
HOME DEPOT INC COM 437076102   522,326 1,362 SH   SOLE   0 0 1,362
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   3,233,779 34,501 SH   SOLE   0 0 34,501
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   231,715 5,500 SH   SOLE   0 0 5,500
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   214,295 1,980 SH   SOLE   0 0 1,980
ISHARES TR MORNINGSTAR GRWT 464287119   231,044 3,061 SH   SOLE   0 0 3,061
ISHARES TR CORE S&P500 ETF 464287200   1,640,278 3,120 SH   SOLE   0 0 3,120
ISHARES TR S&P 500 VAL ETF 464287408   636,088 3,405 SH   SOLE   0 0 3,405
ISHARES TR CORE S&P MCP ETF 464287507   14,518,318 239,024 SH   SOLE   0 0 239,024
ISHARES TR ISHARES BIOTECH 464287556   567,130 4,133 SH   SOLE   0 0 4,133
ISHARES TR RUS 1000 GRW ETF 464287614   264,584 785 SH   SOLE   0 0 785
ISHARES TR RUS 1000 ETF 464287622   486,195 1,688 SH   SOLE   0 0 1,688
ISHARES TR CORE S&P SCP ETF 464287804   15,512,587 140,360 SH   SOLE   0 0 140,360
ISHARES TR DOW JONES US ETF 464287846   1,133,597 8,850 SH   SOLE   0 0 8,850
ISHARES TR JPMORGAN USD EMG 464288281   1,576,192 17,578 SH   SOLE   0 0 17,578
ISHARES TR MBS ETF 464288588   8,110,317 87,755 SH   SOLE   0 0 87,755
ISHARES TR MSCI USA ESG SLC 464288802   254,039 2,327 SH   SOLE   0 0 2,327
ISHARES TR GNMA BOND ETF 46429B333   11,667,790 268,905 SH   SOLE   0 0 268,905
ISHARES TR MSCI CHINA ETF 46429B671   1,079,186 27,163 SH   SOLE   0 0 27,163
ISHARES TR 0-5 YR TIPS ETF 46429B747   22,667,779 227,977 SH   SOLE   0 0 227,977
ISHARES TR CORE 1 5 YR USD 46432F859   319,556 6,736 SH   SOLE   0 0 6,736
ISHARES TR ESG AWRE 1 5 YR 46435G243   254,127 10,381 SH   SOLE   0 0 10,381
ISHARES TR ESG AW MSCI EAFE 46435G516   546,584 6,840 SH   SOLE   0 0 6,840
JOHNSON & JOHNSON COM 478160104   673,612 4,258 SH   SOLE   0 0 4,258
JPMORGAN CHASE & CO COM 46625H100   225,819 1,127 SH   SOLE   0 0 1,127
LOWES COS INC COM 548661107   281,731 1,106 SH   SOLE   0 0 1,106
MASTERCARD INCORPORATED CL A 57636Q104   2,054,859 4,267 SH   SOLE   0 0 4,267
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   6,863,043 365,254 SH   SOLE   0 0 365,254
MCCORMICK & CO INC COM NON VTG 579780206   420,074 5,469 SH   SOLE   0 0 5,469
MERCK & CO INC COM 58933Y105   329,347 2,496 SH   SOLE   0 0 2,496
MICROSOFT CORP COM 594918104   1,382,907 3,287 SH   SOLE   0 0 3,287
NETFLIX INC COM 64110L106   761,592 1,254 SH   SOLE   0 0 1,254
NORFOLK SOUTHN CORP COM 655844108   1,050,574 4,122 SH   SOLE   0 0 4,122
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   360,270 4,723 SH   SOLE   0 0 4,723
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   543,069 13,975 SH   SOLE   0 0 13,975
NUSHARES ETF TR NUVEEN ESG US 67092P870   640,865 29,170 SH   SOLE   0 0 29,170
PEPSICO INC COM 713448108   266,365 1,522 SH   SOLE   0 0 1,522
PFIZER INC COM 717081103   252,026 9,082 SH   SOLE   0 0 9,082
PGIM ETF TR TOTAL RETURN BON 69344A800   238,013 5,721 SH   SOLE   0 0 5,721
PIMCO ETF TR 1-5 US TIP IDX 72201R205   7,304,451 141,834 SH   SOLE   0 0 141,834
PIMCO ETF TR MULTISECTOR BD 72201R585   16,873,135 655,013 SH   SOLE   0 0 655,013
PIMCO ETF TR ACTIVE BD ETF 72201R775   19,642,602 213,832 SH   SOLE   0 0 213,832
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,340,161 82,717 SH   SOLE   0 0 82,717
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   3,716,303 74,475 SH   SOLE   0 0 74,475
PROCTER AND GAMBLE CO COM 742718109   768,092 4,734 SH   SOLE   0 0 4,734
QUALCOMM INC COM 747525103   276,128 1,631 SH   SOLE   0 0 1,631
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   46,502,170 501,533 SH   SOLE   0 0 501,533
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   409,045 5,384 SH   SOLE   0 0 5,384
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,132,936 13,913 SH   SOLE   0 0 13,913
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   394,412 8,010 SH   SOLE   0 0 8,010
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   15,822,657 569,980 SH   SOLE   0 0 569,980
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   3,806,247 107,309 SH   SOLE   0 0 107,309
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   593,405 16,664 SH   SOLE   0 0 16,664
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,821,196 31,934 SH   SOLE   0 0 31,934
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   53,951,652 800,588 SH   SOLE   0 0 800,588
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,451,737 216,600 SH   SOLE   0 0 216,600
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   433,366 9,421 SH   SOLE   0 0 9,421
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   964,966 2,426 SH   SOLE   0 0 2,426
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,271,280 6,254 SH   SOLE   0 0 6,254
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,882,858 3,384 SH   SOLE   0 0 3,384
SPDR SER TR PRTFLO S&P500 GW 78464A409   267,656 3,659 SH   SOLE   0 0 3,659
SPDR SER TR PORTFOLI S&P1500 78464A805   429,741 6,699 SH   SOLE   0 0 6,699
SPDR SER TR PORTFOLIO S&P400 78464A847   1,861,473 34,898 SH   SOLE   0 0 34,898
SPDR SER TR BLOOMBERG 3-12 M 78468R523   13,477,200 135,558 SH   SOLE   0 0 135,558
TESLA INC COM 88160R101   1,209,611 6,881 SH   SOLE   0 0 6,881
TRACTOR SUPPLY CO COM 892356106   393,627 1,504 SH   SOLE   0 0 1,504
UNITEDHEALTH GROUP INC COM 91324P102   377,951 764 SH   SOLE   0 0 764
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   48,996,358 545,010 SH   SOLE   0 0 545,010
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   489,317 18,038 SH   SOLE   0 0 18,038
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,059,159 53,835 SH   SOLE   0 0 53,835
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,765,837 205,632 SH   SOLE   0 0 205,632
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   209,105 435 SH   SOLE   0 0 435
VANGUARD INDEX FDS MID CAP ETF 922908629   566,682 2,268 SH   SOLE   0 0 2,268
VANGUARD INDEX FDS GROWTH ETF 922908736   3,330,135 9,675 SH   SOLE   0 0 9,675
VANGUARD INDEX FDS VALUE ETF 922908744   1,473,394 9,047 SH   SOLE   0 0 9,047
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,791,263 94,689 SH   SOLE   0 0 94,689
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,425,442 18,438 SH   SOLE   0 0 18,438
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,273,340 6,973 SH   SOLE   0 0 6,973
VISA INC COM CL A 92826C839   209,310 750 SH   SOLE   0 0 750
WALMART INC COM 931142103   712,833 11,847 SH   SOLE   0 0 11,847
WISDOMTREE TR US LARGECAP DIVD 97717W307   294,246 4,076 SH   SOLE   0 0 4,076
WISDOMTREE TR US AI ENHANCED 97717W406   715,615 7,031 SH   SOLE   0 0 7,031
YUM BRANDS INC COM 988498101   1,386,500 10,000 SH   SOLE   0 0 10,000