The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   587,537 4,169 SH   SOLE   0 0 4,169
ALPHABET INC CAP STK CL A 02079K305   2,232,107 15,979 SH   SOLE   0 0 15,979
AMAZON COM INC COM 023135106   427,255 2,812 SH   SOLE   0 0 2,812
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   225,097 4,006 SH   SOLE   0 0 4,006
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   265,164 4,921 SH   SOLE   0 0 4,921
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,281,672 111,397 SH   SOLE   0 0 111,397
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   4,291,557 71,017 SH   SOLE   0 0 71,017
AMERICAN EXPRESS CO COM 025816109   295,810 1,579 SH   SOLE   0 0 1,579
AMERICAN TOWER CORP NEW COM 03027X100   353,396 1,637 SH   SOLE   0 0 1,637
AMGEN INC COM 031162100   208,526 724 SH   SOLE   0 0 724
APPLE INC COM 037833100   3,053,911 15,862 SH   SOLE   0 0 15,862
ATMOS ENERGY CORP COM 049560105   204,100 1,761 SH   SOLE   0 0 1,761
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,960,950 33,536 SH   SOLE   0 0 33,536
CANADIAN NATL RY CO COM 136375102   546,616 4,351 SH   SOLE   0 0 4,351
DISNEY WALT CO COM 254687106   323,509 3,583 SH   SOLE   0 0 3,583
EXXON MOBIL CORP COM 30231G102   534,193 5,343 SH   SOLE   0 0 5,343
FEDEX CORP COM 31428X106   1,619,743 6,403 SH   SOLE   0 0 6,403
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   30,037,827 919,713 SH   SOLE   0 0 919,713
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   1,751,540 57,072 SH   SOLE   0 0 57,072
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   35,996,492 383,717 SH   SOLE   0 0 383,717
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,698,572 17,030 SH   SOLE   0 0 17,030
HOME DEPOT INC COM 437076102   465,985 1,345 SH   SOLE   0 0 1,345
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   2,948,838 34,554 SH   SOLE   0 0 34,554
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   207,460 5,500 SH   SOLE   0 0 5,500
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   271,117 2,738 SH   SOLE   0 0 2,738
ISHARES TR MORNINGSTAR GRWT 464287119   207,597 3,061 SH   SOLE   0 0 3,061
ISHARES TR CORE S&P500 ETF 464287200   1,361,246 2,850 SH   SOLE   0 0 2,850
ISHARES TR S&P 500 VAL ETF 464287408   592,095 3,405 SH   SOLE   0 0 3,405
ISHARES TR CORE S&P MCP ETF 464287507   12,999,998 46,906 SH   SOLE   0 0 46,906
ISHARES TR ISHARES BIOTECH 464287556   619,748 4,562 SH   SOLE   0 0 4,562
ISHARES TR RUS 1000 GRW ETF 464287614   237,988 785 SH   SOLE   0 0 785
ISHARES TR RUS 1000 ETF 464287622   430,369 1,641 SH   SOLE   0 0 1,641
ISHARES TR CORE S&P SCP ETF 464287804   13,596,308 125,601 SH   SOLE   0 0 125,601
ISHARES TR DOW JONES US ETF 464287846   1,031,291 8,850 SH   SOLE   0 0 8,850
ISHARES TR JPMORGAN USD EMG 464288281   1,495,195 16,789 SH   SOLE   0 0 16,789
ISHARES TR MBS ETF 464288588   6,307,217 67,041 SH   SOLE   0 0 67,041
ISHARES TR MSCI USA ESG SLC 464288802   238,912 2,377 SH   SOLE   0 0 2,377
ISHARES TR GNMA BOND ETF 46429B333   13,033,211 294,536 SH   SOLE   0 0 294,536
ISHARES TR MSCI CHINA ETF 46429B671   1,062,621 26,083 SH   SOLE   0 0 26,083
ISHARES TR 0-5 YR TIPS ETF 46429B747   21,692,094 220,023 SH   SOLE   0 0 220,023
ISHARES TR CORE 1 5 YR USD 46432F859   320,364 6,736 SH   SOLE   0 0 6,736
ISHARES TR ESG AWRE 1 5 YR 46435G243   236,477 9,660 SH   SOLE   0 0 9,660
ISHARES TR ESG AW MSCI EAFE 46435G516   518,960 6,870 SH   SOLE   0 0 6,870
JOHNSON & JOHNSON COM 478160104   665,244 4,244 SH   SOLE   0 0 4,244
LOWES COS INC COM 548661107   246,140 1,106 SH   SOLE   0 0 1,106
MASTERCARD INCORPORATED CL A 57636Q104   1,832,713 4,297 SH   SOLE   0 0 4,297
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   5,138,430 269,917 SH   SOLE   0 0 269,917
MCCORMICK & CO INC COM NON VTG 579780206   373,642 5,461 SH   SOLE   0 0 5,461
MERCK & CO INC COM 58933Y105   271,678 2,492 SH   SOLE   0 0 2,492
MICROSOFT CORP COM 594918104   1,213,105 3,226 SH   SOLE   0 0 3,226
NETFLIX INC COM 64110L106   614,443 1,262 SH   SOLE   0 0 1,262
NORFOLK SOUTHN CORP COM 655844108   1,045,272 4,422 SH   SOLE   0 0 4,422
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   366,524 5,276 SH   SOLE   0 0 5,276
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   494,624 13,774 SH   SOLE   0 0 13,774
NUSHARES ETF TR NUVEEN ESG US 67092P870   655,512 29,448 SH   SOLE   0 0 29,448
PEPSICO INC COM 713448108   361,420 2,128 SH   SOLE   0 0 2,128
PFIZER INC COM 717081103   264,148 9,175 SH   SOLE   0 0 9,175
PGIM ETF TR TOTAL RETURN BON 69344A800   242,486 5,780 SH   SOLE   0 0 5,780
PIMCO ETF TR 1-5 US TIP IDX 72201R205   7,004,737 136,945 SH   SOLE   0 0 136,945
PIMCO ETF TR MULTISECTOR BD 72201R585   1,041,665 40,587 SH   SOLE   0 0 40,587
PIMCO ETF TR ACTIVE BD ETF 72201R775   18,733,678 202,636 SH   SOLE   0 0 202,636
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,289,630 81,243 SH   SOLE   0 0 81,243
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   3,442,580 68,815 SH   SOLE   0 0 68,815
PROCTER AND GAMBLE CO COM 742718109   765,965 5,227 SH   SOLE   0 0 5,227
QUALCOMM INC COM 747525103   235,458 1,628 SH   SOLE   0 0 1,628
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   42,047,960 506,846 SH   SOLE   0 0 506,846
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   420,711 6,002 SH   SOLE   0 0 6,002
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   969,519 12,872 SH   SOLE   0 0 12,872
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   361,717 7,657 SH   SOLE   0 0 7,657
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   14,580,163 537,220 SH   SOLE   0 0 537,220
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   3,529,084 101,236 SH   SOLE   0 0 101,236
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   563,392 16,703 SH   SOLE   0 0 16,703
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,785,148 32,252 SH   SOLE   0 0 32,252
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   49,147,254 793,466 SH   SOLE   0 0 793,466
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,021,582 217,034 SH   SOLE   0 0 217,034
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   447,459 9,598 SH   SOLE   0 0 9,598
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   914,287 2,426 SH   SOLE   0 0 2,426
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,071,929 6,463 SH   SOLE   0 0 6,463
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,716,974 3,384 SH   SOLE   0 0 3,384
SPDR SER TR PRTFLO S&P500 GW 78464A409   238,055 3,659 SH   SOLE   0 0 3,659
SPDR SER TR PORTFOLI S&P1500 78464A805   404,708 6,924 SH   SOLE   0 0 6,924
SPDR SER TR PORTFOLIO S&P400 78464A847   1,726,934 35,446 SH   SOLE   0 0 35,446
SPDR SER TR BLOOMBERG 3-12 M 78468R523   15,358,745 154,951 SH   SOLE   0 0 154,951
TESLA INC COM 88160R101   1,711,530 6,888 SH   SOLE   0 0 6,888
TRACTOR SUPPLY CO COM 892356106   323,405 1,504 SH   SOLE   0 0 1,504
UNITEDHEALTH GROUP INC COM 91324P102   402,223 764 SH   SOLE   0 0 764
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   45,955,115 541,477 SH   SOLE   0 0 541,477
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   469,980 18,408 SH   SOLE   0 0 18,408
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,398,113 57,582 SH   SOLE   0 0 57,582
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   14,817,364 192,383 SH   SOLE   0 0 192,383
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   216,653 496 SH   SOLE   0 0 496
VANGUARD INDEX FDS MID CAP ETF 922908629   532,048 2,287 SH   SOLE   0 0 2,287
VANGUARD INDEX FDS GROWTH ETF 922908736   3,109,111 10,001 SH   SOLE   0 0 10,001
VANGUARD INDEX FDS VALUE ETF 922908744   1,399,171 9,359 SH   SOLE   0 0 9,359
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,538,958 88,912 SH   SOLE   0 0 88,912
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,398,153 18,071 SH   SOLE   0 0 18,071
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,188,199 6,973 SH   SOLE   0 0 6,973
WALMART INC COM 931142103   619,249 3,928 SH   SOLE   0 0 3,928
WISDOMTREE TR US LARGECAP DIVD 97717W307   410,096 6,178 SH   SOLE   0 0 6,178
WISDOMTREE TR US AI ENHANCED 97717W406   674,297 7,031 SH   SOLE   0 0 7,031
YUM BRANDS INC COM 988498101   1,305,555 9,992 SH   SOLE   0 0 9,992