The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   417,031 4,700 SH   SOLE   0 0 4,700
ALPHABET INC CAP STK CL A 02079K305   1,448,031 16,412 SH   SOLE   0 0 16,412
AMAZON COM INC COM 023135106   232,764 2,771 SH   SOLE   0 0 2,771
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   204,458 4,470 SH   SOLE   0 0 4,470
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   237,280 5,041 SH   SOLE   0 0 5,041
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,532,226 89,836 SH   SOLE   0 0 89,836
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   3,111,455 58,497 SH   SOLE   0 0 58,497
AMERICAN EXPRESS CO COM 025816109   229,013 1,550 SH   SOLE   0 0 1,550
AMERICAN TOWER CORP NEW COM 03027X100   383,678 1,811 SH   SOLE   0 0 1,811
APPLE INC COM 037833100   2,212,074 17,025 SH   SOLE   0 0 17,025
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,406,133 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,409,621 33,699 SH   SOLE   0 0 33,699
CANADIAN NATL RY CO COM 136375102   538,883 4,533 SH   SOLE   0 0 4,533
COCA COLA CO COM 191216100   231,350 3,637 SH   SOLE   0 0 3,637
DISNEY WALT CO COM 254687106   310,596 3,575 SH   SOLE   0 0 3,575
EXXON MOBIL CORP COM 30231G102   331,010 3,001 SH   SOLE   0 0 3,001
FEDEX CORP COM 31428X106   1,497,314 8,645 SH   SOLE   0 0 8,645
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   26,303,769 913,960 SH   SOLE   0 0 913,960
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   2,155,184 76,128 SH   SOLE   0 0 76,128
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   28,930,694 380,017 SH   SOLE   0 0 380,017
HOME DEPOT INC COM 437076102   338,134 1,071 SH   SOLE   0 0 1,071
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   2,705,021 36,584 SH   SOLE   0 0 36,584
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   275,980 1,000 SH   SOLE   0 0 1,000
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   253,086 2,958 SH   SOLE   0 0 2,958
ISHARES TR MORNINGSTAR GRWT 464287119   388,905 7,989 SH   SOLE   0 0 7,989
ISHARES TR CORE S&P500 ETF 464287200   1,356,646 3,531 SH   SOLE   0 0 3,531
ISHARES TR S&P 500 VAL ETF 464287408   493,963 3,405 SH   SOLE   0 0 3,405
ISHARES TR CORE S&P MCP ETF 464287507   8,260,302 34,149 SH   SOLE   0 0 34,149
ISHARES TR ISHARES BIOTECH 464287556   751,110 5,721 SH   SOLE   0 0 5,721
ISHARES TR RUS 1000 ETF 464287622   385,883 1,833 SH   SOLE   0 0 1,833
ISHARES TR CORE S&P SCP ETF 464287804   11,535,670 121,890 SH   SOLE   0 0 121,890
ISHARES TR DOW JONES US ETF 464287846   827,033 8,850 SH   SOLE   0 0 8,850
ISHARES TR JPMORGAN USD EMG 464288281   1,280,862 15,142 SH   SOLE   0 0 15,142
ISHARES TR MSCI CHINA ETF 46429B671   2,504,390 52,724 SH   SOLE   0 0 52,724
ISHARES TR 0-5 YR TIPS ETF 46429B747   21,046,138 217,060 SH   SOLE   0 0 217,060
ISHARES TR 0-5YR INVT GR CP 46434V100   16,086,225 336,110 SH   SOLE   0 0 336,110
ISHARES TR ESG AWRE 1 5 YR 46435G243   234,539 9,867 SH   SOLE   0 0 9,867
ISHARES TR ESG AW MSCI EAFE 46435G516   482,860 7,345 SH   SOLE   0 0 7,345
JOHNSON & JOHNSON COM 478160104   698,297 3,953 SH   SOLE   0 0 3,953
LOWES COS INC COM 548661107   301,251 1,512 SH   SOLE   0 0 1,512
MASTERCARD INCORPORATED CL A 57636Q104   1,528,621 4,396 SH   SOLE   0 0 4,396
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   1,314,356 54,390 SH   SOLE   0 0 54,390
MCCORMICK & CO INC COM NON VTG 579780206   683,096 8,241 SH   SOLE   0 0 8,241
MERCK & CO INC COM 58933Y105   210,361 1,896 SH   SOLE   0 0 1,896
MICROSOFT CORP COM 594918104   706,558 2,946 SH   SOLE   0 0 2,946
NETFLIX INC COM 64110L106   373,023 1,265 SH   SOLE   0 0 1,265
NORFOLK SOUTHN CORP COM 655844108   1,108,151 4,497 SH   SOLE   0 0 4,497
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   303,802 6,214 SH   SOLE   0 0 6,214
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   468,814 13,692 SH   SOLE   0 0 13,692
NUSHARES ETF TR NUVEEN ESG US 67092P870   385,999 17,731 SH   SOLE   0 0 17,731
PEPSICO INC COM 713448108   370,714 2,052 SH   SOLE   0 0 2,052
PFIZER INC COM 717081103   446,662 8,717 SH   SOLE   0 0 8,717
PIMCO ETF TR 1-5 US TIP IDX 72201R205   3,942,373 79,053 SH   SOLE   0 0 79,053
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,078,620 20,993 SH   SOLE   0 0 20,993
PROCTER AND GAMBLE CO COM 742718109   841,158 5,550 SH   SOLE   0 0 5,550
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   30,063,897 541,107 SH   SOLE   0 0 541,107
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   549,457 8,323 SH   SOLE   0 0 8,323
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   540,298 8,235 SH   SOLE   0 0 8,235
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   298,100 12,594 SH   SOLE   0 0 12,594
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   12,274,451 495,337 SH   SOLE   0 0 495,337
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   2,237,622 71,581 SH   SOLE   0 0 71,581
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   541,836 18,639 SH   SOLE   0 0 18,639
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,410,103 30,182 SH   SOLE   0 0 30,182
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   40,147,157 751,257 SH   SOLE   0 0 751,257
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,143,152 221,768 SH   SOLE   0 0 221,768
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   352,281 7,717 SH   SOLE   0 0 7,717
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,134,805 3,425 SH   SOLE   0 0 3,425
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,559,604 6,693 SH   SOLE   0 0 6,693
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,690,572 3,818 SH   SOLE   0 0 3,818
SPDR SER TR PRTFLO S&P500 GW 78464A409   214,739 4,238 SH   SOLE   0 0 4,238
SPDR SER TR PORTFOLI S&P1500 78464A805   327,436 6,924 SH   SOLE   0 0 6,924
SPDR SER TR PORTFOLIO S&P400 78464A847   970,275 22,830 SH   SOLE   0 0 22,830
SPDR SER TR BLOOMBERG 3-12 M 78468R523   12,563,561 126,534 SH   SOLE   0 0 126,534
TESLA INC COM 88160R101   916,459 7,440 SH   SOLE   0 0 7,440
TRACTOR SUPPLY CO COM 892356106   338,355 1,504 SH   SOLE   0 0 1,504
UNITEDHEALTH GROUP INC COM 91324P102   320,759 605 SH   SOLE   0 0 605
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   34,331,938 528,916 SH   SOLE   0 0 528,916
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   423,461 19,392 SH   SOLE   0 0 19,392
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,135,562 82,556 SH   SOLE   0 0 82,556
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,303,989 163,443 SH   SOLE   0 0 163,443
VANGUARD INDEX FDS MID CAP ETF 922908629   468,559 2,299 SH   SOLE   0 0 2,299
VANGUARD INDEX FDS GROWTH ETF 922908736   2,158,591 10,129 SH   SOLE   0 0 10,129
VANGUARD INDEX FDS VALUE ETF 922908744   1,423,773 10,143 SH   SOLE   0 0 10,143
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,663,735 114,442 SH   SOLE   0 0 114,442
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,545,106 33,849 SH   SOLE   0 0 33,849
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,089,220 7,173 SH   SOLE   0 0 7,173
WALMART INC COM 931142103   477,123 3,365 SH   SOLE   0 0 3,365
WISDOMTREE TR US LARGECAP DIVD 97717W307   386,878 6,245 SH   SOLE   0 0 6,245
WISDOMTREE TR US AI ENHANCED 97717W406   755,554 8,230 SH   SOLE   0 0 8,230
YUM BRANDS INC COM 988498101   1,294,120 10,104 SH   SOLE   0 0 10,104
YUM CHINA HLDGS INC COM 98850P109   252,428 4,619 SH   SOLE   0 0 4,619