The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Stock 002824100   430,729 4,447 SH   SOLE 0 0 0 4,447
AbbVie Inc Stock 00287Y109   542,008 3,636 SH   SOLE 0 0 0 3,636
Accenture PLC Stock G1151C101   327,712 1,067 SH   SOLE 0 0 0 1,067
Adobe Inc Stock 00724F101   285,417 560 SH   SOLE 0 0 0 560
Alphabet Inc Stock 02079K305   835,279 6,383 SH   SOLE 0 0 0 6,383
American Financial Group Inc Stock 025932104   276,824 2,479 SH   SOLE 0 0 0 2,479
Amgen Inc Stock 031162100   356,243 1,326 SH   SOLE 0 0 0 1,326
Anthem Inc Stock 036752103   392,313 901 SH   SOLE 0 0 0 901
Apple Inc Stock 037833100   3,781,817 22,089 SH   SOLE 0 0 0 22,089
Automatic Data Processing Inc Stock 053015103   361,036 1,501 SH   SOLE 0 0 0 1,501
Berkshire Hathaway Inc Stock 084670702   704,404 2,011 SH   SOLE 0 0 0 2,011
BorgWarner Inc Stock 099724106   320,840 7,947 SH   SOLE 0 0 0 7,947
Bristol-Myers Squibb Co Stock 110122108   307,202 5,293 SH   SOLE 0 0 0 5,293
Broadcom Inc Stock 11135F101   470,225 566 SH   SOLE 0 0 0 566
Charles Schwab Corp Stock 808513105   250,516 4,563 SH   SOLE 0 0 0 4,563
Chevron Corp Stock 166764100   535,219 3,174 SH   SOLE 0 0 0 3,174
Cintas Corp Stock 172908105   200,487 417 SH   SOLE 0 0 0 417
Cisco Systems Inc Stock 17275R102   257,898 4,797 SH   SOLE 0 0 0 4,797
Comcast Corp Stock 20030N101   388,492 8,762 SH   SOLE 0 0 0 8,762
Crown Castle International Corp REIT 22822V101   259,774 2,823 SH   SOLE 0 0 0 2,823
CSX Corp Stock 126408103   662,232 21,536 SH   SOLE 0 0 0 21,536
CVS Health Corp Stock 126650100   223,925 3,207 SH   SOLE 0 0 0 3,207
Diageo PLC ADR 25243Q205   209,680 1,406 SH   SOLE 0 0 0 1,406
Dow Inc Stock 260557103   222,012 4,306 SH   SOLE 0 0 0 4,306
Duke Energy Corp Stock 26441C204   340,168 3,854 SH   SOLE 0 0 0 3,854
EOG Resources Inc Stock 26875P101   219,521 1,732 SH   SOLE 0 0 0 1,732
Exxon Mobil Corp Stock 30231G102   488,644 4,156 SH   SOLE 0 0 0 4,156
Fiserv Inc Stock 337738108   262,180 2,321 SH   SOLE 0 0 0 2,321
General Electric Co Stock 369604301   428,907 3,880 SH   SOLE 0 0 0 3,880
Hillenbrand Inc Stock 431571108   906,703 21,430 SH   SOLE 0 0 0 21,430
Honeywell International Inc Stock 438516106   247,982 1,342 SH   SOLE 0 0 0 1,342
Illinois Tool Works Inc Stock 452308109   343,671 1,492 SH   SOLE 0 0 0 1,492
International Business Machines Corp Stock 459200101   206,749 1,474 SH   SOLE 0 0 0 1,474
Invesco S&P 500 Low Volatility ETF ETF 46138E354   414,811 7,056 SH   SOLE 0 0 0 7,056
iShares 1-5 Year invmt Grd Corp Bd ETF ETF 464288646   221,793 4,451 SH   SOLE 0 0 0 4,451
iShares 3-7 Year Treasury Bond ETF ETF 464288661   1,243,941 10,993 SH   SOLE 0 0 0 10,993
iShares 7-10 Year Treasury Bond ETF ETF 464287440   1,052,892 11,496 SH   SOLE 0 0 0 11,496
iShares Core MSCI Total Intl Stk ETF ETF 46432F834   706,272 11,773 SH   SOLE 0 0 0 11,773
iShares Core S&P 500 ETF ETF 464287200   90,750,673 211,328 SH   SOLE 0 0 0 211,328
iShares Core S&P Mid-Cap ETF ETF 464287507   3,408,273 13,669 SH   SOLE 0 0 0 13,669
iShares Core S&P Small-Cap ETF ETF 464287804   32,356,846 343,018 SH   SOLE 0 0 0 343,018
iShares Core US Aggregate Bond ETF ETF 464287226   474,860 5,050 SH   SOLE 0 0 0 5,050
iShares Core US REIT ETF ETF 464288521   230,584 4,887 SH   SOLE 0 0 0 4,887
iShares iBonds Dec 2023 Term Muni Bd ETF ETF 46435G318   245,842 9,631 SH   SOLE 0 0 0 9,631
iShares iBonds Dec 2024 Term Muni Bond ETF 46435U697   244,488 9,517 SH   SOLE 0 0 0 9,517
iShares iBonds Dec 2025 Term Muni Bd ETF ETF 46435U432   242,417 9,295 SH   SOLE 0 0 0 9,295
iShares IBonds Dec 2026 Corporate Bond ETF ETF 46435GAA0   809,318 34,683 SH   SOLE 0 0 0 34,683
iShares iBonds Dec. 2023 Corporate Bond ETF ETF 46434VAX8   836,691 32,993 SH   SOLE 0 0 0 32,993
iShares iBonds Dec. 2024 Corporate Bond ETF ETF 46434VBG4   893,653 36,136 SH   SOLE 0 0 0 36,136
iShares iBonds Dec. 2025 Corporate Bond ETF ETF 46434VBD1   864,819 35,487 SH   SOLE 0 0 0 35,487
iShares MSCI EAFE ETF ETF 464287465   520,242 7,548 SH   SOLE 0 0 0 7,548
iShares MSCI EAFE Growth ETF ETF 464288885   543,123 6,293 SH   SOLE 0 0 0 6,293
iShares MSCI EAFE Value ETF ETF 464288877   3,542,573 72,401 SH   SOLE 0 0 0 72,401
iShares MSCI Emerging Markets ETF ETF 464287234   514,150 13,548 SH   SOLE 0 0 0 13,548
iShares MSCI USA Quality Factor ETF ETF 46432F339   478,301 3,629 SH   SOLE 0 0 0 3,629
iShares National Muni Bond ETF ETF 464288414   805,997 7,860 SH   SOLE 0 0 0 7,860
iShares Russell 1000 Growth ETF ETF 464287614   3,053,822 11,481 SH   SOLE 0 0 0 11,481
iShares Russell 1000 Value ETF ETF 464287598   1,048,110 6,904 SH   SOLE 0 0 0 6,904
iShares Russell 2000 ETF ETF 464287655   261,195 1,478 SH   SOLE 0 0 0 1,478
iShares Russell Mid-Cap ETF ETF 464287499   524,020 7,567 SH   SOLE 0 0 0 7,567
iShares Short-Term National Muni Bd ETF ETF 464288158   916,555 8,911 SH   SOLE 0 0 0 8,911
Johnson & Johnson Stock 478160104   728,611 4,678 SH   SOLE 0 0 0 4,678
JPMorgan Chase & Co Stock 46625H100   757,994 5,227 SH   SOLE 0 0 0 5,227
JPMorgan Ultra-Short Income ETF ETF 46641Q837   642,139 12,797 SH   SOLE 0 0 0 12,797
Merck & Co Inc Stock 58933Y105   402,152 3,906 SH   SOLE 0 0 0 3,906
Microsoft Corp Stock 594918104   2,011,346 6,370 SH   SOLE 0 0 0 6,370
New Residential Investment Corp REIT 64828T201   113,365 12,203 SH   SOLE 0 0 0 12,203
Norfolk Southern Corp Stock 655844108   310,829 1,578 SH   SOLE 0 0 0 1,578
Northrop Grumman Corp Stock 666807102   248,182 564 SH   SOLE 0 0 0 564
PepsiCo Inc Stock 713448108   508,652 3,002 SH   SOLE 0 0 0 3,002
Procter & Gamble Co Stock 742718109   6,361,640 43,615 SH   SOLE 0 0 0 43,615
Qualcomm Inc Stock 747525103   371,496 3,345 SH   SOLE 0 0 0 3,345
Raytheon Technologies Corp Stock 75513E101   217,533 3,023 SH   SOLE 0 0 0 3,023
Schwab Fundamental US Small Company ETF ETF 808524763   493,143 10,170 SH   SOLE 0 0 0 10,170
Schwab US Broad Market ETF ETF 808524102   477,136 9,571 SH   SOLE 0 0 0 9,571
Shell PLC ADR 780259305   227,357 3,531 SH   SOLE 0 0 0 3,531
SPDR Portfolio Short Term Treasury ETF ETF 78468R101   1,202,404 41,866 SH   SOLE 0 0 0 41,866
SPDR S&P 500 ETF Trust ETF 78462F103   636,065 1,488 SH   SOLE 0 0 0 1,488
SPDR SSgA Multi-Asset Real Return ETF ETF 78467V103   560,827 20,802 SH   SOLE 0 0 0 20,802
Strive 500 ETF ETF 12619C200   241,915 8,829 SH   SOLE 0 0 0 8,829
The Hartford Financial Services Group Inc Stock 416515104   216,063 3,047 SH   SOLE 0 0 0 3,047
The Home Depot Inc Stock 437076102   508,895 1,684 SH   SOLE 0 0 0 1,684
Thermo Fisher Scientific Inc Stock 883556102   301,116 595 SH   SOLE 0 0 0 595
TJX Companies Inc Stock 872540109   365,035 4,107 SH   SOLE 0 0 0 4,107
Trane Technologies PLC Stock G8994E103   440,837 2,173 SH   SOLE 0 0 0 2,173
United Parcel Service Inc Stock 911312106   309,445 1,985 SH   SOLE 0 0 0 1,985
Vanguard FTSE All-Wld ex-US ETF ETF 922042775   394,913 7,614 SH   SOLE 0 0 0 7,614
Vanguard FTSE Developed Markets ETF ETF 921943858   362,203 8,285 SH   SOLE 0 0 0 8,285
Vanguard FTSE Emerging Markets ETF ETF 922042858   342,182 8,727 SH   SOLE 0 0 0 8,727
Vanguard Health Care ETF ETF 92204A504   242,153 1,030 SH   SOLE 0 0 0 1,030
Vanguard Mid-Cap ETF ETF 922908629   242,554 1,165 SH   SOLE 0 0 0 1,165
Vanguard Real Estate ETF ETF 922908553   519,762 6,870 SH   SOLE 0 0 0 6,870
Vanguard S&P 500 ETF ETF 922908363   1,427,712 3,636 SH   SOLE 0 0 0 3,636
Vanguard Small-Cap ETF ETF 922908751   562,655 2,976 SH   SOLE 0 0 0 2,976
Vanguard Tax-Exempt Bond ETF ETF 922907746   262,750 5,463 SH   SOLE 0 0 0 5,463
Vanguard Total Stock Market ETF ETF 922908769   286,186 1,347 SH   SOLE 0 0 0 1,347
Verizon Communications Inc Stock 92343V104   308,331 9,513 SH   SOLE 0 0 0 9,513
Visa Inc Stock 92826C839   219,912 956 SH   SOLE 0 0 0 956
Walmart Inc Stock 931142103   433,791 2,712 SH   SOLE 0 0 0 2,712
Williams Companies Inc Stock 969457100   395,946 11,753 SH   SOLE 0 0 0 11,753