The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
N/A COM 291011104 200 3,360 SH   SOLE NONE 0 0 3,360
N/A COM 151020104 201 1,550 SH   SOLE NONE 0 0 1,550
SPDR GOLD SHS 78463V107 202 1,719 SH   SOLE NONE 0 0 1,719
N/A SPON ADR NEW 904767704 203 3,757 SH   SOLE NONE 0 0 3,757
N/A COM 539830109 210 760 SH   SOLE NONE 0 0 760
N/A COM 872540109 212 2,943 SH   SOLE NONE 0 0 2,943
N/A COM 674599105 213 3,565 SH   SOLE NONE 0 0 3,565
N/A COM 191216100 216 4,827 SH   SOLE NONE 0 0 4,827
N/A CL A 20030N101 222 5,712 SH   SOLE NONE 0 0 5,712
N/A COM 74005P104 222 1,678 SH   SOLE NONE 0 0 1,678
Vanguard SMALL CP ETF 922908751 222 1,645 SH   SOLE NONE 0 0 1,645
N/A COM 370334104 225 4,072 SH   SOLE NONE 0 0 4,072
N/A CAP STK CL A 02079K305 226 244 SH   SOLE NONE 0 0 244
N/A SHS G0177J108 228 939 SH   SOLE NONE 0 0 939
N/A COM 65339F101 233 1,665 SH   SOLE NONE 0 0 1,665
N/A COM 00287Y109 233 3,220 SH   SOLE NONE 0 0 3,220
N/A COM 36174X101 235 10,000 SH   SOLE NONE 0 0 10,000
N/A COM 571748102 236 3,031 SH   SOLE NONE 0 0 3,031
N/A COM 452308109 251 1,758 SH   SOLE NONE 0 0 1,758
N/A COM 816851109 253 2,245 SH   SOLE NONE 0 0 2,245
N/A COM 806857108 259 3,938 SH   SOLE NONE 0 0 3,938
N/A COM 002824100 260 5,360 SH   SOLE NONE 0 0 5,360
N/A COM 00206R102 261 6,919 SH   SOLE NONE 0 0 6,919
N/A COM 44267D107 263 2,147 SH   SOLE NONE 0 0 2,147
N/A COM 882508104 267 3,477 SH   SOLE NONE 0 0 3,477
N/A COM 009158106 275 1,928 SH   SOLE NONE 0 0 1,928
N/A COM 235851102 277 3,288 SH   SOLE NONE 0 0 3,288
N/A EQUITY ETF 381430503 281 5,850 SH   SOLE NONE 0 0 5,850
Powershares FTSE RAFI 1000 73935X583 281 2,725 SH   SOLE NONE 0 0 2,725
N/A COM 91913Y100 291 4,325 SH   SOLE NONE 0 0 4,325
iShares A RATE CP BD ETF 46429B291 292 5,571 SH   SOLE NONE 0 0 5,571
N/A COM 194162103 295 3,991 SH   SOLE NONE 0 0 3,991
N/A COM 458140100 318 9,453 SH   SOLE NONE 0 0 9,453
N/A COM 166764100 332 3,185 SH   SOLE NONE 0 0 3,185
N/A COM 855244109 351 6,022 SH   SOLE NONE 0 0 6,022
N/A COM 110122108 360 6,461 SH   SOLE NONE 0 0 6,461
N/A COM 949746101 383 6,913 SH   SOLE NONE 0 0 6,913
N/A COM 58933Y105 392 6,129 SH   SOLE NONE 0 0 6,129
N/A CL B NEW 084670702 400 2,366 SH   SOLE NONE 0 0 2,366
N/A SHS G5960L103 408 4,599 SH   SOLE NONE 0 0 4,599
N/A COM 500754106 456 5,330 SH   SOLE NONE 0 0 5,330
N/A CL B 654106103 462 7,832 SH   SOLE NONE 0 0 7,832
Vanguard ALLWRLD EX US 922042775 499 9,982 SH   SOLE NONE 0 0 9,982
N/A COM 423452101 500 9,202 SH   SOLE NONE 0 0 9,202
Powershares DYNM LRG CP VL 73935X708 504 13,934 SH   SOLE NONE 0 0 13,934
N/A COM 863667101 545 3,930 SH   SOLE NONE 0 0 3,930
N/A COM 69331C108 548 8,270 SH   SOLE NONE 0 0 8,270
Vanguard MIDCP 400 IDX 921932885 592 5,045 SH   SOLE NONE 0 0 5,045
N/A SPONSORED ADR 37733W105 593 13,773 SH   SOLE NONE 0 0 13,773
N/A COM 913017109 610 4,999 SH   SOLE NONE 0 0 4,999
N/A COM 681919106 621 7,494 SH   SOLE NONE 0 0 7,494
N/A COM NEW 755111507 627 3,883 SH   SOLE NONE 0 0 3,883
N/A COM 053015103 657 6,414 SH   SOLE NONE 0 0 6,414
N/A COM 78377T107 689 10,779 SH   SOLE NONE 0 0 10,779
N/A SHS EUR G6518L108 718 18,582 SH   SOLE NONE 0 0 18,582
N/A COM 38141G104 737 3,323 SH   SOLE NONE 0 0 3,323
N/A SPONSORED ADR 03524A108 750 6,797 SH   SOLE NONE 0 0 6,797
N/A COM 369604103 758 28,089 SH   SOLE NONE 0 0 28,089
N/A COM 37045V100 790 22,617 SH   SOLE NONE 0 0 22,617
N/A CL A COM 55303A105 800 27,411 SH   SOLE NONE 0 0 27,411
N/A SHS - A - N53745100 814 9,654 SH   SOLE NONE 0 0 9,654
N/A COM 126650100 818 10,174 SH   SOLE NONE 0 0 10,174
N/A COM 478160104 823 6,223 SH   SOLE NONE 0 0 6,223
N/A COM NEW 247361702 879 16,371 SH   SOLE NONE 0 0 16,371
N/A COM 17275R102 886 28,333 SH   SOLE NONE 0 0 28,333
N/A COM 98310W108 903 9,001 SH   SOLE NONE 0 0 9,001
N/A SHS G491BT108 907 25,783 SH   SOLE NONE 0 0 25,783
N/A COM 008916108 913 10,098 SH   SOLE NONE 0 0 10,098
N/A COM 718546104 918 11,108 SH   SOLE NONE 0 0 11,108
N/A COM 375558103 918 12,982 SH   SOLE NONE 0 0 12,982
N/A COM 031162100 931 5,410 SH   SOLE NONE 0 0 5,410
N/A COM 11133T103 949 12,561 SH   SOLE NONE 0 0 12,561
N/A SHS G29183103 952 12,236 SH   SOLE NONE 0 0 12,236
N/A COM 693475105 971 7,780 SH   SOLE NONE 0 0 7,780
N/A COM 189754104 973 20,566 SH   SOLE NONE 0 0 20,566
N/A COM 174610105 977 27,405 SH   SOLE NONE 0 0 27,405
N/A COM 717081103 988 29,421 SH   SOLE NONE 0 0 29,421
N/A COM 25746U109 989 12,914 SH   SOLE NONE 0 0 12,914
N/A COM 742718109 1,017 11,676 SH   SOLE NONE 0 0 11,676
N/A COM 14149Y108 1,021 13,114 SH   SOLE NONE 0 0 13,114
N/A COM 747525103 1,033 18,723 SH   SOLE NONE 0 0 18,723
N/A COM 918204108 1,036 17,996 SH   SOLE NONE 0 0 17,996
N/A COM 438516106 1,058 7,943 SH   SOLE NONE 0 0 7,943
N/A COM 713448108 1,062 9,196 SH   SOLE NONE 0 0 9,196
N/A COM 580135101 1,071 6,995 SH   SOLE NONE 0 0 6,995
N/A COM 595017104 1,081 14,006 SH   SOLE NONE 0 0 14,006
N/A CL A 57636Q104 1,095 9,019 SH   SOLE NONE 0 0 9,019
N/A COM 437076102 1,099 7,165 SH   SOLE NONE 0 0 7,165
N/A COM 92343V104 1,117 25,024 SH   SOLE NONE 0 0 25,024
N/A COM DISNEY 254687106 1,143 10,760 SH   SOLE NONE 0 0 10,760
N/A SHS CLASS A G1151C101 1,162 9,398 SH   SOLE NONE 0 0 9,398
N/A COM 097023105 1,187 6,002 SH   SOLE NONE 0 0 6,002
N/A REG SHS H84989104 1,190 15,126 SH   SOLE NONE 0 0 15,126
N/A COM 88579Y101 1,203 5,782 SH   SOLE NONE 0 0 5,782
N/A COM H1467J104 1,207 8,308 SH   SOLE NONE 0 0 8,308
N/A COM 907818108 1,212 11,135 SH   SOLE NONE 0 0 11,135
Powershares S&P500 LOW VOL 73937B779 1,308 29,263 SH   SOLE NONE 0 0 29,263
N/A COM 30231G102 1,317 16,322 SH   SOLE NONE 0 0 16,322
N/A COM 594918104 1,387 20,133 SH   SOLE NONE 0 0 20,133
N/A COM 037833100 1,530 10,626 SH   SOLE NONE 0 0 10,626
N/A COM 46625H100 1,730 18,933 SH   SOLE NONE 0 0 18,933
SPDR TR UNIT 78462F103 3,497 14,466 SH   SOLE NONE 0 0 14,466
Vanguard DIV APP ETF 921908844 3,714 40,084 SH   SOLE NONE 0 0 40,084
iShares SHRT TRS BD ETF 464288679 3,978 36,062 SH   SOLE NONE 0 0 36,062
iShares TIPS BD ETF 464287176 4,431 39,071 SH   SOLE NONE 0 0 39,071
Vanguard TOTAL BND MRKT 921937835 4,582 56,001 SH   SOLE NONE 0 0 56,001
iShares ISHARES 464285105 5,192 434,911 SH   SOLE NONE 0 0 434,911
Vanguard TOTAL STK MKT 922908769 5,526 44,408 SH   SOLE NONE 0 0 44,408
SPDR BLOMBRG BRC INTR 78464A375 5,642 163,969 SH   SOLE NONE 0 0 163,969
Powershares UNIT SER 1 73935A104 5,682 41,283 SH   SOLE NONE 0 0 41,283
Vanguard FTSE EMR MKT ETF 922042858 6,493 159,040 SH   SOLE NONE 0 0 159,040
iShares 7-10YR TR BD ETF 464287440 9,080 85,172 SH   SOLE NONE 0 0 85,172
SPDR BLOMBERG BRC SRT 78464A474 9,387 306,381 SH   SOLE NONE 0 0 306,381
iShares CORE US AGGBD ET 464287226 9,833 89,797 SH   SOLE NONE 0 0 89,797
Charles Schwab US DIVIDEND EQ 808524797 10,268 227,690 SH   SOLE NONE 0 0 227,690
iShares CORE S&P MCP ETF 464287507 16,932 97,339 SH   SOLE NONE 0 0 97,339
Vanguard SHORT TRM BOND 921937827 20,644 258,544 SH   SOLE NONE 0 0 258,544
iShares CORE S&P500 ETF 464287200 22,347 91,809 SH   SOLE NONE 0 0 91,809
Vanguard FTSE DEV MKT ETF 921943858 23,667 572,794 SH   SOLE NONE 0 0 572,794