The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   319,953 2,445 SH   SOLE   0 0 2,445
AMAZON COM INC COM 023135106   445,048 3,501 SH   SOLE   0 0 3,501
APPLE INC COM 037833100   2,781,179 16,244 SH   SOLE   0 0 16,244
ARK ETF TR INNOVATION ETF 00214Q104   400 10 SH   SOLE   0 0 10
BLOCK H & R INC COM 093671105   240,700 5,590 SH   SOLE   0 0 5,590
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,006,686 64,590 SH   SOLE   0 0 64,590
EA SERIES TRUST STRIVE US ENERGY 02072L722   179,835 5,979 SH   SOLE   0 0 5,979
EDWARDS LIFESCIENCES CORP COM 28176E108   504,359 7,280 SH   SOLE   0 0 7,280
EXXON MOBIL CORP COM 30231G102   297,808 2,533 SH   SOLE   0 0 2,533
FLEXSHARES TR MORNSTAR UPSTR 33939L407   765,753 18,936 SH   SOLE   18,936 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795   185,759 3,835 SH   SOLE   3,835 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   92,597 2,329 SH   SOLE   0 0 2,329
GENERAL MLS INC COM 370334104   308,060 4,814 SH   SOLE   0 0 4,814
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   29,150 1,592 SH   SOLE   1,592 0 0
INTEL CORP COM 458140100   257,038 7,230 SH   SOLE   0 0 7,230
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   43,053 1,353 SH   SOLE   0 0 1,353
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   13,457 428 SH   SOLE   0 0 428
INVESCO QQQ TR UNIT SER 1 46090E103   207,963 580 SH   SOLE   0 0 580
ISHARES GOLD TR ISHARES NEW 464285204   875 25 SH   SOLE   25 0 0
ISHARES INC MSCI WORLD ETF 464286392   381,220 3,172 SH   SOLE   0 0 3,172
ISHARES INC MSCI GBL MIN VOL 464286525   116,481 1,221 SH   SOLE   1,221 0 0
ISHARES SILVER TR ISHARES 46428Q109   20,340 1,000 SH   SOLE   0 0 1,000
ISHARES TR CORE S&P500 ETF 464287200   25,579,190 59,565 SH   SOLE   59,565 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   4,978,290 99,905 SH   SOLE   0 0 99,905
ISHARES TR 7-10 YR TRSY BD 464287440   4,507,571 49,215 SH   SOLE   49,215 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,051,538 44,277 SH   SOLE   44,277 0 0
ISHARES TR CORE S&P TTL STK 464287150   402,910 4,278 SH   SOLE   4,278 0 0
ISHARES TR MSCI ACWI ETF 464288257   379,418 4,108 SH   SOLE   4,108 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   233,788 3,230 SH   SOLE   3,230 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   124,610 1,260 SH   SOLE   1,260 0 0
ISHARES TR CORE US AGGBD ET 464287226   112,114 1,192 SH   SOLE   1,192 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   88,751 784 SH   SOLE   784 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   72,893 412 SH   SOLE   0 0 412
ISHARES TR S&P 500 GRWT ETF 464287309   39,324 575 SH   SOLE   0 0 575
ISHARES TR S&P 500 VAL ETF 464287408   34,092 222 SH   SOLE   0 0 222
ISHARES TR CORE S&P MCP ETF 464287507   32,313 130 SH   SOLE   0 0 130
ISHARES TR SELECT DIVID ETF 464287168   31,041 288 SH   SOLE   288 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   29,913 369 SH   SOLE   369 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   25,714 510 SH   SOLE   510 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   24,196 371 SH   SOLE   371 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   24,191 99 SH   SOLE   0 0 99
ISHARES TR GRWT ALLOCAT ETF 464289867   22,167 449 SH   SOLE   0 0 449
ISHARES TR CONSER ALLOC ETF 464289883   21,699 639 SH   SOLE   0 0 639
ISHARES TR MSCI ACWI EX US 464288240   19,214 409 SH   SOLE   0 0 409
ISHARES TR 20 YR TR BD ETF 464287432   18,282 206 SH   SOLE   206 0 0
ISHARES TR S&P MC 400VL ETF 464287705   15,417 153 SH   SOLE   0 0 153
ISHARES TR RUS 1000 VAL ETF 464287598   7,430 49 SH   SOLE   0 0 49
ISHARES TR S&P MC 400GR ETF 464287606   6,200 86 SH   SOLE   0 0 86
ISHARES TR TIPS BD ETF 464287176   776 7 SH   SOLE   7 0 0
ISHARES TR INTRM GOV CR ETF 464288612   37 0 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,434,135 45,447 SH   SOLE   45,447 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   945,839 20,154 SH   SOLE   20,154 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   128,503 2,551 SH   SOLE   2,551 0 0
JOHNSON & JOHNSON COM 478160104   292,974 1,881 SH   SOLE   0 0 1,881
JPMORGAN CHASE & CO COM 46625H100   237,764 1,640 SH   SOLE   0 0 1,640
MERCK & CO INC COM 58933Y105   483,906 4,700 SH   SOLE   0 0 4,700
META PLATFORMS INC CL A 30303M102   240,168 800 SH   SOLE   0 0 800
MICROSOFT CORP COM 594918104   1,945,967 6,163 SH   SOLE   0 0 6,163
NVIDIA CORPORATION COM 67066G104   224,455 516 SH   SOLE   0 0 516
PEPSICO INC COM 713448108   448,097 2,645 SH   SOLE   0 0 2,645
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,190,467 31,860 SH   SOLE   31,860 0 0
PIMCO ETF TR ENHANCD SHORT 72201R643   2,510,864 25,590 SH   SOLE   25,590 0 0
PROCTER AND GAMBLE CO COM 742718109   357,052 2,448 SH   SOLE   0 0 2,448
S&P GLOBAL INC COM 78409V104   35,080 96 SH   SOLE   0 0 96
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   475,258 6,716 SH   SOLE   0 0 6,716
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   33,572 205 SH   SOLE   0 0 205
SPDR GOLD TR GOLD SHS 78463V107   115,043 671 SH   SOLE   671 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   574,052 1,343 SH   SOLE   1,343 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   37,145 1,059 SH   SOLE   0 0 1,059
SPDR SER TR S&P DIVID ETF 78464A763   13,368 116 SH   SOLE   0 0 116
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,328 55 SH   SOLE   0 0 55
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,339,484 19,196 SH   SOLE   19,196 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,415,514 72,574 SH   SOLE   0 0 72,574
VANGUARD INDEX FDS GROWTH ETF 922908736   1,412,115 5,186 SH   SOLE   0 0 5,186
VANGUARD INDEX FDS VALUE ETF 922908744   777,269 5,635 SH   SOLE   0 0 5,635
VANGUARD INDEX FDS MID CAP ETF 922908629   616,748 2,962 SH   SOLE   0 0 2,962
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   37,138 491 SH   SOLE   0 0 491
VANGUARD INDEX FDS SMALL CP ETF 922908751   27,415 145 SH   SOLE   0 0 145
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,061,378 32,854 SH   SOLE   32,854 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   20,182 389 SH   SOLE   0 0 389
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   944 20 SH   SOLE   0 0 20
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,666,692 202,547 SH   SOLE   0 0 202,547
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,188,611 42,430 SH   SOLE   42,430 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   76,172 1,333 SH   SOLE   0 0 1,333
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   24,762 159 SH   SOLE   0 0 159
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   97,551 2,231 SH   SOLE   0 0 2,231
VANGUARD WORLD FD ESG US STK ETF 921910733   54,837 729 SH   SOLE   729 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691   6,777 114 SH   SOLE   114 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,734 116 SH   SOLE   0 0 116
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,460 19 SH   SOLE   0 0 19