The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   277,824 2,321 SH   SOLE   0 0 2,321
AMAZON COM INC COM 023135106   436,706 3,350 SH   SOLE   0 0 3,350
APPLE INC COM 037833100   3,302,564 17,026 SH   SOLE   0 0 17,026
ARK ETF TR INNOVATION ETF 00214Q104   446 10 SH   SOLE   0 0 10
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,102,172 64,414 SH   SOLE   0 0 64,414
EA SERIES TRUST STRIVE US ENERGY 02072L722   162,382 5,935 SH   SOLE   0 0 5,935
EDWARDS LIFESCIENCES CORP COM 28176E108   700,306 7,424 SH   SOLE   0 0 7,424
EXXON MOBIL CORP COM 30231G102   274,087 2,556 SH   SOLE   0 0 2,556
FLEXSHARES TR MORNSTAR UPSTR 33939L407   785,606 19,606 SH   SOLE   19,606 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795   199,565 3,811 SH   SOLE   3,811 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   92,142 2,278 SH   SOLE   0 0 2,278
GENERAL MLS INC COM 370334104   367,297 4,789 SH   SOLE   0 0 4,789
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   30,304 1,592 SH   SOLE   1,592 0 0
INTEL CORP COM 458140100   251,748 7,528 SH   SOLE   0 0 7,528
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   44,081 269 SH   SOLE   0 0 269
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   17,075 426 SH   SOLE   0 0 426
INVESCO QQQ TR UNIT SER 1 46090E103   214,153 580 SH   SOLE   0 0 580
ISHARES GOLD TR ISHARES NEW 464285204   910 25 SH   SOLE   25 0 0
ISHARES INC MSCI WORLD ETF 464286392   395,020 3,172 SH   SOLE   0 0 3,172
ISHARES INC MSCI GBL MIN VOL 464286525   119,697 1,221 SH   SOLE   1,221 0 0
ISHARES SILVER TR ISHARES 46428Q109   20,890 1,000 SH   SOLE   0 0 1,000
ISHARES TR CORE S&P500 ETF 464287200   26,590,367 59,658 SH   SOLE   59,658 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   5,990,570 119,405 SH   SOLE   0 0 119,405
ISHARES TR 7-10 YR TRSY BD 464287440   4,467,492 46,247 SH   SOLE   46,247 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,647,301 35,431 SH   SOLE   35,431 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,078,308 42,459 SH   SOLE   42,459 0 0
ISHARES TR CORE S&P TTL STK 464287150   418,523 4,278 SH   SOLE   4,278 0 0
ISHARES TR MSCI ACWI ETF 464288257   394,082 4,108 SH   SOLE   4,108 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   240,086 3,230 SH   SOLE   3,230 0 0
ISHARES TR SELECT DIVID ETF 464287168   200,879 1,773 SH   SOLE   1,773 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   181,048 1,855 SH   SOLE   0 0 1,855
ISHARES TR CORE HIGH DV ETF 46429B663   132,379 1,313 SH   SOLE   1,313 0 0
ISHARES TR CORE US AGGBD ET 464287226   115,837 1,183 SH   SOLE   1,183 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   89,863 780 SH   SOLE   780 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   79,489 424 SH   SOLE   0 0 424
ISHARES TR ESG AWRE 1 5 YR 46435G243   64,486 2,697 SH   SOLE   0 0 2,697
ISHARES TR S&P 500 GRWT ETF 464287309   40,508 575 SH   SOLE   0 0 575
ISHARES TR S&P 500 VAL ETF 464287408   35,721 222 SH   SOLE   0 0 222
ISHARES TR CORE S&P MCP ETF 464287507   33,885 130 SH   SOLE   0 0 130
ISHARES TR CONSER ALLOC ETF 464289883   33,755 958 SH   SOLE   0 0 958
ISHARES TR 1 3 YR TREAS BD 464287457   29,747 367 SH   SOLE   367 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   25,352 504 SH   SOLE   504 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   25,121 99 SH   SOLE   0 0 99
ISHARES TR MSCI EAFE MIN VL 46429B689   25,042 371 SH   SOLE   371 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   22,910 445 SH   SOLE   0 0 445
ISHARES TR MSCI ACWI EX US 464288240   20,117 409 SH   SOLE   0 0 409
ISHARES TR S&P MC 400VL ETF 464287705   16,364 153 SH   SOLE   0 0 153
ISHARES TR RUS 1000 VAL ETF 464287598   7,724 49 SH   SOLE   0 0 49
ISHARES TR S&P MC 400GR ETF 464287606   6,436 86 SH   SOLE   0 0 86
ISHARES TR MSCI EMG MKT ETF 464287234   3,867 98 SH   SOLE   98 0 0
ISHARES TR MODERT ALLOC ETF 464289875   3,249 80 SH   SOLE   0 0 80
ISHARES TR RUS MID CAP ETF 464287499   2,783 38 SH   SOLE   0 0 38
ISHARES TR TIPS BD ETF 464287176   798 7 SH   SOLE   7 0 0
ISHARES TR INTRM GOV CR ETF 464288612   37 0 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,892,378 52,275 SH   SOLE   52,275 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,365,019 28,220 SH   SOLE   28,220 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   126,755 2,510 SH   SOLE   2,510 0 0
JOHNSON & JOHNSON COM 478160104   330,258 1,995 SH   SOLE   0 0 1,995
JPMORGAN CHASE & CO COM 46625H100   234,760 1,614 SH   SOLE   0 0 1,614
MERCK & CO INC COM 58933Y105   538,156 4,664 SH   SOLE   0 0 4,664
META PLATFORMS INC CL A 30303M102   239,629 835 SH   SOLE   0 0 835
MICROSOFT CORP COM 594918104   2,080,179 6,108 SH   SOLE   0 0 6,108
NVIDIA CORPORATION COM 67066G104   217,010 513 SH   SOLE   0 0 513
PEPSICO INC COM 713448108   493,507 2,664 SH   SOLE   0 0 2,664
PIMCO ETF TR ENHANCD SHORT 72201R643   2,493,005 25,462 SH   SOLE   25,462 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   619,358 6,208 SH   SOLE   6,208 0 0
PROCTER AND GAMBLE CO COM 742718109   366,900 2,418 SH   SOLE   0 0 2,418
S&P GLOBAL INC COM 78409V104   38,887 97 SH   SOLE   0 0 97
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   478,642 6,591 SH   SOLE   0 0 6,591
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   35,527 204 SH   SOLE   0 0 204
SIMON PPTY GROUP INC NEW COM 828806109   20,556 178 SH   SOLE   0 0 178
SPDR GOLD TR GOLD SHS 78463V107   119,620 671 SH   SOLE   671 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   593,138 1,338 SH   SOLE   1,338 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   38,801 1,046 SH   SOLE   0 0 1,046
SPDR SER TR S&P DIVID ETF 78464A763   14,154 115 SH   SOLE   0 0 115
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,373 54 SH   SOLE   0 0 54
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   223,073 3,069 SH   SOLE   3,069 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,691,163 62,153 SH   SOLE   0 0 62,153
VANGUARD INDEX FDS VALUE ETF 922908744   1,567,427 11,030 SH   SOLE   0 0 11,030
VANGUARD INDEX FDS GROWTH ETF 922908736   998,701 3,529 SH   SOLE   0 0 3,529
VANGUARD INDEX FDS MID CAP ETF 922908629   881,894 4,006 SH   SOLE   0 0 4,006
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   40,562 485 SH   SOLE   0 0 485
VANGUARD INDEX FDS SMALL CP ETF 922908751   32,586 164 SH   SOLE   0 0 164
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,679,882 17,322 SH   SOLE   17,322 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   21,051 387 SH   SOLE   0 0 387
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   979 19 SH   SOLE   0 0 19
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   21,607,341 368,349 SH   SOLE   0 0 368,349
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   12,792,134 221,586 SH   SOLE   0 0 221,586
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,204,058 55,565 SH   SOLE   55,565 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   26,731 165 SH   SOLE   0 0 165
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   107,946 2,338 SH   SOLE   0 0 2,338
VANGUARD WORLD FD ESG US CORP BD 921910691   7,004 113 SH   SOLE   113 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   6,755 78 SH   SOLE   78 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   5,658 72 SH   SOLE   72 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,828 115 SH   SOLE   0 0 115
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,473 19 SH   SOLE   0 0 19