The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK Innovation ETF ARKK 00214Q104 1 10 SH   SOLE   0 0 10
FlexShares STOXX Global Broad Infras ETF NFRA 33939L795 547 9,541 SH   SOLE   0 0 9,541
Flexshares Upstream GUNR 33939L407 1,170 29,632 SH   SOLE   0 0 29,632
Goldman Sachs Physical Gold ETF AAAU 38150K103 8,479 466,419 SH   SOLE   0 0 466,419
Grayscale Ethereum Trust (ETH) ETHE 389638107 16 500 SH   SOLE   0 0 500
Ishares 7-10 Year Trsury IEF 464287440 19,264 167,516 SH   SOLE   0 0 167,516
Ishares 7-10 Year Trsury IEF 464287440 109 951 SH   SOLE   0 0 951
Ishares Core S&P Etf IJH 464287507 36 127 SH   SOLE   0 0 127
Ishares Core Total Etf AGG 464287226 423 3,704 SH   SOLE   0 0 3,704
Ishares Dj Select Div Fd DVY 464287168 207 1,685 SH   SOLE   0 0 1,685
iShares ESG MSCI EM ETF ESGE 46434G863 511 12,848 SH   SOLE   0 0 12,848
iShares Gold Trust IAU 464285204 1 25 SH   SOLE   0 0 25
Ishares Growth Alloc AOR 464289867 43 748 SH   SOLE   0 0 748
iShares High Dividend Equity HDV 46429B663 128 1,267 SH   SOLE   0 0 1,267
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 10,660 82,849 SH   SOLE   0 0 82,849
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 17 135 SH   SOLE   0 0 135
Ishares Moderate AOM 464289875 4 78 SH   SOLE   0 0 78
iShares MSCI ACWI ex U.S. ETF ACWX 464288240 22 391 SH   SOLE   0 0 391
iShares MSCI ACWI Index ACWI 464288257 600 5,673 SH   SOLE   0 0 5,673
Ishares Msci Al Cry Wrld ACWV 464286525 128 1,183 SH   SOLE   0 0 1,183
iShares MSCI Emerging Markets Index Fund EEM 464287234 10 211 SH   SOLE   0 0 211
Ishares Msci Etf EFAV 46429B689 27 355 SH   SOLE   0 0 355
Ishares Msci US Etf USMV 46429B697 423 5,229 SH   SOLE   0 0 5,229
iShares Russell 2000 Index IWM 464287655 90 404 SH   SOLE   0 0 404
iShares Russell 3000 Index Fd IWV 464287689 27 97 SH   SOLE   0 0 97
iShares S&P 500 Index Fund IVV 464287200 31,155 65,317 SH   SOLE   0 0 65,317
iShares S&P Mid-Cap 400 Growth IJK 464287606 7 84 SH   SOLE   0 0 84
iShares S&P Mid-Cap 400 Value ETF IJJ 464287705 16 149 SH   SOLE   0 0 149
Ishares Tr Barclays Bond SHY 464287457 3,875 45,301 SH   SOLE   0 0 45,301
iShares TR Barclays TIPS TIP 464287176 1 7 SH   SOLE   0 0 7
Ishares Tr Msci Eafe Fd EFA 464287465 3,664 46,568 SH   SOLE   0 0 46,568
Jpmrg Dvsfd Retn Emrg JPEM 46641Q308 134 2,358 SH   SOLE   0 0 2,358
Pimco Exch Traded Fund MINT 72201R833 1,955 19,249 SH   SOLE   0 0 19,249
PowerShares FTSE RAFI US 1000 PRF 46137V613 45 260 SH   SOLE   0 0 260
Powershs Qqq TRUST Ser QQQ 46090E103 160 401 SH   SOLE   0 0 401
S & P Global Inc SPGI 78409V104 31 65 SH   SOLE   0 0 65
S P D R S&P 500 Etf Tr SPY 78462F103 877 1,846 SH   SOLE   0 0 1,846
Sch US Div Equity Etf SCHD 808524797 542 6,704 SH   SOLE   0 0 6,704
SPDR Gold Shares GLD 78463V107 9 50 SH   SOLE   0 0 50
Spdr S&P Dividend Etf SDY 78464A763 14 111 SH   SOLE   0 0 111
Vanguard Bond Index Fund BND 921937835 5,930 69,971 SH   SOLE   0 0 69,971
Vanguard Intl Eqty Ind FTSE All World ETF VEU 922042775 23 370 SH   SOLE   0 0 370
Vanguard Long-Term Corporate Bd ETF VCLT 92206C813 2,068 19,542 SH   SOLE   0 0 19,542
Vanguard Reit VNQ 922908553 41 352 SH   SOLE   0 0 352
Vanguard Small Cap VB 922908751 43 191 SH   SOLE   0 0 191
Vanguard Total Intl Etf VXUS 921909768 773 12,160 SH   SOLE   0 0 12,160
Vanguard Total Stock Mkt VTI 922908769 17,792 73,693 SH   SOLE   0 0 73,693
Vanguard Total Stock Mkt VTI 922908769 13 53 SH   SOLE   0 0 53
Vanguard Total World VT 922042742 12,383 115,269 SH   SOLE   0 0 115,269
Vanguard Total World VT 922042742 56 525 SH   SOLE   0 0 525
Wisdomtree Midcap DON 97717W505 5 110 SH   SOLE   0 0 110