The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares 7-10 Year Trsury IEF 464287440 14,879 134,998 SH   SOLE   0 0 134,998
Ishares 7-10 Year Trsury IEF 464287440 22 198 SH   SOLE   0 0 198
Ishares Core S&P Etf IJH 464287507 110 535 SH   SOLE   0 0 535
Ishares Currency Hedg HEFA 46434V803 1,719 56,335 SH   SOLE   0 0 56,335
Ishares Dj Select Div Fd DVY 464287168 178 1,689 SH   SOLE   0 0 1,689
Ishares Growth Alloc AOR 464289867 7 154 SH   SOLE   0 0 154
iShares High Dividend Equity HDV 46429B663 79 801 SH   SOLE   0 0 801
iShares High Dividend Equity HDV 46429B663 98 1,003 SH   SOLE   0 0 1,003
iShares Lehman 3-7 Year Treasury Bond IEI 464288661 1,098 8,729 SH   SOLE   0 0 8,729
Ishares Moderate AOM 464289875 3 79 SH   SOLE   0 0 79
Ishares Msci Al Cry Wrld ACWV 464286525 6,703 69,946 SH   SOLE   0 0 69,946
Ishares Msci Al Cry Wrld ACWV 464286525 26 272 SH   SOLE   0 0 272
Ishares Msci Etf EFAV 46429B689 191 2,567 SH   SOLE   0 0 2,567
Ishares Msci US Etf USMV 46429B697 21,812 332,498 SH   SOLE   0 0 332,498
Ishares Msci US Etf USMV 46429B697 60 920 SH   SOLE   0 0 920
iShares Russell 2000 Index IWM 464287655 66 400 SH   SOLE   0 0 400
iShares S&P 500 Index Fund IVV 464287200 28,173 87,157 SH   SOLE   0 0 87,157
iShares S&P 500 Index Fund IVV 464287200 70 217 SH   SOLE   0 0 217
Ishares Tr Barclays Bond SHY 464287457 24,565 290,259 SH   SOLE   0 0 290,259
Ishares Tr Barclays Bond SHY 464287457 15 172 SH   SOLE   0 0 172
iShares TR Barclays TIPS TIP 464287176 1 7 SH   SOLE   0 0 7
Ishares Tr Msci Eafe Fd EFA 464287465 4,532 65,267 SH   SOLE   0 0 65,267
Jpmrg Dvsfd Retn Emrg JPEM 46641Q308 1,411 24,758 SH   SOLE   0 0 24,758
Pimco Exch Traded Fund MINT 72201R833 1,608 15,825 SH   SOLE   0 0 15,825
Pimco Exch Traded Fund MINT 72201R833 150 1,479 SH   SOLE   0 0 1,479
Powershs Qqq TRUST Ser QQQ 46090E103 85 400 SH   SOLE   0 0 400
S & P Global Inc SPGI 78409V104 25 93 SH   SOLE   0 0 93
S P D R S&P 500 Etf Tr SPY 78462F103 462 1,434 SH   SOLE   0 0 1,434
Sch US Div Equity Etf SCHD 808524797 240 4,145 SH   SOLE   0 0 4,145
Spdr Dow Jones DIA 78467X109 213 747 SH   SOLE   0 0 747
SPDR Gold Shares GLD 78463V107 14 100 SH   SOLE   0 0 100
Spdr S&P Dividend Etf SDY 78464A763 12 108 SH   SOLE   0 0 108
Spdr S&P Dividend Etf SDY 78464A763 11 100 SH   SOLE   0 0 100
Vanguard Bond Index Fund BND 921937835 9,069 108,150 SH   SOLE   0 0 108,150
Vanguard Bond Index Fund BND 921937835 22 260 SH   SOLE   0 0 260
Vanguard Reit VNQ 922908553 18 191 SH   SOLE   0 0 191
Vanguard Small Cap VB 922908751 192 1,157 SH   SOLE   0 0 1,157
Vanguard Total Stock Mkt VTI 922908769 10,959 66,977 SH   SOLE   0 0 66,977
Vanguard Total Stock Mkt VTI 922908769 28 168 SH   SOLE   0 0 168
Vanguard Total World VT 922042742 275 3,393 SH   SOLE   0 0 3,393
Vanguard Total World VT 922042742 36 447 SH   SOLE   0 0 447
Wisdomtree Midcap DON 97717W505 4 108 SH   SOLE   0 0 108