The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Dj Select Div Fd DVY 464287168 235,537 3,004 SH   SOLE   0 0 0
Ishares Growth Alloc AOR 464289867 1,758 42 SH   SOLE   0 0 0
iShares High Dividend Equity HDV 46429B663 543,675 7,098 SH   SOLE   0 0 0
Ishares Moderate AOM 464289875 437 12 SH   SOLE   0 0 0
Ishares Msci Etf EFAV 46429B689 11,423,512 168,687 SH   SOLE   0 0 0
iShares Russell 2000 Index IWM 464287655 74,334 600 SH   SOLE   0 0 0
iShares Russell 3000 Index Fd IWV 464287689 0 1,700 SH   SOLE   0 0 0
iShares Russell Mid Cap Index IWR 464287499 0 200 SH   SOLE   0 0 0
iShares S&P 500 Index Fund IVV 464287200 29,877,715 140,548 SH   SOLE   0 0 0
Ishares Tr Barclays Bond SHY 464287457 2,162 25 SH   SOLE   0 0 0
iShares TR Barclays TIPS TIP 464287176 90,907 803 SH   SOLE   0 0 0
Ishares Tr Msci Eafe Fd EFA 464287465 9,996 150 SH   SOLE   0 0 0
Pimco Exch Traded Fund MINT 72201R833 2,192,792 21,652 SH   SOLE   0 0 0
PowerShares FTSE RAFI US 1000 PRF 73935X583 287,450 3,087 SH   SOLE   0 0 0
PowerShares Volatility Hedge PHDG 73935B805 26,165,654 981,825 SH   SOLE   0 0 0
S P D R S&P 500 Etf Tr SPY 78462F103 356,655 1,689 SH   SOLE   0 0 0
Sch US Div Equity Etf SCHD 808524797 1,848,488 46,316 SH   SOLE   0 0 0
SPDR Gold Shares GLD 78463V107 0 150 SH   SOLE   0 0 0
Vanguard Bond Index Fund BND 921937835 24,113,186 292,848 SH   SOLE   0 0 0
Vanguard Total Stock Mkt VTI 922908769 4,272,219 39,083 SH   SOLE   0 0 0
Vanguard Whitehall Funds VYM 921946406 0 4,625 SH   SOLE   0 0 0