The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 1,656 10,339 SH   DFND 1 10,339 0 0
ABBOTT LABS COM COM 002824100 3,974 36,513 SH   DFND 1 36,513 0 0
ABBVIE INC COM COM 00287Y109 528 6,030 SH   DFND 1 6,030 0 0
ACCENTURE PLC IRELAND SHS CLAS SHS CLASS A G1151C101 6,979 30,883 SH   DFND 1 30,883 0 0
ACTIVISION BLIZZARD INC COM COM 00507V109 5,867 72,482 SH   DFND 1 72,482 0 0
ADOBE INC COM COM 00724F101 973 1,984 SH   DFND 1 1,984 0 0
ADVANCED MICRO DEVICES INC COM 007903107 557 6,788 SH   DFND 1 6,788 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101 557 5,517 SH   DFND 1 5,517 0 0
AIR PRODS & CHEMS INC COM COM 009158106 529 1,775 SH   DFND 1 1,775 0 0
AKAMAI TECHNOLOGIES COM COM 00971T101 2,015 18,230 SH   DFND 1 18,230 0 0
ALIGN TECHNOLOGY INC COM 016255101 485 1,481 SH   DFND 1 1,481 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 5,871 4,006 SH   DFND 1 4,006 0 0
ALTRIA GROUP INC COM COM 02209S103 624 16,139 SH   DFND 1 16,139 0 0
AMAZON COM INC COM COM 023135106 1,404 446 SH   DFND 1 446 0 0
AMCOR PLC ORD COM G0250X107 156 14,111 SH   DFND 1 14,111 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 253 1,046 SH   DFND 1 1,046 0 0
AMGEN INC COM COM 031162100 516 2,031 SH   DFND 1 2,031 0 0
ANSYS INC COM COM 03662Q105 3,052 9,328 SH   DFND 1 9,328 0 0
ANTHEM INC COM COM 036752103 1,329 4,947 SH   DFND 1 4,947 0 0
APPLE INC COM COM 037833100 8,818 76,138 SH   DFND 1 76,138 0 0
APPLIED MATLS INC COM COM 038222105 339 5,704 SH   DFND 1 5,704 0 0
AT&T INC COM COM 00206R102 772 27,075 SH   DFND 1 27,075 0 0
AUTODESK INC COM COM 052769106 5,567 24,100 SH   DFND 1 24,100 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 3,068 21,993 SH   DFND 1 21,993 0 0
BALL CORP COM COM 058498106 207 2,488 SH   DFND 1 2,488 0 0
BANK AMER CORP COM COM 060505104 500 20,771 SH   DFND 1 20,771 0 0
BAXTER INTL INC COM COM 071813109 812 10,096 SH   DFND 1 10,096 0 0
BAYTEX ENERGY CORP F COM 07317Q105 5 15,473 SH   DFND 1 15,473 0 0
BECTON DICKINSON & CO COM COM 075887109 1,134 4,874 SH   DFND 1 4,874 0 0
BERKSHIRE HATHAWAY INC SERIES CL B NEW 084670702 682 3,203 SH   DFND 1 3,203 0 0
BOEING CO COM COM 097023105 1,380 8,350 SH   DFND 1 8,350 0 0
BOSTON SCIENTIFIC CORP COM 101137107 904 23,659 SH   DFND 1 23,659 0 0
BROADCOM INC COM COM 11135F101 649 1,781 SH   DFND 1 1,781 0 0
CADENCE DESIGN SYSTEM COM 127387108 3,248 30,461 SH   DFND 1 30,461 0 0
CATERPILLAR INC DEL COM COM 149123101 1,502 10,071 SH   DFND 1 10,071 0 0
CENTENE CORP DEL COM COM 15135B101 562 9,634 SH   DFND 1 9,634 0 0
CHEVRON CORP NEW COM COM 166764100 457 6,344 SH   DFND 1 6,344 0 0
CIGNA CORP NEW COM COM 125523100 1,149 6,781 SH   DFND 1 6,781 0 0
CISCO SYS INC COM COM 17275R102 1,040 26,403 SH   DFND 1 26,403 0 0
CITIGROUP INC COM NEW COM 172967424 240 5,567 SH   DFND 1 5,567 0 0
COCA COLA CO COM COM 191216100 1,654 33,499 SH   DFND 1 33,499 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A 192446102 4,506 64,907 SH   DFND 1 64,907 0 0
COLGATE PALMOLIVE CO COM COM 194162103 574 7,437 SH   DFND 1 7,437 0 0
COMCAST CORP NEW CL A CL A 20030N101 469 10,133 SH   DFND 1 10,133 0 0
COSTAR GROUP INC COM COM 22160N109 3,168 3,734 SH   DFND 1 3,734 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 226 638 SH   DFND 1 638 0 0
CROWDSTRIKE HLDGS INC CL A COM 22788C105 380 2,766 SH   DFND 1 2,766 0 0
CVS HEALTH CORP COM COM 126650100 1,695 29,024 SH   DFND 1 29,024 0 0
DANAHER CORPORATION COM COM 235851102 2,974 13,812 SH   DFND 1 13,812 0 0
DEXCOM INC COM 252131107 630 1,529 SH   DFND 1 1,529 0 0
DIREXION SHS ETF TR DLY DEV MK DEV MK ETF 25459W789 597 13,966 SH   DFND 1 13,966 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 496 4,001 SH   DFND 1 4,001 0 0
DOCUSIGN INC COM COM 256163106 3,217 14,946 SH   DFND 1 14,946 0 0
DOW INC COM COM 260557103 301 6,393 SH   DFND 1 6,393 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 339 6,108 SH   DFND 1 6,108 0 0
EBAY INC COM COM 278642103 4,903 94,115 SH   DFND 1 94,115 0 0
ECOLAB INC COM COM 278865100 447 2,238 SH   DFND 1 2,238 0 0
EDWARDS LIFESCIENCES CORP COM COM 28176E108 976 12,232 SH   DFND 1 12,232 0 0
ELECTRONIC ARTS INC COM 285512109 4,294 32,930 SH   DFND 1 32,930 0 0
EXXON MOBIL CORP COM COM 30231G102 231 6,716 SH   DFND 1 6,716 0 0
FACEBOOK INC CL A CL A 30303M102 2,543 9,708 SH   DFND 1 9,708 0 0
FIDELITY NATL INFORMATION SVCS COM 31620M106 222 1,511 SH   DFND 1 1,511 0 0
FISERV INC COM COM 337738108 981 9,519 SH   DFND 1 9,519 0 0
FORTINET INC COM 34959E109 1,982 16,827 SH   DFND 1 16,827 0 0
GENERAL ELECTRIC CO COM COM 369604103 113 18,178 SH   DFND 1 18,178 0 0
HCA HEALTHCARE INC COM COM 40412C101 708 5,680 SH   DFND 1 5,680 0 0
HOME DEPOT INC COM COM 437076102 642 2,313 SH   DFND 1 2,313 0 0
HONEYWELL INTL INC COM COM 438516106 2,127 12,921 SH   DFND 1 12,921 0 0
HUMANA INC COM COM 444859102 938 2,266 SH   DFND 1 2,266 0 0
IDEXX LABS INC COM COM 45168D104 611 1,554 SH   DFND 1 1,554 0 0
ILLUMINA INC COM COM 452327109 787 2,547 SH   DFND 1 2,547 0 0
INTEL CORP COM COM 458140100 1,426 27,533 SH   DFND 1 27,533 0 0
INTERNATIONAL BUSINESS MACHS C COM 459200101 2,687 22,084 SH   DFND 1 22,084 0 0
INTUIT COM COM 461202103 2,638 8,087 SH   DFND 1 8,087 0 0
INTUITIVE SURGICAL INC COM NEW COM 46120E602 1,419 2,000 SH   DFND 1 2,000 0 0
ISHARES INC MSCI AUST ETF MSCI AUST ETF 464286103 925 46,896 SH   DFND 1 46,896 0 0
ISHARES INC MSCI FRANCE ETF MSCI FRANCE ETF 464286707 902 32,279 SH   DFND 1 32,279 0 0
ISHARES INC MSCI GERMANY ETF MSCI GERMANY ETF 464286806 462 15,870 SH   DFND 1 15,870 0 0
ISHARES INC MSCI SWITZERLAND MSCI SWITZ ETF 464286749 463 11,271 SH   DFND 1 11,271 0 0
ISHARES TR 3 7 YR TREAS BD TREAS ETF 464288661 1,264 9,459 SH   DFND 1 9,459 0 0
ISHARES TR 7-10YR TR BD ETF 7-10YR TR BD ETF 464287440 5,155 42,313 SH   DFND 1 42,313 0 0
ISHARES TR CORE S&P MCP ETF CORE MIDCAP ETF 464287507 2,494 13,461 SH   DFND 1 13,461 0 0
ISHARES TR CORE S&P500 ETF CORE S&P500 ETF 464287200 711 2,117 SH   DFND 1 2,117 0 0
ISHARES TR RUSSELL 2000 ETF RUSSELL 464287655 2,960 19,762 SH   DFND 1 19,762 0 0
ISHARES TR SHORT TREAS BD TREAS ETF 464288679 3,939 35,585 SH   DFND 1 35,585 0 0
JOHNSON & JOHNSON COM COM 478160104 953 6,403 SH   DFND 1 6,403 0 0
JPMORGAN CHASE & CO COM COM 46625H100 763 7,924 SH   DFND 1 7,924 0 0
KIMBERLY CLARK CORP COM COM 494368103 421 2,851 SH   DFND 1 2,851 0 0
LAUDER ESTEE COS INC CL A COM 518439104 382 1,748 SH   DFND 1 1,748 0 0
LINDE PLC SHS COM G5494J103 1,120 4,705 SH   DFND 1 4,705 0 0
LOCKHEED MARTIN CORP COM COM 539830109 1,862 4,857 SH   DFND 1 4,857 0 0
MASTERCARD INC CL A CL A 57636Q104 4,519 13,363 SH   DFND 1 13,363 0 0
MCDONALDS CORP COM COM 580135101 245 1,114 SH   DFND 1 1,114 0 0
MEDTRONIC PLC SHS SHS G5960L103 3,040 29,258 SH   DFND 1 29,258 0 0
MERCADOLIBRE INC COM COM 58733R102 4,391 4,056 SH   DFND 1 4,056 0 0
MERCK & CO INC COM COM 58933Y105 716 8,637 SH   DFND 1 8,637 0 0
MICRON TECHNOLOGY INC COM 595112103 305 6,492 SH   DFND 1 6,492 0 0
MICROSOFT CORP COM COM 594918104 1,846 8,779 SH   DFND 1 8,779 0 0
MONDELEZ INTL INC CL A COM 609207105 714 12,436 SH   DFND 1 12,436 0 0
NETFLIX INC COM COM 64110L106 1,059 2,118 SH   DFND 1 2,118 0 0
NEWMONT CORPORATION COM COM 651639106 430 6,777 SH   DFND 1 6,777 0 0
NIKE INC CL B COM 654106103 224 1,787 SH   DFND 1 1,787 0 0
NVIDIA CORP COM COM 67066G104 1,831 3,383 SH   DFND 1 3,383 0 0
OKTA Inc Com Cl A COM 679295105 2,299 10,749 SH   DFND 1 10,749 0 0
ORACLE CORP COM COM 68389X105 4,201 70,365 SH   DFND 1 70,365 0 0
PACER FDS TR TRENDP US LAR CP ETF 69374H105 4,686 158,677 SH   DFND 1 158,677 0 0
PALO ALTO NETWORKS COM 697435105 2,785 11,380 SH   DFND 1 11,380 0 0
PAYPAL HLDGS INC COM COM 70450Y103 1,479 7,508 SH   DFND 1 7,508 0 0
PEPSICO INC COM COM 713448108 1,665 12,014 SH   DFND 1 12,014 0 0
PFIZER INC COM COM 717081103 732 19,954 SH   DFND 1 19,954 0 0
PHILIP MORRIS INTL INC COM COM 718172109 1,006 13,420 SH   DFND 1 13,420 0 0
PPG INDS INC COM COM 693506107 250 2,047 SH   DFND 1 2,047 0 0
PROCTER & GAMBLE CO COM COM 742718109 2,640 18,994 SH   DFND 1 18,994 0 0
PROSHARES TR MSCI EMRG ETF MSCI EMRG ETF 74347X302 261 3,785 SH   DFND 1 3,785 0 0
PROSHARES TR PSHS ULT MCAP400 MCAP400 74347R404 1,045 33,429 SH   DFND 1 33,429 0 0
PROSHARES TR PSHS ULTRUSS2000 RUSS2000 74347R842 1,202 22,715 SH   DFND 1 22,715 0 0
QUALCOMM INC COM COM 747525103 821 6,977 SH   DFND 1 6,977 0 0
Raytheon Technologies Corporat COM 75513E101 1,580 27,453 SH   DFND 1 27,453 0 0
RESMED INC COM COM 761152107 455 2,655 SH   DFND 1 2,655 0 0
S&P GLOBAL INC COM COM 78409V104 1,612 4,470 SH   DFND 1 4,470 0 0
SALESFORCE COM INC COM COM 79466L302 3,928 15,630 SH   DFND 1 15,630 0 0
SELECT SECTOR SPDR TR ENERGY SPDR TR ENERGY 81369Y506 473 15,792 SH   DFND 1 15,792 0 0
SELECT SECTOR SPDR TR SBI CONS SBI CONS 81369Y407 521 3,542 SH   DFND 1 3,542 0 0
SELECT SECTOR SPDR TR SBI CONS SBI CONS 81369Y308 511 7,970 SH   DFND 1 7,970 0 0
SELECT SECTOR SPDR TR SBI HEAL SPDR TR SBI HEAL 81369Y209 520 4,927 SH   DFND 1 4,927 0 0
SELECT SECTOR SPDR TR SBI INT- SPDR TR SBI INT 81369Y605 503 20,882 SH   DFND 1 20,882 0 0
SELECT SECTOR SPDR TR SBI INT- SPDR TR SBI INT 81369Y704 513 6,666 SH   DFND 1 6,666 0 0
SELECT SECTOR SPDR TR SBI INT- SPDR TR SBI INT 81369Y886 520 8,751 SH   DFND 1 8,751 0 0
SELECT SECTOR SPDR TR SBI MATE SPDR TR SBI MATE 81369Y100 505 7,933 SH   DFND 1 7,933 0 0
SELECT SECTOR SPDR TR TECHNOLO TECHNOLO 81369Y803 536 4,589 SH   DFND 1 4,589 0 0
SERVICENOW INC COM COM 81762P102 9,367 19,314 SH   DFND 1 19,314 0 0
SHERWIN WILLIAMS CO COM COM 824348106 508 729 SH   DFND 1 729 0 0
SNAP INC CL A COM 83304A106 3,216 123,186 SH   DFND 1 123,186 0 0
SPLUNK INC COM COM 848637104 2,774 14,747 SH   DFND 1 14,747 0 0
SPOTIFY TECHNOLOGY S A SHS COM L8681T102 2,770 11,420 SH   DFND 1 11,420 0 0
SQUARE INC CL A COM 852234103 6,211 38,211 SH   DFND 1 38,211 0 0
STRYKER CORP COM COM 863667101 1,381 6,626 SH   DFND 1 6,626 0 0
SYNOPSYS INC COM COM 871607107 3,282 15,338 SH   DFND 1 15,338 0 0
TESLA INC COM COM 88160R101 391 912 SH   DFND 1 912 0 0
TEXAS INSTRS INC COM COM 882508104 812 5,685 SH   DFND 1 5,685 0 0
THERMO FISHER SCIENTIFIC INC C COM 883556102 3,795 8,595 SH   DFND 1 8,595 0 0
Twilio Inc COM 90138F102 3,433 13,895 SH   DFND 1 13,895 0 0
TWITTER INC COM COM 90184L102 4,058 91,202 SH   DFND 1 91,202 0 0
UBER TECHNOLOGIES INC COM COM 90353T100 5,148 141,118 SH   DFND 1 141,118 0 0
UNION PACIFIC CORP COM COM 907818108 2,494 12,667 SH   DFND 1 12,667 0 0
UNITED PARCEL SERVICE INC CL B CL B 911312106 2,111 12,668 SH   DFND 1 12,668 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 5,992 19,219 SH   DFND 1 19,219 0 0
Vanguard Long-Term Treasury ET TREAS ETF 92206C847 2,496 25,043 SH   DFND 1 25,043 0 0
VEEVA SYS INC CL A COM COM 922475108 739 2,629 SH   DFND 1 2,629 0 0
VERISIGN INC COM COM 92343E102 2,374 11,590 SH   DFND 1 11,590 0 0
VERISK ANALYTICS INC COM COM 92345Y106 3,369 18,178 SH   DFND 1 18,178 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 918 15,437 SH   DFND 1 15,437 0 0
VISA INC COM CL A COM CL A 92826C839 6,269 31,352 SH   DFND 1 31,352 0 0
WALMART INC COM COM 931142103 1,612 11,521 SH   DFND 1 11,521 0 0
WELLS FARGO CO NEW COM COM 949746101 234 9,942 SH   DFND 1 9,942 0 0
WORKDAY INC CL A COM 98138H101 3,198 14,864 SH   DFND 1 14,864 0 0
ZIMMER BIOMET HLDGS INC COM COM 98956P102 547 4,016 SH   DFND 1 4,016 0 0
DBX ETF TR XTRACK MSCI EAFE MSCI ETF EAFE 233051200 1,199 39,187 SH   SOLE   39,187 0 0
ISHARES CMBS ETF CMBS ETF 46429B366 264 4,762 SH   SOLE   4,762 0 0
ISHARES TR CORE S&P TTL STK CORE S&P TTL STK 464287150 3,446 45,647 SH   SOLE   45,647 0 0
ISHARES TR CORE US AGGBD ET CORE US AGGBD ET 464287226 4,841 41,006 SH   SOLE   41,006 0 0
ISHARES TR IBOXX HI YD ETF IBOXX ETF 464288513 366 4,361 SH   SOLE   4,361 0 0
ISHARES TR MBS ETF MBS ETF 464288588 2,222 20,126 SH   SOLE   20,126 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 1,331 20,907 SH   SOLE   20,907 0 0
ISHARES TR TIPS BD ETF TIPS BD ETF 464287176 382 3,022 SH   SOLE   3,022 0 0
ISHARES TR US BAS MTL ETF BAS MTL ETF 464287838 627 6,352 SH   SOLE   6,352 0 0
SCHWAB STRATEGIC TR ETF U S T TREAS ETF 808524870 266 4,315 SH   SOLE   4,315 0 0
SPDR GOLD TRUST GOLD S GOLD ETF 78463V107 754 4,259 SH   SOLE   4,259 0 0
SPDR SERIES TRUST SPDR BLOOMBE BRCLYS ETF 78468R663 1,755 19,172 SH   SOLE   19,172 0 0
VANECK VECTORS ETF TRUST FALLE BOND ETF 92189F437 263 8,859 SH   SOLE   8,859 0 0
VANGUARD INDEX FDS REIT ETF REIT ETF 922908553 628 7,959 SH   SOLE   7,959 0 0
VANGUARD INTL EQUITY INDEX FD EQUITY INDEX FD 922042858 380 8,789 SH   SOLE   8,789 0 0
VANGUARD SCOTTSDALE FDS MORTG- FDS MORTG 92206C771 272 5,019 SH   SOLE   5,019 0 0