The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 506 2,918 SH   DFND   2,918 0 0
AT&T INC COM 00206R102 2,681 79,998 SH   DFND   79,998 0 0
ABBOTT LABS COM 002824100 469 5,577 SH   DFND   5,577 0 0
ABBVIE INC COM 00287Y109 402 5,534 SH   DFND   5,534 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,488 8,052 SH   DFND   8,052 0 0
AIR PRODS & CHEMS INC COM 009158106 313 1,384 SH   DFND   1,384 0 0
ALBEMARLE CORP COM 012653101 1,522 21,610 SH   DFND   21,610 0 0
ALLETE INC COM NEW 018522300 250 3,003 SH   DFND   3,003 0 0
ALPHABET INC CAP STK CL A 02079K305 3,088 2,852 SH   DFND   2,852 0 0
ALPHABET INC CAP STK CL C 02079K107 1,772 1,639 SH   DFND   1,639 0 0
ALTRIA GROUP INC COM 02209S103 506 10,685 SH   DFND   10,685 0 0
AMAZON COM INC COM 023135106 1,504 794 SH   DFND   794 0 0
ANADARKO PETE CORP COM 032511107 388 5,495 SH   DFND   5,495 0 0
APPLE INC COM 037833100 4,680 23,646 SH   DFND   23,646 0 0
APPLIED MATLS INC COM 038222105 1,314 29,250 SH   DFND   29,250 0 0
AQUA AMERICA INC COM 03836W103 245 5,930 SH   DFND   5,930 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 500 3,023 SH   DFND   3,023 0 0
AVANGRID INC COM 05351W103 1,184 23,440 SH   DFND   23,440 0 0
BANK AMER CORP COM 060505104 2,200 75,870 SH   DFND   75,870 0 0
BCE INC COM NEW 05534B760 1,896 41,681 SH   DFND   41,681 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 909 4,263 SH   DFND   4,263 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,825 40,250 SH   DFND   40,250 0 0
CELGENE CORP COM 151020104 1,189 12,857 SH   DFND   12,857 0 0
CHEVRON CORP NEW COM 166764100 864 6,942 SH   DFND   6,942 0 0
COCA COLA CO COM 191216100 597 11,718 SH   DFND   11,718 0 0
COLGATE PALMOLIVE CO COM 194162103 412 5,752 SH   DFND   5,752 0 0
CONAGRA BRANDS INC COM 205887102 1,067 40,250 SH   DFND   40,250 0 0
CONSOLIDATED EDISON INC COM 209115104 491 5,595 SH   DFND   5,595 0 0
CSX CORP COM 126408103 248 3,200 SH   DFND   3,200 0 0
DEVON ENERGY CORP NEW COM 25179M103 212 7,420 SH   DFND   7,420 0 0
DOMINION ENERGY INC COM 25746U109 355 4,585 SH   DFND   4,585 0 0
EXPEDIA GROUP INC COM NEW 30212P303 1,610 12,100 SH   DFND   12,100 0 0
EXXON MOBIL CORP COM 30231G102 2,803 36,577 SH   DFND   36,577 0 0
FACEBOOK INC CL A 30303M102 1,799 9,322 SH   DFND   9,322 0 0
FORD MTR CO DEL COM 345370860 1,085 106,075 SH   DFND   106,075 0 0
GENERAL ELECTRIC CO COM 369604103 713 67,886 SH   DFND   67,886 0 0
HOME DEPOT INC COM 437076102 1,818 8,743 SH   DFND   8,743 0 0
HONEYWELL INTL INC COM 438516106 203 1,163 SH   DFND   1,163 0 0
INTEL CORP COM 458140100 246 5,145 SH   DFND   5,145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 320 2,319 SH   DFND   2,319 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 224 1,200 SH   DFND   1,200 0 0
ISHARES TR TIPS BD ETF 464287176 269 2,330 SH   DFND   2,330 0 0
JOHNSON & JOHNSON COM 478160104 4,944 35,499 SH   DFND   35,499 0 0
JPMORGAN CHASE & CO COM 46625H100 394 3,528 SH   DFND   3,528 0 0
KINDER MORGAN INC DEL COM 49456B101 551 26,376 SH   DFND   26,376 0 0
KRAFT HEINZ CO COM 500754106 1,203 38,746 SH   DFND   38,746 0 0
MCDONALDS CORP COM 580135101 327 1,575 SH   DFND   1,575 0 0
MCKESSON CORP COM 58155Q103 491 3,650 SH   DFND   3,650 0 0
MERCK & CO INC COM 58933Y105 3,071 36,619 SH   DFND   36,619 0 0
METLIFE INC COM 59156R108 1,475 29,698 SH   DFND   29,698 0 0
MICROSOFT CORP COM 594918104 234 1,748 SH   DFND   1,748 0 0
MONDELEZ INTL INC CL A 609207105 3,237 60,053 SH   DFND   60,053 0 0
NEWMARKET CORP COM 651587107 308 768 SH   DFND   768 0 0
NEXTERA ENERGY INC COM 65339F101 279 1,361 SH   DFND   1,361 0 0
ORACLE CORP COM 68389X105 444 7,800 SH   DFND   7,800 0 0
PAYCHEX INC COM 704326107 720 8,750 SH   DFND   8,750 0 0
PEOPLES UTD FINL INC COM 712704105 1,360 81,025 SH   DFND   81,025 0 0
PEPSICO INC COM 713448108 3,895 29,707 SH   DFND   29,707 0 0
PFIZER INC COM 717081103 755 17,419 SH   DFND   17,419 0 0
PHILIP MORRIS INTL INC COM 718172109 843 10,740 SH   DFND   10,740 0 0
PPG INDS INC COM 693506107 251 2,150 SH   DFND   2,150 0 0
PPL CORP COM 69351T106 1,598 51,521 SH   DFND   51,521 0 0
PROCTER AND GAMBLE CO COM 742718109 547 4,989 SH   DFND   4,989 0 0
SALESFORCE COM INC COM 79466L302 1,001 6,600 SH   DFND   6,600 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,569 11,779 SH   DFND   11,779 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,825 6,230 SH   DFND   6,230 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,777 5,010 SH   DFND   5,010 0 0
STRYKER CORP COM 863667101 232 1,130 SH   DFND   1,130 0 0
TWITTER INC COM 90184L102 420 12,035 SH   DFND   12,035 0 0
US BANCORP DEL COM NEW 902973304 346 6,612 SH   DFND   6,612 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,423 18,611 SH   DFND   18,611 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 306 1,450 SH   DFND   1,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,353 23,678 SH   DFND   23,678 0 0
WALMART INC COM 931142103 270 2,443 SH   DFND   2,443 0 0
DISNEY WALT CO COM DISNEY 254687106 2,953 21,149 SH   DFND   21,149 0 0
WATERS CORP COM 941848103 366 1,700 SH   DFND   1,700 0 0
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 1,397 45,405 SH   DFND   45,405 0 0
WORKDAY INC CL A 98138H101 581 2,825 SH   DFND   2,825 0 0