The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 622 2,951 SH   DFND   2,951 0 0
AT&T INC COM 00206R102 2,736 81,464 SH   DFND   81,464 0 0
ABBOTT LABS COM 002824100 424 5,784 SH   DFND   5,784 0 0
ABBVIE INC COM 00287Y109 523 5,534 SH   DFND   5,534 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,387 8,152 SH   DFND   8,152 0 0
AIR PRODS & CHEMS INC COM 009158106 231 1,384 SH   DFND   1,384 0 0
ALBEMARLE CORP COM 012653101 351 3,515 SH   DFND   3,515 0 0
ALLETE INC COM NEW 018522300 225 3,003 SH   DFND   3,003 0 0
ALPHABET INC CAP STK CL A 02079K305 3,523 2,919 SH   DFND   2,919 0 0
ALPHABET INC CAP STK CL C 02079K107 2,024 1,696 SH   DFND   1,696 0 0
ALTRIA GROUP INC COM 02209S103 644 10,685 SH   DFND   10,685 0 0
AMAZON COM INC COM 023135106 1,590 794 SH   DFND   794 0 0
ANADARKO PETE CORP COM 032511107 458 6,795 SH   DFND   6,795 0 0
APPLE INC COM 037833100 5,509 24,406 SH   DFND   24,406 0 0
APPLIED MATLS INC COM 038222105 1,131 29,250 SH   DFND   29,250 0 0
AQUA AMERICA INC COM 03836W103 219 5,930 SH   DFND   5,930 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 460 3,053 SH   DFND   3,053 0 0
AVANGRID INC COM 05351W103 1,202 25,075 SH   DFND   25,075 0 0
BANK AMER CORP COM 060505104 2,310 78,395 SH   DFND   78,395 0 0
BCE INC COM NEW 05534B760 1,751 43,220 SH   DFND   43,220 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 913 4,263 SH   DFND   4,263 0 0
BOEING CO COM 097023105 218 587 SH   DFND   587 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,590 41,720 SH   DFND   41,720 0 0
CELGENE CORP COM 151020104 1,420 15,864 SH   DFND   15,864 0 0
CHEVRON CORP NEW COM 166764100 857 7,012 SH   DFND   7,012 0 0
COCA COLA CO COM 191216100 543 11,750 SH   DFND   11,750 0 0
COLGATE PALMOLIVE CO COM 194162103 385 5,752 SH   DFND   5,752 0 0
CONAGRA BRANDS INC COM 205887102 1,480 43,565 SH   DFND   43,565 0 0
CONSOLIDATED EDISON INC COM 209115104 426 5,595 SH   DFND   5,595 0 0
CSX CORP COM 126408103 262 3,533 SH   DFND   3,533 0 0
DEVON ENERGY CORP NEW COM 25179M103 317 7,930 SH   DFND   7,930 0 0
DOMINION ENERGY INC COM 25746U109 357 5,085 SH   DFND   5,085 0 0
EXPEDIA GROUP INC COM NEW 30212P303 1,582 12,125 SH   DFND   12,125 0 0
EXXON MOBIL CORP COM 30231G102 3,230 37,987 SH   DFND   37,987 0 0
FACEBOOK INC CL A 30303M102 1,601 9,737 SH   DFND   9,737 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,190 128,650 SH   DFND   128,650 0 0
GENERAL ELECTRIC CO COM 369604103 1,030 91,201 SH   DFND   91,201 0 0
HOME DEPOT INC COM 437076102 1,811 8,743 SH   DFND   8,743 0 0
INTEL CORP COM 458140100 243 5,145 SH   DFND   5,145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 351 2,319 SH   DFND   2,319 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 260 1,400 SH   DFND   1,400 0 0
ISHARES TR TIPS BD ETF 464287176 258 2,330 SH   DFND   2,330 0 0
JOHNSON & JOHNSON COM 478160104 5,115 37,021 SH   DFND   37,021 0 0
JPMORGAN CHASE & CO COM 46625H100 398 3,528 SH   DFND   3,528 0 0
KINDER MORGAN INC DEL COM 49456B101 480 27,064 SH   DFND   27,064 0 0
KRAFT HEINZ CO COM 500754106 2,279 41,351 SH   DFND   41,351 0 0
MCDONALDS CORP COM 580135101 263 1,575 SH   DFND   1,575 0 0
MCKESSON CORP COM 58155Q103 484 3,650 SH   DFND   3,650 0 0
MERCK & CO INC COM 58933Y105 2,738 38,599 SH   DFND   38,599 0 0
METLIFE INC COM 59156R108 1,456 31,163 SH   DFND   31,163 0 0
MICHAELS COS INC COM 59408Q106 864 53,235 SH   DFND   53,235 0 0
MONDELEZ INTL INC CL A 609207105 2,620 60,989 SH   DFND   60,989 0 0
NEWMARKET CORP COM 651587107 368 908 SH   DFND   908 0 0
NEXTERA ENERGY INC COM 65339F101 228 1,361 SH   DFND   1,361 0 0
ORACLE CORP COM 68389X105 402 7,800 SH   DFND   7,800 0 0
PAYCHEX INC COM 704326107 644 8,750 SH   DFND   8,750 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 1,415 82,635 SH   DFND   82,635 0 0
PEPSICO INC COM 713448108 3,932 35,167 SH   DFND   35,167 0 0
PFIZER INC COM 717081103 804 18,234 SH   DFND   18,234 0 0
PHILIP MORRIS INTL INC COM 718172109 970 11,890 SH   DFND   11,890 0 0
PPG INDS INC COM 693506107 235 2,150 SH   DFND   2,150 0 0
PPL CORP COM 69351T106 1,595 54,513 SH   DFND   54,513 0 0
PROCTER AND GAMBLE CO COM 742718109 415 4,989 SH   DFND   4,989 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,407 12,479 SH   DFND   12,479 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,750 6,021 SH   DFND   6,021 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,773 4,826 SH   DFND   4,826 0 0
STRYKER CORP COM 863667101 205 1,155 SH   DFND   1,155 0 0
DISNEY WALT CO COM DISNEY 254687106 2,860 24,459 SH   DFND   24,459 0 0
TWITTER INC COM 90184L102 277 9,735 SH   DFND   9,735 0 0
US BANCORP DEL COM NEW 902973304 349 6,612 SH   DFND   6,612 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,651 18,961 SH   DFND   18,961 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 294 1,450 SH   DFND   1,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,291 24,178 SH   DFND   24,178 0 0
WALMART INC COM 931142103 229 2,443 SH   DFND   2,443 0 0
WATERS CORP COM 941848103 331 1,700 SH   DFND   1,700 0 0
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 1,335 30,560 SH   DFND   30,560 0 0
WORKDAY INC CL A 98138H101 599 4,100 SH   DFND   4,100 0 0