The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 581 2,951 SH   DFND   2,951 0 0
AT&T INC COM 00206R102 2,620 81,589 SH   DFND   81,589 0 0
ABBOTT LABS COM 002824100 353 5,784 SH   DFND   5,784 0 0
ABBVIE INC COM 00287Y109 513 5,534 SH   DFND   5,534 0 0
AIR PRODS & CHEMS INC COM 009158106 216 1,384 SH   DFND   1,384 0 0
ALBEMARLE CORP COM 012653101 296 3,140 SH   DFND   3,140 0 0
ALLETE INC COM NEW 018522300 232 3,003 SH   DFND   3,003 0 0
ALPHABET INC CAP STK CL A 02079K305 3,309 2,930 SH   DFND   2,930 0 0
ALPHABET INC CAP STK CL C 02079K107 1,954 1,751 SH   DFND   1,751 0 0
ALTRIA GROUP INC COM 02209S103 607 10,685 SH   DFND   10,685 0 0
AMAZON COM INC COM 023135106 1,350 794 SH   DFND   794 0 0
ANADARKO PETE CORP COM 032511107 511 6,970 SH   DFND   6,970 0 0
APPLE INC COM 037833100 4,579 24,736 SH   DFND   24,736 0 0
APPLIED MATLS INC COM 038222105 1,351 29,250 SH   DFND   29,250 0 0
AQUA AMERICA INC COM 03836W103 209 5,930 SH   DFND   5,930 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 419 3,123 SH   DFND   3,123 0 0
AVANGRID INC COM 05351W103 1,327 25,075 SH   DFND   25,075 0 0
BANK AMER CORP COM 060505104 2,123 75,295 SH   DFND   75,295 0 0
BCE INC COM NEW 05534B760 1,768 43,670 SH   DFND   43,670 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 796 4,263 SH   DFND   4,263 0 0
BOEING CO COM 097023105 203 605 SH   DFND   605 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,334 42,170 SH   DFND   42,170 0 0
CELGENE CORP COM 151020104 1,302 16,394 SH   DFND   16,394 0 0
CHEVRON CORP NEW COM 166764100 894 7,072 SH   DFND   7,072 0 0
COCA COLA CO COM 191216100 515 11,750 SH   DFND   11,750 0 0
COLGATE PALMOLIVE CO COM 194162103 373 5,752 SH   DFND   5,752 0 0
CONAGRA BRANDS INC COM 205887102 1,567 43,870 SH   DFND   43,870 0 0
CONSOLIDATED EDISON INC COM 209115104 436 5,595 SH   DFND   5,595 0 0
CSX CORP COM 126408103 225 3,533 SH   DFND   3,533 0 0
DEVON ENERGY CORP NEW COM 25179M103 366 8,330 SH   DFND   8,330 0 0
DOMINION ENERGY INC COM 25746U109 347 5,085 SH   DFND   5,085 0 0
EXPEDIA GROUP INC COM NEW 30212P303 1,488 12,380 SH   DFND   12,380 0 0
EXXON MOBIL CORP COM 30231G102 3,352 40,512 SH   DFND   40,512 0 0
FACEBOOK INC CL A 30303M102 1,903 9,792 SH   DFND   9,792 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,505 135,975 SH   DFND   135,975 0 0
GENERAL ELECTRIC CO COM 369604103 1,364 100,201 SH   DFND   100,201 0 0
HOME DEPOT INC COM 437076102 1,706 8,743 SH   DFND   8,743 0 0
INTEL CORP COM 458140100 256 5,145 SH   DFND   5,145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 349 2,497 SH   DFND   2,497 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 240 1,400 SH   DFND   1,400 0 0
ISHARES TR TIPS BD ETF 464287176 286 2,530 SH   DFND   2,530 0 0
JOHNSON & JOHNSON COM 478160104 4,531 37,341 SH   DFND   37,341 0 0
JPMORGAN CHASE & CO COM 46625H100 368 3,528 SH   DFND   3,528 0 0
KINDER MORGAN INC DEL COM 49456B101 478 27,061 SH   DFND   27,061 0 0
KRAFT HEINZ CO COM 500754106 2,605 41,466 SH   DFND   41,466 0 0
MCDONALDS CORP COM 580135101 247 1,575 SH   DFND   1,575 0 0
MCKESSON CORP COM 58155Q103 487 3,650 SH   DFND   3,650 0 0
MERCK & CO INC COM 58933Y105 2,367 38,999 SH   DFND   38,999 0 0
METLIFE INC COM 59156R108 1,375 31,528 SH   DFND   31,528 0 0
MICHAELS COS INC COM 59408Q106 1,047 54,635 SH   DFND   54,635 0 0
MONDELEZ INTL INC CL A 609207105 2,521 61,489 SH   DFND   61,489 0 0
NEWMARKET CORP COM 651587107 370 915 SH   DFND   915 0 0
NEXTERA ENERGY INC COM 65339F101 232 1,386 SH   DFND   1,386 0 0
ORACLE CORP COM 68389X105 392 8,900 SH   DFND   8,900 0 0
PAYCHEX INC COM 704326107 598 8,750 SH   DFND   8,750 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 1,526 84,335 SH   DFND   84,335 0 0
PEPSICO INC COM 713448108 3,864 35,492 SH   DFND   35,492 0 0
PFIZER INC COM 717081103 662 18,234 SH   DFND   18,234 0 0
PHILIP MORRIS INTL INC COM 718172109 962 11,915 SH   DFND   11,915 0 0
PPG INDS INC COM 693506107 223 2,150 SH   DFND   2,150 0 0
PPL CORP COM 69351T106 1,566 54,863 SH   DFND   54,863 0 0
PROCTER AND GAMBLE CO COM 742718109 421 5,389 SH   DFND   5,389 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,513 12,754 SH   DFND   12,754 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,535 5,660 SH   DFND   5,660 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,456 4,102 SH   DFND   4,102 0 0
DISNEY WALT CO COM DISNEY 254687106 2,593 24,744 SH   DFND   24,744 0 0
TWITTER INC COM 90184L102 425 9,735 SH   DFND   9,735 0 0
US BANCORP DEL COM NEW 902973304 331 6,612 SH   DFND   6,612 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,399 19,186 SH   DFND   19,186 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 263 1,450 SH   DFND   1,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,226 24,378 SH   DFND   24,378 0 0
WALMART INC COM 931142103 209 2,443 SH   DFND   2,443 0 0
WATERS CORP COM 941848103 329 1,700 SH   DFND   1,700 0 0
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 1,479 30,560 SH   DFND   30,560 0 0
WORKDAY INC CL A 98138H101 497 4,100 SH   DFND   4,100 0 0