The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 648 2,951 SH   DFND   2,951 0 0
AT&T INC COM 00206R102 2,911 81,661 SH   DFND   81,661 0 0
ABBOTT LABS COM 002824100 347 5,784 SH   DFND   5,784 0 0
ABBVIE INC COM 00287Y109 547 5,784 SH   DFND   5,784 0 0
AIR PRODS & CHEMS INC COM 009158106 220 1,384 SH   DFND   1,384 0 0
ALBEMARLE CORP COM 012653101 291 3,140 SH   DFND   3,140 0 0
ALLETE INC COM NEW 018522300 217 3,003 SH   DFND   3,003 0 0
ALPHABET INC CAP STK CL A 02079K305 3,056 2,947 SH   DFND   2,947 0 0
ALPHABET INC CAP STK CL C 02079K107 1,817 1,761 SH   DFND   1,761 0 0
ALTRIA GROUP INC COM 02209S103 666 10,685 SH   DFND   10,685 0 0
AMAZON COM INC COM 023135106 1,149 794 SH   DFND   794 0 0
ANADARKO PETE CORP COM 032511107 456 7,545 SH   DFND   7,545 0 0
APPLE INC COM 037833100 4,164 24,816 SH   DFND   24,816 0 0
APPLIED MATLS INC COM 038222105 1,627 29,250 SH   DFND   29,250 0 0
AQUA AMERICA INC COM 03836W103 202 5,930 SH   DFND   5,930 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 354 3,123 SH   DFND   3,123 0 0
AVANGRID INC COM 05351W103 1,267 24,790 SH   DFND   24,790 0 0
BCE INC COM NEW 05534B760 1,884 43,770 SH   DFND   43,770 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 850 4,263 SH   DFND   4,263 0 0
BOEING CO COM 097023105 252 770 SH   DFND   770 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,715 42,920 SH   DFND   42,920 0 0
CELGENE CORP COM 151020104 1,463 16,394 SH   DFND   16,394 0 0
CHEVRON CORP NEW COM 166764100 793 6,958 SH   DFND   6,958 0 0
COCA COLA CO COM 191216100 510 11,750 SH   DFND   11,750 0 0
COLGATE PALMOLIVE CO COM 194162103 412 5,752 SH   DFND   5,752 0 0
CONAGRA BRANDS INC COM 205887102 1,618 43,870 SH   DFND   43,870 0 0
CONSOLIDATED EDISON INC COM 209115104 436 5,595 SH   DFND   5,595 0 0
DEVON ENERGY CORP NEW COM 25179M103 280 8,805 SH   DFND   8,805 0 0
DOMINION ENERGY INC COM 25746U109 348 5,168 SH   DFND   5,168 0 0
EXXON MOBIL CORP COM 30231G102 3,027 40,577 SH   DFND   40,577 0 0
FACEBOOK INC CL A 30303M102 1,615 10,107 SH   DFND   10,107 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,515 136,775 SH   DFND   136,775 0 0
GENERAL ELECTRIC CO COM 369604103 1,386 102,832 SH   DFND   102,832 0 0
HOME DEPOT INC COM 437076102 1,558 8,743 SH   DFND   8,743 0 0
INTEL CORP COM 458140100 268 5,145 SH   DFND   5,145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 383 2,497 SH   DFND   2,497 0 0
ISHARES TR TIPS BD ETF 464287176 286 2,530 SH   DFND   2,530 0 0
JOHNSON & JOHNSON COM 478160104 3,875 30,236 SH   DFND   30,236 0 0
JPMORGAN CHASE & CO COM 46625H100 401 3,646 SH   DFND   3,646 0 0
KINDER MORGAN INC DEL COM 49456B101 415 27,536 SH   DFND   27,536 0 0
KRAFT HEINZ CO COM 500754106 2,589 41,556 SH   DFND   41,556 0 0
MCDONALDS CORP COM 580135101 246 1,575 SH   DFND   1,575 0 0
MCKESSON CORP COM 58155Q103 514 3,650 SH   DFND   3,650 0 0
MERCK & CO INC COM 58933Y105 2,124 38,999 SH   DFND   38,999 0 0
METLIFE INC COM 59156R108 1,447 31,528 SH   DFND   31,528 0 0
MICHAELS COS INC COM 59408Q106 1,083 54,955 SH   DFND   54,955 0 0
MONDELEZ INTL INC CL A 609207105 2,583 61,904 SH   DFND   61,904 0 0
NEWMARKET CORP COM 651587107 368 915 SH   DFND   915 0 0
NEXTERA ENERGY INC COM 65339F101 226 1,386 SH   DFND   1,386 0 0
ORACLE CORP COM 68389X105 407 8,900 SH   DFND   8,900 0 0
PAYCHEX INC COM 704326107 539 8,750 SH   DFND   8,750 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 1,574 84,335 SH   DFND   84,335 0 0
PEPSICO INC COM 713448108 3,885 35,592 SH   DFND   35,592 0 0
PFIZER INC COM 717081103 672 18,944 SH   DFND   18,944 0 0
PHILIP MORRIS INTL INC COM 718172109 1,189 11,960 SH   DFND   11,960 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 224 1,400 SH   DFND   1,400 0 0
PPG INDS INC COM 693506107 240 2,150 SH   DFND   2,150 0 0
PPL CORP COM 69351T106 1,552 54,863 SH   DFND   54,863 0 0
PROCTER AND GAMBLE CO COM 742718109 427 5,389 SH   DFND   5,389 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,604 12,754 SH   DFND   12,754 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,366 5,190 SH   DFND   5,190 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,361 3,982 SH   DFND   3,982 0 0
DISNEY WALT CO COM DISNEY 254687106 2,495 24,839 SH   DFND   24,839 0 0
US BANCORP DEL COM NEW 902973304 334 6,612 SH   DFND   6,612 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,414 19,186 SH   DFND   19,186 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 248 1,450 SH   DFND   1,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,177 24,603 SH   DFND   24,603 0 0
WALMART INC COM 931142103 217 2,443 SH   DFND   2,443 0 0
WATERS CORP COM 941848103 338 1,700 SH   DFND   1,700 0 0
WELLS FARGO CO NEW COM 949746101 2,282 43,545 SH   DFND   43,545 0 0
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 1,304 30,560 SH   DFND   30,560 0 0
WORKDAY INC CL A 98138H101 521 4,100 SH   DFND   4,100 0 0