The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 624 2,652 SH   DFND   2,652 0 0
AT&T INC COM 00206R102 3,163 81,342 SH   DFND   81,342 0 0
ABBOTT LABS COM 002824100 318 5,577 SH   DFND   5,577 0 0
ABBVIE INC COM 00287Y109 539 5,577 SH   DFND   5,577 0 0
AIR PRODS & CHEMS INC COM 009158106 200 1,219 SH   DFND   1,219 0 0
ALBEMARLE CORP COM 012653101 402 3,140 SH   DFND   3,140 0 0
ALLETE INC COM NEW 018522300 223 3,003 SH   DFND   3,003 0 0
ALPHABET INC CAP STK CL A 02079K305 3,157 2,997 SH   DFND   2,997 0 0
ALPHABET INC CAP STK CL C 02079K107 1,869 1,786 SH   DFND   1,786 0 0
ALTRIA GROUP INC COM 02209S103 763 10,685 SH   DFND   10,685 0 0
AMAZON COM INC COM 023135106 929 794 SH   DFND   794 0 0
ANADARKO PETE CORP COM 032511107 455 8,485 SH   DFND   8,485 0 0
APPLE INC COM 037833100 4,379 25,875 SH   DFND   25,875 0 0
APPLIED MATLS INC COM 038222105 1,495 29,250 SH   DFND   29,250 0 0
AQUA AMERICA INC COM 03836W103 233 5,930 SH   DFND   5,930 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 274 2,338 SH   DFND   2,338 0 0
AVANGRID INC COM 05351W103 1,254 24,790 SH   DFND   24,790 0 0
BCE INC COM NEW 05534B760 2,137 44,520 SH   DFND   44,520 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 885 4,463 SH   DFND   4,463 0 0
BOEING CO COM 097023105 234 795 SH   DFND   795 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,664 43,465 SH   DFND   43,465 0 0
BARD C R INC COM 067383109 497 1,500 SH   DFND   1,500 0 0
CELGENE CORP COM 151020104 1,707 16,354 SH   DFND   16,354 0 0
CHEVRON CORP NEW COM 166764100 871 6,958 SH   DFND   6,958 0 0
COCA COLA CO COM 191216100 539 11,750 SH   DFND   11,750 0 0
COLGATE PALMOLIVE CO COM 194162103 373 4,943 SH   DFND   4,943 0 0
CONAGRA BRANDS INC COM 205887102 1,612 42,790 SH   DFND   42,790 0 0
CONSOLIDATED EDISON INC COM 209115104 422 4,967 SH   DFND   4,967 0 0
DEVON ENERGY CORP NEW COM 25179M103 389 9,405 SH   DFND   9,405 0 0
DOMINION ENERGY INC COM 25746U109 412 5,085 SH   DFND   5,085 0 0
EXXON MOBIL CORP COM 30231G102 2,547 30,456 SH   DFND   30,456 0 0
FACEBOOK INC CL A 30303M102 1,820 10,312 SH   DFND   10,312 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,728 138,375 SH   DFND   138,375 0 0
GENERAL ELECTRIC CO COM 369604103 1,856 106,382 SH   DFND   106,382 0 0
HOME DEPOT INC COM 437076102 1,657 8,743 SH   DFND   8,743 0 0
INTEL CORP COM 458140100 246 5,337 SH   DFND   5,337 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 393 2,562 SH   DFND   2,562 0 0
ISHARES TR TIPS BD ETF 464287176 289 2,530 SH   DFND   2,530 0 0
JOHNSON & JOHNSON COM 478160104 4,259 30,484 SH   DFND   30,484 0 0
JPMORGAN CHASE & CO COM 46625H100 390 3,646 SH   DFND   3,646 0 0
KINDER MORGAN INC DEL COM 49456B101 498 27,536 SH   DFND   27,536 0 0
KRAFT HEINZ CO COM 500754106 3,244 41,714 SH   DFND   41,714 0 0
MCDONALDS CORP COM 580135101 271 1,575 SH   DFND   1,575 0 0
MCKESSON CORP COM 58155Q103 569 3,650 SH   DFND   3,650 0 0
MERCK & CO INC COM 58933Y105 2,177 38,680 SH   DFND   38,680 0 0
METLIFE INC COM 59156R108 1,594 31,528 SH   DFND   31,528 0 0
MICHAELS COS INC COM 59408Q106 1,687 69,725 SH   DFND   69,725 0 0
MONDELEZ INTL INC CL A 609207105 2,684 62,704 SH   DFND   62,704 0 0
NEWMARKET CORP COM 651587107 364 915 SH   DFND   915 0 0
ORACLE CORP COM 68389X105 421 8,900 SH   DFND   8,900 0 0
PAYCHEX INC COM 704326107 596 8,750 SH   DFND   8,750 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 1,577 84,335 SH   DFND   84,335 0 0
PEPSICO INC COM 713448108 4,264 35,559 SH   DFND   35,559 0 0
PFIZER INC COM 717081103 686 18,944 SH   DFND   18,944 0 0
PHILIP MORRIS INTL INC COM 718172109 1,264 11,960 SH   DFND   11,960 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 218 1,400 SH   DFND   1,400 0 0
PPG INDS INC COM 693506107 251 2,150 SH   DFND   2,150 0 0
PPL CORP COM 69351T106 1,728 55,838 SH   DFND   55,838 0 0
PROCTER AND GAMBLE CO COM 742718109 450 4,893 SH   DFND   4,893 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,597 12,919 SH   DFND   12,919 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,369 5,130 SH   DFND   5,130 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,293 3,742 SH   DFND   3,742 0 0
DISNEY WALT CO COM DISNEY 254687106 2,614 24,317 SH   DFND   24,317 0 0
US BANCORP DEL COM NEW 902973304 354 6,612 SH   DFND   6,612 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,470 19,361 SH   DFND   19,361 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 239 1,450 SH   DFND   1,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,237 23,370 SH   DFND   23,370 0 0
WAL-MART STORES INC COM 931142103 241 2,443 SH   DFND   2,443 0 0
WATERS CORP COM 941848103 328 1,700 SH   DFND   1,700 0 0
WELLS FARGO CO NEW COM 949746101 2,693 44,395 SH   DFND   44,395 0 0
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 1,489 30,960 SH   DFND   30,960 0 0
WORKDAY INC CL A 98138H101 417 4,100 SH   DFND   4,100 0 0