The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MONDELEZ INTL INC CL A 609207105 2,241 40,693 SH   SOLE NONE 0 0 40,693
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 344 5,330 SH   SOLE NONE 0 0 5,330
BANK NEW YORK MELLON CORP COM 064058100 2,843 56,490 SH   SOLE NONE 0 0 56,490
VANECK VECTORS ETF TRUST MORNINGSTAR WIDE 92189F643 474 8,652 SH   SOLE NONE 0 0 8,652
INTEL CORP COM 458140100 3,820 63,829 SH   SOLE NONE 0 0 63,829
DOMINION ENERGY INC COM 25746U109 2,327 28,099 SH   SOLE NONE 0 0 28,099
CIGNA CORP NEW COM 125523100 2,100 10,274 SH   SOLE NONE 0 0 10,274
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,760 81,997 SH   SOLE NONE 0 0 81,997
MICROSOFT CORP COM 594918104 1,282 8,128 SH   SOLE NONE 0 0 8,128
UNION PACIFIC CORP COM 907818108 2,083 11,520 SH   SOLE NONE 0 0 11,520
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,038 48,275 SH   SOLE NONE 0 0 48,275
EXXON MOBIL CORP COM 30231G102 2,493 35,719 SH   SOLE NONE 0 0 35,719
CISCO SYS INC COM 17275R102 2,492 51,958 SH   SOLE NONE 0 0 51,958
VANGUARD GROUP DIV APP ETF 921908844 279 2,242 SH   SOLE NONE 0 0 2,242
ATKORE INTL GROUP INC COM 047649108 248 6,140 SH   SOLE NONE 0 0 6,140
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,686 60,408 SH   SOLE NONE 0 0 60,408
HOME DEPOT INC COM 437076102 1,875 8,586 SH   SOLE NONE 0 0 8,586
BROADCOM INC COM 11135F101 2,631 8,325 SH   SOLE NONE 0 0 8,325
AERCAP HOLDINGS NV SHS N00985106 256 4,169 SH   SOLE NONE 0 0 4,169
MOLINA HEALTHCARE INC COM 60855R100 209 1,539 SH   SOLE NONE 0 0 1,539
ISHARES TR CORE MSCI TOTAL 46432F834 479 7,744 SH   SOLE NONE 0 0 7,744
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,396 10 SH   SOLE NONE 0 0 10
PPG INDS INC COM 693506107 2,014 15,086 SH   SOLE NONE 0 0 15,086
LPL FINL HLDGS INC COM 50212V100 219 2,369 SH   SOLE NONE 0 0 2,369
UNITED TECHNOLOGIES CORP COM 913017109 2,591 17,298 SH   SOLE NONE 0 0 17,298
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 602 2,660 SH   SOLE NONE 0 0 2,660
HONEYWELL INTL INC COM 438516106 4,026 22,743 SH   SOLE NONE 0 0 22,743
NXP SEMICONDUCTORS N V COM N6596X109 1,087 8,539 SH   SOLE NONE 0 0 8,539
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,537 71,594 SH   SOLE NONE 0 0 71,594
AXALTA COATING SYS LTD COM G0750C108 972 31,965 SH   SOLE NONE 0 0 31,965
KANSAS CITY SOUTHERN COM NEW 485170302 2,629 17,166 SH   SOLE NONE 0 0 17,166
HOSTESS BRANDS INC CL A 44109J106 178 12,212 SH   SOLE NONE 0 0 12,212
STANLEY BLACK & DECKER INC COM 854502101 3,553 21,435 SH   SOLE NONE 0 0 21,435
KEYSIGHT TECHNOLOGIES INC COM 49338L103 974 9,494 SH   SOLE NONE 0 0 9,494
SPDR SERIES TRUST S&P PHARMAC 78464A722 255 5,589 SH   SOLE NONE 0 0 5,589
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 2,296 38,278 SH   SOLE NONE 0 0 38,278
DISNEY WALT CO COM DISNEY 254687106 1,971 13,629 SH   SOLE NONE 0 0 13,629
PHILIP MORRIS INTL INC COM 718172109 4,061 47,725 SH   SOLE NONE 0 0 47,725
METTLER TOLEDO INTERNATIONAL COM 592688105 317 400 SH   SOLE NONE 0 0 400
TJX COS INC NEW COM 872540109 870 14,250 SH   SOLE NONE 0 0 14,250
CSX CORP COM 126408103 355 4,910 SH   SOLE NONE 0 0 4,910
CACI INTL INC CL A 127190304 1,236 4,944 SH   SOLE NONE 0 0 4,944
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,350 57,174 SH   SOLE NONE 0 0 57,174
NIKE INC CL B 654106103 353 3,485 SH   SOLE NONE 0 0 3,485
CHEVRON CORP NEW COM 166764100 3,515 29,168 SH   SOLE NONE 0 0 29,168
POPULAR INC COM NEW 733174700 207 3,530 SH   SOLE NONE 0 0 3,530
DISCOVERY INC COM SER A 25470F104 1,154 35,234 SH   SOLE NONE 0 0 35,234
CITIZENS FINL GROUP INC COM 174610105 3,185 78,429 SH   SOLE NONE 0 0 78,429
NUCOR CORP COM 670346105 1,596 28,363 SH   SOLE NONE 0 0 28,363
ALTRIA GROUP INC COM 02209S103 879 17,610 SH   SOLE NONE 0 0 17,610
VERIZON COMMUNICATIONS INC COM 92343V104 318 5,184 SH   SOLE NONE 0 0 5,184
MERCK & CO INC COM 58933Y105 4,760 52,334 SH   SOLE NONE 0 0 52,334
ISHARES TR CORE S&P SCP ETF 464287804 1,304 15,549 SH   SOLE NONE 0 0 15,549
AMAZON COM INC COM 023135106 209 113 SH   SOLE NONE 0 0 113
L3HARRIS TECHNOLOGIES INC COM 502431109 1,053 5,324 SH   SOLE NONE 0 0 5,324
ECOLAB INC COM 278865100 386 2,000 SH   SOLE NONE 0 0 2,000
SPDR SERIES TRUST S&P REGL BKG 78464A698 258 4,437 SH   SOLE NONE 0 0 4,437
PRUDENTIAL FINL INC COM 744320102 386 4,114 SH   SOLE NONE 0 0 4,114
JPMORGAN CHASE & CO COM 46625H100 3,903 27,997 SH   SOLE NONE 0 0 27,997
ISHARES TR 1 3 YR TREAS BD 464287457 914 10,804 SH   SOLE NONE 0 0 10,804
ISHARES TR US HLTHCR PR ETF 464288828 278 1,385 SH   SOLE NONE 0 0 1,385
AMERICAN EXPRESS CO COM 025816109 267 2,141 SH   SOLE NONE 0 0 2,141
DISCOVER FINL SVCS COM 254709108 2,502 29,499 SH   SOLE NONE 0 0 29,499
UNITEDHEALTH GROUP INC COM 91324P102 238 809 SH   SOLE NONE 0 0 809
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 3,321 47,723 SH   SOLE NONE 0 0 47,723
BOEING CO COM 097023105 2,098 6,439 SH   SOLE NONE 0 0 6,439
AXA EQUITABLE HLDGS INC COM 054561105 3,060 123,475 SH   SOLE NONE 0 0 123,475
DOVER CORP COM 260003108 2,567 22,274 SH   SOLE NONE 0 0 22,274
NOMAD FOODS LTD USD ORD SHS G6564A105 1,182 52,836 SH   SOLE NONE 0 0 52,836
RH COM 74967X103 245 1,146 SH   SOLE NONE 0 0 1,146
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,760 15,358 SH   SOLE NONE 0 0 15,358
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 718 34,933 SH   SOLE NONE 0 0 34,933
FTI CONSULTING INC COM 302941109 806 7,287 SH   SOLE NONE 0 0 7,287
SKYWORKS SOLUTIONS INC COM 83088M102 222 1,838 SH   SOLE NONE 0 0 1,838
VISA INC COM CL A 92826C839 2,403 12,787 SH   SOLE NONE 0 0 12,787
GRAFTECH INTL LTD COM 384313508 239 20,576 SH   SOLE NONE 0 0 20,576
WILLIS TOWERS WATSON PUB LTD SHS G96629103 2,865 14,187 SH   SOLE NONE 0 0 14,187
IQVIA HLDGS INC COM 46266C105 1,146 7,419 SH   SOLE NONE 0 0 7,419
ISHARES TR GLOBAL 100 ETF 464287572 362 6,713 SH   SOLE NONE 0 0 6,713
ISHARES TR S&P 100 ETF 464287101 1,623 11,262 SH   SOLE NONE 0 0 11,262
CITIGROUP INC COM NEW 172967424 3,830 47,936 SH   SOLE NONE 0 0 47,936
EATON CORP PLC SHS G29183103 769 8,120 SH   SOLE NONE 0 0 8,120
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 813 6,640 SH   SOLE NONE 0 0 6,640
TERADYNE INC COM 880770102 926 13,585 SH   SOLE NONE 0 0 13,585
PFIZER INC COM 717081103 4,331 110,532 SH   SOLE NONE 0 0 110,532
MARATHON PETE CORP COM 56585A102 805 13,365 SH   SOLE NONE 0 0 13,365
BANK AMER CORP COM 060505104 2,301 65,326 SH   SOLE NONE 0 0 65,326
NCR CORP NEW COM 62886E108 281 8,002 SH   SOLE NONE 0 0 8,002
RELIANCE STEEL & ALUMINUM CO COM 759509102 899 7,504 SH   SOLE NONE 0 0 7,504
PROCTER & GAMBLE CO COM 742718109 310 2,484 SH   SOLE NONE 0 0 2,484
ZIMMER BIOMET HLDGS INC COM 98956P102 2,813 18,795 SH   SOLE NONE 0 0 18,795
ZEBRA TECHNOLOGIES CORP CL A 989207105 1,034 4,046 SH   SOLE NONE 0 0 4,046
JOHNSON & JOHNSON COM 478160104 4,528 31,042 SH   SOLE NONE 0 0 31,042
PEPSICO INC COM 713448108 212 1,552 SH   SOLE NONE 0 0 1,552
ISHARES TR SHORT TREAS BD 464288679 1,085 9,826 SH   SOLE NONE 0 0 9,826
ALLSTATE CORP COM 020002101 208 1,854 SH   SOLE NONE 0 0 1,854
INTUIT COM 461202103 537 2,050 SH   SOLE NONE 0 0 2,050
CANNAE HLDGS INC COM 13765N107 272 7,327 SH   SOLE NONE 0 0 7,327
THERMO FISHER SCIENTIFIC INC COM 883556102 3,012 9,271 SH   SOLE NONE 0 0 9,271
VOYA FINL INC COM 929089100 313 5,126 SH   SOLE NONE 0 0 5,126
FACEBOOK INC CL A 30303M102 201 981 SH   SOLE NONE 0 0 981
MASTERCARD INC CL A 57636Q104 315 1,055 SH   SOLE NONE 0 0 1,055
COMCAST CORP NEW CL A 20030N101 3,622 80,549 SH   SOLE NONE 0 0 80,549
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 898 14,258 SH   SOLE NONE 0 0 14,258
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 364 3,575 SH   SOLE NONE 0 0 3,575
CVS HEALTH CORP COM 126650100 2,134 28,725 SH   SOLE NONE 0 0 28,725
JACOBS ENGR GROUP INC COM 469814107 789 8,785 SH   SOLE NONE 0 0 8,785
NORFOLK SOUTHERN CORP COM 655844108 311 1,600 SH   SOLE NONE 0 0 1,600
ALPHABET INC CAP STK CL A 02079K305 1,019 761 SH   SOLE NONE 0 0 761
SELECT SECTOR SPDR TR ENERGY 81369Y506 308 5,132 SH   SOLE NONE 0 0 5,132
ONEMAIN HLDGS INC COM 68268W103 214 5,075 SH   SOLE NONE 0 0 5,075
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,304 7,158 SH   SOLE NONE 0 0 7,158
STIFEL FINL CORP COM 860630102 911 15,015 SH   SOLE NONE 0 0 15,015
TARGET CORP COM 87612E106 5,076 39,593 SH   SOLE NONE 0 0 39,593
LOCKHEED MARTIN CORP COM 539830109 3,316 8,517 SH   SOLE NONE 0 0 8,517
APPLE INC COM 037833100 5,432 18,499 SH   SOLE NONE 0 0 18,499
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,145 53,731 SH   SOLE NONE 0 0 53,731
LOWES COS INC COM 548661107 802 6,698 SH   SOLE NONE 0 0 6,698
CENTENE CORP DEL COM 15135B101 893 14,210 SH   SOLE NONE 0 0 14,210
UNIVERSAL DISPLAY CORP COM 91347P105 350 1,700 SH   SOLE NONE 0 0 1,700
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 706 5,923 SH   SOLE NONE 0 0 5,923
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 988 12,126 SH   SOLE NONE 0 0 12,126
SPDR SERIES TRUST AEROSPACE DEF 78464A631 529 4,845 SH   SOLE NONE 0 0 4,845
AT&T INC COM 00206R102 705 18,034 SH   SOLE NONE 0 0 18,034
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,123 22,471 SH   SOLE NONE 0 0 22,471