The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,448,576 22,246 SH   SOLE   0 0 22,246
ABBVIE INC COM 00287Y109   2,726,434 17,593 SH   SOLE   0 0 17,593
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,030,359 8,636 SH   SOLE   0 0 8,636
ADOBE INC COM 00724F101   1,702,696 2,854 SH   SOLE   0 0 2,854
ADVANCED MICRO DEVICES INC COM 007903107   607,182 4,119 SH   SOLE   0 0 4,119
AEGON N V NY REGISTRY SHS 007924103   58,959 10,236 SH   SOLE   0 0 10,236
ALPHABET INC CAP STK CL C 02079K107   8,619,673 61,163 SH   SOLE   0 0 61,163
ALPHABET INC CAP STK CL A 02079K305   7,238,875 51,821 SH   SOLE   0 0 51,821
ALTRIA GROUP INC COM 02209S103   502,474 12,456 SH   SOLE   0 0 12,456
AMAZON COM INC COM 023135106   9,757,587 64,220 SH   SOLE   0 0 64,220
AMERICAN EXPRESS CO COM 025816109   269,589 1,439 SH   SOLE   0 0 1,439
AMERICAN TOWER CORP NEW COM 03027X100   464,503 2,152 SH   SOLE   0 0 2,152
AMGEN INC COM 031162100   426,897 1,482 SH   SOLE   0 0 1,482
AMPHENOL CORP NEW CL A 032095101   528,093 5,327 SH   SOLE   0 0 5,327
APPLE INC COM 037833100   27,683,486 143,788 SH   SOLE   0 0 143,788
APPLIED MATLS INC COM 038222105   1,845,242 11,385 SH   SOLE   0 0 11,385
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   452,923 3,809 SH   SOLE   0 0 3,809
ASML HOLDING N V N Y REGISTRY SHS N07059210   218,153 288 SH   SOLE   0 0 288
ASTRAZENECA PLC SPONSORED ADR 046353108   359,542 5,338 SH   SOLE   0 0 5,338
AT&T INC COM 00206R102   2,570,253 153,174 SH   SOLE   0 0 153,174
AUTOMATIC DATA PROCESSING IN COM 053015103   458,973 1,970 SH   SOLE   0 0 1,970
BANK AMERICA CORP COM 060505104   2,474,796 73,502 SH   SOLE   0 0 73,502
BANK NEW YORK MELLON CORP COM 064058100   233,287 4,482 SH   SOLE   0 0 4,482
BARRICK GOLD CORP COM 067901108   2,518,580 139,225 SH   SOLE   0 0 139,225
BECTON DICKINSON & CO COM 075887109   249,225 1,022 SH   SOLE   0 0 1,022
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,756,086 16,139 SH   SOLE   0 0 16,139
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   201,090 3,842 SH   SOLE   0 0 3,842
BLACKROCK INC COM 09247X101   549,311 677 SH   SOLE   0 0 677
BLACKROCK MUNIYIELD MICH QU COM 09254V105   191,416 16,850 SH   SOLE   0 0 16,850
BLACKSTONE INC COM 09260D107   341,891 2,611 SH   SOLE   0 0 2,611
BOEING CO COM 097023105   592,480 2,273 SH   SOLE   0 0 2,273
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   339,729 2,656 SH   SOLE   0 0 2,656
BRISTOL-MYERS SQUIBB CO COM 110122108   1,734,244 33,799 SH   SOLE   0 0 33,799
BROADCOM INC COM 11135F101   1,105,892 991 SH   SOLE   0 0 991
CANADIAN NATL RY CO COM 136375102   205,531 1,636 SH   SOLE   0 0 1,636
CARRIER GLOBAL CORPORATION COM 14448C104   210,523 3,664 SH   SOLE   0 0 3,664
CATERPILLAR INC COM 149123101   2,605,953 8,814 SH   SOLE   0 0 8,814
CBOE GLOBAL MKTS INC COM 12503M108   235,699 1,320 SH   SOLE   0 0 1,320
CELULARITY INC COM CL A 151190105   6,185 25,000 SH   SOLE   0 0 25,000
CHEVRON CORP NEW COM 166764100   3,253,125 21,810 SH   SOLE   0 0 21,810
CINTAS CORP COM 172908105   1,397,707 2,319 SH   SOLE   0 0 2,319
CISCO SYS INC COM 17275R102   2,878,203 56,972 SH   SOLE   0 0 56,972
CITIGROUP INC COM NEW 172967424   2,281,701 44,357 SH   SOLE   0 0 44,357
CLEVELAND-CLIFFS INC NEW COM 185899101   544,806 26,680 SH   SOLE   0 0 26,680
COCA COLA CO COM 191216100   3,607,982 61,225 SH   SOLE   0 0 61,225
COLGATE PALMOLIVE CO COM 194162103   1,635,054 20,513 SH   SOLE   0 0 20,513
COMCAST CORP NEW CL A 20030N101   2,442,702 55,706 SH   SOLE   0 0 55,706
CONOCOPHILLIPS COM 20825C104   2,428,675 20,924 SH   SOLE   0 0 20,924
CORTEVA INC COM 22052L104   712,442 14,867 SH   SOLE   0 0 14,867
COSTCO WHSL CORP NEW COM 22160K105   2,336,506 3,540 SH   SOLE   0 0 3,540
CROWDSTRIKE HLDGS INC CL A 22788C105   216,767 849 SH   SOLE   0 0 849
CSX CORP COM 126408103   543,335 15,672 SH   SOLE   0 0 15,672
CVS HEALTH CORP COM 126650100   785,203 9,944 SH   SOLE   0 0 9,944
DANAHER CORPORATION COM 235851102   2,360,913 10,205 SH   SOLE   0 0 10,205
DEERE & CO COM 244199105   928,635 2,322 SH   SOLE   0 0 2,322
DEXCOM INC COM 252131107   207,603 1,673 SH   SOLE   0 0 1,673
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   303,154 10,585 SH   SOLE   0 0 10,585
DISCOVER FINL SVCS COM 254709108   372,589 3,315 SH   SOLE   0 0 3,315
DISNEY WALT CO COM 254687106   2,530,287 28,024 SH   SOLE   0 0 28,024
DOLLAR GEN CORP NEW COM 256677105   249,015 1,832 SH   SOLE   0 0 1,832
DOMINION ENERGY INC COM 25746U109   447,234 9,516 SH   SOLE   0 0 9,516
DOW INC COM 260557103   3,803,998 69,365 SH   SOLE   0 0 69,365
DTE ENERGY CO COM 233331107   439,889 3,990 SH   SOLE   0 0 3,990
DUKE ENERGY CORP NEW COM NEW 26441C204   433,196 4,464 SH   SOLE   0 0 4,464
DUPONT DE NEMOURS INC COM 26614N102   1,145,145 14,886 SH   SOLE   0 0 14,886
EBAY INC. COM 278642103   217,446 4,985 SH   SOLE   0 0 4,985
ECOLAB INC COM 278865100   477,451 2,407 SH   SOLE   0 0 2,407
EDWARDS LIFESCIENCES CORP COM 28176E108   284,870 3,736 SH   SOLE   0 0 3,736
ELI LILLY & CO COM 532457108   3,100,952 5,320 SH   SOLE   0 0 5,320
EMERSON ELEC CO COM 291011104   3,251,121 33,403 SH   SOLE   0 0 33,403
EOG RES INC COM 26875P101   1,427,966 11,806 SH   SOLE   0 0 11,806
EXACT SCIENCES CORP COM 30063P105   256,193 3,463 SH   SOLE   0 0 3,463
EXXON MOBIL CORP COM 30231G102   5,160,641 51,617 SH   SOLE   0 0 51,617
FEDEX CORP COM 31428X106   229,153 906 SH   SOLE   0 0 906
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,145,223 24,875 SH   SOLE   0 0 24,875
FIFTH THIRD BANCORP COM 316773100   288,206 8,356 SH   SOLE   0 0 8,356
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   2,113,736 94,195 SH   SOLE   0 0 94,195
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   411,118 7,975 SH   SOLE   0 0 7,975
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,049,021 59,009 SH   SOLE   0 0 59,009
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   240,284 3,002 SH   SOLE   0 0 3,002
FIRST TR EXCHNG TRADED FD VI CBOE VEST FD DEP 33740U703   16,242,304 715,520 SH   SOLE   0 0 715,520
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   16,190,450 362,974 SH   SOLE   0 0 362,974
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839   215,050 5,554 SH   SOLE   0 0 5,554
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F631   434,441 12,567 SH   SOLE   0 0 12,567
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870   6,670,245 353,936 SH   SOLE   0 0 353,936
FIRST TR VALUE LINE DIVID IN SHS 33734H106   231,768 5,714 SH   SOLE   0 0 5,714
FISERV INC COM 337738108   616,378 4,640 SH   SOLE   0 0 4,640
FORD MTR CO DEL COM 345370860   409,517 33,595 SH   SOLE   0 0 33,595
FRANCO NEV CORP COM 351858105   3,258,708 29,408 SH   SOLE   0 0 29,408
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   161,414 28,468 SH   SOLE   0 0 28,468
FS KKR CAP CORP COM 302635206   206,090 10,320 SH   SOLE   0 0 10,320
FULLER H B CO COM 359694106   211,666 2,600 SH   SOLE   0 0 2,600
GALLAGHER ARTHUR J & CO COM 363576109   713,697 3,174 SH   SOLE   0 0 3,174
GARMIN LTD SHS H2906T109   349,005 2,715 SH   SOLE   0 0 2,715
GARTNER INC COM 366651107   502,537 1,114 SH   SOLE   0 0 1,114
GENERAL DYNAMICS CORP COM 369550108   703,348 2,709 SH   SOLE   0 0 2,709
GENERAL ELECTRIC CO COM NEW 369604301   270,121 2,116 SH   SOLE   0 0 2,116
GENERAL MLS INC COM 370334104   536,197 8,231 SH   SOLE   0 0 8,231
GENERAL MTRS CO COM 37045V100   697,996 19,432 SH   SOLE   0 0 19,432
GILEAD SCIENCES INC COM 375558103   316,224 3,904 SH   SOLE   0 0 3,904
GLOBAL X FDS S&P 500 COVERED 37954Y475   245,746 6,231 SH   SOLE   0 0 6,231
GLOBAL X FDS US INFR DEV ETF 37954Y673   343,470 9,967 SH   SOLE   0 0 9,967
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   272,490 2,732 SH   SOLE   0 0 2,732
GOLDMAN SACHS GROUP INC COM 38141G104   1,814,530 4,704 SH   SOLE   0 0 4,704
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   2,227,927 109,025 SH   SOLE   0 0 109,025
GROUP 1 AUTOMOTIVE INC COM 398905109   260,248 854 SH   SOLE   0 0 854
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   2,736,483 138,486 SH   SOLE   0 0 138,486
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   538,598 13,831 SH   SOLE   0 0 13,831
HOME DEPOT INC COM 437076102   5,359,979 15,467 SH   SOLE   0 0 15,467
HONEYWELL INTL INC COM 438516106   2,289,910 10,919 SH   SOLE   0 0 10,919
HORIZON BANCORP INC COM 440407104   151,400 10,580 SH   SOLE   0 0 10,580
HP INC COM 40434L105   299,381 9,950 SH   SOLE   0 0 9,950
HUBBELL INC COM 443510607   237,816 723 SH   SOLE   0 0 723
HUNTINGTON BANCSHARES INC COM 446150104   425,975 33,489 SH   SOLE   0 0 33,489
ILLINOIS TOOL WKS INC COM 452308109   212,057 810 SH   SOLE   0 0 810
INTEL CORP COM 458140100   2,629,593 52,330 SH   SOLE   0 0 52,330
INTERCONTINENTAL EXCHANGE IN COM 45866F104   402,909 3,137 SH   SOLE   0 0 3,137
INTERNATIONAL BUSINESS MACHS COM 459200101   1,101,657 6,736 SH   SOLE   0 0 6,736
INTUIT COM 461202103   2,102,374 3,364 SH   SOLE   0 0 3,364
INTUITIVE SURGICAL INC COM NEW 46120E602   1,921,265 5,695 SH   SOLE   0 0 5,695
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   13,623,231 273,120 SH   SOLE   0 0 273,120
INVESCO EXCH TRADED FD TR II PURBTA MSCI US 46138E461   15,543,127 325,715 SH   SOLE   0 0 325,715
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   24,477,511 265,598 SH   SOLE   0 0 265,598
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   591,119 3,746 SH   SOLE   0 0 3,746
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   822,016 15,200 SH   SOLE   0 0 15,200
INVESCO QQQ TR UNIT SER 1 46090E103   2,576,247 6,291 SH   SOLE   0 0 6,291
ISHARES GOLD TR ISHARES NEW 464285204   34,165,614 875,368 SH   SOLE   0 0 875,368
ISHARES INC CORE MSCI EMKT 46434G103   1,026,336 20,291 SH   SOLE   0 0 20,291
ISHARES SILVER TR ISHARES 46428Q109   1,415,983 65,013 SH   SOLE   0 0 65,013
ISHARES TR CORE S&P500 ETF 464287200   1,086,440 2,275 SH   SOLE   0 0 2,275
ISHARES TR SHORT TREAS BD 464288679   531,083 4,822 SH   SOLE   0 0 4,822
ISHARES TR 3 7 YR TREAS BD 464288661   2,080,229 17,760 SH   SOLE   0 0 17,760
ISHARES TR CONSER ALLOC ETF 464289883   242,393 6,705 SH   SOLE   0 0 6,705
ISHARES TR CORE MSCI INTL 46435G326   82,796,366 1,300,603 SH   SOLE   0 0 1,300,603
ISHARES TR MRGSTR MD CP GRW 464288307   818,683 12,703 SH   SOLE   0 0 12,703
ISHARES TR NATIONAL MUN ETF 464288414   12,385,379 114,246 SH   SOLE   0 0 114,246
ISHARES TR RUS 1000 VAL ETF 464287598   779,974 4,720 SH   SOLE   0 0 4,720
ISHARES TR RUSSELL 2000 ETF 464287655   551,218 2,746 SH   SOLE   0 0 2,746
ISHARES TR EAFE GRWTH ETF 464288885   343,914 3,551 SH   SOLE   0 0 3,551
ISHARES TR PFD AND INCM SEC 464288687   271,524 8,705 SH   SOLE   0 0 8,705
ISHARES TR CONV BD ETF 46435G102   1,359,898 17,304 SH   SOLE   0 0 17,304
ISHARES TR BROAD USD HIGH 46435U853   30,990,037 852,546 SH   SOLE   0 0 852,546
ISHARES TR CORE S&P SCP ETF 464287804   31,839,666 294,131 SH   SOLE   0 0 294,131
ISHARES TR COHEN STEER REIT 464287564   275,354 4,688 SH   SOLE   0 0 4,688
ISHARES TR MSCI USA VALUE 46432F388   249,775 2,469 SH   SOLE   0 0 2,469
ISHARES TR RUS 1000 ETF 464287622   991,867 3,782 SH   SOLE   0 0 3,782
ISHARES TR CORE US AGGBD ET 464287226   144,112,357 1,452,014 SH   SOLE   0 0 1,452,014
ISHARES TR US TREAS BD ETF 46429B267   513,746 22,298 SH   SOLE   0 0 22,298
ISHARES TR RUS 1000 GRW ETF 464287614   3,074,447 10,141 SH   SOLE   0 0 10,141
ISHARES TR ESG AWR MSCI USA 46435G425   1,201,268 11,449 SH   SOLE   0 0 11,449
ISHARES TR CORE S&P MCP ETF 464287507   31,944,340 115,260 SH   SOLE   0 0 115,260
ISHARES TR MSCI USA MIN VOL 46429B697   11,500,169 147,381 SH   SOLE   0 0 147,381
ISHARES TR 7-10 YR TRSY BD 464287440   1,176,547 12,206 SH   SOLE   0 0 12,206
ISHARES TR TRS FLT RT BD 46434V860   47,564,125 942,424 SH   SOLE   0 0 942,424
ISHARES TR U.S. MED DVC ETF 464288810   3,752,658 69,532 SH   SOLE   0 0 69,532
ISHARES TR MSCI USA QLT FCT 46432F339   375,207 2,550 SH   SOLE   0 0 2,550
ISHARES TR US HOME CONS ETF 464288752   44,698,665 439,385 SH   SOLE   0 0 439,385
ISHARES TR 1 3 YR TREAS BD 464287457   1,369,778 16,696 SH   SOLE   0 0 16,696
ISHARES TR SELECT DIVID ETF 464287168   853,727 7,283 SH   SOLE   0 0 7,283
ISHARES TR EAFE VALUE ETF 464288877   559,173 10,733 SH   SOLE   0 0 10,733
ISHARES TR 0-3 MNTH TREASRY 46436E718   5,098,393 50,847 SH   SOLE   0 0 50,847
ISHARES TR FLTG RATE NT ETF 46429B655   2,768,429 54,690 SH   SOLE   0 0 54,690
ISHARES TR RESIDENTIAL MULT 464288562   32,301,202 439,353 SH   SOLE   0 0 439,353
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   966,575 11,500 SH   SOLE   0 0 11,500
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   11,015,423 219,300 SH   SOLE   0 0 219,300
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   755,790 15,137 SH   SOLE   0 0 15,137
JACKSON FINANCIAL INC COM CL A 46817M107   219,464 4,286 SH   SOLE   0 0 4,286
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   799,519 15,895 SH   SOLE   0 0 15,895
JOHNSON & JOHNSON COM 478160104   3,822,590 24,388 SH   SOLE   0 0 24,388
JPMORGAN CHASE & CO COM 46625H100   6,773,008 39,818 SH   SOLE   0 0 39,818
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   201,105 7,930 SH   SOLE   0 0 7,930
KINDER MORGAN INC DEL COM 49456B101   297,117 16,843 SH   SOLE   0 0 16,843
LINDE PLC SHS G54950103   2,911,871 7,090 SH   SOLE   0 0 7,090
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   51,571 21,578 SH   SOLE   0 0 21,578
LOCKHEED MARTIN CORP COM 539830109   868,503 1,916 SH   SOLE   0 0 1,916
LOWES COS INC COM 548661107   214,156 962 SH   SOLE   0 0 962
LULULEMON ATHLETICA INC COM 550021109   217,810 426 SH   SOLE   0 0 426
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   258,777 2,722 SH   SOLE   0 0 2,722
MARATHON PETE CORP COM 56585A102   428,744 2,890 SH   SOLE   0 0 2,890
MARSH & MCLENNAN COS INC COM 571748102   2,039,707 10,765 SH   SOLE   0 0 10,765
MASCO CORP COM 574599106   366,448 5,471 SH   SOLE   0 0 5,471
MASTERCARD INCORPORATED CL A 57636Q104   3,551,187 8,326 SH   SOLE   0 0 8,326
MCDONALDS CORP COM 580135101   1,395,236 4,706 SH   SOLE   0 0 4,706
MCKESSON CORP COM 58155Q103   345,534 746 SH   SOLE   0 0 746
MEDTRONIC PLC SHS G5960L103   354,765 4,306 SH   SOLE   0 0 4,306
MERCK & CO INC COM 58933Y105   2,709,930 24,857 SH   SOLE   0 0 24,857
META PLATFORMS INC CL A 30303M102   4,109,122 11,609 SH   SOLE   0 0 11,609
METLIFE INC COM 59156R108   849,344 12,844 SH   SOLE   0 0 12,844
MICROSOFT CORP COM 594918104   19,039,726 50,632 SH   SOLE   0 0 50,632
MONDELEZ INTL INC CL A 609207105   1,836,991 25,362 SH   SOLE   0 0 25,362
MORGAN STANLEY COM NEW 617446448   1,655,968 17,758 SH   SOLE   0 0 17,758
NEWMONT CORP COM 651639106   667,086 16,117 SH   SOLE   0 0 16,117
NEXTERA ENERGY INC COM 65339F101   1,380,442 22,727 SH   SOLE   0 0 22,727
NIKE INC CL B 654106103   277,129 2,553 SH   SOLE   0 0 2,553
NORDSON CORP COM 655663102   312,538 1,183 SH   SOLE   0 0 1,183
NOVO-NORDISK A S ADR 670100205   220,452 2,131 SH   SOLE   0 0 2,131
NVIDIA CORPORATION COM 67066G104   7,228,630 14,597 SH   SOLE   0 0 14,597
OCCIDENTAL PETE CORP COM 674599105   549,006 9,195 SH   SOLE   0 0 9,195
ONEOK INC NEW COM 682680103   348,904 4,969 SH   SOLE   0 0 4,969
ORACLE CORP COM 68389X105   792,192 7,514 SH   SOLE   0 0 7,514
PACER FDS TR TRENDPILOT 100 69374H303   824,203 12,616 SH   SOLE   0 0 12,616
PACER FDS TR TRENDP US LAR CP 69374H105   1,335,485 30,864 SH   SOLE   0 0 30,864
PACER FDS TR US CASH COWS 100 69374H881   54,991,162 1,057,726 SH   SOLE   0 0 1,057,726
PACER FDS TR TRENDPILOT US BD 69374H642   334,070 16,320 SH   SOLE   0 0 16,320
PAYPAL HLDGS INC COM 70450Y103   544,522 8,867 SH   SOLE   0 0 8,867
PEPSICO INC COM 713448108   4,006,333 23,589 SH   SOLE   0 0 23,589
PFIZER INC COM 717081103   2,091,678 72,653 SH   SOLE   0 0 72,653
PG&E CORP COM 69331C108   317,382 17,603 SH   SOLE   0 0 17,603
PHILIP MORRIS INTL INC COM 718172109   654,282 6,955 SH   SOLE   0 0 6,955
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   557,524 15,283 SH   SOLE   0 0 15,283
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   11,206,409 112,300 SH   SOLE   0 0 112,300
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   738,401 7,792 SH   SOLE   0 0 7,792
PNC FINL SVCS GROUP INC COM 693475105   1,909,849 12,334 SH   SOLE   0 0 12,334
POOL CORP COM 73278L105   215,372 540 SH   SOLE   0 0 540
PROCTER AND GAMBLE CO COM 742718109   6,156,183 42,010 SH   SOLE   0 0 42,010
PROLOGIS INC. COM 74340W103   292,577 2,195 SH   SOLE   0 0 2,195
PROSHARES TR S&P 500 DV ARIST 74348A467   725,993 7,626 SH   SOLE   0 0 7,626
PROSHARES TR LARGE CAP CRE 74347R248   235,253 4,295 SH   SOLE   0 0 4,295
PRUDENTIAL FINL INC COM 744320102   563,547 5,434 SH   SOLE   0 0 5,434
QUALCOMM INC COM 747525103   1,371,697 9,484 SH   SOLE   0 0 9,484
QUANTA SVCS INC COM 74762E102   205,873 954 SH   SOLE   0 0 954
REINSURANCE GRP OF AMERICA I COM NEW 759351604   217,846 1,347 SH   SOLE   0 0 1,347
REPUBLIC SVCS INC COM 760759100   433,882 2,631 SH   SOLE   0 0 2,631
ROCKWELL AUTOMATION INC COM 773903109   996,238 3,209 SH   SOLE   0 0 3,209
RTX CORPORATION COM 75513E101   2,219,529 26,379 SH   SOLE   0 0 26,379
S&P GLOBAL INC COM 78409V104   552,073 1,253 SH   SOLE   0 0 1,253
SALESFORCE INC COM 79466L302   258,667 983 SH   SOLE   0 0 983
SANOFI SPONSORED ADR 80105N105   253,971 5,107 SH   SOLE   0 0 5,107
SCHLUMBERGER LTD COM STK 806857108   552,168 10,610 SH   SOLE   0 0 10,610
SCHWAB CHARLES CORP COM 808513105   255,486 3,713 SH   SOLE   0 0 3,713
SCHWAB STRATEGIC TR US TIPS ETF 808524870   636,734 12,198 SH   SOLE   0 0 12,198
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,116,184 146,016 SH   SOLE   0 0 146,016
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   431,937 8,928 SH   SOLE   0 0 8,928
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,750,144 35,200 SH   SOLE   0 0 35,200
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   212,224 4,492 SH   SOLE   0 0 4,492
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   492,737 10,170 SH   SOLE   0 0 10,170
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   710,182 9,774 SH   SOLE   0 0 9,774
SELECT SECTOR SPDR TR ENERGY 81369Y506   802,349 9,570 SH   SOLE   0 0 9,570
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,083,837 21,217 SH   SOLE   0 0 21,217
SERVICENOW INC COM 81762P102   355,364 503 SH   SOLE   0 0 503
SHOPIFY INC CL A 82509L107   370,259 4,753 SH   SOLE   0 0 4,753
SOUTHERN CO COM 842587107   495,868 7,072 SH   SOLE   0 0 7,072
SPDR GOLD TR GOLD SHS 78463V107   325,563 1,703 SH   SOLE   0 0 1,703
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   40,368,079 1,186,947 SH   SOLE   0 0 1,186,947
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   12,051,871 340,352 SH   SOLE   0 0 340,352
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,365,386 4,977 SH   SOLE   0 0 4,977
SPDR SER TR PORTFOLIO S&P500 78464A854   1,327,044 23,740 SH   SOLE   0 0 23,740
SPDR SER TR RUSSELL YIELD 78468R770   801,658 7,959 SH   SOLE   0 0 7,959
SPDR SER TR NUVEEN BLOOMBERG 78464A284   11,169,819 441,495 SH   SOLE   0 0 441,495
SPDR SER TR PRTFLO S&P500 HI 78468R788   256,460 6,544 SH   SOLE   0 0 6,544
SPDR SER TR S&P DIVID ETF 78464A763   944,187 7,555 SH   SOLE   0 0 7,555
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   47,409,488 518,760 SH   SOLE   0 0 518,760
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   407,182 9,711 SH   SOLE   0 0 9,711
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   5,700,820 141,635 SH   SOLE   0 0 141,635
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   232,403 5,079 SH   SOLE   0 0 5,079
STEEL DYNAMICS INC COM 858119100   253,382 2,145 SH   SOLE   0 0 2,145
STELLANTIS N.V SHS N82405106   245,723 10,537 SH   SOLE   0 0 10,537
STRYKER CORPORATION COM 863667101   370,189 1,236 SH   SOLE   0 0 1,236
SYNOPSYS INC COM 871607107   1,447,412 2,811 SH   SOLE   0 0 2,811
TERADYNE INC COM 880770102   403,277 3,716 SH   SOLE   0 0 3,716
TESLA INC COM 88160R101   4,041,776 16,266 SH   SOLE   0 0 16,266
TEXAS INSTRS INC COM 882508104   257,947 1,513 SH   SOLE   0 0 1,513
THE CIGNA GROUP COM 125523100   374,559 1,251 SH   SOLE   0 0 1,251
THERMO FISHER SCIENTIFIC INC COM 883556102   2,439,660 4,596 SH   SOLE   0 0 4,596
THOMSON REUTERS CORP. COM 884903808   243,310 1,664 SH   SOLE   0 0 1,664
TJX COS INC NEW COM 872540109   661,142 7,048 SH   SOLE   0 0 7,048
TRUIST FINL CORP COM 89832Q109   813,994 22,048 SH   SOLE   0 0 22,048
UBER TECHNOLOGIES INC COM 90353T100   282,914 4,595 SH   SOLE   0 0 4,595
UNION PAC CORP COM 907818108   1,880,753 7,657 SH   SOLE   0 0 7,657
UNITED PARCEL SERVICE INC CL B 911312106   901,063 5,731 SH   SOLE   0 0 5,731
UNITEDHEALTH GROUP INC COM 91324P102   3,415,159 6,487 SH   SOLE   0 0 6,487
US BANCORP DEL COM NEW 902973304   315,686 7,294 SH   SOLE   0 0 7,294
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   259,768 15,200 SH   SOLE   0 0 15,200
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,381,755 13,930 SH   SOLE   0 0 13,930
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,349,403 181,501 SH   SOLE   0 0 181,501
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,844,564 4,223 SH   SOLE   0 0 4,223
VANGUARD INDEX FDS MID CAP ETF 922908629   52,880,764 227,307 SH   SOLE   0 0 227,307
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,103,287 61,423 SH   SOLE   0 0 61,423
VANGUARD INDEX FDS VALUE ETF 922908744   252,777 1,691 SH   SOLE   0 0 1,691
VANGUARD INDEX FDS LARGE CAP ETF 922908637   243,241,780 1,115,021 SH   SOLE   0 0 1,115,021
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,445,081 16,354 SH   SOLE   0 0 16,354
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,065,948 12,924 SH   SOLE   0 0 12,924
VANGUARD INDEX FDS GROWTH ETF 922908736   613,854 1,975 SH   SOLE   0 0 1,975
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   27,538,897 670,046 SH   SOLE   0 0 670,046
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   522,998 5,084 SH   SOLE   0 0 5,084
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   10,847,732 228,421 SH   SOLE   0 0 228,421
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,248,199 63,628 SH   SOLE   0 0 63,628
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   52,077,497 672,054 SH   SOLE   0 0 672,054
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,253,182 15,418 SH   SOLE   0 0 15,418
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,034,439 39,220 SH   SOLE   0 0 39,220
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,773,533 47,549 SH   SOLE   0 0 47,549
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   788,669 4,628 SH   SOLE   0 0 4,628
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,742,683 57,259 SH   SOLE   0 0 57,259
VANGUARD WORLD FD MEGA GRWTH IND 921910816   231,913 894 SH   SOLE   0 0 894
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   3,897,970 12,799 SH   SOLE   0 0 12,799
VEEVA SYS INC CL A COM 922475108   240,072 1,247 SH   SOLE   0 0 1,247
VERISK ANALYTICS INC COM 92345Y106   523,153 2,190 SH   SOLE   0 0 2,190
VERIZON COMMUNICATIONS INC COM 92343V104   2,197,044 58,277 SH   SOLE   0 0 58,277
VISA INC COM CL A 92826C839   4,009,575 15,401 SH   SOLE   0 0 15,401
WALMART INC COM 931142103   3,847,989 24,408 SH   SOLE   0 0 24,408
WEC ENERGY GROUP INC COM 92939U106   230,525 2,739 SH   SOLE   0 0 2,739
WELLS FARGO CO NEW COM 949746101   2,115,233 42,975 SH   SOLE   0 0 42,975
WHEATON PRECIOUS METALS CORP COM 962879102   2,382,547 48,288 SH   SOLE   0 0 48,288
WISDOMTREE TR EM EX ST-OWNED 97717X578   210,622 7,293 SH   SOLE   0 0 7,293
XYLEM INC COM 98419M100   386,558 3,380 SH   SOLE   0 0 3,380
ZOETIS INC CL A 98978V103   555,366 2,814 SH   SOLE   0 0 2,814