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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   262,940 1,533 SH   SOLE   0 0 1,533
ALPHABET INC CAP STK CL C 02079K107   639,035 3,484 SH   SOLE   0 0 3,484
ALPHABET INC CAP STK CL A 02079K305   1,080,886 5,934 SH   SOLE   0 0 5,934
AMAZON COM INC COM 023135106   773,193 4,001 SH   SOLE   0 0 4,001
AMGEN INC COM 031162100   869,030 2,781 SH   SOLE   0 0 2,781
ANSYS INC COM 03662Q105   1,514,265 4,710 SH   SOLE   0 0 4,710
APPLE INC COM 037833100   8,303,712 39,425 SH   SOLE   0 0 39,425
BANK NEW YORK MELLON CORP COM 064058100   217,161 3,626 SH   SOLE   0 0 3,626
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   396,880 976 SH   SOLE   0 0 976
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   325,213 8,547 SH   SOLE   0 0 8,547
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,333,725 32,107 SH   SOLE   0 0 32,107
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   422,027 15,380 SH   SOLE   0 0 15,380
CBIZ INC COM 124805102   1,778,252 23,998 SH   SOLE   0 0 23,998
CHENIERE ENERGY INC COM NEW 16411R208   278,155 1,591 SH   SOLE   0 0 1,591
CISCO SYS INC COM 17275R102   271,187 5,708 SH   SOLE   0 0 5,708
COMCAST CORP NEW CL A 20030N101   206,921 5,284 SH   SOLE   0 0 5,284
COSTCO WHSL CORP NEW COM 22160K105   658,742 775 SH   SOLE   0 0 775
CSX CORP COM 126408103   205,216 6,135 SH   SOLE   0 0 6,135
D-WAVE QUANTUM INC COM 26740W109   14,250 12,500 SH   SOLE   0 0 12,500
EATON CORP PLC SHS G29183103   1,746,160 5,569 SH   SOLE   0 0 5,569
ELI LILLY & CO COM 532457108   218,197 241 SH   SOLE   0 0 241
EXXON MOBIL CORP COM 30231G102   1,926,533 16,735 SH   SOLE   0 0 16,735
FARMERS NATIONAL BANC CORP COM 309627107   2,750,610 220,225 SH   SOLE   0 0 220,225
FEDERATED HERMES ETF TRUST US STRATEGIC DIV 31423L305   378,675 15,242 SH   SOLE   0 0 15,242
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   5,966,925 240,796 SH   SOLE   0 0 240,796
FEDERATED HERMES ETF TRUST SHORT DURATION H 31423L206   1,491,184 65,032 SH   SOLE   0 0 65,032
FEDERATED HERMES INC CL B 314211103   2,274,704 69,182 SH   SOLE   0 0 69,182
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   6,094,844 135,652 SH   SOLE   0 0 135,652
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   224,438 3,919 SH   SOLE   0 0 3,919
GOLD RESOURCE CORP COM 38068T105   8,897 23,820 SH   SOLE   0 0 23,820
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   515,629 9,685 SH   SOLE   0 0 9,685
HOME DEPOT INC COM 437076102   287,096 834 SH   SOLE   0 0 834
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   2,256,655 93,949 SH   SOLE   0 0 93,949
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   30,886,145 1,277,343 SH   SOLE   0 0 1,277,343
INTERNATIONAL BUSINESS MACHS COM 459200101   279,141 1,614 SH   SOLE   0 0 1,614
INVESCO QQQ TR UNIT SER 1 46090E103   540,436 1,128 SH   SOLE   0 0 1,128
ISHARES INC CORE MSCI EMKT 46434G103   15,108,074 282,236 SH   SOLE   2,246 0 279,990
ISHARES INC ESG AWR MSCI EM 46434G863   1,120,606 33,421 SH   SOLE   0 0 33,421
ISHARES TR RUS MID CAP ETF 464287499   6,665,300 82,206 SH   SOLE   0 0 82,206
ISHARES TR S&P 100 ETF 464287101   305,531 1,156 SH   SOLE   0 0 1,156
ISHARES TR MSCI EAFE ETF 464287465   6,872,997 87,744 SH   SOLE   0 0 87,744
ISHARES TR ESG AWRE 1 5 YR 46435G243   506,110 20,666 SH   SOLE   0 0 20,666
ISHARES TR S&P 500 GRWT ETF 464287309   1,720,319 18,590 SH   SOLE   0 0 18,590
ISHARES TR EAFE GRWTH ETF 464288885   714,463 6,984 SH   SOLE   0 0 6,984
ISHARES TR CORE S&P MCP ETF 464287507   1,052,146 17,979 SH   SOLE   0 0 17,979
ISHARES TR RUS 1000 GRW ETF 464287614   15,770,377 43,265 SH   SOLE   0 0 43,265
ISHARES TR RUSSELL 2000 ETF 464287655   633,828 3,124 SH   SOLE   0 0 3,124
ISHARES TR CORE MSCI EAFE 46432F842   454,508 6,257 SH   SOLE   0 0 6,257
ISHARES TR ESG AWRE USD ETF 46435G193   253,987 11,179 SH   SOLE   0 0 11,179
ISHARES TR S&P MC 400GR ETF 464287606   478,614 5,432 SH   SOLE   0 0 5,432
ISHARES TR SP SMCP600VL ETF 464287879   455,358 4,681 SH   SOLE   0 0 4,681
ISHARES TR MSCI KLD400 SOC 464288570   1,711,344 16,479 SH   SOLE   6,100 0 10,379
ISHARES TR NATIONAL MUN ETF 464288414   24,134,309 226,507 SH   SOLE   0 0 226,507
ISHARES TR S&P SML 600 GWT 464287887   15,548,244 121,064 SH   SOLE   518 0 120,546
ISHARES TR S&P MC 400VL ETF 464287705   434,325 3,828 SH   SOLE   0 0 3,828
ISHARES TR CORE US AGGBD ET 464287226   336,112 3,463 SH   SOLE   0 0 3,463
ISHARES TR CORE S&P US GWT 464287671   214,931 1,686 SH   SOLE   0 0 1,686
ISHARES TR S&P 500 VAL ETF 464287408   1,103,345 6,062 SH   SOLE   0 0 6,062
ISHARES TR MSCI EMG MKT ETF 464287234   355,627 8,350 SH   SOLE   0 0 8,350
ISHARES TR CORE S&P SCP ETF 464287804   7,232,223 67,806 SH   SOLE   0 0 67,806
ISHARES TR MSCI KLD400 SOC 464288570   633,485 6,100 SH   OTR   6,100 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   534,774 2,037 SH   SOLE   0 0 2,037
ISHARES TR GL CLEAN ENE ETF 464288224   151,701 11,389 SH   SOLE   0 0 11,389
ISHARES TR ESG AW MSCI EAFE 46435G516   1,110,640 14,098 SH   SOLE   0 0 14,098
ISHARES TR CORE S&P500 ETF 464287200   3,001,055 5,484 SH   SOLE   0 0 5,484
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   6,178,028 135,900 SH   SOLE   0 0 135,900
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   537,623 7,154 SH   SOLE   0 0 7,154
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   12,201,486 251,370 SH   SOLE   1,225 0 250,145
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   3,372,508 51,877 SH   SOLE   0 0 51,877
JOHNSON & JOHNSON COM 478160104   478,236 3,272 SH   SOLE   0 0 3,272
JPMORGAN CHASE & CO. COM 46625H100   1,265,383 6,256 SH   SOLE   0 0 6,256
KKR & CO INC COM 48251W104   473,580 4,500 SH   SOLE   0 0 4,500
LULULEMON ATHLETICA INC COM 550021109   303,181 1,015 SH   SOLE   0 0 1,015
MANULIFE FINL CORP COM 56501R106   423,098 15,894 SH   SOLE   0 0 15,894
MCDONALDS CORP COM 580135101   485,980 1,907 SH   SOLE   0 0 1,907
MERCK & CO INC COM 58933Y105   436,024 3,522 SH   SOLE   0 0 3,522
META PLATFORMS INC CL A 30303M102   218,831 434 SH   SOLE   0 0 434
MICROSOFT CORP COM 594918104   10,517,593 23,532 SH   SOLE   0 0 23,532
NEXTERA ENERGY INC COM 65339F101   263,827 3,726 SH   SOLE   0 0 3,726
NVIDIA CORPORATION COM 67066G104   915,308 7,409 SH   SOLE   0 0 7,409
ORACLE CORP COM 68389X105   565,506 4,005 SH   SOLE   0 0 4,005
PACCAR INC COM 693718108   1,018,173 9,891 SH   SOLE   0 0 9,891
PARK-OHIO HLDGS CORP COM 700666100   448,052 17,306 SH   SOLE   0 0 17,306
PELOTON INTERACTIVE INC CL A COM 70614W100   34,848 10,310 SH   SOLE   0 0 10,310
PEPSICO INC COM 713448108   334,313 2,027 SH   SOLE   0 0 2,027
PNC FINL SVCS GROUP INC COM 693475105   623,431 4,010 SH   SOLE   0 0 4,010
PORCH GROUP INC COM 733245104   428,253 283,611 SH   SOLE   0 0 283,611
POWERSHARES ACTIVELY MANAGED TOTAL RETURN 46090A804   1,726,402 37,239 SH   SOLE   0 0 37,239
PROCTER AND GAMBLE CO COM 742718109   282,508 1,713 SH   SOLE   0 0 1,713
RAYMOND JAMES FINL INC COM 754730109   574,168 4,645 SH   SOLE   0 0 4,645
REMITLY GLOBAL INC COM 75960P104   896,007 73,928 SH   SOLE   0 0 73,928
RTX CORPORATION COM 75513E101   264,829 2,638 SH   SOLE   0 0 2,638
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,568,060 84,390 SH   SOLE   0 0 84,390
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,661,597 100,211 SH   SOLE   0 0 100,211
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,452,989 63,847 SH   SOLE   0 0 63,847
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,233,178 25,989 SH   SOLE   0 0 25,989
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   30,636,427 476,832 SH   SOLE   0 0 476,832
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   37,926,659 376,107 SH   SOLE   2,317 0 373,790
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   612,551 13,439 SH   SOLE   0 0 13,439
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,002,203 54,025 SH   SOLE   0 0 54,025
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   400,201 1,769 SH   SOLE   0 0 1,769
SELECT SECTOR SPDR TR ENERGY 81369Y506   432,521 4,745 SH   SOLE   0 0 4,745
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   279,510 4,102 SH   SOLE   0 0 4,102
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   571,832 1,462 SH   SOLE   0 0 1,462
SPDR GOLD TR GOLD SHS 78463V107   1,562,693 7,268 SH   SOLE   0 0 7,268
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   45,992,697 1,311,081 SH   SOLE   4,460 0 1,306,621
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,475,657 4,549 SH   SOLE   0 0 4,549
SPDR SER TR S&P 400 MDCP GRW 78464A821   686,182 8,163 SH   SOLE   0 0 8,163
SPDR SER TR BBG CONV SEC ETF 78464A359   231,096 3,207 SH   SOLE   0 0 3,207
SPDR SER TR S&P 400 MDCP VAL 78464A839   265,793 3,644 SH   SOLE   0 0 3,644
SPDR SER TR PORTFOLIO S&P500 78464A854   2,109,906 32,967 SH   SOLE   0 0 32,967
TRIMAS CORP COM NEW 896215209   472,195 18,474 SH   SOLE   0 0 18,474
VANECK ETF TRUST GOLD MINERS ETF 92189F106   483,469 14,249 SH   SOLE   0 0 14,249
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,843,329 21,681 SH   SOLE   0 0 21,681
VANGUARD INDEX FDS MID CAP ETF 922908629   46,087,375 190,365 SH   SOLE   654 0 189,711
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,843,899 10,631 SH   SOLE   0 0 10,631
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   253,664 1,105 SH   SOLE   0 0 1,105
VANGUARD INDEX FDS SM CP VAL ETF 922908611   222,382 1,218 SH   SOLE   0 0 1,218
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   535,980 6,399 SH   OTR   6,399 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   206,935 829 SH   SOLE   0 0 829
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   549,824 6,564 SH   SOLE   2,259 0 4,305
VANGUARD INDEX FDS SML CP GRW ETF 922908595   500,260 2,000 SH   SOLE   0 0 2,000
VANGUARD INDEX FDS SMALL CP ETF 922908751   563,197 2,583 SH   SOLE   0 0 2,583
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   259,274 2,302 SH   SOLE   0 0 2,302
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,000,592 39,924 SH   SOLE   0 0 39,924
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   975,624 10,400 SH   SOLE   0 0 10,400
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   281,624 3,678 SH   SOLE   0 0 3,678
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   462,947 2,536 SH   SOLE   0 0 2,536
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,004,068 161,960 SH   SOLE   0 0 161,960
VISA INC COM CL A 92826C839   464,093 1,768 SH   SOLE   0 0 1,768
WALMART INC COM 931142103   563,937 8,329 SH   SOLE   0 0 8,329
WARRIOR MET COAL INC COM 93627C101   251,080 4,000 SH   SOLE   0 0 4,000
WELLTOWER INC COM 95040Q104   240,818 2,310 SH   SOLE   0 0 2,310