The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 457 8,255 SH   SOLE   8,255 0 0
ABBOTT LABS COM 002824100 337 3,100 SH   SOLE   3,100 0 0
ABBVIE INC COM 00287Y109 685 4,474 SH   SOLE   4,474 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 754 2,061 SH   SOLE   2,061 0 0
ADVANCED MICRO DEVICES INC COM 007903107 327 4,273 SH   SOLE   4,273 0 0
AIR PRODS & CHEMS INC COM 009158106 274 1,141 SH   SOLE   1,141 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 727 7,964 SH   SOLE   7,964 0 0
ALPHABET INC CAP STK CL C 02079K107 4,661 2,131 SH   SOLE   2,131 0 0
ALPHABET INC CAP STK CL A 02079K305 2,227 1,022 SH   SOLE   1,022 0 0
AMAZON COM INC COM 023135106 2,149 20,230 SH   SOLE   20,230 0 0
AMERICAN TOWER CORP NEW COM 03027X100 2,198 8,600 SH   SOLE   8,600 0 0
AMGEN INC COM 031162100 565 2,321 SH   SOLE   2,321 0 0
APPLE INC COM 037833100 8,290 60,632 SH   SOLE   60,632 0 0
APPLIED MATLS INC COM 038222105 1,139 12,518 SH   SOLE   12,518 0 0
ARES CAPITAL CORP COM 04010L103 2,571 143,397 SH   SOLE   143,397 0 0
AUTONATION INC COM 05329W102 648 5,800 SH   SOLE   5,800 0 0
BNY MELLON MUN INCOME INC COM 05589T104 149 22,000 SH   SOLE   22,000 0 0
BK OF AMERICA CORP COM 060505104 701 22,525 SH   SOLE   22,525 0 0
BAXTER INTL INC COM 071813109 239 3,728 SH   SOLE   3,728 0 0
BECTON DICKINSON & CO COM 075887109 247 1,000 SH   SOLE   1,000 0 0
BLACKROCK INC COM 09247X101 1,259 2,068 SH   SOLE   2,068 0 0
BLACKSTONE INC COM 09260D107 6,280 68,840 SH   SOLE   68,840 0 0
BOEING CO COM 097023105 280 2,045 SH   SOLE   2,045 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 691 8,980 SH   SOLE   8,980 0 0
CF INDS HLDGS INC COM 125269100 1,373 16,010 SH   SOLE   16,010 0 0
CSX CORP COM 126408103 3,505 120,628 SH   SOLE   120,628 0 0
CVS HEALTH CORP COM 126650100 1,942 20,962 SH   SOLE   20,962 0 0
CHEVRON CORP NEW COM 166764100 248 1,711 SH   SOLE   1,711 0 0
COCA COLA CO COM 191216100 206 3,274 SH   SOLE   3,274 0 0
DANAHER CORPORATION COM 235851102 314 1,240 SH   SOLE   1,240 0 0
DISNEY WALT CO COM 254687106 426 4,508 SH   SOLE   4,508 0 0
ENVIVA INC COM 29415B103 401 7,000 SH   SOLE   7,000 0 0
FEDEX CORP COM 31428X106 1,554 6,854 SH   SOLE   6,854 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 3,079 21,353 SH   SOLE   21,353 0 0
FORD MTR CO DEL COM 345370860 345 31,001 SH   SOLE   31,001 0 0
GRIFFON CORP COM 398433102 291 10,384 SH   SOLE   10,384 0 0
HP INC COM 40434L105 380 11,587 SH   SOLE   11,587 0 0
HOME DEPOT INC COM 437076102 3,669 13,377 SH   SOLE   13,377 0 0
HONEYWELL INTL INC COM 438516106 799 4,599 SH   SOLE   4,599 0 0
ITT INC COM 45073V108 202 3,000 SH   SOLE   3,000 0 0
IMPERIAL OIL LTD COM NEW 453038408 1,025 21,756 SH   SOLE   21,756 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,343 4,790 SH   SOLE   4,790 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 667 30,058 SH   SOLE   30,058 0 0
ISHARES INC MSCI AUST ETF 464286103 318 15,000 SH   SOLE   15,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,935 21,815 SH   SOLE   21,815 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 308 1,820 SH   SOLE   1,820 0 0
ISHARES TR SP SMCP600VL ETF 464287879 903 10,145 SH   SOLE   10,145 0 0
ISHARES TR S&P SML 600 GWT 464287887 5,921 56,220 SH   SOLE   56,220 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 651 12,870 SH   SOLE   12,870 0 0
ISHARES TR PFD AND INCM SEC 464288687 319 9,695 SH   SOLE   9,695 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 720 14,430 SH   SOLE   14,430 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 262 4,950 SH   SOLE   4,950 0 0
JPMORGAN CHASE & CO COM 46625H100 4,019 35,692 SH   SOLE   35,692 0 0
JOHNSON & JOHNSON COM 478160104 1,116 6,289 SH   SOLE   6,289 0 0
KIMBERLY-CLARK CORP COM 494368103 478 3,538 SH   SOLE   3,538 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 4,256 89,102 SH   SOLE   89,102 0 0
MERCK & CO INC COM 58933Y105 400 4,386 SH   SOLE   4,386 0 0
MICROSOFT CORP COM 594918104 5,288 20,590 SH   SOLE   20,590 0 0
MOLINA HEALTHCARE INC COM 60855R100 797 2,850 SH   SOLE   2,850 0 0
NVIDIA CORPORATION COM 67066G104 1,200 7,915 SH   SOLE   7,915 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 229 17,455 SH   SOLE   17,455 0 0
OSHKOSH CORP COM 688239201 465 5,658 SH   SOLE   5,658 0 0
PEPSICO INC COM 713448108 3,307 19,845 SH   SOLE   19,845 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,000 70,628 SH   SOLE   70,628 0 0
PROCTER AND GAMBLE CO COM 742718109 787 5,470 SH   SOLE   5,470 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 227 2,367 SH   SOLE   2,367 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,381 3,661 SH   SOLE   3,661 0 0
SPDR GOLD TR GOLD SHS 78463V107 269 1,599 SH   SOLE   1,599 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,687 56,728 SH   SOLE   56,728 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 333 4,648 SH   SOLE   4,648 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 839 26,664 SH   SOLE   26,664 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 387 3,042 SH   SOLE   3,042 0 0
SNAP ON INC COM 833034101 1,188 6,029 SH   SOLE   6,029 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 2,386 29,180 SH   SOLE   29,180 0 0
STARBUCKS CORP COM 855244109 1,834 24,014 SH   SOLE   24,014 0 0
STRYKER CORPORATION COM 863667101 2,234 11,231 SH   SOLE   11,231 0 0
TARGET CORP COM 87612E106 1,209 8,559 SH   SOLE   8,559 0 0
TESLA INC COM 88160R101 739 1,097 SH   SOLE   1,097 0 0
TEXAS INSTRS INC COM 882508104 2,482 16,152 SH   SOLE   16,152 0 0
TEXTRON INC COM 883203101 645 10,569 SH   SOLE   10,569 0 0
3M CO COM 88579Y101 504 3,896 SH   SOLE   3,896 0 0
TYSON FOODS INC CL A 902494103 1,040 12,090 SH   SOLE   12,090 0 0
UNION PAC CORP COM 907818108 2,320 10,880 SH   SOLE   10,880 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,514 4,894 SH   SOLE   4,894 0 0
VISA INC COM CL A 92826C839 3,977 20,201 SH   SOLE   20,201 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 323 8,285 SH   SOLE   8,285 0 0
YUM CHINA HLDGS INC COM 98850P109 1,198 24,700 SH   SOLE   24,700 0 0