The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR SECTR DIV DOGS 00162Q858 641 16,072 SH   SOLE   0 0 16,072
APPLE INC COM 037833100 1 14 SH   DFND   14 0 0
APPLE INC COM 037833100 1,819 19,025 SH   SOLE   0 0 19,025
AT&T INC COM 00206R102 49 1,133 SH   DFND   1,133 0 0
AT&T INC COM 00206R102 1,310 30,321 SH   SOLE   0 0 30,321
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13 90 SH   DFND   90 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 297 2,050 SH   SOLE   0 0 2,050
BP PLC SPONSORED ADR 055622104 39 1,094 SH   DFND   1,094 0 0
BP PLC SPONSORED ADR 055622104 285 8,017 SH   SOLE   0 0 8,017
CHEVRON CORP NEW COM 166764100 826 7,876 SH   SOLE   0 0 7,876
COLUMBIA PPTY TR INC COM NEW 198287203 321 15,020 SH   DFND   15,020 0 0
COLUMBIA PPTY TR INC COM NEW 198287203 577 26,979 SH   SOLE   0 0 26,979
CVS HEALTH CORP COM 126650100 319 3,328 SH   SOLE   0 0 3,328
CVS HEALTH CORP COM 126650100 5 50 SH   DFND   50 0 0
DANAHER CORP DEL COM 235851102 471 4,667 SH   SOLE   0 0 4,667
DISNEY WALT CO COM DISNEY 254687106 343 3,510 SH   SOLE   0 0 3,510
DISNEY WALT CO COM DISNEY 254687106 1 6 SH   DFND   6 0 0
EXXON MOBIL CORP COM 30231G102 16 172 SH   DFND   172 0 0
EXXON MOBIL CORP COM 30231G102 738 7,871 SH   SOLE   0 0 7,871
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 1,672 34,564 SH   SOLE   0 0 34,564
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 312 14,010 SH   SOLE   0 0 14,010
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 347 5,894 SH   SOLE   0 0 5,894
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 1,482 55,241 SH   SOLE   0 0 55,241
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,542 57,203 SH   SOLE   0 0 57,203
FS INVT CORP COM 302635107 846 93,461 SH   SOLE   0 0 93,461
GREENBRIER COS INC COM 393657101 340 11,684 SH   SOLE   0 0 11,684
INTERNATIONAL BUSINESS MACHS COM 459200101 852 5,611 SH   SOLE   0 0 5,611
ISHARES AGGRES ALLOC ETF 464289859 491 10,710 SH   SOLE   0 0 10,710
ISHARES GRWT ALLOCAT ETF 464289867 680 16,977 SH   SOLE   0 0 16,977
ISHARES MODERT ALLOC ETF 464289875 531 15,037 SH   SOLE   0 0 15,037
ISHARES TR 1-3 YR CR BD ETF 464288646 815 7,685 SH   SOLE   0 0 7,685
ISHARES TR 3-7 YR TR BD ETF 464288661 2,831 22,231 SH   SOLE   0 0 22,231
ISHARES TR CORE HIGH DV ETF 46429B663 1,394 16,968 SH   SOLE   0 0 16,968
ISHARES TR CORE MSCI EAFE 46432F842 319 6,154 SH   SOLE   0 0 6,154
ISHARES TR CORE S&P MCP ETF 464287507 8,873 59,394 SH   SOLE   0 0 59,394
ISHARES TR CORE S&P500 ETF 464287200 5,853 27,807 SH   SOLE   0 0 27,807
ISHARES TR IBOXX HI YD ETF 464288513 237 2,800 SH   SOLE   0 0 2,800
ISHARES TR IBOXX INV CP ETF 464287242 10,405 84,778 SH   SOLE   0 0 84,778
ISHARES TR INTERM CR BD ETF 464288638 1,642 14,757 SH   SOLE   0 0 14,757
ISHARES TR INTL SEL DIV ETF 464288448 1,019 35,576 SH   SOLE   0 0 35,576
ISHARES TR MIN VOL USA ETF 46429B697 2,976 64,404 SH   SOLE   0 0 64,404
ISHARES TR MSCI EMG MKT ETF 464287234 307 8,943 SH   SOLE   0 0 8,943
ISHARES TR NATIONAL MUN ETF 464288414 1,839 16,146 SH   SOLE   0 0 16,146
ISHARES TR RUS 2000 GRW ETF 464287648 797 5,812 SH   SOLE   0 0 5,812
ISHARES TR RUS 2000 VAL ETF 464287630 1,958 20,129 SH   SOLE   0 0 20,129
ISHARES TR SELECT DIVID ETF 464287168 1,874 21,976 SH   SOLE   0 0 21,976
ISHARES TR TRANS AVG ETF 464287192 1,015 7,565 SH   SOLE   0 0 7,565
ISHARES TR U.S. AER&DEF ETF 464288760 621 4,971 SH   SOLE   0 0 4,971
ISHARES TR U.S. PFD STK ETF 464288687 266 6,680 SH   SOLE   0 0 6,680
JOHNSON & JOHNSON COM 478160104 0 2 SH   DFND   2 0 0
JOHNSON & JOHNSON COM 478160104 415 3,421 SH   SOLE   0 0 3,421
LILLY ELI & CO COM 532457108 270 3,431 SH   SOLE   0 0 3,431
MASCO CORP COM 574599106 465 15,028 SH   SOLE   0 0 15,028
MCKESSON CORP COM 58155Q103 217 1,165 SH   SOLE   0 0 1,165
OLD NATL BANCORP IND COM 680033107 155 12,378 SH   SOLE   0 0 12,378
PEPSICO INC COM 713448108 21 201 SH   DFND   201 0 0
PEPSICO INC COM 713448108 332 3,130 SH   SOLE   0 0 3,130
PHILIP MORRIS INTL INC COM 718172109 92 908 SH   SOLE   0 0 908
PHILIP MORRIS INTL INC COM 718172109 232 2,279 SH   DFND   2,279 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 255 2,630 SH   SOLE   0 0 2,630
PIMCO ETF TR INV GRD CRP BD 72201R817 510 4,803 SH   SOLE   0 0 4,803
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 160 10,499 SH   SOLE   0 0 10,499
POWERSHARES ETF TR II PWRSHS SP500 LOW 73937B654 2,230 58,299 SH   SOLE   0 0 58,299
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 4,782 161,648 SH   SOLE   0 0 161,648
POWERSHARES ETF TRUST DIV ACHV PRTF 73935X732 2,968 131,059 SH   SOLE   0 0 131,059
POWERSHARES ETF TRUST DYN FD & BEV 73935X849 557 16,386 SH   SOLE   0 0 16,386
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 1,851 40,958 SH   SOLE   0 0 40,958
POWERSHARES ETF TRUST HI YLD EQ DVDN 73935X302 996 64,059 SH   SOLE   0 0 64,059
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,047 9,740 SH   SOLE   0 0 9,740
REYNOLDS AMERICAN INC COM 761713106 448 8,302 SH   SOLE   0 0 8,302
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 542 25,463 SH   SOLE   0 0 25,463
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 532 9,912 SH   SOLE   0 0 9,912
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 289 5,753 SH   SOLE   0 0 5,753
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 843 20,341 SH   SOLE   0 0 20,341
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 247 4,956 SH   SOLE   0 0 4,956
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 816 19,426 SH   SOLE   0 0 19,426
SCHWAB STRATEGIC TR US REIT ETF 808524847 213 4,893 SH   SOLE   0 0 4,893
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 435 5,570 SH   SOLE   0 0 5,570
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,850 33,547 SH   SOLE   0 0 33,547
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,311 18,279 SH   SOLE   0 0 18,279
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 1,488 32,215 SH   SOLE   0 0 32,215
SOUTHERN CO COM 842587107 22 413 SH   DFND   413 0 0
SOUTHERN CO COM 842587107 215 4,013 SH   SOLE   0 0 4,013
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,478 47,429 SH   SOLE   0 0 47,429
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 500 16,421 SH   SOLE   0 0 16,421
SPDR S&P 500 ETF TR TR UNIT 78462F103 659 3,147 SH   SOLE   0 0 3,147
SPDR SER TR NUVN BR SHT MUNI 78468R739 1,062 21,629 SH   SOLE   0 0 21,629
SPDR SERIES TRUST AEROSPACE DEF 78464A631 387 6,940 SH   SOLE   0 0 6,940
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 5,972 167,328 SH   SOLE   0 0 167,328
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,122 11,287 SH   SOLE   0 0 11,287
TOMPKINS FINANCIAL CORPORATI COM 890110109 1,600 24,611 SH   SOLE   0 0 24,611
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 1,372 55,216 SH   SOLE   0 0 55,216
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 9,835 116,666 SH   SOLE   0 0 116,666
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 955 10,715 SH   SOLE   0 0 10,715
VANGUARD INDEX FDS MID CAP ETF 922908629 285 2,306 SH   SOLE   0 0 2,306
VANGUARD INDEX FDS SM CP VAL ETF 922908611 461 4,375 SH   SOLE   0 0 4,375
VANGUARD INDEX FDS SMALL CP ETF 922908751 476 4,112 SH   SOLE   0 0 4,112
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,465 69,661 SH   SOLE   0 0 69,661
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,277 263,171 SH   SOLE   0 0 263,171
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,952 140,561 SH   SOLE   0 0 140,561
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,637 17,581 SH   SOLE   0 0 17,581
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 11,887 142,802 SH   SOLE   0 0 142,802
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,876 53,060 SH   SOLE   0 0 53,060
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,769 66,739 SH   SOLE   0 0 66,739
VENTAS INC COM 92276F100 132 1,818 SH   DFND   1,818 0 0
VENTAS INC COM 92276F100 81 1,112 SH   SOLE   0 0 1,112
WALGREENS BOOTS ALLIANCE INC COM 931427108 54 648 SH   DFND   648 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 752 9,030 SH   SOLE   0 0 9,030
WAL-MART STORES INC COM 931142103 8 103 SH   DFND   103 0 0
WAL-MART STORES INC COM 931142103 201 2,752 SH   SOLE   0 0 2,752
WESTERN ASSET MGD HI INCM FD COM 95766L107 65 13,684 PRN   SOLE   0 0 13,684
WISDOMTREE TR DIV EX-FINL FD 97717W406 1,841 23,869 SH   SOLE   0 0 23,869
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 3,756 74,335 SH   SOLE   0 0 74,335
WISDOMTREE TR HIGH DIV FD 97717W208 2,351 35,234 SH   SOLE   0 0 35,234
WISDOMTREE TR MIDCAP DIVI FD 97717W505 1,111 12,415 SH   SOLE   0 0 12,415
WISDOMTREE TR SMALLCAP DIVID 97717W604 982 13,701 SH   SOLE   0 0 13,701
WISDOMTREE TR TOTAL DIVID FD 97717W109 209 2,722 SH   SOLE   0 0 2,722