The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   423,623,469 6,795,372 SH   SOLE   6,795,372 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   420,873,485 7,732,381 SH   SOLE   7,732,381 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   341,547,790 5,994,170 SH   SOLE   5,994,170 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   273,631,036 6,690,245 SH   SOLE   6,690,245 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   133,979,586 3,645,703 SH   SOLE   3,645,703 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   42,488,800 1,411,588 SH   SOLE   1,411,588 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   20,636,070 688,098 SH   SOLE   688,098 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   20,180,939 277,860 SH   SOLE   277,860 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   13,692,257 536,320 SH   SOLE   536,320 0 0
APPLE INC COM 037833100   10,292,571 60,022 SH   SOLE   60,022 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   8,642,240 344,862 SH   SOLE   344,862 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   8,062,706 296,532 SH   SOLE   296,532 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,751,813 313,585 SH   SOLE   313,585 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,961,964 11,340 SH   SOLE   11,340 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,931,475 21,573 SH   SOLE   21,573 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   4,576,902 176,306 SH   SOLE   176,306 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,097,199 15,765 SH   SOLE   15,765 0 0
SUNSTONE HOTEL INVS INC NEW COM 867892101   3,859,809 346,482 SH   SOLE   346,482 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,777,871 19,689 SH   SOLE   19,689 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   3,694,011 52,908 SH   SOLE   52,908 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,384,326 105,926 SH   SOLE   105,926 0 0
AMAZON COM INC COM 023135106   2,565,004 14,220 SH   SOLE   14,220 0 0
MICROSOFT CORP COM 594918104   2,437,066 5,793 SH   SOLE   5,793 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,208,612 8,839 SH   SOLE   8,839 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,990,384 12,766 SH   SOLE   12,766 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,954,325 3,736 SH   SOLE   3,736 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,884,497 3,920 SH   SOLE   3,920 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   1,813,988 43,975 SH   SOLE   43,975 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,606,545 12,241 SH   SOLE   12,241 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,600,419 31,944 SH   SOLE   31,944 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,548,302 9,507 SH   SOLE   9,507 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   1,243,111 52,989 SH   SOLE   52,989 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,205,838 10,911 SH   SOLE   10,911 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,158,073 10,044 SH   SOLE   10,044 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,041,094 22,132 SH   SOLE   22,132 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   971,142 1,852 SH   SOLE   1,852 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   964,784 16,450 SH   SOLE   16,450 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   912,643 8,259 SH   SOLE   8,259 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   856,616 17,397 SH   SOLE   17,397 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   822,117 1,955 SH   SOLE   1,955 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   807,583 22,558 SH   SOLE   22,558 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   776,422 10,297 SH   SOLE   10,297 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   755,868 8,740 SH   SOLE   8,740 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   730,628 25,881 SH   SOLE   25,881 0 0
ISHARES TR SP SMCP600VL ETF 464287879   705,247 6,863 SH   SOLE   6,863 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   663,925 14,346 SH   SOLE   14,346 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   1 0 0
SCHWAB CHARLES CORP COM 808513105   629,647 8,704 SH   SOLE   8,704 0 0
ISHARES TR EAFE SML CP ETF 464288273   622,644 9,832 SH   SOLE   9,832 0 0
NVIDIA CORPORATION COM 67066G104   615,014 681 SH   SOLE   681 0 0
ISHARES INC CORE MSCI EMKT 46434G103   611,431 11,849 SH   SOLE   11,849 0 0
ISHARES TR INTERNATIONAL SL 46434V266   602,430 18,267 SH   SOLE   18,267 0 0
ALPHABET INC CAP STK CL A 02079K305   554,366 3,673 SH   SOLE   3,673 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   539,696 9,672 SH   SOLE   9,672 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   515,727 18,578 SH   SOLE   18,578 0 0
ELI LILLY & CO COM 532457108   510,954 657 SH   SOLE   657 0 0
JPMORGAN CHASE & CO COM 46625H100   495,743 2,475 SH   SOLE   2,475 0 0
F N B CORP COM 302520101   491,427 34,853 SH   SOLE   34,853 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   485,664 49,534 SH   SOLE   49,534 0 0
META PLATFORMS INC CL A 30303M102   469,642 967 SH   SOLE   967 0 0
TESLA INC COM 88160R101   465,540 2,648 SH   SOLE   2,648 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   460,982 1,038 SH   SOLE   1,038 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   458,958 14,519 SH   SOLE   14,519 0 0
ORACLE CORP COM 68389X105   455,713 3,628 SH   SOLE   3,628 0 0
EXXON MOBIL CORP COM 30231G102   430,984 3,708 SH   SOLE   3,708 0 0
ISHARES TR MSCI EAFE ETF 464287465   406,025 5,084 SH   SOLE   5,084 0 0
ALPHABET INC CAP STK CL C 02079K107   402,039 2,640 SH   SOLE   2,640 0 0
VISA INC COM CL A 92826C839   396,294 1,420 SH   SOLE   1,420 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   394,073 6,696 SH   SOLE   6,696 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   364,154 7,403 SH   SOLE   7,403 0 0
UNITEDHEALTH GROUP INC COM 91324P102   344,806 697 SH   SOLE   697 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   331,255 3,535 SH   SOLE   3,535 0 0
ISHARES TR EAFE VALUE ETF 464288877   326,544 6,003 SH   SOLE   6,003 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   312,557 9,506 SH   SOLE   9,506 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   312,243 4,741 SH   SOLE   4,741 0 0
BANK NEW YORK MELLON CORP COM 064058100   289,944 5,032 SH   SOLE   5,032 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   283,699 4,647 SH   SOLE   4,647 0 0
AMGEN INC COM 031162100   281,477 990 SH   SOLE   990 0 0
UNION PAC CORP COM 907818108   273,976 1,114 SH   SOLE   1,114 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   273,780 4,063 SH   SOLE   4,063 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   271,198 5,179 SH   SOLE   5,179 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   249,667 3,256 SH   SOLE   3,256 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   249,057 6,816 SH   SOLE   6,816 0 0
HONEYWELL INTL INC COM 438516106   248,968 1,213 SH   SOLE   1,213 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   246,374 6,314 SH   SOLE   6,314 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   243,134 3,918 SH   SOLE   3,918 0 0
ARISTA NETWORKS INC COM 040413106   237,784 820 SH   SOLE   820 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   230,785 5,017 SH   SOLE   5,017 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   218,487 1,290 SH   SOLE   1,290 0 0
PPG INDS INC COM 693506107   217,023 1,498 SH   SOLE   1,498 0 0
EATON CORP PLC SHS G29183103   203,242 650 SH   SOLE   650 0 0
ISHARES TR MORNINGSTR US EQ 464287127   202,916 2,800 SH   SOLE   2,800 0 0
PROVIDENT FINL SVCS INC COM 74386T105   171,154 11,747 SH   SOLE   11,747 0 0
SPRINKLR INC CL A 85208T107   136,970 11,163 SH   SOLE   11,163 0 0
MEREO BIOPHARMA GROUP PLC SPON ADS 589492107   99,000 30,000 SH   SOLE   30,000 0 0
AMERICAS GOLD AND SILVER COR COM 03062D100   2,200 10,000 SH   SOLE   10,000 0 0