The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   359,294,822 8,074,041 SH   SOLE   8,074,040 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   356,702,388 6,768,546 SH   SOLE   6,768,546 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   265,941,489 5,985,629 SH   SOLE   5,985,628 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   238,565,386 7,125,609 SH   SOLE   7,125,608 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   117,403,457 3,642,676 SH   SOLE   3,642,676 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19,051,600 258,047 SH   SOLE   258,046 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   18,094,863 725,827 SH   SOLE   725,826 0 0
APPLE INC COM 037833100   9,936,744 60,259 SH   SOLE   60,259 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,127,266 30,021 SH   SOLE   30,020 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,653,719 11,321 SH   SOLE   11,320 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,217,210 22,247 SH   SOLE   22,247 0 0
SUNSTONE HOTEL INVS INC NEW COM 867892101   3,364,036 340,489 SH   SOLE   340,489 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,139,233 19,773 SH   SOLE   19,773 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,689,950 105,571 SH   SOLE   105,571 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,673,035 108,797 SH   SOLE   108,797 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,444,764 50,543 SH   SOLE   50,542 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,042,753 4,990 SH   SOLE   4,989 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,987,219 9,422 SH   SOLE   9,421 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,798,739 78,240 SH   SOLE   78,240 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,741,085 12,986 SH   SOLE   12,986 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,667,583 70,052 SH   SOLE   70,051 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,514,368 12,241 SH   SOLE   12,241 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,381,152 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104   1,374,309 4,767 SH   SOLE   4,766 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,339,113 17,450 SH   SOLE   17,450 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,326,587 32,578 SH   SOLE   32,578 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,300,719 56,504 SH   SOLE   56,503 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   1,250,349 21,632 SH   SOLE   21,632 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,156,380 11,958 SH   SOLE   11,958 0 0
AMAZON COM INC COM 023135106   1,150,651 11,140 SH   SOLE   11,140 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,093,933 44,559 SH   SOLE   44,559 0 0
JACOBS SOLUTIONS INC COM 46982L108   1,081,901 9,207 SH   SOLE   9,206 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,049,723 22,497 SH   SOLE   22,497 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,010,505 43,227 SH   SOLE   43,227 0 0
ISHARES TR CORE S&P TTL STK 464287150   930,582 10,277 SH   SOLE   10,277 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   844,613 15,796 SH   SOLE   15,796 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   830,833 10,005 SH   SOLE   10,005 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   808,585 8,780 SH   SOLE   8,780 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   796,211 2,117 SH   SOLE   2,117 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   759,133 22,520 SH   SOLE   22,519 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   751,899 17,847 SH   SOLE   17,847 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   708,662 16,901 SH   SOLE   16,901 0 0
ISHARES TR SP SMCP600VL ETF 464287879   708,165 7,567 SH   SOLE   7,566 0 0
ISHARES INC CORE MSCI EMKT 46434G103   706,134 14,473 SH   SOLE   14,472 0 0
ISHARES TR EAFE SML CP ETF 464288273   650,081 10,924 SH   SOLE   10,923 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   622,401 25,107 SH   SOLE   25,106 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   610,122 13,167 SH   SOLE   13,167 0 0
ISHARES TR INTERNATIONAL SL 46434V266   607,595 19,548 SH   SOLE   19,547 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   552,390 1,789 SH   SOLE   1,789 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   544,245 11,374 SH   SOLE   11,373 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   487,888 9,633 SH   SOLE   9,632 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   470,588 18,065 SH   SOLE   18,064 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   1 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   463,621 6,260 SH   SOLE   6,260 0 0
ISHARES TR CORE INTL AGGR 46435G672   447,599 9,144 SH   SOLE   9,144 0 0
ALPHABET INC CAP STK CL A 02079K305   434,940 4,193 SH   SOLE   4,193 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   430,589 6,349 SH   SOLE   6,349 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   402,033 11,553 SH   SOLE   11,552 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   399,418 6,830 SH   SOLE   6,829 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   398,897 8,831 SH   SOLE   8,831 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   387,293 8,256 SH   SOLE   8,256 0 0
SCHWAB CHARLES CORP COM 808513105   378,917 7,234 SH   SOLE   7,234 0 0
UNITEDHEALTH GROUP INC COM 91324P102   371,928 787 SH   SOLE   787 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   371,437 6,094 SH   SOLE   6,094 0 0
ORACLE CORP COM 68389X105   368,707 3,968 SH   SOLE   3,968 0 0
EXXON MOBIL CORP COM 30231G102   366,522 3,342 SH   SOLE   3,342 0 0
ISHARES TR MSCI EAFE ETF 464287465   360,693 5,043 SH   SOLE   5,043 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   354,283 15,417 SH   SOLE   15,417 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   335,916 6,668 SH   SOLE   6,667 0 0
VISA INC COM CL A 92826C839   324,662 1,440 SH   SOLE   1,440 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   321,492 1,002 SH   SOLE   1,001 0 0
ALPHABET INC CAP STK CL C 02079K107   318,240 3,060 SH   SOLE   3,060 0 0
JPMORGAN CHASE & CO COM 46625H100   314,278 2,412 SH   SOLE   2,411 0 0
TESLA INC COM 88160R101   305,381 1,472 SH   SOLE   1,472 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   294,781 9,506 SH   SOLE   9,506 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   293,978 11,694 SH   SOLE   11,693 0 0
ISHARES TR EAFE VALUE ETF 464288877   288,812 5,951 SH   SOLE   5,951 0 0
ISHARES TR BROAD USD HIGH 46435U853   270,891 7,620 SH   SOLE   7,620 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   264,299 5,993 SH   SOLE   5,992 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   251,394 4,753 SH   SOLE   4,753 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   247,653 3,238 SH   SOLE   3,237 0 0
PROVIDENT FINL SVCS INC COM 74386T105   225,307 11,747 SH   SOLE   11,747 0 0
UNION PAC CORP COM 907818108   221,619 1,101 SH   SOLE   1,101 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   220,958 9,011 SH   SOLE   9,011 0 0
LILLY ELI & CO COM 532457108   218,726 637 SH   SOLE   636 0 0
META PLATFORMS INC CL A 30303M102   217,239 1,025 SH   SOLE   1,025 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   213,881 5,010 SH   SOLE   5,010 0 0
SPRINKLR INC CL A 85208T107   144,672 11,163 SH   SOLE   11,163 0 0