The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 2,014 20,904 SH   SOLE   0 20,904 0
Vanguard Bd Index FDS TOTAL BND MRKT 921937835 65,832 922,915 SH   SOLE   625,715 297,200 0
Vanguard Charlotte FDS INTL BD IDX ETF 92203J407 4,455 93,330 SH   SOLE   50,580 42,750 0
Vanguard BD Index FDS SHORT TRM BOND 921937827 73 975 SH   SOLE   975 0 0
Wisdomtree TR FLOATING RAT TREA 97717Y683 17 780 SH   SOLE   780 0 0
Ishares S&P GSCI Commodity I UNIT BEN INT 46428R107 530 25,735 SH   SOLE   25,735 0 0
ISHARES TR INTL DEV RE ETF 464288489 5,033 264,322 SH   SOLE   178,322 86,000 0
ISHARES TR ISHS 5-10YR INVT 464288638 207 4,286 SH   SOLE   4,286 0 0
ISHARES TR INTL TREA BD ETF 464288117 11 312 SH   SOLE   312 0 0
ISHARES TR CORE S&P MCP ETF 464287507 44,418 202,581 SH   SOLE   147,681 54,900 0
ISHARES TR CORE S&P 500 ETF 464287200 62,081 173,097 SH   SOLE   142,297 30,800 0
ISHARES TR RUSS 1000 ETF 464287622 987 5,000 SH   SOLE   0 5,000 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 13,535 154,072 SH   SOLE   92,072 62,000 0
Phillips Edison & Co Inc COMMON STOCK 71844V201 38 1,347 SH   SOLE   1,347 0 0
Schwab Strategic TR US MID-CAP ETF 808524508 1,046 17,288 SH   SOLE   17,288 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 120 337 SH   SOLE   337 0 0
Vanguard Index FDS SMALL CP ETF 922908751 52,968 309,915 SH   SOLE   233,715 76,200 0
Vanguard Scottsdale FDS INT-TERM CORP 92206C870 814 10,755 SH   SOLE   10,755 0 0
Vanguard Scottsdale FDS SHRT TRM CORP BD 92206C409 1,193 16,065 SH   SOLE   16,065 0 0
Vanguard Tax-Managed Intl Fd FTSE DEV MKT ETF 921943858 27,772 763,811 SH   SOLE   560,811 203,000 0
Vanguard Scottsdale FDS INTER TERM TREAS 92206C706 606 10,390 SH   SOLE   10,390 0 0
Vanguard Scottsdale FDS SHORT TERM TREAS 92206C102 754 13,050 SH   SOLE   13,050 0 0
Vanguard Scottsdale FDS MORTG-BACK SEC 92206C771 1,783 39,549 SH   SOLE   39,549 0 0
Vanguard Index FDS REAL ESTATE ETF 922908553 23,214 289,560 SH   SOLE   208,060 81,500 0
Vanguard Index FDS MID CAP ETF 922908629 1,040 5,533 SH   SOLE   0 5,533 0
Vanguard ETF Small Cap TOTAL STK MKT 922908769 22,678 126,360 SH   SOLE   126,360 0 0
Vanguard BD Index FDS VANGUARD ULTRA 92203C303 56 1,145 SH   SOLE   1,145 0 0
Vanguard Intl Equity Index F FTSE EMR MKT ETF 922042858 14,093 386,211 SH   SOLE   263,211 123,000 0