The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 417 1,900 SH   SOLE   1,900 0 0
ABBOTT LABS COM 002824100 36 600 SH   SOLE   600 0 0
ABBVIE INC COM 00287Y109 57 600 SH   SOLE   600 0 0
ACUITY BRANDS INC COM 00508Y102 2 15 SH   SOLE   15 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 10 152 SH   SOLE   152 0 0
AIR PRODS & CHEMS INC COM 009158106 127 800 SH   SOLE   800 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 39 210 SH   SOLE   110 0 100
ALLETE INC COM NEW 018522300 37 519 SH   SOLE   519 0 0
ALLSTATE CORP COM 020002101 135 1,426 SH   SOLE   1,426 0 0
ALPHABET INC CAP STK CL A 02079K305 57 55 SH   SOLE   55 0 0
ALPHABET INC CAP STK CL C 02079K107 57 55 SH   SOLE   55 0 0
ALTRIA GROUP INC COM 02209S103 176 2,830 SH   SOLE   2,830 0 0
AMAZON COM INC COM 023135106 29 20 SH   SOLE   20 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 46 2,400 SH   SOLE   2,400 0 0
AMERICAN ELEC PWR INC COM 025537101 27 400 SH   SOLE   400 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 16 200 SH   SOLE   200 0 0
AMGEN INC COM 031162100 621 3,640 SH   SOLE   3,640 0 0
APPLE INC COM 037833100 125 745 SH   SOLE   745 0 0
AQUA AMERICA INC COM 03836W103 54 1,582 SH   SOLE   1,582 0 0
AT&T INC COM 00206R102 333 9,353 SH   SOLE   9,353 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 141 1,240 SH   SOLE   1,240 0 0
BANK AMER CORP COM 060505104 93 3,100 SH   SOLE   3,100 0 0
BAXTER INTL INC COM 071813109 49 760 SH   SOLE   760 0 0
BECTON DICKINSON & CO COM 075887109 27 126 SH   SOLE   0 0 126
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 765 3,836 SH   SOLE   3,677 0 159
BLACKBAUD INC COM 09227Q100 5 51 SH   SOLE   51 0 0
BOFI HLDG INC COM 05566U108 2 40 SH   SOLE   40 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 261 4,131 SH   SOLE   4,131 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 6 160 SH   SOLE   160 0 0
CANADIAN NATL RY CO COM 136375102 88 1,200 SH   SOLE   400 0 800
CARDINAL HEALTH INC COM 14149Y108 25 400 SH   SOLE   400 0 0
CARS COM INC COM 14575E105 6 200 SH   SOLE   200 0 0
CDK GLOBAL INC COM 12508E101 4 66 SH   SOLE   66 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 14 46 SH   SOLE   46 0 0
CHEVRON CORP NEW COM 166764100 342 3,000 SH   SOLE   3,000 0 0
CISCO SYS INC COM 17275R102 270 6,300 SH   SOLE   6,300 0 0
CLOROX CO DEL COM 189054109 34 258 SH   SOLE   258 0 0
COCA COLA CO COM 191216100 589 13,552 SH   SOLE   7,729 0 5,823
COLGATE PALMOLIVE CO COM 194162103 117 1,630 SH   SOLE   1,630 0 0
COMCAST CORP NEW CL A 20030N101 103 3,014 SH   SOLE   3,014 0 0
COMMERCEHUB INC COM SER A 20084V108 2 86 SH   SOLE   86 0 0
COMMERCEHUB INC COM SER C 20084V306 4 173 SH   SOLE   173 0 0
CONAGRA BRANDS INC COM 205887102 7 200 SH   SOLE   200 0 0
CONDUENT INC COM 206787103 2 124 SH   SOLE   18 0 106
CONOCOPHILLIPS COM 20825C104 24 400 SH   SOLE   400 0 0
CONSOLIDATED EDISON INC COM 209115104 86 1,100 SH   SOLE   1,100 0 0
CONSTELLATION BRANDS INC CL A 21036P108 731 3,207 SH   SOLE   3,207 0 0
COPART INC COM 217204106 4 76 SH   SOLE   76 0 0
CORNING INC COM 219350105 84 3,000 SH   SOLE   3,000 0 0
CSX CORP COM 126408103 130 2,340 SH   SOLE   2,340 0 0
CVS HEALTH CORP COM 126650100 50 800 SH   SOLE   800 0 0
DOMINION ENERGY INC COM 25746U109 27 400 SH   SOLE   400 0 0
DOWDUPONT INC COM 26078J100 187 2,928 SH   SOLE   2,728 0 200
DUKE ENERGY CORP NEW COM NEW 26441C204 76 987 SH   SOLE   987 0 0
DXC TECHNOLOGY CO COM 23355L106 15 153 SH   SOLE   153 0 0
EASTMAN CHEM CO COM 277432100 480 4,550 SH   SOLE   4,550 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 16 648 SH   SOLE   648 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 42 602 SH   SOLE   602 0 0
EXXON MOBIL CORP COM 30231G102 1,084 14,530 SH   SOLE   14,530 0 0
FACEBOOK INC CL A 30303M102 92 573 SH   SOLE   125 0 448
FAIR ISAAC CORP COM 303250104 5 30 SH   SOLE   30 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 7 600 SH   SOLE   600 0 0
GCI LIBERTY INC COM CLASS A 36164V305 27 520 SH   SOLE   520 0 0
GCP APPLIED TECHNOLOGIES INC COM 36164Y101 97 3,323 SH   SOLE   3,323 0 0
GENERAL DYNAMICS CORP COM 369550108 77 350 SH   SOLE   350 0 0
GENERAL ELECTRIC CO COM 369604103 485 35,977 SH   SOLE   35,977 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 16 400 SH   SOLE   400 0 0
GLOBAL PMTS INC COM 37940X102 151 1,350 SH   SOLE   1,350 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 86 340 SH   SOLE   340 0 0
HALYARD HEALTH INC COM 40650V100 2 37 SH   SOLE   0 0 37
HCP INC COM 40414L109 5 200 SH   SOLE   200 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 32 1,800 SH   SOLE   1,800 0 0
HP INC COM 40434L105 39 1,800 SH   SOLE   1,800 0 0
HOME DEPOT INC COM 437076102 71 400 SH   SOLE   400 0 0
HONEYWELL INTL INC COM 438516106 121 834 SH   SOLE   834 0 0
IDEX CORP COM 45167R104 6 42 SH   SOLE   42 0 0
IDEXX LABS INC COM 45168D104 6 33 SH   SOLE   33 0 0
INGREDION INC COM 457187102 140 1,084 SH   SOLE   1,084 0 0
INTEL CORP COM 458140100 1,421 27,280 SH   SOLE   26,480 0 800
INTERCONTINENTAL HOTELS GROU SPONSORED ADR 45857P707 2 31 SH   SOLE   31 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 219 1,429 SH   SOLE   1,429 0 0
INTL PAPER CO COM 460146103 21 400 SH   SOLE   400 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,868 58,720 SH   SOLE   58,720 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 144 2,280 SH   SOLE   2,280 0 0
ISHARES TR CRE U S REIT ETF 464288521 489 10,859 SH   SOLE   8,550 0 2,309
ISHARES TR CORE S&P US GWT 464287671 284 5,200 SH   SOLE   5,200 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,049 103,577 SH   SOLE   89,502 0 14,075
ISHARES TR INTL SEL DIV ETF 464288448 9 270 SH   SOLE   270 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 33,152 312,995 SH   SOLE   245,870 0 67,125
ISHARES INC MSCI CDA ETF 464286509 2 71 SH   SOLE   71 0 0
ISHARES TR MSCI EAFE ETF 464287465 972 13,945 SH   SOLE   13,945 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,042 15,989 SH   SOLE   15,039 0 950
ISHARES TR EAFE VALUE ETF 464288877 51 935 SH   SOLE   535 0 400
ISHARES TR MIN VOL USA ETF 46429B697 883 17,003 SH   SOLE   10,975 0 6,028
ISHARES TR RUS 1000 GRW ETF 464287614 4 28 SH   SOLE   28 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 188 1,204 SH   SOLE   1,204 0 0
ISHARES TR CORE S&P MCP ETF 464287507 14,645 78,078 SH   SOLE   72,858 0 5,220
ISHARES TR S&P MC 400GR ETF 464287606 115 525 SH   SOLE   525 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,992 11,276 SH   SOLE   11,276 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 47 301 SH   SOLE   301 0 0
ISHARES TR S&P 500 VAL ETF 464287408 238 2,175 SH   SOLE   2,175 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,915 37,856 SH   SOLE   34,115 0 3,741
HENRY JACK & ASSOC INC COM 426281101 4 37 SH   SOLE   37 0 0
JOHNSON & JOHNSON COM 478160104 480 3,749 SH   SOLE   3,749 0 0
JPMORGAN CHASE & CO COM 46625H100 828 7,529 SH   SOLE   7,529 0 0
KIMBERLY CLARK CORP COM 494368103 72 650 SH   SOLE   350 0 300
KRAFT HEINZ CO COM 500754106 95 1,532 SH   SOLE   1,532 0 0
LAMB WESTON HLDGS INC COM 513272104 4 66 SH   SOLE   66 0 0
LENDINGCLUB CORP COM 52603A109 2 471 SH   SOLE   471 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 38 1,500 SH   SOLE   1,500 0 0
LIBERTY MEDIA CORP DELAWARE COM A SIRIUSXM 531229409 16 400 SH   SOLE   400 0 0
LIBERTY MEDIA CORP DELAWARE COM C SIRIUSXM 531229607 78 1,910 SH   SOLE   1,910 0 0
LOWES COS INC COM 548661107 18 200 SH   SOLE   200 0 0
M & T BK CORP COM 55261F104 259 1,407 SH   SOLE   1,407 0 0
MANULIFE FINL CORP COM 56501R106 18 950 SH   SOLE   950 0 0
MCDONALDS CORP COM 580135101 31 200 SH   SOLE   200 0 0
MCKESSON CORP COM 58155Q103 63 450 SH   SOLE   450 0 0
MERCK & CO INC COM 58933Y105 262 4,804 SH   SOLE   4,804 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 3 5 SH   SOLE   5 0 0
MICROSOFT CORP COM 594918104 540 5,915 SH   SOLE   5,915 0 0
MONDELEZ INTL INC CL A 609207105 186 4,453 SH   SOLE   4,453 0 0
MONSANTO CO NEW COM 61166W101 119 1,022 SH   SOLE   1,022 0 0
MORGAN STANLEY COM NEW 617446448 34 624 SH   SOLE   624 0 0
NATIONAL FUEL GAS CO N J COM 636180101 82 1,600 SH   SOLE   1,600 0 0
NAVIENT CORPORATION COM 63938C108 71 5,400 SH   SOLE   5,400 0 0
NBT BANCORP INC COM 628778102 20 575 SH   SOLE   575 0 0
NEXTERA ENERGY INC COM 65339F101 229 1,400 SH   SOLE   1,400 0 0
NICE LTD SPONSORED ADR 653656108 66 700 SH   SOLE   700 0 0
NIKE INC CL B 654106103 3 42 SH   SOLE   0 0 42
NORTHROP GRUMMAN CORP COM 666807102 4 12 SH   SOLE   12 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 11 675 SH   SOLE   675 0 0
NORWOOD FINANCIAL CORP COM 669549107 10 348 SH   SOLE   348 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 26 400 SH   SOLE   400 0 0
ORACLE CORP COM 68389X105 201 4,400 SH   SOLE   4,400 0 0
PARKER HANNIFIN CORP COM 701094104 173 1,012 SH   SOLE   1,012 0 0
PAYCHEX INC COM 704326107 1,358 22,055 SH   SOLE   22,055 0 0
PEPSICO INC COM 713448108 153 1,400 SH   SOLE   1,400 0 0
PFIZER INC COM 717081103 198 5,570 SH   SOLE   5,515 0 55
PHILIP MORRIS INTL INC COM 718172109 577 5,803 SH   SOLE   5,803 0 0
PHILLIPS 66 COM 718546104 19 200 SH   SOLE   200 0 0
POWERSHARES ETF TRUST II S&P500 ENH VALUE 73936Q694 750 22,175 SH   SOLE   12,775 0 9,400
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 7,879 167,755 SH   SOLE   154,155 0 13,600
PPG INDS INC COM 693506107 45 400 SH   SOLE   400 0 0
PRAXAIR INC COM 74005P104 13 90 SH   SOLE   90 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 43 702 SH   SOLE   702 0 0
PROCTER AND GAMBLE CO COM 742718109 331 4,175 SH   SOLE   3,904 0 271
QUEST DIAGNOSTICS INC COM 74834L100 60 600 SH   SOLE   600 0 0
RAYTHEON CO COM NEW 755111507 5 22 SH   SOLE   22 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 24 315 SH   SOLE   315 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 8 120 SH   SOLE   120 0 0
SCHLUMBERGER LTD COM 806857108 52 800 SH   SOLE   800 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 405 6,425 SH   SOLE   6,425 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,411 26,684 SH   SOLE   20,584 0 6,100
SCHWAB STRATEGIC TR US REIT ETF 808524847 953 24,926 SH   SOLE   23,331 0 1,595
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 155 2,242 SH   SOLE   2,242 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,518 341,673 SH   SOLE   254,573 0 87,100
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,140 144,268 SH   SOLE   123,223 0 21,045
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 572 8,963 SH   SOLE   8,713 0 250
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 760 14,902 SH   SOLE   14,802 0 100
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14 285 SH   SOLE   285 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 26 495 SH   SOLE   495 0 0
SEADRILL LIMITED SHS G7945E105 1 6,590 SH   SOLE   6,590 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1 21 SH   SOLE   21 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 34 1,250 SH   SOLE   1,250 0 0
SKECHERS U S A INC CL A 830566105 2 50 SH   SOLE   50 0 0
SLM CORP COM 78442P106 61 5,400 SH   SOLE   5,400 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 55 1,375 SH   SOLE   1,375 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 509 5,905 SH   SOLE   4,505 0 1,400
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 2 45 SH   SOLE   45 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 179 6,370 SH   SOLE   6,270 0 100
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 146 4,448 SH   SOLE   673 0 3,775
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 51 1,622 SH   SOLE   622 0 1,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,024 19,093 SH   SOLE   17,613 0 1,480
SPDR SER TR PRTFLO S&P500 HI 78468R788 60 1,670 SH   SOLE   1,670 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 46 1,180 SH   SOLE   1,070 0 110
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 41 120 SH   SOLE   0 0 120
SPIRE INC COM 84857L101 29 400 SH   SOLE   400 0 0
STARBUCKS CORP COM 855244109 12 200 SH   SOLE   200 0 0
STEELCASE INC CL A 858155203 14 1,000 SH   SOLE   1,000 0 0
STRYKER CORP COM 863667101 129 800 SH   SOLE   800 0 0
SUNCOR ENERGY INC NEW COM 867224107 214 6,200 SH   SOLE   6,200 0 0
TJX COS INC NEW COM 872540109 82 1,000 SH   SOLE   1,000 0 0
TARGET CORP COM 87612E106 69 1,000 SH   SOLE   1,000 0 0
TEGNA INC COM 87901J105 7 600 SH   SOLE   600 0 0
DISNEY WALT CO COM DISNEY 254687106 166 1,650 SH   SOLE   1,640 0 10
THERMO FISHER SCIENTIFIC INC COM 883556102 281 1,363 SH   SOLE   1,363 0 0
TIME WARNER INC COM NEW 887317303 36 382 SH   SOLE   382 0 0
TRAVELERS COMPANIES INC COM 89417E109 20 146 SH   SOLE   146 0 0
UNILEVER N V N Y SHS NEW 904784709 17 300 SH   SOLE   300 0 0
UNION PAC CORP COM 907818108 269 2,000 SH   SOLE   2,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102 278 1,300 SH   SOLE   1,300 0 0
UNITI GROUP INC COM 91325V108 1 82 SH   SOLE   82 0 0
VANGUARD GROUP DIV APP ETF 921908844 163 1,617 SH   SOLE   0 0 1,617
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,559 306,425 SH   SOLE   262,330 0 44,095
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 61 545 SH   SOLE   545 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,280 23,545 SH   SOLE   23,545 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,332 49,647 SH   SOLE   46,947 0 2,700
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 411 3,450 SH   SOLE   3,450 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 61 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,191 26,325 SH   SOLE   24,175 0 2,150
VANGUARD INDEX FDS MID CAP ETF 922908629 4,819 31,252 SH   SOLE   22,937 0 8,315
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,954 78,893 SH   SOLE   71,478 0 7,415
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 6 80 SH   SOLE   80 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 298 2,027 SH   SOLE   1,900 0 127
VANGUARD INDEX FDS SM CP VAL ETF 922908611 836 6,463 SH   SOLE   6,148 0 315
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4 50 SH   SOLE   50 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 40 700 SH   SOLE   700 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 263 1,938 SH   SOLE   1,388 0 550
VANGUARD INDEX FDS VALUE ETF 922908744 180 1,746 SH   SOLE   1,546 0 200
VERIZON COMMUNICATIONS INC COM 92343V104 59 1,230 SH   SOLE   1,230 0 0
VERSUM MATLS INC COM 92532W103 8 200 SH   SOLE   200 0 0
VIACOM INC NEW CL B 92553P201 2 54 SH   SOLE   54 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 12 433 SH   SOLE   433 0 0
W P CAREY INC COM 92936U109 43 690 SH   SOLE   690 0 0
GRACE W R & CO DEL NEW COM 38388F108 203 3,323 SH   SOLE   3,323 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 491 7,500 SH   SOLE   7,500 0 0
WALMART INC COM 931142103 151 1,700 SH   SOLE   1,400 0 300
WASTE MGMT INC DEL COM 94106L109 59 705 SH   SOLE   705 0 0
WELLS FARGO CO NEW COM 949746101 168 3,200 SH   SOLE   3,200 0 0
WEYERHAEUSER CO COM 962166104 24 674 SH   SOLE   674 0 0
XEROX CORP COM NEW 984121608 4 154 SH   SOLE   22 0 132
ZIMMER BIOMET HLDGS INC COM 98956P102 100 918 SH   SOLE   918 0 0