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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   32,684,936 333,690 SH   SOLE   319,016 0 14,674
SHP ETF TRUST FIS CHRISTIAN 78433H204   23,853,836 986,511 SH   SOLE   963,376 0 23,135
ISHARES TR NATIONAL MUN ETF 464288414   23,486,150 220,052 SH   SOLE   215,571 0 4,481
VANGUARD BD INDEX FDS INTERMED TERM 921937819   20,143,134 267,754 SH   SOLE   257,572 0 10,182
ISHARES TR CORE 1 5 YR USD 46432F859   13,735,620 294,503 SH   SOLE   285,142 0 9,361
ISHARES TR CORE S&P500 ETF 464287200   12,489,240 28,021 SH   SOLE   26,899 0 1,122
APPLE INC COM 037833100   11,906,649 61,384 SH   SOLE   59,412 0 1,972
SPDR SER TR BLOOMBERG EMERGI 78464A391   10,533,470 497,801 SH   SOLE   479,913 0 17,888
ISHARES TR ISHS 5-10YR INVT 464288638   8,183,693 161,829 SH   SOLE   152,802 0 9,027
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   7,457,396 220,829 SH   SOLE   216,834 0 3,995
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,178,675 88,440 SH   SOLE   85,839 0 2,601
MICROSOFT CORP COM 594918104   6,279,558 18,440 SH   SOLE   18,104 0 336
ISHARES TR CORE MSCI TOTAL 46432F834   6,253,797 99,869 SH   SOLE   95,694 0 4,175
ALPHABET INC CAP STK CL A 02079K305   6,103,144 50,987 SH   SOLE   49,812 0 1,175
DBX ETF TR XTRACK USD HIGH 233051432   5,690,258 164,935 SH   SOLE   157,431 0 7,504
SPDR SER TR NUVEEN BLOOMBERG 78464A284   5,282,813 211,228 SH   SOLE   206,381 0 4,847
HONEYWELL INTL INC COM 438516106   5,122,968 24,689 SH   SOLE   23,198 0 1,491
JPMORGAN CHASE & CO COM 46625H100   4,984,520 34,272 SH   SOLE   32,607 0 1,665
CHEMED CORP NEW COM 16359R103   4,818,697 8,896 SH   SOLE   8,712 0 184
JOHNSON & JOHNSON COM 478160104   4,793,460 28,960 SH   SOLE   28,229 0 731
MASTERCARD INCORPORATED CL A 57636Q104   4,618,522 11,743 SH   SOLE   11,512 0 231
INTUITIVE SURGICAL INC COM NEW 46120E602   4,480,782 13,104 SH   SOLE   12,844 0 260
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,450,469 25,598 SH   SOLE   24,208 0 1,390
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   4,430,724 117,557 SH   SOLE   114,720 0 2,837
VANGUARD INDEX FDS MID CAP ETF 922908629   4,387,129 19,927 SH   SOLE   19,170 0 757
BOOKING HOLDINGS INC COM 09857L108   4,382,636 1,623 SH   SOLE   1,583 0 40
ORACLE CORP COM 68389X105   4,359,528 36,607 SH   SOLE   35,826 0 781
EDWARDS LIFESCIENCES CORP COM 28176E108   4,316,541 45,760 SH   SOLE   44,861 0 899
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,299,876 51,887 SH   SOLE   50,385 0 1,502
ON SEMICONDUCTOR CORP COM 682189105   4,265,464 45,099 SH   SOLE   44,037 0 1,062
INTERCONTINENTAL EXCHANGE IN COM 45866F104   4,247,964 37,566 SH   SOLE   36,634 0 932
UNITEDHEALTH GROUP INC COM 91324P102   4,139,272 8,612 SH   SOLE   8,419 0 193
META PLATFORMS INC CL A 30303M102   4,117,016 14,346 SH   SOLE   13,936 0 410
OLD DOMINION FREIGHT LINE IN COM 679580100   4,112,730 11,123 SH   SOLE   10,911 0 212
PEPSICO INC COM 713448108   3,945,742 21,303 SH   SOLE   20,702 0 601
FACTSET RESH SYS INC COM 303075105   3,893,918 9,719 SH   SOLE   9,570 0 149
COMCAST CORP NEW CL A 20030N101   3,746,356 90,165 SH   SOLE   87,771 0 2,394
CASEYS GEN STORES INC COM 147528103   3,724,780 15,273 SH   SOLE   14,970 0 303
ISHARES TR GLB INFRASTR ETF 464288372   3,724,403 79,327 SH   SOLE   77,143 0 2,184
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   3,719,253 55,272 SH   SOLE   54,041 0 1,231
BANK AMERICA CORP COM 060505104   3,704,855 129,134 SH   SOLE   125,281 0 3,853
NORDSON CORP COM 655663102   3,689,693 14,867 SH   SOLE   14,474 0 393
NOVO-NORDISK A S ADR 670100205   3,412,510 21,087 SH   SOLE   20,459 0 628
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,399,072 7,668 SH   SOLE   6,885 0 783
HOME DEPOT INC COM 437076102   3,343,419 10,763 SH   SOLE   10,532 0 231
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,200,318 57,067 SH   SOLE   54,016 0 3,051
AMAZON COM INC COM 023135106   3,147,934 24,148 SH   SOLE   23,867 0 281
PFIZER INC COM 717081103   3,142,853 85,683 SH   SOLE   79,581 0 6,102
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,138,990 14,250 SH   SOLE   14,119 0 131
MEDTRONIC PLC SHS G5960L103   3,045,177 34,565 SH   SOLE   33,829 0 736
MANHATTAN ASSOCIATES INC COM 562750109   3,018,988 15,104 SH   SOLE   14,877 0 227
REPUBLIC SVCS INC COM 760759100   2,893,075 18,888 SH   SOLE   18,510 0 378
VALVOLINE INC COM 92047W101   2,791,757 74,427 SH   SOLE   72,636 0 1,791
HDFC BANK LTD SPONSORED ADS 40415F101   2,700,666 38,747 SH   SOLE   37,960 0 787
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,679,816 61,183 SH   SOLE   58,821 0 2,362
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,537,718 63,143 SH   SOLE   61,871 0 1,272
RELX PLC SPONSORED ADR 759530108   2,536,903 75,887 SH   SOLE   74,399 0 1,488
CANADIAN PACIFIC KANSAS CITY COM 13646K108   2,462,839 30,492 SH   SOLE   29,869 0 623
NIKE INC CL B 654106103   2,432,335 22,038 SH   SOLE   21,541 0 497
TREX CO INC COM 89531P105   2,376,223 36,245 SH   SOLE   35,747 0 498
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,352,507 17,724 SH   SOLE   16,916 0 808
SKYWORKS SOLUTIONS INC COM 83088M102   2,315,193 20,916 SH   SOLE   20,585 0 331
PROGRESSIVE CORP COM 743315103   2,300,459 17,379 SH   SOLE   16,978 0 401
TENARIS S A SPONSORED ADS 88031M109   2,288,839 76,422 SH   SOLE   74,813 0 1,609
GENTEX CORP COM 371901109   2,222,590 75,960 SH   SOLE   73,655 0 2,305
LOGITECH INTL S A SHS H50430232   2,193,405 36,926 SH   SOLE   36,184 0 742
UNILEVER PLC SPON ADR NEW 904767704   2,157,453 41,386 SH   SOLE   40,383 0 1,003
COLGATE PALMOLIVE CO COM 194162103   2,153,654 27,955 SH   SOLE   27,281 0 674
FTI CONSULTING INC COM 302941109   2,068,806 10,877 SH   SOLE   10,619 0 258
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,928,394 26,529 SH   SOLE   24,752 0 1,777
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,889,402 25,002 SH   SOLE   25,002 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,887,446 37,621 SH   SOLE   37,621 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,876,512 14,938 SH   SOLE   14,467 0 471
TOYOTA MOTOR CORP ADS 892331307   1,656,368 10,304 SH   SOLE   10,074 0 230
TJX COS INC NEW COM 872540109   1,572,346 18,544 SH   SOLE   18,028 0 516
ISHARES TR GRWT ALLOCAT ETF 464289867   1,448,267 28,149 SH   SOLE   26,513 0 1,636
NVIDIA CORPORATION COM 67066G104   1,399,774 3,309 SH   SOLE   3,309 0 0
ISHARES TR ISHARES BIOTECH 464287556   1,388,308 10,935 SH   SOLE   10,505 0 430
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,339,485 17,704 SH   SOLE   17,375 0 329
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,339,016 26,663 SH   SOLE   26,663 0 0
VISA INC COM CL A 92826C839   1,334,876 5,621 SH   SOLE   5,295 0 326
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,323,119 17,839 SH   SOLE   16,873 0 966
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,304,651 7,683 SH   SOLE   7,225 0 458
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,297,671 66,445 SH   SOLE   63,220 0 3,225
DIAGEO PLC SPON ADR NEW 25243Q205   1,245,413 7,179 SH   SOLE   7,042 0 137
ISHARES TR AGGRES ALLOC ETF 464289859   1,208,185 18,212 SH   SOLE   16,476 0 1,736
LILLY ELI & CO COM 532457108   1,073,027 2,288 SH   SOLE   2,288 0 0
TRACTOR SUPPLY CO COM 892356106   1,072,999 4,853 SH   SOLE   4,773 0 80
SHP ETF TRUST NEOS ENH INM CAS 78433H501   1,001,400 20,000 SH   SOLE   19,000 0 1,000
ISHARES TR RUS 1000 GRW ETF 464287614   976,889 3,550 SH   SOLE   3,520 0 30
PALO ALTO NETWORKS INC COM 697435105   916,770 3,588 SH   SOLE   3,588 0 0
UNITED PARCEL SERVICE INC CL B 911312106   872,231 4,866 SH   SOLE   4,756 0 110
GFL ENVIRONMENTAL INC SUB VTG SHS 36168Q104   815,926 21,029 SH   SOLE   21,029 0 0
BECTON DICKINSON & CO COM 075887109   780,942 2,958 SH   SOLE   2,893 0 65
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   774,218 22,967 SH   SOLE   22,263 0 704
ALPHABET INC CAP STK CL C 02079K107   760,781 6,289 SH   SOLE   6,189 0 100
ARCH CAP GROUP LTD ORD G0450A105   748,500 10,000 SH   SOLE   10,000 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   714,023 4,904 SH   SOLE   4,904 0 0
LOWES COS INC COM 548661107   712,535 3,157 SH   SOLE   3,107 0 50
STATE STR CORP COM 857477103   705,748 9,644 SH   SOLE   9,299 0 345
TOLL BROTHERS INC COM 889478103   663,635 8,393 SH   SOLE   8,393 0 0
POLARIS INC COM 731068102   646,613 5,347 SH   SOLE   5,347 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   644,528 6,195 SH   SOLE   6,156 0 39
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   639,234 7,650 SH   SOLE   7,650 0 0
GRAPHIC PACKAGING HLDG CO COM 388689101   634,513 26,405 SH   SOLE   26,135 0 270
VANGUARD WORLD FDS INF TECH ETF 92204A702   627,868 1,420 SH   SOLE   1,420 0 0
HUMANA INC COM 444859102   600,049 1,342 SH   SOLE   1,342 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   590,285 3,740 SH   SOLE   3,693 0 47
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   583,214 8,693 SH   SOLE   8,693 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   581,478 12,597 SH   SOLE   12,597 0 0
ZOETIS INC CL A 98978V103   579,487 3,365 SH   SOLE   3,365 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   559,032 4,952 SH   SOLE   4,952 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   555,455 7,411 SH   SOLE   7,411 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   547,332 5,100 SH   SOLE   4,700 0 400
MCDONALDS CORP COM 580135101   538,631 1,805 SH   SOLE   1,705 0 100
EXXON MOBIL CORP COM 30231G102   499,893 4,661 SH   SOLE   4,661 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   477,665 11,742 SH   SOLE   11,658 0 84
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   472,286 9,827 SH   SOLE   9,827 0 0
SERVICENOW INC COM 81762P102   441,147 785 SH   SOLE   785 0 0
LENNAR CORP CL A 526057104   426,054 3,400 SH   SOLE   3,400 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   419,092 4,201 SH   SOLE   4,201 0 0
CHEVRON CORP NEW COM 166764100   402,974 2,561 SH   SOLE   2,261 0 300
BUNGE LIMITED COM G16962105   397,780 4,216 SH   SOLE   4,216 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   395,822 11,103 SH   SOLE   11,103 0 0
ISHARES INC CORE MSCI EMKT 46434G103   371,549 7,538 SH   SOLE   7,153 0 385
SPDR SER TR PORTFOLIO SHORT 78464A474   368,707 12,524 SH   SOLE   12,524 0 0
NICE LTD SPONSORED ADR 653656108   360,549 1,746 SH   SOLE   1,746 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   354,761 3,682 SH   SOLE   3,682 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   345,248 3,421 SH   SOLE   3,421 0 0
CONOCOPHILLIPS COM 20825C104   343,157 3,312 SH   SOLE   3,312 0 0
COSTCO WHSL CORP NEW COM 22160K105   338,103 628 SH   SOLE   628 0 0
AGCO CORP COM 001084102   321,060 2,443 SH   SOLE   2,443 0 0
CALIBERCOS INC COM CL A 13000T109   318,912 166,100 SH   SOLE   166,100 0 0
FORD MTR CO DEL COM 345370860   317,730 21,000 SH   SOLE   21,000 0 0
CROWN CASTLE INC COM 22822V101   316,754 2,780 SH   SOLE   2,780 0 0
UNITED RENTALS INC COM 911363109   316,213 710 SH   SOLE   710 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   311,674 914 SH   SOLE   914 0 0
MANPOWERGROUP INC WIS COM 56418H100   308,469 3,885 SH   SOLE   3,885 0 0
ALTRIA GROUP INC COM 02209S103   294,450 6,500 SH   SOLE   6,315 0 185
ISHARES TR INTRM GOV CR ETF 464288612   289,252 2,811 SH   SOLE   2,811 0 0
NETAPP INC COM 64110D104   288,792 3,780 SH   SOLE   3,780 0 0
STRYKER CORPORATION COM 863667101   283,734 930 SH   SOLE   930 0 0
AMERICOLD REALTY TRUST INC COM 03064D108   274,873 8,510 SH   SOLE   8,510 0 0
FREEPORT-MCMORAN INC CL B 35671D857   270,000 6,750 SH   SOLE   6,750 0 0
EOG RES INC COM 26875P101   268,934 2,350 SH   SOLE   2,350 0 0
DEXCOM INC COM 252131107   267,301 2,080 SH   SOLE   2,080 0 0
EQUITABLE HLDGS INC COM 29452E101   265,625 9,780 SH   SOLE   9,780 0 0
MERCK & CO INC COM 58933Y105   265,167 2,298 SH   SOLE   2,298 0 0
DATADOG INC CL A COM 23804L103   253,821 2,580 SH   SOLE   2,580 0 0
EVEREST RE GROUP LTD COM G3223R108   251,268 735 SH   SOLE   735 0 0
COCA COLA CO COM 191216100   249,070 4,136 SH   SOLE   4,136 0 0
NEXTERA ENERGY INC COM 65339F101   248,941 3,355 SH   SOLE   3,355 0 0
ENERGIZER HLDGS INC NEW COM 29272W109   248,828 7,410 SH   SOLE   7,410 0 0
ABBOTT LABS COM 002824100   248,348 2,278 SH   SOLE   2,278 0 0
METLIFE INC COM 59156R108   248,224 4,391 SH   SOLE   4,391 0 0
GRAND CANYON ED INC COM 38526M106   243,576 2,360 SH   SOLE   2,360 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   238,131 4,606 SH   SOLE   4,606 0 0
PROCTER AND GAMBLE CO COM 742718109   232,163 1,530 SH   SOLE   1,530 0 0
DOMINOS PIZZA INC COM 25754A201   226,121 671 SH   SOLE   671 0 0
PARKER-HANNIFIN CORP COM 701094104   224,273 575 SH   SOLE   575 0 0
ISHARES TR CORE S&P MCP ETF 464287507   222,781 852 SH   SOLE   852 0 0
GARTNER INC COM 366651107   211,938 605 SH   SOLE   605 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   211,668 930 SH   SOLE   930 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103   211,215 18,130 SH   SOLE   18,130 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   210,679 1,125 SH   SOLE   1,125 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   209,673 2,586 SH   SOLE   2,586 0 0
TRIMBLE INC COM 896239100   206,466 3,900 SH   SOLE   3,900 0 0
FEDEX CORP COM 31428X106   205,262 828 SH   SOLE   683 0 145
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   204,301 3,828 SH   SOLE   3,828 0 0
SPDR SER TR S&P BIOTECH 78464A870   203,258 2,443 SH   SOLE   2,345 0 98
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   200,790 493 SH   SOLE   493 0 0