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Notes Receivable (Tables)
12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Schedule of Notes Receivable As of December 31, 2021 and 2020, Sezzle’s notes receivable, related allowance for uncollectible accounts, and deferred net origination fees are recorded within the consolidated balance sheets as follows:
20212020
Notes receivable, gross$162,341,675 $95,398,668 
Less allowance for uncollectible accounts:
Balance at beginning of year(11,133,146)(3,461,837)
Provision(52,621,682)(19,587,918)
Charge-offs, net of recoveries totaling $6,153,728 and $648,799, respectively
40,640,655 11,916,609 
Total allowance for uncollectible accounts(23,114,173)(11,133,146)
Notes receivable, net of allowance139,227,502 84,265,522 
Deferred Sezzle income(5,240,919)(3,458,222)
Notes receivable, net$133,986,583 $80,807,300 
As of December 31, 2021 and 2020, the balance of other receivables, net, on the consolidated balance sheets is comprised of the following:
20212020
Account reactivation fees receivable, net$1,325,443 $804,060 
Receivables from merchants, net3,758,656 599,246 
Other receivables, net$5,084,099 $1,403,306 
As of December 31, 2021 and 2020, Sezzle’s account reactivation fees receivable and related allowance for uncollectible accounts are recorded within the consolidated balance sheets as follows:

20212020
Account reactivation fees receivable, gross$3,016,514 $1,875,648 
Less allowance for uncollectible accounts:
Balance at start of period(1,071,588)(483,518)
Provision(6,128,851)(2,347,733)
Charge-offs, net of recoveries totaling $1,273,319 and $71,110, respectively
5,509,368 1,759,663 
Total allowance for uncollectible accounts(1,691,071)(1,071,588)
Account reactivation fees receivable, net$1,325,443 $804,060 
Schedule of Gross Notes Receivable and Related Allowance by Aging
The following table summarizes Sezzle’s gross notes receivable and related allowance for uncollectible accounts as of December 31, 2021 and 2020:

20212020
Gross ReceivablesLess AllowanceNet ReceivablesGross ReceivablesLess AllowanceNet Receivables
Current$139,024,393 $(7,989,217)$131,035,176 $79,673,073 $(2,692,254)$76,980,819 
Days past due:
1–2812,263,154 (5,126,611)7,136,543 9,574,902 (3,616,327)5,958,575 
29–565,266,164 (4,267,236)998,928 3,576,255 (2,646,627)929,628 
57–905,787,964 (5,731,109)56,855 2,574,438 (2,177,938)396,500 
Total$162,341,675 $(23,114,173)$139,227,502 $95,398,668 $(11,133,146)$84,265,522