The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 816 5,800 SH   SOLE NONE 0 0 5,800
ABBVIE INC COM 00287Y109 688 5,078 SH   SOLE NONE 0 0 5,078
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 417 1,006 SH   SOLE NONE 0 0 1,006
ADOBE SYSTEMS INCORPORATED COM 00724F101 370 652 SH   SOLE NONE 0 0 652
ADVANCED MICRO DEVICES INC COM 007903107 345 2,397 SH   SOLE NONE 0 0 2,397
AIR PRODS CHEMS INC COM 009158106 202 663 SH   SOLE NONE 0 0 663
ALPHABET INC CAP STK CL C 02079K107 2,147 742 SH   SOLE NONE 0 0 742
ALPHABET INC CAP STK CL A 02079K305 1,819 628 SH   SOLE NONE 0 0 628
AMAZON COM INC COM 023135106 5,482 1,644 SH   SOLE NONE 0 0 1,644
AMERICAN CENTY ETF TR US SML CP VALU 025072877 727 9,118 SH   SOLE NONE 0 0 9,118
AMGEN INC COM 031162100 315 1,399 SH   SOLE NONE 0 0 1,399
APPLE INC COM 037833100 31,775 178,943 SH   SOLE NONE 0 0 178,943
APPLIED MATLS INC COM 038222105 1,367 8,684 SH   SOLE NONE 0 0 8,684
ARK ETF TR INNOVATION ETF 00214Q104 380 4,020 SH   SOLE NONE 0 0 4,020
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,336 7,814 SH   SOLE NONE 0 0 7,814
BK OF AMERICA CORP COM 060505104 323 7,252 SH   SOLE NONE 0 0 7,252
BLACKROCK FLOATING RATE INCO COM 09255X100 143 10,660 SH   SOLE NONE 0 0 10,660
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 207 14,485 SH   SOLE NONE 0 0 14,485
BLACKSTONE INC COM 09260D107 1,840 14,217 SH   SOLE NONE 0 0 14,217
BROADSTONE NET LEASE INC COM 11135E203 355 14,288 SH   SOLE NONE 0 0 14,288
CAMDEN PPTY TR SH BEN INT 133131102 358 2,003 SH   SOLE NONE 0 0 2,003
CARMAX INC COM 143130102 357 2,740 SH   SOLE NONE 0 0 2,740
CINTAS CORP COM 172908105 359 810 SH   SOLE NONE 0 0 810
CISCO SYS INC COM 17275R102 700 11,047 SH   SOLE NONE 0 0 11,047
CITIZENS FINL GROUP INC COM 174610105 13,531 286,364 SH   SOLE NONE 0 0 286,364
COCA COLA CO COM 191216100 255 4,315 SH   SOLE NONE 0 0 4,315
COLGATE PALMOLIVE CO COM 194162103 241 2,821 SH   SOLE NONE 0 0 2,821
COMCAST CORP NEW CL A 20030N101 276 5,476 SH   SOLE NONE 0 0 5,476
COMPASS INC CL A 20464U100 6,769 744,650 SH   SOLE NONE 0 0 744,650
COSTCO WHSL CORP NEW COM 22160K105 668 1,177 SH   SOLE NONE 0 0 1,177
CREDIT ACCEP CORP MICH COM 225310101 503 731 SH   SOLE NONE 0 0 731
CROCS INC COM 227046109 5,212 40,652 SH   SOLE NONE 0 0 40,652
CSX CORP COM 126408103 360 9,562 SH   SOLE NONE 0 0 9,562
DANAHER CORPORATION COM 235851102 446 1,357 SH   SOLE NONE 0 0 1,357
DATADOG INC CL A COM 23804L103 39,000 218,967 SH   SOLE NONE 0 0 218,967
DEERE CO COM 244199105 258 752 SH   SOLE NONE 0 0 752
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 776 15,010 SH   SOLE NONE 0 0 15,010
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,074 64,681 SH   SOLE NONE 0 0 64,681
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 319 9,721 SH   SOLE NONE 0 0 9,721
DISNEY WALT CO COM 254687106 799 5,157 SH   SOLE NONE 0 0 5,157
DOUBLEVERIFY HLDGS INC COM 25862V105 727 21,834 SH   SOLE NONE 0 0 21,834
DUKE ENERGY CORP NEW COM NEW 26441C204 252 2,405 SH   SOLE NONE 0 0 2,405
EQUITY RESIDENTIAL SH BEN INT 29476L107 462 5,100 SH   SOLE NONE 0 0 5,100
EXXON MOBIL CORP COM 30231G102 1,039 16,977 SH   SOLE NONE 0 0 16,977
GENERAL ELECTRIC CO COM NEW 369604301 793 8,390 SH   SOLE NONE 0 0 8,390
GOLD TR ISHARES NEW 464285204 202 5,790 SH   SOLE NONE 0 0 5,790
HERSHEY CO COM 427866108 439 2,270 SH   SOLE NONE 0 0 2,270
HOME DEPOT INC COM 437076102 1,926 4,640 SH   SOLE NONE 0 0 4,640
HONEYWELL INTL INC COM 438516106 523 2,508 SH   SOLE NONE 0 0 2,508
INTEL CORP COM 458140100 671 13,021 SH   SOLE NONE 0 0 13,021
INTERNATIONAL BUSINESS MACHS COM 459200101 422 3,158 SH   SOLE NONE 0 0 3,158
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 5,088 74,142 SH   SOLE NONE 0 0 74,142
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 907 24,655 SH   SOLE NONE 0 0 24,655
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 294 6,213 SH   SOLE NONE 0 0 6,213
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 1,197 9,723 SH   SOLE NONE 0 0 9,723
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 1,226 12,954 SH   SOLE NONE 0 0 12,954
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 16,162 202,125 SH   SOLE NONE 0 0 202,125
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,654 63,793 SH   SOLE NONE 0 0 63,793
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,363 14,520 SH   SOLE NONE 0 0 14,520
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 25,831 150,443 SH   SOLE NONE 0 0 150,443
INVESCO QQQ TR UNIT SER 1 46090E103 892 2,241 SH   SOLE NONE 0 0 2,241
ISHARES INC MSCI GBL MIN VOL 464286525 242 2,231 SH   SOLE NONE 0 0 2,231
ISHARES INC CORE MSCI EMKT 46434G103 1,859 31,064 SH   SOLE NONE 0 0 31,064
ISHARES TR S&P 100 ETF 464287101 1,498 6,835 SH   SOLE NONE 0 0 6,835
ISHARES TR CORE S&P TTL STK 464287150 943 8,811 SH   SOLE NONE 0 0 8,811
ISHARES TR SELECT DIVID ETF 464287168 3,909 31,888 SH   SOLE NONE 0 0 31,888
ISHARES TR TIPS BD ETF 464287176 1,776 13,747 SH   SOLE NONE 0 0 13,747
ISHARES TR CORE S&P500 ETF 464287200 213,367 447,319 SH   SOLE NONE 0 0 447,319
ISHARES TR MSCI EMG MKT ETF 464287234 777 15,904 SH   SOLE NONE 0 0 15,904
ISHARES TR S&P 500 GRWT ETF 464287309 217 2,596 SH   SOLE NONE 0 0 2,596
ISHARES TR S&P 500 VAL ETF 464287408 374 2,389 SH   SOLE NONE 0 0 2,389
ISHARES TR MSCI EAFE ETF 464287465 2,200 27,964 SH   SOLE NONE 0 0 27,964
ISHARES TR RUS MID CAP ETF 464287499 806 9,715 SH   SOLE NONE 0 0 9,715
ISHARES TR CORE S&P MCP ETF 464287507 56,524 199,676 SH   SOLE NONE 0 0 199,676
ISHARES TR ISHARES SEMICDTR 464287523 2,386 4,400 SH   SOLE NONE 0 0 4,400
ISHARES TR COHEN STEER REIT 464287564 308 4,052 SH   SOLE NONE 0 0 4,052
ISHARES TR RUS 1000 VAL ETF 464287598 607 3,616 SH   SOLE NONE 0 0 3,616
ISHARES TR S&P MC 400GR ETF 464287606 233 2,732 SH   SOLE NONE 0 0 2,732
ISHARES TR RUS 1000 GRW ETF 464287614 601 1,968 SH   SOLE NONE 0 0 1,968
ISHARES TR RUS 1000 ETF 464287622 5,430 20,533 SH   SOLE NONE 0 0 20,533
ISHARES TR RUS 2000 VAL ETF 464287630 2,078 12,516 SH   SOLE NONE 0 0 12,516
ISHARES TR RUS 2000 GRW ETF 464287648 240 819 SH   SOLE NONE 0 0 819
ISHARES TR RUSSELL 2000 ETF 464287655 7,032 31,612 SH   SOLE NONE 0 0 31,612
ISHARES TR CORE S&P SCP ETF 464287804 41,400 361,544 SH   SOLE NONE 0 0 361,544
ISHARES TR EAFE SML CP ETF 464288273 897 12,276 SH   SOLE NONE 0 0 12,276
ISHARES TR MSCI USA ESG SLC 464288802 233 2,194 SH   SOLE NONE 0 0 2,194
ISHARES TR CORE HIGH DV ETF 46429B663 1,837 18,186 SH   SOLE NONE 0 0 18,186
ISHARES TR MSCI EAFE MIN VL 46429B689 13,215 172,133 SH   SOLE NONE 0 0 172,133
ISHARES TR MSCI USA MIN VOL 46429B697 39,732 491,129 SH   SOLE NONE 0 0 491,129
ISHARES TR CORE MSCI TOTAL 46432F834 1,045 14,729 SH   SOLE NONE 0 0 14,729
ISHARES TR CORE MSCI EAFE 46432F842 5,600 75,027 SH   SOLE NONE 0 0 75,027
ISHARES TR IBONDS DEC2023 46435G318 211 8,140 SH   SOLE NONE 0 0 8,140
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 16,276 325,845 SH   SOLE NONE 0 0 325,845
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 27,706 542,622 SH   SOLE NONE 0 0 542,622
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 82,982 1,643,850 SH   SOLE NONE 0 0 1,643,850
JACOBS ENGR GROUP INC COM 469814107 401 2,877 SH   SOLE NONE 0 0 2,877
JOHNSON JOHNSON COM 478160104 2,232 13,045 SH   SOLE NONE 0 0 13,045
JPMORGAN CHASE CO COM 46625H100 1,754 11,079 SH   SOLE NONE 0 0 11,079
LILLY ELI CO COM 532457108 274 991 SH   SOLE NONE 0 0 991
LOWES COS INC COM 548661107 244 944 SH   SOLE NONE 0 0 944
MASTERCARD INCORPORATED CL A 57636Q104 2,481 6,904 SH   SOLE NONE 0 0 6,904
MCDONALDS CORP COM 580135101 238 888 SH   SOLE NONE 0 0 888
MERCK CO INC COM 58933Y105 1,205 15,728 SH   SOLE NONE 0 0 15,728
META PLATFORMS INC CL A 30303M102 1,327 3,944 SH   SOLE NONE 0 0 3,944
MICROSOFT CORP COM 594918104 7,744 23,026 SH   SOLE NONE 0 0 23,026
NATURA CO HLDG S A ADS 63884N108 410 44,187 SH   SOLE NONE 0 0 44,187
NETFLIX INC COM 64110L106 489 811 SH   SOLE NONE 0 0 811
NIKE INC CL B 654106103 216 1,296 SH   SOLE NONE 0 0 1,296
NUVEEN FLOATING RATE INCOME COM SHS 6706EN100 106 10,510 SH   SOLE NONE 0 0 10,510
NVIDIA CORPORATION COM 67066G104 305 1,038 SH   SOLE NONE 0 0 1,038
OREILLY AUTOMOTIVE INC COM 67103H107 590 836 SH   SOLE NONE 0 0 836
PEPSICO INC COM 713448108 833 4,797 SH   SOLE NONE 0 0 4,797
PFIZER INC COM 717081103 516 8,742 SH   SOLE NONE 0 0 8,742
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,847 28,033 SH   SOLE NONE 0 0 28,033
PJT PARTNERS INC COM CL A 69343T107 29,234 394,576 SH   SOLE NONE 0 0 394,576
PPG INDS INC COM 693506107 560 3,248 SH   SOLE NONE 0 0 3,248
PROCTER AND GAMBLE CO COM 742718109 950 5,806 SH   SOLE NONE 0 0 5,806
QUALCOMM INC COM 747525103 296 1,616 SH   SOLE NONE 0 0 1,616
ROSS STORES INC COM 778296103 795 6,959 SH   SOLE NONE 0 0 6,959
ROYAL BK CDA COM 780087102 608 5,726 SH   SOLE NONE 0 0 5,726
SALESFORCE COM INC COM 79466L302 407 1,602 SH   SOLE NONE 0 0 1,602
SCHWAB CHARLES CORP COM 808513105 303 3,599 SH   SOLE NONE 0 0 3,599
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 264 2,332 SH   SOLE NONE 0 0 2,332
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 489 2,989 SH   SOLE NONE 0 0 2,989
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 510 6,971 SH   SOLE NONE 0 0 6,971
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 241 6,450 SH   SOLE NONE 0 0 6,450
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 223 2,764 SH   SOLE NONE 0 0 2,764
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,241 31,921 SH   SOLE NONE 0 0 31,921
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 510 2,933 SH   SOLE NONE 0 0 2,933
SPDR GOLD TR GOLD SHS 78463V107 298 1,743 SH   SOLE NONE 0 0 1,743
SPDR SER TR S&P 600 SMCP GRW 78464A201 13,915 149,910 SH   SOLE NONE 0 0 149,910
SPDR SER TR S&P 600 SMCP VAL 78464A300 20,015 236,244 SH   SOLE NONE 0 0 236,244
SPDR SER TR PRTFLO S&P500 GW 78464A409 33,130 457,155 SH   SOLE NONE 0 0 457,155
SPDR SER TR FTSE INT GVT ETF 78464A490 296 5,504 SH   SOLE NONE 0 0 5,504
SPDR SER TR PRTFLO S&P500 VL 78464A508 28,422 676,705 SH   SOLE NONE 0 0 676,705
SPDR SER TR S&P DIVID ETF 78464A763 28,794 223,002 SH   SOLE NONE 0 0 223,002
SPDR SER TR S&P 400 MDCP GRW 78464A821 21,327 261,590 SH   SOLE NONE 0 0 261,590
SPDR SER TR S&P 400 MDCP VAL 78464A839 22,804 320,729 SH   SOLE NONE 0 0 320,729
SPDR SP 500 ETF TR TR UNIT 78462F103 61,510 129,506 SH   SOLE NONE 0 0 129,506
SPDR SP MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 23,078 44,579 SH   SOLE NONE 0 0 44,579
STARBUCKS CORP COM 855244109 270 2,305 SH   SOLE NONE 0 0 2,305
TESLA INC COM 88160R101 486 460 SH   SOLE NONE 0 0 460
TEXAS INSTRS INC COM 882508104 218 1,158 SH   SOLE NONE 0 0 1,158
THERMO FISHER SCIENTIFIC INC COM 883556102 268 402 SH   SOLE NONE 0 0 402
TJX COS INC NEW COM 872540109 943 12,419 SH   SOLE NONE 0 0 12,419
TRUIST FINL CORP COM 89832Q109 255 4,360 SH   SOLE NONE 0 0 4,360
TUSIMPLE HLDGS INC CL A 90089L108 254 7,072 SH   SOLE NONE 0 0 7,072
UNITED BANKSHARES INC WEST V COM 909907107 203 5,587 SH   SOLE NONE 0 0 5,587
UNITEDHEALTH GROUP INC COM 91324P102 468 932 SH   SOLE NONE 0 0 932
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,149 5,467 SH   SOLE NONE 0 0 5,467
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,425 7,441 SH   SOLE NONE 0 0 7,441
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 467 5,781 SH   SOLE NONE 0 0 5,781
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,782 8,663 SH   SOLE NONE 0 0 8,663
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 490 3,258 SH   SOLE NONE 0 0 3,258
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 460 1,806 SH   SOLE NONE 0 0 1,806
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,377 54,967 SH   SOLE NONE 0 0 54,967
VANGUARD INDEX FDS SML CP GRW ETF 922908595 381 1,353 SH   SOLE NONE 0 0 1,353
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,194 6,673 SH   SOLE NONE 0 0 6,673
VANGUARD INDEX FDS LARGE CAP ETF 922908637 393 1,776 SH   SOLE NONE 0 0 1,776
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 631 3,450 SH   SOLE NONE 0 0 3,450
VANGUARD INDEX FDS GROWTH ETF 922908736 888 2,767 SH   SOLE NONE 0 0 2,767
VANGUARD INDEX FDS VALUE ETF 922908744 497 3,377 SH   SOLE NONE 0 0 3,377
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,678 7,424 SH   SOLE NONE 0 0 7,424
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,767 40,453 SH   SOLE NONE 0 0 40,453
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 239 4,425 SH   SOLE NONE 0 0 4,425
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 370 2,763 SH   SOLE NONE 0 0 2,763
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,424 39,559 SH   SOLE NONE 0 0 39,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,917 79,186 SH   SOLE NONE 0 0 79,186
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 386 5,662 SH   SOLE NONE 0 0 5,662
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 59,277 1,153,247 SH   SOLE NONE 0 0 1,153,247
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 743 4,328 SH   SOLE NONE 0 0 4,328
VANGUARD STAR FDS VG TL INTL STK F 921909768 390 6,139 SH   SOLE NONE 0 0 6,139
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 21,215 415,493 SH   SOLE NONE 0 0 415,493
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 936 8,347 SH   SOLE NONE 0 0 8,347
VERIZON COMMUNICATIONS INC COM 92343V104 224 4,320 SH   SOLE NONE 0 0 4,320
VISA INC COM CL A 92826C839 410 1,893 SH   SOLE NONE 0 0 1,893
WALMART INC COM 931142103 278 1,918 SH   SOLE NONE 0 0 1,918
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 459 17,750 SH   SOLE NONE 0 0 17,750
WESTERN ASSET EMERGING MKTS COM 95766A101 199 15,581 SH   SOLE NONE 0 0 15,581
WISDOMTREE TR EMER MKT HIGH FD 97717W315 434 10,010 SH   SOLE NONE 0 0 10,010
WISDOMTREE TR US SMALLCAP FUND 97717W562 208 4,050 SH   SOLE NONE 0 0 4,050
WISDOMTREE TR CBOE S&P 500 97717X560 507 14,685 SH   SOLE NONE 0 0 14,685