The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   795,917 7,231 SH   SOLE   0 0 7,231
ABBVIE INC COM 00287Y109   1,279,278 8,255 SH   SOLE   0 0 8,255
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   296,519 845 SH   SOLE   0 0 845
ADOBE INC COM 00724F101   785,126 1,316 SH   SOLE   0 0 1,316
ADVANCED MICRO DEVICES INC COM 007903107   296,295 2,010 SH   SOLE   0 0 2,010
ALLIANT ENERGY CORP COM 018802108   253,679 4,945 SH   SOLE   0 0 4,945
ALPHABET INC CAP STK CL A 02079K305   2,193,692 15,704 SH   SOLE   0 0 15,704
ALPHABET INC CAP STK CL C 02079K107   2,298,992 16,313 SH   SOLE   0 0 16,313
AMAZON COM INC COM 023135106   6,000,111 39,490 SH   SOLE   0 0 39,490
AMERICAN CENTY ETF TR US SML CP VALU 025072877   725,967 8,084 SH   SOLE   0 0 8,084
AMGEN INC COM 031162100   341,304 1,185 SH   SOLE   0 0 1,185
APPLE INC COM 037833100   46,312,418 240,547 SH   SOLE   0 0 240,547
APPLIED MATLS INC COM 038222105   2,909,157 17,950 SH   SOLE   0 0 17,950
AT&T INC COM 00206R102   323,611 19,286 SH   SOLE   0 0 19,286
AUTOMATIC DATA PROCESSING IN COM 053015103   1,038,115 4,456 SH   SOLE   0 0 4,456
BANK AMERICA CORP COM 060505104   302,929 8,997 SH   SOLE   0 0 8,997
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,626 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,095,096 8,678 SH   SOLE   0 0 8,678
BHP GROUP LTD SPONSORED ADS 088606108   292,982 4,289 SH   SOLE   0 0 4,289
BLACKROCK FLOATING RATE INCO COM 09255X100   270,148 21,339 SH   SOLE   0 0 21,339
BLACKSTONE INC COM 09260D107   1,752,785 13,388 SH   SOLE   0 0 13,388
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   378,668 13,700 SH   SOLE   0 0 13,700
BOOKING HOLDINGS INC COM 09857L108   461,139 130 SH   SOLE   0 0 130
BROADCOM INC COM 11135F101   521,289 467 SH   SOLE   0 0 467
BROADSTONE NET LEASE INC COM 11135E203   246,040 14,288 SH   SOLE   0 0 14,288
BROWN & BROWN INC COM 115236101   2,384,674 33,535 SH   SOLE   0 0 33,535
CAMDEN PPTY TR SH BEN INT 133131102   204,141 2,056 SH   SOLE   0 0 2,056
CARMAX INC COM 143130102   213,721 2,785 SH   SOLE   0 0 2,785
CHEVRON CORP NEW COM 166764100   553,832 3,713 SH   SOLE   0 0 3,713
CISCO SYS INC COM 17275R102   512,993 10,154 SH   SOLE   0 0 10,154
CITIZENS FINL GROUP INC COM 174610105   10,991,511 331,669 SH   SOLE   0 0 331,669
COCA COLA CO COM 191216100   361,536 6,135 SH   SOLE   0 0 6,135
COLGATE PALMOLIVE CO COM 194162103   268,065 3,363 SH   SOLE   0 0 3,363
COMCAST CORP NEW CL A 20030N101   266,799 6,084 SH   SOLE   0 0 6,084
COMPASS INC CL A 20464U100   891,154 237,009 SH   SOLE   0 0 237,009
CONSOLIDATED EDISON INC COM 209115104   257,264 2,828 SH   SOLE   0 0 2,828
COSTCO WHSL CORP NEW COM 22160K105   726,088 1,100 SH   SOLE   0 0 1,100
COUPANG INC CL A 22266T109   194,718 12,027 SH   SOLE   0 0 12,027
CREDIT ACCEP CORP MICH COM 225310101   389,426 731 SH   SOLE   0 0 731
CROCS INC COM 227046109   4,482,373 47,986 SH   SOLE   0 0 47,986
CSX CORP COM 126408103   254,097 7,329 SH   SOLE   0 0 7,329
CVS HEALTH CORP COM 126650100   413,277 5,234 SH   SOLE   0 0 5,234
DANAHER CORPORATION COM 235851102   400,913 1,733 SH   SOLE   0 0 1,733
DARIOHEALTH CORP COM NEW 23725P209   30,702 17,850 SH   SOLE   0 0 17,850
DATADOG INC CL A COM 23804L103   23,088,176 190,214 SH   SOLE   0 0 190,214
DEERE & CO COM 244199105   276,711 692 SH   SOLE   0 0 692
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   334,014 9,721 SH   SOLE   0 0 9,721
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   4,157,268 100,709 SH   SOLE   0 0 100,709
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,259,584 62,289 SH   SOLE   0 0 62,289
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   777,969 15,010 SH   SOLE   0 0 15,010
DISNEY WALT CO COM 254687106   333,622 3,695 SH   SOLE   0 0 3,695
ELI LILLY & CO COM 532457108   744,389 1,277 SH   SOLE   0 0 1,277
ELME COMMUNITIES SH BEN INT 939653101   434,350 29,750 SH   SOLE   0 0 29,750
ENHABIT INC COM 29332G102   155,250 15,000 SH   SOLE   0 0 15,000
EQUITY RESIDENTIAL SH BEN INT 29476L107   310,632 5,079 SH   SOLE   0 0 5,079
EXXON MOBIL CORP COM 30231G102   2,539,792 25,403 SH   SOLE   0 0 25,403
F5 INC COM 315616102   307,130 1,716 SH   SOLE   0 0 1,716
FLEXSHARES TR IBOXX 3R TARGT 33939L506   14,613,269 618,682 SH   SOLE   0 0 618,682
FORD MTR CO DEL COM 345370860   429,561 35,239 SH   SOLE   0 0 35,239
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   344,083 25,469 SH   SOLE   0 0 25,469
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   221,058 2,859 SH   SOLE   0 0 2,859
GENERAL ELECTRIC CO COM NEW 369604301   1,109,488 8,693 SH   SOLE   0 0 8,693
GENERAL MLS INC COM 370334104   338,989 5,204 SH   SOLE   0 0 5,204
GOLDMAN SACHS GROUP INC COM 38141G104   292,398 758 SH   SOLE   0 0 758
GOLUB CAP BDC INC COM 38173M102   841,825 55,750 SH   SOLE   0 0 55,750
HERSHEY CO COM 427866108   651,235 3,493 SH   SOLE   0 0 3,493
HILTON WORLDWIDE HLDGS INC COM 43300A203   233,804 1,284 SH   SOLE   0 0 1,284
HOME DEPOT INC COM 437076102   1,973,949 5,696 SH   SOLE   0 0 5,696
HONEYWELL INTL INC COM 438516106   507,499 2,420 SH   SOLE   0 0 2,420
INTEL CORP COM 458140100   992,639 19,754 SH   SOLE   0 0 19,754
INTERNATIONAL BUSINESS MACHS COM 459200101   552,472 3,378 SH   SOLE   0 0 3,378
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   844,643 26,005 SH   SOLE   0 0 26,005
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   612,936 26,557 SH   SOLE   0 0 26,557
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   20,013,522 234,515 SH   SOLE   0 0 234,515
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   324,474 6,846 SH   SOLE   0 0 6,846
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,722,694 59,411 SH   SOLE   0 0 59,411
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   1,205,941 29,108 SH   SOLE   0 0 29,108
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   1,360,576 12,954 SH   SOLE   0 0 12,954
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,532,848 16,051 SH   SOLE   0 0 16,051
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   25,799,593 732,943 SH   SOLE   0 0 732,943
INVESCO QQQ TR UNIT SER 1 46090E103   1,052,876 2,571 SH   SOLE   0 0 2,571
ISHARES INC MSCI GBL MIN VOL 464286525   223,867 2,231 SH   SOLE   0 0 2,231
ISHARES INC CORE MSCI EMKT 46434G103   8,031,295 158,784 SH   SOLE   0 0 158,784
ISHARES TR AGGRES ALLOC ETF 464289859   386,957 5,604 SH   SOLE   0 0 5,604
ISHARES TR MSCI USA QLT FCT 46432F339   287,953 1,957 SH   SOLE   0 0 1,957
ISHARES TR CORE S&P US VLU 464287663   226,848 2,690 SH   SOLE   0 0 2,690
ISHARES TR MSCI EMG MKT ETF 464287234   680,313 16,919 SH   SOLE   0 0 16,919
ISHARES TR IBDS DEC28 ETF 46435U515   26,919,452 1,072,916 SH   SOLE   0 0 1,072,916
ISHARES TR SELECT DIVID ETF 464287168   3,829,812 32,672 SH   SOLE   0 0 32,672
ISHARES TR MSCI EAFE ETF 464287465   2,510,456 33,317 SH   SOLE   0 0 33,317
ISHARES TR CORE HIGH DV ETF 46429B663   2,225,922 21,825 SH   SOLE   0 0 21,825
ISHARES TR IBONDS DEC 25 46435U432   522,964 19,701 SH   SOLE   0 0 19,701
ISHARES TR MSCI USA MIN VOL 46429B697   32,065,651 410,940 SH   SOLE   0 0 410,940
ISHARES TR IBONDS DEC 26 46435U259   1,442,984 56,563 SH   SOLE   0 0 56,563
ISHARES TR S&P 500 GRWT ETF 464287309   434,229 5,782 SH   SOLE   0 0 5,782
ISHARES TR CORE S&P500 ETF 464287200   236,788,749 495,758 SH   SOLE   0 0 495,758
ISHARES TR S&P 500 VAL ETF 464287408   543,928 3,128 SH   SOLE   0 0 3,128
ISHARES TR IBONDS DEC 2031 46436E486   8,708,072 419,262 SH   SOLE   0 0 419,262
ISHARES TR IBONDS DEC 2029 46436E163   890,266 34,776 SH   SOLE   0 0 34,776
ISHARES TR S&P 100 ETF 464287101   1,500,064 6,715 SH   SOLE   0 0 6,715
ISHARES TR RUS 1000 VAL ETF 464287598   366,525 2,218 SH   SOLE   0 0 2,218
ISHARES TR TIPS BD ETF 464287176   361,812 3,366 SH   SOLE   0 0 3,366
ISHARES TR CORE S&P MCP ETF 464287507   68,942,418 248,755 SH   SOLE   0 0 248,755
ISHARES TR IBONDS 27 ETF 46435UAA9   26,033,326 1,087,895 PRN   SOLE   0 0 1,087,895
ISHARES TR CORE MSCI EAFE 46432F842   36,506,514 518,927 SH   SOLE   0 0 518,927
ISHARES TR IBONDS DEC 2030 46436E726   14,125,947 652,770 SH   SOLE   0 0 652,770
ISHARES TR ISHARES SEMICDTR 464287523   2,534,840 4,400 SH   SOLE   0 0 4,400
ISHARES TR RUS 2000 VAL ETF 464287630   1,968,187 12,671 SH   SOLE   0 0 12,671
ISHARES TR CORE MSCI TOTAL 46432F834   1,810,833 27,889 SH   SOLE   0 0 27,889
ISHARES TR IBONDS DEC 27 46435U283   1,559,082 61,345 SH   SOLE   0 0 61,345
ISHARES TR PFD AND INCM SEC 464288687   437,066 14,013 SH   SOLE   0 0 14,013
ISHARES TR CORE S&P SCP ETF 464287804   51,965,898 480,054 SH   SOLE   0 0 480,054
ISHARES TR RUSSELL 2000 ETF 464287655   6,560,101 32,684 SH   SOLE   0 0 32,684
ISHARES TR CORE S&P TTL STK 464287150   1,914,976 18,198 SH   SOLE   0 0 18,198
ISHARES TR IBONDS DEC 28 46435U325   1,677,830 65,566 SH   SOLE   0 0 65,566
ISHARES TR MSCI USA ESG SLC 464288802   270,774 2,694 SH   SOLE   0 0 2,694
ISHARES TR RUS MID CAP ETF 464287499   772,714 9,941 SH   SOLE   0 0 9,941
ISHARES TR RUS 1000 GRW ETF 464287614   569,051 1,877 SH   SOLE   0 0 1,877
ISHARES TR RUS 1000 ETF 464287622   5,796,733 22,103 SH   SOLE   0 0 22,103
ISHARES TR IBONDS DEC2026 46435GAA0   23,896,388 999,849 PRN   SOLE   0 0 999,849
ISHARES TR EAFE SML CP ETF 464288273   11,641,657 188,072 SH   SOLE   0 0 188,072
ISHARES TR RUS 2000 GRW ETF 464287648   227,503 902 SH   SOLE   0 0 902
ISHARES TR MSCI EAFE MIN VL 46429B689   1,795,698 25,897 SH   SOLE   0 0 25,897
ISHARES TR IBONDS DEC 29 46436E205   27,132,955 1,176,114 SH   SOLE   0 0 1,176,114
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   2,180,595 43,163 SH   SOLE   0 0 43,163
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,935,291 58,437 SH   SOLE   0 0 58,437
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,891,961 76,704 SH   SOLE   0 0 76,704
JACOBS SOLUTIONS INC COM 46982L108   380,963 2,935 SH   SOLE   0 0 2,935
JOHNSON & JOHNSON COM 478160104   2,480,881 15,828 SH   SOLE   0 0 15,828
JONES LANG LASALLE INC COM 48020Q107   6,612,906 35,013 SH   SOLE   0 0 35,013
JPMORGAN CHASE & CO COM 46625H100   1,933,829 11,369 SH   SOLE   0 0 11,369
L3HARRIS TECHNOLOGIES INC COM 502431109   390,490 1,854 SH   SOLE   0 0 1,854
LINDE PLC SHS G54950103   361,015 879 SH   SOLE   0 0 879
LOCKHEED MARTIN CORP COM 539830109   773,228 1,706 SH   SOLE   0 0 1,706
LOWES COS INC COM 548661107   376,110 1,690 SH   SOLE   0 0 1,690
MASTERCARD INCORPORATED CL A 57636Q104   3,137,408 7,356 SH   SOLE   0 0 7,356
MCDONALDS CORP COM 580135101   740,979 2,499 SH   SOLE   0 0 2,499
MERCK & CO INC COM 58933Y105   969,079 8,889 SH   SOLE   0 0 8,889
META PLATFORMS INC CL A 30303M102   1,362,039 3,848 SH   SOLE   0 0 3,848
MICROSOFT CORP COM 594918104   10,021,176 26,649 SH   SOLE   0 0 26,649
MODERNA INC COM 60770K107   383,181 3,853 SH   SOLE   0 0 3,853
MONDELEZ INTL INC CL A 609207105   254,447 3,513 SH   SOLE   0 0 3,513
NATURA &CO HLDG S A ADS 63884N108   389,470 56,940 SH   SOLE   0 0 56,940
NETFLIX INC COM 64110L106   497,592 1,022 SH   SOLE   0 0 1,022
NEXTERA ENERGY INC COM 65339F101   879,394 14,478 SH   SOLE   0 0 14,478
NOVARTIS AG SPONSORED ADR 66987V109   274,134 2,715 SH   SOLE   0 0 2,715
NUVEEN FLOATING RATE INCOME COM 67072T108   165,580 20,143 SH   SOLE   0 0 20,143
NVIDIA CORPORATION COM 67066G104   1,193,481 2,410 SH   SOLE   0 0 2,410
OAKTREE SPECIALTY LENDING CO COM 67401P405   303,237 14,850 SH   SOLE   0 0 14,850
ORACLE CORP COM 68389X105   1,180,711 11,199 SH   SOLE   0 0 11,199
OREILLY AUTOMOTIVE INC COM 67103H107   761,015 801 SH   SOLE   0 0 801
PEPSICO INC COM 713448108   553,000 3,256 SH   SOLE   0 0 3,256
PFIZER INC COM 717081103   348,244 12,096 SH   SOLE   0 0 12,096
PHILIP MORRIS INTL INC COM 718172109   259,892 2,762 SH   SOLE   0 0 2,762
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,045,695 20,500 SH   SOLE   0 0 20,500
PJT PARTNERS INC COM CL A 69343T107   15,209,395 149,302 SH   SOLE   0 0 149,302
PPG INDS INC COM 693506107   484,991 3,243 SH   SOLE   0 0 3,243
PROCTER AND GAMBLE CO COM 742718109   1,300,651 8,876 SH   SOLE   0 0 8,876
QUALCOMM INC COM 747525103   208,702 1,443 SH   SOLE   0 0 1,443
RAYMOND JAMES FINL INC COM 754730109   1,010,859 9,066 SH   SOLE   0 0 9,066
REGENERON PHARMACEUTICALS COM 75886F107   216,938 247 SH   SOLE   0 0 247
RIO TINTO PLC SPONSORED ADR 767204100   277,290 3,724 SH   SOLE   0 0 3,724
ROSS STORES INC COM 778296103   874,487 6,319 SH   SOLE   0 0 6,319
ROYAL BK CDA COM 780087102   552,979 5,468 SH   SOLE   0 0 5,468
SALESFORCE INC COM 79466L302   357,608 1,359 SH   SOLE   0 0 1,359
SCHWAB CHARLES CORP COM 808513105   263,298 3,827 SH   SOLE   0 0 3,827
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   240,115 3,154 SH   SOLE   0 0 3,154
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   487,406 6,953 SH   SOLE   0 0 6,953
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,221,898 33,060 SH   SOLE   0 0 33,060
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   312,309 5,610 SH   SOLE   0 0 5,610
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   467,144 5,631 SH   SOLE   0 0 5,631
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   468,689 2,435 SH   SOLE   0 0 2,435
SMUCKER J M CO COM NEW 832696405   228,243 1,806 SH   SOLE   0 0 1,806
SOUTHERN CO COM 842587107   263,722 3,761 SH   SOLE   0 0 3,761
SPDR GOLD TR GOLD SHS 78463V107   345,636 1,808 SH   SOLE   0 0 1,808
SPDR S&P 500 ETF TR TR UNIT 78462F103   59,834,405 125,885 SH   SOLE   0 0 125,885
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   23,060,357 45,450 SH   SOLE   0 0 45,450
SPDR SER TR S&P 400 MDCP VAL 78464A839   25,642,540 349,449 SH   SOLE   0 0 349,449
SPDR SER TR PRTFLO S&P500 VL 78464A508   53,958,949 1,157,172 SH   SOLE   0 0 1,157,172
SPDR SER TR PRTFLO S&P500 GW 78464A409   47,595,271 731,560 SH   SOLE   0 0 731,560
SPDR SER TR S&P 600 SMCP VAL 78464A300   21,710,509 260,599 SH   SOLE   0 0 260,599
SPDR SER TR S&P 400 MDCP GRW 78464A821   23,304,739 307,979 SH   SOLE   0 0 307,979
SPDR SER TR S&P 600 SMCP GRW 78464A201   14,945,030 178,704 SH   SOLE   0 0 178,704
SPDR SER TR S&P DIVID ETF 78464A763   26,391,107 211,180 SH   SOLE   0 0 211,180
STARBUCKS CORP COM 855244109   261,052 2,719 SH   SOLE   0 0 2,719
SYSCO CORP COM 871829107   438,854 6,001 SH   SOLE   0 0 6,001
TESLA INC COM 88160R101   993,175 3,997 SH   SOLE   0 0 3,997
THERMO FISHER SCIENTIFIC INC COM 883556102   278,134 524 SH   SOLE   0 0 524
TJX COS INC NEW COM 872540109   1,084,819 11,564 SH   SOLE   0 0 11,564
TRUIST FINL CORP COM 89832Q109   413,948 11,212 SH   SOLE   0 0 11,212
UNION PAC CORP COM 907818108   540,610 2,201 SH   SOLE   0 0 2,201
UNITED BANKSHARES INC WEST V COM 909907107   1,148,880 30,596 SH   SOLE   0 0 30,596
UNITED RENTALS INC COM 911363109   371,577 648 SH   SOLE   0 0 648
UNITEDHEALTH GROUP INC COM 91324P102   536,473 1,019 SH   SOLE   0 0 1,019
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,400,016 14,899 SH   SOLE   0 0 14,899
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,084,544 10,934 SH   SOLE   0 0 10,934
VANGUARD INDEX FDS SM CP VAL ETF 922908611   965,365 5,364 SH   SOLE   0 0 5,364
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,738,572 8,559 SH   SOLE   0 0 8,559
VANGUARD INDEX FDS VALUE ETF 922908744   595,758 3,985 SH   SOLE   0 0 3,985
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,727,172 53,499 SH   SOLE   0 0 53,499
VANGUARD INDEX FDS MID CAP ETF 922908629   238,224 1,024 SH   SOLE   0 0 1,024
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   398,300 1,814 SH   SOLE   0 0 1,814
VANGUARD INDEX FDS GROWTH ETF 922908736   872,330 2,806 SH   SOLE   0 0 2,806
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,385,883 11,184 SH   SOLE   0 0 11,184
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   425,315 2,933 SH   SOLE   0 0 2,933
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,201,972 43,006 SH   SOLE   0 0 43,006
VANGUARD INDEX FDS SML CP GRW ETF 922908595   340,171 1,407 SH   SOLE   0 0 1,407
VANGUARD INDEX FDS LARGE CAP ETF 922908637   367,801 1,686 SH   SOLE   0 0 1,686
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   20,242,196 492,511 SH   SOLE   0 0 492,511
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,840,719 32,788 SH   SOLE   0 0 32,788
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   264,109 2,296 SH   SOLE   0 0 2,296
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   69,208,429 1,457,326 SH   SOLE   0 0 1,457,326
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,275,794 21,872 SH   SOLE   0 0 21,872
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,094,480 6,423 SH   SOLE   0 0 6,423
VANGUARD STAR FDS VG TL INTL STK F 921909768   442,409 7,633 SH   SOLE   0 0 7,633
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   28,209,314 588,921 SH   SOLE   0 0 588,921
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,003,331 8,988 SH   SOLE   0 0 8,988
VERIZON COMMUNICATIONS INC COM 92343V104   480,562 12,747 SH   SOLE   0 0 12,747
VISA INC COM CL A 92826C839   957,568 3,678 SH   SOLE   0 0 3,678
WALMART INC COM 931142103   415,881 2,638 SH   SOLE   0 0 2,638
WESTERN ASSET EMERGING MKTS COM 95766A101   115,872 12,581 SH   SOLE   0 0 12,581
WILLIAMS SONOMA INC COM 969904101   260,095 1,289 SH   SOLE   0 0 1,289
WISDOMTREE TR US QTLY DIV GRT 97717X669   513,466 7,306 SH   SOLE   0 0 7,306
WISDOMTREE TR EMER MKT HIGH FD 97717W315   424,374 10,432 SH   SOLE   0 0 10,432
WISDOMTREE TR PUTWRITE STRAT 97717X560   425,897 13,435 SH   SOLE   0 0 13,435