The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   746,327 7,706 SH   SOLE   0 0 7,706
ABBVIE INC COM 00287Y109   1,228,255 8,240 SH   SOLE   0 0 8,240
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   306,803 999 SH   SOLE   0 0 999
ACTIVISION BLIZZARD INC COM 00507V109   367,498 3,925 SH   SOLE   0 0 3,925
ADOBE INC COM 00724F101   776,578 1,523 SH   SOLE   0 0 1,523
ALLIANT ENERGY CORP COM 018802108   249,324 5,146 SH   SOLE   0 0 5,146
ALPHABET INC CAP STK CL C 02079K107   2,507,392 19,017 SH   SOLE   0 0 19,017
ALPHABET INC CAP STK CL A 02079K305   2,139,300 16,348 SH   SOLE   0 0 16,348
AMAZON COM INC COM 023135106   5,412,643 42,579 SH   SOLE   0 0 42,579
AMERICAN CENTY ETF TR US SML CP VALU 025072877   724,821 9,299 SH   SOLE   0 0 9,299
AMGEN INC COM 031162100   315,256 1,173 SH   SOLE   0 0 1,173
APPLE INC COM 037833100   42,240,486 246,717 SH   SOLE   0 0 246,717
APPLIED MATLS INC COM 038222105   2,795,583 20,192 SH   SOLE   0 0 20,192
AT&T INC COM 00206R102   276,900 18,435 SH   SOLE   0 0 18,435
AUTOMATIC DATA PROCESSING IN COM 053015103   1,076,837 4,476 SH   SOLE   0 0 4,476
BANK AMERICA CORP COM 060505104   269,858 9,856 SH   SOLE   0 0 9,856
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,159,356 9,019 SH   SOLE   0 0 9,019
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
BHP GROUP LTD SPONSORED ADS 088606108   247,201 4,346 SH   SOLE   0 0 4,346
BLACKROCK FLOATING RATE INCO COM 09255X100   261,429 20,715 SH   SOLE   0 0 20,715
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106   132,249 14,485 SH   SOLE   0 0 14,485
BLACKSTONE INC COM 09260D107   1,479,411 13,808 SH   SOLE   0 0 13,808
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   374,832 13,700 SH   SOLE   0 0 13,700
BOOKING HOLDINGS INC COM 09857L108   459,509 149 SH   SOLE   0 0 149
BROADCOM INC COM 11135F101   671,109 808 SH   SOLE   0 0 808
BROADSTONE NET LEASE INC COM 11135E203   206,507 14,441 SH   SOLE   0 0 14,441
BROWN & BROWN INC COM 115236101   2,342,085 33,535 SH   SOLE   0 0 33,535
CHEVRON CORP NEW COM 166764100   624,063 3,701 SH   SOLE   0 0 3,701
CISCO SYS INC COM 17275R102   591,205 10,997 SH   SOLE   0 0 10,997
CITIZENS FINL GROUP INC COM 174610105   8,885,648 331,554 SH   SOLE   0 0 331,554
COCA COLA CO COM 191216100   356,033 6,360 SH   SOLE   0 0 6,360
COLGATE PALMOLIVE CO COM 194162103   240,068 3,376 SH   SOLE   0 0 3,376
COMCAST CORP NEW CL A 20030N101   272,163 6,138 SH   SOLE   0 0 6,138
COMPASS INC CL A 20464U100   687,327 237,009 SH   SOLE   0 0 237,009
CONSOLIDATED EDISON INC COM 209115104   238,544 2,789 SH   SOLE   0 0 2,789
COSTCO WHSL CORP NEW COM 22160K105   617,502 1,093 SH   SOLE   0 0 1,093
CREDIT ACCEP CORP MICH COM 225310101   336,348 731 SH   SOLE   0 0 731
CROCS INC COM 227046109   4,206,807 47,680 SH   SOLE   0 0 47,680
CSX CORP COM 126408103   227,858 7,410 SH   SOLE   0 0 7,410
CVS HEALTH CORP COM 126650100   358,945 5,141 SH   SOLE   0 0 5,141
DANAHER CORPORATION COM 235851102   446,580 1,800 SH   SOLE   0 0 1,800
DARIOHEALTH CORP COM NEW 23725P209   58,548 17,850 SH   SOLE   0 0 17,850
DATADOG INC CL A COM 23804L103   18,324,667 201,171 SH   SOLE   0 0 201,171
DEERE & CO COM 244199105   262,657 696 SH   SOLE   0 0 696
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   6,646,562 167,125 SH   SOLE   0 0 167,125
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   698,716 15,010 SH   SOLE   0 0 15,010
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,872,576 62,871 SH   SOLE   0 0 62,871
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   317,100 9,721 SH   SOLE   0 0 9,721
DISNEY WALT CO COM 254687106   274,274 3,384 SH   SOLE   0 0 3,384
ELI LILLY & CO COM 532457108   666,042 1,240 SH   SOLE   0 0 1,240
ELME COMMUNITIES SH BEN INT 939653101   406,472 29,800 SH   SOLE   0 0 29,800
ENHABIT INC COM 29332G102   168,750 15,000 SH   SOLE   0 0 15,000
EQUITY RESIDENTIAL SH BEN INT 29476L107   306,995 5,229 SH   SOLE   0 0 5,229
EXXON MOBIL CORP COM 30231G102   2,951,494 25,102 SH   SOLE   0 0 25,102
F5 INC COM 315616102   275,711 1,711 SH   SOLE   0 0 1,711
FLEXSHARES TR IBOXX 3R TARGT 33939L506   22,277,057 960,632 SH   SOLE   0 0 960,632
FORD MTR CO DEL COM 345370860   489,197 39,388 SH   SOLE   0 0 39,388
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   334,205 25,242 SH   SOLE   0 0 25,242
GENERAL ELECTRIC CO COM NEW 369604301   958,469 8,670 SH   SOLE   0 0 8,670
GENERAL MLS INC COM 370334104   316,879 4,952 SH   SOLE   0 0 4,952
GOLDMAN SACHS GROUP INC COM 38141G104   250,951 776 SH   SOLE   0 0 776
GOLUB CAP BDC INC COM 38173M102   817,853 55,750 SH   SOLE   0 0 55,750
HERSHEY CO COM 427866108   695,078 3,474 SH   SOLE   0 0 3,474
HOME DEPOT INC COM 437076102   1,722,496 5,701 SH   SOLE   0 0 5,701
HONEYWELL INTL INC COM 438516106   454,461 2,460 SH   SOLE   0 0 2,460
INTEL CORP COM 458140100   700,158 19,695 SH   SOLE   0 0 19,695
INTERNATIONAL BUSINESS MACHS COM 459200101   467,059 3,329 SH   SOLE   0 0 3,329
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,669,143 62,411 SH   SOLE   0 0 62,411
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   1,060,110 29,108 SH   SOLE   0 0 29,108
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   788,923 35,267 SH   SOLE   0 0 35,267
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   298,012 6,846 SH   SOLE   0 0 6,846
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   16,461,730 210,670 SH   SOLE   0 0 210,670
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   1,215,490 12,954 SH   SOLE   0 0 12,954
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   777,050 26,305 SH   SOLE   0 0 26,305
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,177,492 15,368 SH   SOLE   0 0 15,368
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   23,417,212 735,927 SH   SOLE   0 0 735,927
INVESCO QQQ TR UNIT SER 1 46090E103   921,113 2,571 SH   SOLE   0 0 2,571
ISHARES INC CORE MSCI EMKT 46434G103   5,746,969 120,760 SH   SOLE   0 0 120,760
ISHARES INC MSCI GBL MIN VOL 464286525   212,869 2,231 SH   SOLE   0 0 2,231
ISHARES TR CORE S&P MCP ETF 464287507   59,852,927 240,036 SH   SOLE   0 0 240,036
ISHARES TR RUS 2000 VAL ETF 464287630   1,717,555 12,671 SH   SOLE   0 0 12,671
ISHARES TR CORE S&P SCP ETF 464287804   43,669,627 462,945 SH   SOLE   0 0 462,945
ISHARES TR IBONDS DEC 2031 46436E486   3,341,742 172,388 SH   SOLE   0 0 172,388
ISHARES TR MSCI USA ESG SLC 464288802   242,380 2,694 SH   SOLE   0 0 2,694
ISHARES TR CORE S&P US VLU 464287663   200,728 2,690 SH   SOLE   0 0 2,690
ISHARES TR S&P 500 VAL ETF 464287408   481,212 3,128 SH   SOLE   0 0 3,128
ISHARES TR RUS 1000 GRW ETF 464287614   507,775 1,909 SH   SOLE   0 0 1,909
ISHARES TR IBONDS DEC 27 46435U283   1,638,505 66,932 SH   SOLE   0 0 66,932
ISHARES TR RUSSELL 2000 ETF 464287655   5,819,949 32,929 SH   SOLE   0 0 32,929
ISHARES TR IBONDS DEC 26 46435U259   1,609,567 64,876 SH   SOLE   0 0 64,876
ISHARES TR S&P 100 ETF 464287101   1,347,298 6,715 SH   SOLE   0 0 6,715
ISHARES TR IBONDS DEC 25 46435U432   799,770 30,666 SH   SOLE   0 0 30,666
ISHARES TR CORE HIGH DV ETF 46429B663   2,156,645 21,809 SH   SOLE   0 0 21,809
ISHARES TR AGGRES ALLOC ETF 464289859   355,798 5,604 SH   SOLE   0 0 5,604
ISHARES TR EAFE SML CP ETF 464288273   10,257,042 181,637 SH   SOLE   0 0 181,637
ISHARES TR CORE MSCI TOTAL 46432F834   1,650,685 27,516 SH   SOLE   0 0 27,516
ISHARES TR CORE S&P500 ETF 464287200   207,693,931 483,650 SH   SOLE   0 0 483,650
ISHARES TR RUS 1000 VAL ETF 464287598   336,737 2,218 SH   SOLE   0 0 2,218
ISHARES TR IBONDS DEC 28 46435U325   1,404,026 57,518 SH   SOLE   0 0 57,518
ISHARES TR RUS 2000 GRW ETF 464287648   202,184 902 SH   SOLE   0 0 902
ISHARES TR MSCI EMG MKT ETF 464287234   642,077 16,919 SH   SOLE   0 0 16,919
ISHARES TR CORE S&P TTL STK 464287150   1,682,705 17,865 SH   SOLE   0 0 17,865
ISHARES TR MSCI USA MIN VOL 46429B697   30,372,335 419,623 SH   SOLE   0 0 419,623
ISHARES TR IBONDS DEC 2030 46436E726   7,197,590 353,169 SH   SOLE   0 0 353,169
ISHARES TR RUS 1000 ETF 464287622   5,196,914 22,123 SH   SOLE   0 0 22,123
ISHARES TR MSCI EAFE MIN VL 46429B689   2,044,843 31,353 SH   SOLE   0 0 31,353
ISHARES TR RUS MID CAP ETF 464287499   688,415 9,941 SH   SOLE   0 0 9,941
ISHARES TR IBONDS DEC 2029 46436E163   521,758 21,856 SH   SOLE   0 0 21,856
ISHARES TR IBONDS DEC 29 46436E205   24,717,736 1,128,664 SH   SOLE   0 0 1,128,664
ISHARES TR CORE MSCI EAFE 46432F842   30,961,541 481,143 SH   SOLE   0 0 481,143
ISHARES TR MSCI USA QLT FCT 46432F339   257,914 1,957 SH   SOLE   0 0 1,957
ISHARES TR S&P 500 GRWT ETF 464287309   395,605 5,782 SH   SOLE   0 0 5,782
ISHARES TR IBONDS 27 ETF 46435UAA9   24,568,132 1,061,717 SH   SOLE   0 0 1,061,717
ISHARES TR ISHARES SEMICDTR 464287523   2,084,060 4,400 SH   SOLE   0 0 4,400
ISHARES TR IBDS DEC28 ETF 46435U515   24,929,742 1,037,442 SH   SOLE   0 0 1,037,442
ISHARES TR MSCI EAFE ETF 464287465   2,020,890 29,322 SH   SOLE   0 0 29,322
ISHARES TR IBONDS DEC2026 46435GAA0   23,954,355 1,026,542 SH   SOLE   0 0 1,026,542
ISHARES TR TIPS BD ETF 464287176   672,521 6,484 SH   SOLE   0 0 6,484
ISHARES TR SELECT DIVID ETF 464287168   3,516,815 32,672 SH   SOLE   0 0 32,672
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   2,153,403 43,163 SH   SOLE   0 0 43,163
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,276,415 104,587 SH   SOLE   0 0 104,587
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,614,767 72,036 SH   SOLE   0 0 72,036
JACOBS SOLUTIONS INC COM 46982L108   401,993 2,945 SH   SOLE   0 0 2,945
JOHNSON & JOHNSON COM 478160104   2,470,040 15,859 SH   SOLE   0 0 15,859
JONES LANG LASALLE INC COM 48020Q107   6,948,457 49,217 SH   SOLE   0 0 49,217
JPMORGAN CHASE & CO COM 46625H100   1,616,468 11,147 SH   SOLE   0 0 11,147
L3HARRIS TECHNOLOGIES INC COM 502431109   321,426 1,846 SH   SOLE   0 0 1,846
LINDE PLC SHS G54950103   317,615 853 SH   SOLE   0 0 853
LOCKHEED MARTIN CORP COM 539830109   702,185 1,717 SH   SOLE   0 0 1,717
LOWES COS INC COM 548661107   462,029 2,223 SH   SOLE   0 0 2,223
MASTERCARD INCORPORATED CL A 57636Q104   2,967,346 7,495 SH   SOLE   0 0 7,495
MCDONALDS CORP COM 580135101   659,654 2,504 SH   SOLE   0 0 2,504
MERCK & CO INC COM 58933Y105   1,930,107 18,748 SH   SOLE   0 0 18,748
META PLATFORMS INC CL A 30303M102   1,239,568 4,129 SH   SOLE   0 0 4,129
MICROSOFT CORP COM 594918104   8,952,118 28,352 SH   SOLE   0 0 28,352
MONDELEZ INTL INC CL A 609207105   234,642 3,381 SH   SOLE   0 0 3,381
NATURA &CO HLDG S A ADS 63884N108   327,604 56,777 SH   SOLE   0 0 56,777
NETFLIX INC COM 64110L106   382,887 1,014 SH   SOLE   0 0 1,014
NEXTERA ENERGY INC COM 65339F101   804,753 14,047 SH   SOLE   0 0 14,047
NOVARTIS AG SPONSORED ADR 66987V109   276,550 2,715 SH   SOLE   0 0 2,715
NUVEEN FLOATING RATE INCOME COM 67072T108   165,378 20,143 SH   SOLE   0 0 20,143
NVIDIA CORPORATION COM 67066G104   959,153 2,205 SH   SOLE   0 0 2,205
OAKTREE SPECIALTY LENDING CO COM 67401P405   298,782 14,850 SH   SOLE   0 0 14,850
ORACLE CORP COM 68389X105   1,186,199 11,199 SH   SOLE   0 0 11,199
OREILLY AUTOMOTIVE INC COM 67103H107   777,985 856 SH   SOLE   0 0 856
PEPSICO INC COM 713448108   738,759 4,360 SH   SOLE   0 0 4,360
PFIZER INC COM 717081103   413,863 12,477 SH   SOLE   0 0 12,477
PHILIP MORRIS INTL INC COM 718172109   255,934 2,764 SH   SOLE   0 0 2,764
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,052,870 20,500 SH   SOLE   0 0 20,500
PJT PARTNERS INC COM CL A 69343T107   26,021,367 327,560 SH   SOLE   0 0 327,560
PPG INDS INC COM 693506107   423,278 3,261 SH   SOLE   0 0 3,261
PROCTER AND GAMBLE CO COM 742718109   1,313,385 9,004 SH   SOLE   0 0 9,004
RAYMOND JAMES FINL INC COM 754730109   909,394 9,055 SH   SOLE   0 0 9,055
REGENERON PHARMACEUTICALS COM 75886F107   200,803 244 SH   SOLE   0 0 244
RIO TINTO PLC SPONSORED ADR 767204100   236,996 3,724 SH   SOLE   0 0 3,724
ROSS STORES INC COM 778296103   788,730 6,983 SH   SOLE   0 0 6,983
ROYAL BK CDA COM 780087102   471,564 5,393 SH   SOLE   0 0 5,393
SALESFORCE INC COM 79466L302   279,634 1,379 SH   SOLE   0 0 1,379
SCHWAB CHARLES CORP COM 808513105   205,217 3,738 SH   SOLE   0 0 3,738
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   409,482 5,631 SH   SOLE   0 0 5,631
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   279,659 5,610 SH   SOLE   0 0 5,610
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,132,906 33,360 SH   SOLE   0 0 33,360
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   223,178 3,154 SH   SOLE   0 0 3,154
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   448,191 6,953 SH   SOLE   0 0 6,953
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   420,481 2,565 SH   SOLE   0 0 2,565
SELECT SECTOR SPDR TR ENERGY 81369Y506   245,771 2,719 SH   SOLE   0 0 2,719
SMUCKER J M CO COM NEW 832696405   214,478 1,745 SH   SOLE   0 0 1,745
SOUTHERN CO COM 842587107   241,212 3,727 SH   SOLE   0 0 3,727
SPDR GOLD TR GOLD SHS 78463V107   309,982 1,808 SH   SOLE   0 0 1,808
SPDR S&P 500 ETF TR TR UNIT 78462F103   54,463,495 127,406 SH   SOLE   0 0 127,406
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   20,890,720 45,749 SH   SOLE   0 0 45,749
SPDR SER TR S&P 400 MDCP VAL 78464A839   22,564,776 347,900 SH   SOLE   0 0 347,900
SPDR SER TR S&P DIVID ETF 78464A763   24,340,871 211,641 SH   SOLE   0 0 211,641
SPDR SER TR PRTFLO S&P500 GW 78464A409   43,589,890 735,322 SH   SOLE   0 0 735,322
SPDR SER TR PRTFLO S&P500 VL 78464A508   47,989,018 1,163,088 SH   SOLE   0 0 1,163,088
SPDR SER TR S&P 600 SMCP GRW 78464A201   12,344,293 168,477 SH   SOLE   0 0 168,477
SPDR SER TR S&P 600 SMCP VAL 78464A300   18,103,742 250,155 SH   SOLE   0 0 250,155
SPDR SER TR S&P 400 MDCP GRW 78464A821   21,157,790 306,014 SH   SOLE   0 0 306,014
STARBUCKS CORP COM 855244109   244,878 2,683 SH   SOLE   0 0 2,683
SYSCO CORP COM 871829107   393,791 5,962 SH   SOLE   0 0 5,962
TESLA INC COM 88160R101   930,569 3,719 SH   SOLE   0 0 3,719
THERMO FISHER SCIENTIFIC INC COM 883556102   295,098 583 SH   SOLE   0 0 583
TJX COS INC NEW COM 872540109   1,026,653 11,551 SH   SOLE   0 0 11,551
TRUIST FINL CORP COM 89832Q109   301,865 10,551 SH   SOLE   0 0 10,551
UNION PAC CORP COM 907818108   469,164 2,304 SH   SOLE   0 0 2,304
UNITED BANKSHARES INC WEST V COM 909907107   853,745 30,944 SH   SOLE   0 0 30,944
UNITED RENTALS INC COM 911363109   467,244 1,051 SH   SOLE   0 0 1,051
UNITEDHEALTH GROUP INC COM 91324P102   534,946 1,061 SH   SOLE   0 0 1,061
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   955,632 10,934 SH   SOLE   0 0 10,934
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,259,305 14,898 SH   SOLE   0 0 14,898
VANGUARD INDEX FDS SML CP GRW ETF 922908595   301,352 1,407 SH   SOLE   0 0 1,407
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,290,434 8,379 SH   SOLE   0 0 8,379
VANGUARD INDEX FDS VALUE ETF 922908744   562,203 4,076 SH   SOLE   0 0 4,076
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   384,106 2,933 SH   SOLE   0 0 2,933
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,662,755 45,491 SH   SOLE   0 0 45,491
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   353,313 1,814 SH   SOLE   0 0 1,814
VANGUARD INDEX FDS SM CP VAL ETF 922908611   976,418 6,122 SH   SOLE   0 0 6,122
VANGUARD INDEX FDS MID CAP ETF 922908629   317,358 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,260,900 11,958 SH   SOLE   0 0 11,958
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,130,596 54,594 SH   SOLE   0 0 54,594
VANGUARD INDEX FDS GROWTH ETF 922908736   879,834 3,231 SH   SOLE   0 0 3,231
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   511,975 3,572 SH   SOLE   0 0 3,572
VANGUARD INDEX FDS LARGE CAP ETF 922908637   329,934 1,686 SH   SOLE   0 0 1,686
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   247,659 2,332 SH   SOLE   0 0 2,332
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,700,714 32,788 SH   SOLE   0 0 32,788
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   18,532,073 472,636 SH   SOLE   0 0 472,636
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   62,413,693 1,320,087 SH   SOLE   0 0 1,320,087
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,259,828 21,872 SH   SOLE   0 0 21,872
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,074,187 6,913 SH   SOLE   0 0 6,913
VANGUARD STAR FDS VG TL INTL STK F 921909768   413,068 7,718 SH   SOLE   0 0 7,718
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   24,894,238 569,402 SH   SOLE   0 0 569,402
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,007,164 9,748 SH   SOLE   0 0 9,748
VERIZON COMMUNICATIONS INC COM 92343V104   393,555 12,143 SH   SOLE   0 0 12,143
VISA INC COM CL A 92826C839   885,079 3,848 SH   SOLE   0 0 3,848
WALMART INC COM 931142103   418,697 2,618 SH   SOLE   0 0 2,618
WESTERN ASSET EMERGING MKTS COM 95766A101   112,723 13,581 SH   SOLE   0 0 13,581
WISDOMTREE TR PUTWRITE STRAT 97717X560   412,730 13,435 SH   SOLE   0 0 13,435
WISDOMTREE TR EMER MKT HIGH FD 97717W315   390,992 10,432 SH   SOLE   0 0 10,432
WISDOMTREE TR US QTLY DIV GRT 97717X669   463,858 7,306 SH   SOLE   0 0 7,306