The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   120 1,000 SH   DFND   1,000 0 0
3M Co COM 88579Y101   117 977 SH   SOLE   977 0 0
ACADIA Pharmaceuticals Inc COM 004225108   3 200 SH   SOLE   200 0 0
ADVANCED MICRO DEV COM 007903107   345 5,322 SH   SOLE   5,322 0 0
AEROVIRONMENT INC COM 008073108   1 10 SH   SOLE   10 0 0
AES Corp/The COM 00130H105   230 8,000 SH   SOLE   8,000 0 0
AGILENT TECHS INC COM 00846U101   585 3,906 SH   SOLE   3,906 0 0
AGNC INVESTMENT CORP COM 00123Q104   5 520 SH   SOLE   520 0 0
AGNICO EAGLE MINES COM 008474108   5 100 SH   SOLE   100 0 0
ALBEMARLE CORP COM 012653101   6 29 SH   SOLE   29 0 0
ALCON AG ORD SHS H01301128   1 20 SH   SOLE   20 0 0
ALPHABET INC CAP STK CL A 02079K305   2,588 29,331 SH   SOLE   29,331 0 0
AMBEV SA SPONSORED ADR 02319V103   60 22,065 SH   SOLE   9,594 0 12,471
AMER EXPRESS CO COM 025816109   532 3,602 SH   SOLE   3,602 0 0
AMER INTL GRP COM NEW 026874784   258 4,077 SH   SOLE   4,077 0 0
ANALOG DEVICES INC COM 032654105   294 1,792 SH   SOLE   1,792 0 0
ANSYS, INC. COM 03662Q105   1 3 SH   SOLE   3 0 0
APA Corp COM 03743Q108   93 2,000 SH   SOLE   2,000 0 0
APPLIED MATERIALS COM 038222105   506 5,201 SH   SOLE   5,201 0 0
ARISTA NETWORKS INC COM 040413106   1 8 SH   SOLE   8 0 0
ARK Investment Management LLC AUTNMUS TECHNLGY 00214Q203   2 59 SH   SOLE   59 0 0
ARK Investment Management LLC GENOMIC REV ETF 00214Q302   2 59 SH   SOLE   59 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   107 17,029 SH   SOLE   7,404 0 9,625
ASML HOLDING NV N Y REGISTRY SHS N07059210   34 63 SH   SOLE   63 0 0
AT&T INC COM 00206R102   129 7,000 SH   DFND   7,000 0 0
AT&T INC COM 00206R102   1,001 54,377 SH   SOLE   16,970 0 37,407
AUTOMATIC DATA PROCESSING COM 053015103   1,044 4,371 SH   SOLE   4,371 0 0
AVERY DENNISON CORP COM 053611109   52 288 SH   SOLE   288 0 0
AXON ENTERPRISE INC COM 05464C101   139 835 SH   SOLE   835 0 0
AbbVie Inc COM 00287Y109   1,131 7,000 SH   DFND   7,000 0 0
AbbVie Inc COM 00287Y109   1,529 9,458 SH   SOLE   5,474 0 3,984
Abbott Laboratories COM 002824100   576 5,250 SH   DFND   5,250 0 0
Abbott Laboratories COM 002824100   2,565 23,365 SH   SOLE   12,533 0 10,832
Accenture PLC SHS CLASS A G1151C101   2,155 8,077 SH   SOLE   4,036 0 4,041
Activision Blizzard Inc COM 00507V109   229 2,985 SH   SOLE   2,985 0 0
Adobe Inc COM 00724F101   2,373 7,050 SH   SOLE   2,173 0 4,877
Advance Auto Parts Inc COM 00751Y106   3 21 SH   SOLE   21 0 0
Aflac Inc COM 001055102   26 363 SH   SOLE   363 0 0
Air Products and Chemicals Inc COM 009158106   322 1,043 SH   SOLE   1,043 0 0
Airbnb Inc COM CL A 009066101   955 11,172 SH   SOLE   1,697 0 9,475
Alaska Air Group Inc COM 011659109   1 30 SH   SOLE   30 0 0
Alexandria Real Estate Equitie COM 015271109   30 205 SH   SOLE   205 0 0
Align Technology Inc COM 016255101   324 1,538 SH   SOLE   381 0 1,158
Allstate Corp/The COM 020002101   295 2,179 SH   SOLE   2,179 0 0
Ally Financial Inc COM 02005N100   84 3,427 SH   SOLE   3,427 0 0
Alphabet Inc CAP STK CL C 02079K107   62 700 SH   DFND   700 0 0
Alphabet Inc CAP STK CL C 02079K107   3,556 40,077 SH   SOLE   16,546 0 23,531
Altria Group Inc COM 02209S103   640 14,000 SH   DFND   14,000 0 0
Altria Group Inc COM 02209S103   379 8,300 SH   SOLE   8,300 0 0
Amazon.com Inc COM 023135106   4,951 58,944 SH   SOLE   28,484 0 30,460
Amcor PLC ORD G0250X107   86 7,250 SH   DFND   7,250 0 0
Amcor PLC ORD G0250X107   419 35,144 SH   SOLE   5,318 0 29,826
American Century Investment Management Inc AVANTIS EMGMKT 025072604   3 69 SH   DFND   69 0 0
American Century Investment Management Inc AVANTIS EMGMKT 025072604   776 15,389 SH   SOLE   15,389 0 0
American Century Investment Management Inc INTL EQT ETF 025072703   7 139 SH   DFND   139 0 0
American Century Investment Management Inc INTL EQT ETF 025072703   592 11,130 SH   SOLE   11,130 0 0
American Electric Power Co Inc COM 025537101   95 1,000 SH   DFND   1,000 0 0
American Electric Power Co Inc COM 025537101   459 4,832 SH   SOLE   1,403 0 3,429
American Tower Corp COM 03027X100   629 2,971 SH   SOLE   2,971 0 0
Americas Mining Corp/United St COM 84265V105   33 550 SH   SOLE   550 0 0
Ameriprise Financial Inc COM 03076C106   504 1,618 SH   SOLE   1,618 0 0
Amgen Inc COM 031162100   1,048 3,990 SH   SOLE   2,745 0 1,245
Amphenol Corp CL A 032095101   74 978 SH   SOLE   978 0 0
Anheuser-Busch InBev SA/NV SPONSORED ADR 03524A108   62 1,030 SH   SOLE   1,030 0 0
Aon PLC SHS CL A G0403H108   69 229 SH   SOLE   229 0 0
Apple Hospitality REIT Inc COM NEW 03784Y200   213 13,523 SH   SOLE   13,523 0 0
Apple Inc COM 037833100   8,835 68,000 SH   DFND   68,000 0 0
Apple Inc COM 037833100   16,046 123,494 SH   SOLE   123,494 0 0
Archer-Daniels-Midland Co COM 039483102   93 1,006 SH   SOLE   1,006 0 0
Ares Capital Corp COM 04010L103   13 720 SH   SOLE   720 0 0
Arthur J Gallagher & Co COM 363576109   337 1,790 SH   SOLE   1,790 0 0
AstraZeneca PLC SPONSORED ADR 046353108   505 7,450 SH   DFND   7,450 0 0
AstraZeneca PLC SPONSORED ADR 046353108   254 3,745 SH   SOLE   3,745 0 0
Atlassian Corp None 049468101   94 732 SH   SOLE   732 0 0
AutoZone Inc COM 053332102   37 15 SH   SOLE   15 0 0
Autodesk Inc COM 052769106   1,327 7,099 SH   SOLE   1,099 0 6,000
AvalonBay Communities Inc COM 053484101   1 7 SH   SOLE   7 0 0
Axcelis Technologies Inc COM NEW 054540208   2 25 SH   SOLE   25 0 0
BAKER HUGHES INC CL A 05722G100   4 150 SH   SOLE   150 0 0
BARRICK GOLD CORP COM 067901108   44 2,546 SH   SOLE   2,546 0 0
BAXTER INTL INC COM 071813109   153 2,996 SH   SOLE   2,996 0 0
BC Partners Holdings Ltd COM CL A 23284C102   1 500 SH   SOLE   500 0 0
BCE Inc COM NEW 05534B760   193 4,400 SH   DFND   4,400 0 0
BCE Inc COM NEW 05534B760   973 22,150 SH   SOLE   4,795 0 17,355
BECTON DICKINSON COM 075887109   2 7 SH   SOLE   7 0 0
BEST BUY CO INC COM 086516101   82 1,018 SH   SOLE   1,018 0 0
BHP BILLITON LTD SPONSORED ADS 088606108   115 1,850 SH   SOLE   1,120 0 730
BJ's Wholesale Club Holdings I COM 05550J101   92 1,385 SH   SOLE   1,385 0 0
BK OF AMERICA CORP COM 060505104   2,670 80,630 SH   SOLE   80,630 0 0
BK OF MONTREAL COM 063671101   46 510 SH   SOLE   510 0 0
BK OF NY MELLON CP COM 064058100   1,753 38,500 SH   SOLE   38,500 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   1,283 47,500 SH   SOLE   47,500 0 0
BOEING CO COM 097023105   93 487 SH   SOLE   487 0 0
BP PLC SPONSORED ADR 055622104   251 7,197 SH   SOLE   7,197 0 0
BRISTOL-MYRS SQUIB COM 110122108   144 2,000 SH   DFND   2,000 0 0
BRISTOL-MYRS SQUIB COM 110122108   261 3,630 SH   SOLE   3,561 0 69
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   110 2,750 SH   DFND   2,750 0 0
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   1,227 30,679 SH   SOLE   4,559 0 26,120
Baidu Inc SPON ADR REP A 056752108   76 668 SH   SOLE   290 0 378
Banco Bradesco SA SP ADR PFD NEW 059460303   42 14,604 SH   SOLE   6,350 0 8,254
Banco Santander SA ADR 05964H105   32 10,687 SH   SOLE   10,687 0 0
Bancolombia SA SPON ADR PREF 05968L102   66 2,311 SH   SOLE   1,004 0 1,307
Barclays PLC ADR 06738E204   66 8,447 SH   SOLE   3,673 0 4,774
Berkshire Hathaway Inc CL B NEW 084670702   1,009 3,266 SH   SOLE   3,266 0 0
Biogen Inc COM 09062X103   25 92 SH   SOLE   92 0 0
Black Stone Minerals LP COM UNIT 09225M101   17 1,000 SH   SOLE   1,000 0 0
BlackRock Capital Investment C COM 092533108   371 102,516 SH   SOLE   102,516 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   8 78 SH   SOLE   78 0 0
BlackRock Fund Advisors EXPANDED TECH 464287515   13 50 SH   SOLE   50 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   9,130 87,561 SH   SOLE   86,440 0 1,121
BlackRock Fund Advisors MSCI ACWI EX US 464288240   25 545 SH   SOLE   545 0 0
BlackRock Fund Advisors EAFE SML CP ETF 464288273   57 1,005 SH   SOLE   1,005 0 0
BlackRock Fund Advisors ISHS 1-5YR INVS 464288646   302 6,055 SH   SOLE   6,055 0 0
BlackRock Fund Advisors PFD AND INCM SEC 464288687   356 11,672 SH   SOLE   11,672 0 0
BlackRock Fund Advisors MSCI EURO FL ETF 464289180   7 383 SH   SOLE   383 0 0
BlackRock Fund Advisors BROAD USD HIGH 46435U853   1,990 57,626 SH   SOLE   46,534 0 11,092
BlackRock Fund Advisors ESG SCRND S&P500 46436E569   110 3,863 SH   SOLE   3,863 0 0
BlackRock Inc COM 09247X101   265 374 SH   SOLE   374 0 0
Blackstone Inc COM 09260D107   74 1,000 SH   DFND   1,000 0 0
Blackstone Inc COM 09260D107   54 732 SH   SOLE   732 0 0
Block Inc CL A 852234103   12 192 SH   SOLE   192 0 0
Booking Holdings Inc COM 09857L108   4 2 SH   SOLE   2 0 0
BorgWarner Inc COM 099724106   42 1,046 SH   SOLE   1,046 0 0
Boston Scientific Corp COM 101137107   149 3,223 SH   SOLE   3,223 0 0
Broadcom Inc COM 11135F101   1,233 2,206 SH   SOLE   2,206 0 0
Bunge Ltd COM G16962105   50 500 SH   SOLE   500 0 0
Burlington Stores Inc COM 122017106   22 110 SH   SOLE   110 0 0
CAN PACIFIC RYS COM 13645T100   5 71 SH   SOLE   71 0 0
CARNIVAL CORP COMMON STOCK 143658300   32 3,968 SH   SOLE   1,724 0 2,244
CARRIER GLOBAL CORP COM 14448C104   31 750 SH   DFND   750 0 0
CARRIER GLOBAL CORP COM 14448C104   128 3,109 SH   SOLE   3,109 0 0
CBRE Group Inc CL A 12504L109   35 461 SH   SOLE   461 0 0
CDN NATL RAILWAYS COM 136375102   77 646 SH   SOLE   281 0 365
CDW Corp/DE COM 12514G108   1 7 SH   SOLE   7 0 0
CF Industries Holdings Inc COM 125269100   15 180 SH   SOLE   180 0 0
CHUBB LIMITED COM COM H1467J104   66 300 SH   DFND   300 0 0
CHUBB LIMITED COM COM H1467J104   131 592 SH   SOLE   592 0 0
CIBC COM 136069101   186 4,600 SH   DFND   4,600 0 0
CIBC COM 136069101   266 6,584 SH   SOLE   1,279 0 5,305
CIENA CORP COM NEW 171779309   1 20 SH   SOLE   20 0 0
CINTAS CORP COM 172908105   1 3 SH   SOLE   3 0 0
CISCO SYSTEMS COM 17275R102   1,198 25,153 SH   SOLE   16,322 0 8,831
CLEVELAND CLIFFS COM COM 185899101   1 75 SH   SOLE   75 0 0
CME Group Inc COM 12572Q105   217 1,292 SH   SOLE   1,292 0 0
CMS Energy Corp COM 125896100   20 311 SH   SOLE   311 0 0
CNX Resources Corp COM 12653C108   4 253 SH   SOLE   253 0 0
COGNIZANT TECHNOLO CL A 192446102   21 371 SH   SOLE   371 0 0
COLGATE-PALMOLIVE COM 194162103   2 20 SH   SOLE   20 0 0
CONAGRA FOODS INC COM 205887102   506 13,087 SH   SOLE   2,661 0 10,426
CONOCOPHILLIPS COM 20825C104   1,526 12,928 SH   SOLE   12,928 0 0
CORE LABORATORIES COM N22717107   62 3,082 SH   SOLE   1,339 0 1,743
CORNING INC COM 219350105   77 2,424 SH   SOLE   2,424 0 0
CREDIT SUISSE GRP SPONSORED ADR 225401108   5 1,788 SH   SOLE   1,788 0 0
CRH PLC ADR 12626K203   52 1,296 SH   SOLE   1,296 0 0
CRONOS GROUP INC COM 22717L101   5 2,000 SH   DFND   2,000 0 0
CSX CORP COM 126408103   1,027 33,144 SH   SOLE   33,144 0 0
CUMMINS INC COM 231021106   32 134 SH   SOLE   134 0 0
CVS Health Corp COM 126650100   462 4,959 SH   SOLE   4,959 0 0
Cadence Design Systems Inc COM 127387108   133 831 SH   SOLE   831 0 0
Camden Property Trust SH BEN INT 133131102   1 10 SH   SOLE   10 0 0
Canadian Solar Inc COM 136635109   73 2,352 SH   SOLE   2,352 0 0
Capital One Financial Corp COM 14040H105   79 845 SH   SOLE   845 0 0
CarMax Inc COM 143130102   8 124 SH   SOLE   124 0 0
Cardinal Health Inc COM 14149Y108   20 256 SH   SOLE   256 0 0
Caterpillar Inc COM 149123101   423 1,766 SH   SOLE   1,766 0 0
Cboe Global Markets Inc COM 12503M108   3 20 SH   SOLE   20 0 0
Celanese Corp COM 150870103   427 4,180 SH   SOLE   4,180 0 0
Centene Corp COM 15135B101   19 236 SH   SOLE   236 0 0
Charles Schwab Corp/The COM 808513105   715 8,588 SH   SOLE   8,588 0 0
Charles Schwab Investment Management Inc US LRG CAP ETF 808524201   165 3,658 SH   SOLE   3,658 0 0
Charles Schwab Investment Management Inc US MID-CAP ETF 808524508   66 1,010 SH   SOLE   1,010 0 0
Charles Schwab Investment Management Inc US SML CAP ETF 808524607   42 1,040 SH   SOLE   1,040 0 0
Charter Communications Inc CL A 16119P108   32 94 SH   SOLE   94 0 0
Check Point Software Technolog ORD M22465104   94 746 SH   SOLE   324 0 422
Chevron Corp COM 166764100   1,436 8,000 SH   DFND   8,000 0 0
Chevron Corp COM 166764100   979 5,454 SH   SOLE   5,417 0 37
Chipotle Mexican Grill Inc COM 169656105   6 4 SH   SOLE   4 0 0
Church & Dwight Co Inc COM 171340102   1 10 SH   SOLE   10 0 0
Cigna Corp COM 125523100   533 1,610 SH   SOLE   1,610 0 0
Cincinnati Financial Corp COM 172062101   26 257 SH   SOLE   257 0 0
Citigroup Inc COM NEW 172967424   117 2,589 SH   SOLE   2,589 0 0
Citizens Financial Group Inc COM 174610105   153 3,890 SH   SOLE   3,890 0 0
Clorox Co/The COM 189054109   625 4,452 SH   SOLE   922 0 3,530
Coca-Cola Co/The COM 191216100   194 3,050 SH   DFND   3,050 0 0
Coca-Cola Co/The COM 191216100   1,148 18,040 SH   SOLE   18,040 0 0
Comcast Corp CL A 20030N101   648 18,531 SH   SOLE   18,531 0 0
Comerica Inc COM 200340107   19 290 SH   SOLE   290 0 0
Consolidated Edison Inc COM 209115104   8 80 SH   SOLE   80 0 0
Constellation Brands Inc CL A 21036P108   150 646 SH   SOLE   646 0 0
Constellation Energy Corp COM 21037T109   227 2,632 SH   SOLE   2,632 0 0
Corteva Inc COM 22052L104   14 242 SH   SOLE   242 0 0
Costco Wholesale Corp COM 22160K105   1,539 3,371 SH   SOLE   3,371 0 0
Crowdstrike Holdings Inc CL A 22788C105   10 97 SH   SOLE   97 0 0
Crown Castle Inc COM 22822V101   231 1,700 SH   DFND   1,700 0 0
Crown Castle Inc COM 22822V101   1,016 7,494 SH   SOLE   1,990 0 5,504
DCP Midstream LLC COM UT LTD PTN 23311P100   34 889 SH   SOLE   889 0 0
DEERE & CO COM 244199105   697 1,626 SH   SOLE   1,626 0 0
DEUTSCHE BANK AG NAMEN AKT D18190898   38 3,300 SH   SOLE   3,300 0 0
DIAGEO SPON ADR NEW 25243Q205   214 1,200 SH   DFND   1,200 0 0
DIAGEO SPON ADR NEW 25243Q205   161 906 SH   SOLE   598 0 308
DIANA SHIPPING INC COM Y2066G104   34 8,656 SH   SOLE   8,656 0 0
DISCOVER FINL SVCS COM 254709108   11 110 SH   SOLE   110 0 0
DOMINION RES(VIR) COM 25746U109   61 1,000 SH   DFND   1,000 0 0
DOMINION RES(VIR) COM 25746U109   900 14,670 SH   SOLE   5,163 0 9,507
DOUBLELINE CAPITAL LP COM 258623107   36 2,400 SH   SOLE   2,400 0 0
DR HORTON INC COM 23331A109   13 142 SH   SOLE   142 0 0
DUKE ENERGY CORP COM NEW 26441C204   113 1,100 SH   DFND   1,100 0 0
DUKE ENERGY CORP COM NEW 26441C204   1,693 16,442 SH   SOLE   8,384 0 8,058
Danaher Corp COM 235851102   595 2,243 SH   SOLE   2,243 0 0
Darden Restaurants Inc COM 237194105   184 1,330 SH   SOLE   1,330 0 0
Dell Technologies Inc CL C 24703L202   3 80 SH   SOLE   80 0 0
Delta Air Lines Inc COM NEW 247361702   35 1,055 SH   SOLE   1,055 0 0
Denbury Inc COM 24790A101   2 25 SH   SOLE   25 0 0
Devon Energy Corp COM 25179M103   54 873 SH   SOLE   873 0 0
Dexcom Inc COM 252131107   1 10 SH   SOLE   10 0 0
Diamondback Energy Inc COM 25278X109   1 10 SH   SOLE   10 0 0
Digital Realty Trust Inc COM 253868103   515 5,141 SH   SOLE   565 0 4,576
DocuSign Inc COM 256163106   444 8,019 SH   SOLE   1,025 0 6,994
Dolby Laboratories Inc COM CL A 25659T107   28 400 SH   SOLE   400 0 0
Dollar General Corp COM 256677105   89 363 SH   SOLE   363 0 0
Dollar Tree Inc COM 256746108   115 812 SH   SOLE   812 0 0
Dover Corp COM 260003108   31 228 SH   SOLE   228 0 0
Dow Inc COM 260557103   51 1,011 SH   SOLE   1,011 0 0
DuPont de Nemours Inc COM 26614N102   44 642 SH   SOLE   642 0 0
EBAY INC COM 278642103   204 4,919 SH   SOLE   4,919 0 0
ECOLAB INC COM 278865100   7 47 SH   SOLE   47 0 0
EDISON INTERNATIONAL COM 281020107   12 185 SH   SOLE   185 0 0
ELECTRONIC ARTS COM 285512109   68 554 SH   SOLE   554 0 0
EMERSON ELECTRIC COM 291011104   122 1,273 SH   SOLE   1,273 0 0
ENBRIDGE INC COM 29250N105   1,230 31,463 SH   SOLE   9,308 0 22,155
ENI SPONSORED ADR 26874R108   29 1,000 SH   SOLE   1,000 0 0
EOG Resources Inc COM 26875P101   59 457 SH   SOLE   457 0 0
EQUINIX INC COM 29444U700   172 262 SH   SOLE   262 0 0
ERICSSON(LM)TEL ADR B SEK 10 294821608   44 7,492 SH   SOLE   3,257 0 4,235
ESTEE LAUDER COS CL A 518439104   217 875 SH   SOLE   875 0 0
ETF Securities US LLC PHYSICAL PALLADM 003262102   2 14 SH   SOLE   14 0 0
EXPEDTRS INTL WASH COM 302130109   52 500 SH   SOLE   500 0 0
Eastman Chemical Co COM 277432100   1 10 SH   SOLE   10 0 0
Eaton Corp PLC SHS G29183103   999 6,365 SH   SOLE   6,365 0 0
Edwards Lifesciences Corp COM 28176E108   67 893 SH   SOLE   893 0 0
Ekso Bionics Holdings Inc COM 282644301   1 533 SH   SOLE   533 0 0
Elevance Health Inc COM 036752103   231 451 SH   SOLE   451 0 0
Eli Lilly & Co COM 532457108   549 1,500 SH   DFND   1,500 0 0
Eli Lilly & Co COM 532457108   1,708 4,668 SH   SOLE   4,668 0 0
Entergy Corp COM 29364G103   1 10 SH   SOLE   10 0 0
Enviva Inc COM 29415B103   53 1,000 SH   SOLE   1,000 0 0
Equifax Inc COM 294429105   1 6 SH   SOLE   6 0 0
Equity Residential SH BEN INT 29476L107   10 177 SH   SOLE   177 0 0
Essex Property Trust Inc COM 297178105   1 4 SH   SOLE   4 0 0
Everest Re Group Ltd COM G3223R108   144 435 SH   SOLE   190 0 245
Eversource Energy COM 30040W108   3 30 SH   SOLE   30 0 0
Exact Sciences Corp COM 30063P105   6 128 SH   SOLE   128 0 0
Exelon Corp COM 30161N101   371 8,591 SH   SOLE   8,591 0 0
Exxon Mobil Corp COM 30231G102   4,633 42,000 SH   DFND   42,000 0 0
Exxon Mobil Corp COM 30231G102   2,085 18,904 SH   SOLE   18,904 0 0
FACEBOOK INC CL A 30303M102   431 3,583 SH   SOLE   3,582 0 1
FEDEX CORP COM 31428X106   52 298 SH   SOLE   298 0 0
FERRARI NV COM N3167Y103   21 100 SH   SOLE   100 0 0
FIRST SOLAR INC COM 336433107   20 132 SH   SOLE   132 0 0
FISERV INC COM 337738108   14 134 SH   SOLE   134 0 0
FMC Corp COM NEW 302491303   73 588 SH   SOLE   588 0 0
FORD MOTOR CO COM 345370860   8 664 SH   SOLE   664 0 0
FREEPORT-MCMOR C&G CL B 35671D857   188 4,936 SH   SOLE   4,936 0 0
FactSet Research Systems Inc COM 303075105   2 5 SH   SOLE   5 0 0
Fair Isaac Corp COM 303250104   96 160 SH   SOLE   160 0 0
Fastenal Co COM 311900104   40 842 SH   SOLE   842 0 0
Fidelity National Financial In None 30190A104   1 68 SH   SOLE   68 0 0
Fidelity National Financial In FNF GROUP COM 31620R303   38 1,000 SH   SOLE   1,000 0 0
Fidelity National Information COM 31620M106   65 957 SH   SOLE   957 0 0
Fidelity Selectco LLC MSCI HLTH CARE I 316092600   145 2,260 SH   SOLE   2,260 0 0
Fifth Third Bancorp COM 316773100   14 418 SH   SOLE   418 0 0
First Republic Bank/CA COM 33616C100   1 7 SH   SOLE   7 0 0
First Trust ETFs/USA FST LOW OPPT EFT 33739Q200   44 937 SH   DFND   937 0 0
First Trust ETFs/USA FST LOW OPPT EFT 33739Q200   6,129 129,268 SH   SOLE   127,770 0 1,498
Fortinet Inc COM 34959E109   8 155 SH   SOLE   155 0 0
Fortive Corp COM 34959J108   3 50 SH   SOLE   50 0 0
Fortune Brands Innovations Inc COM 34964C106   1 10 SH   SOLE   10 0 0
Frontier Communications Parent COM 35909D109   14 557 SH   SOLE   557 0 0
GARTNER INC COM 366651107   1,029 3,060 SH   SOLE   591 0 2,469
GEN DYNAMICS CORP COM 369550108   82 330 SH   SOLE   330 0 0
GMS Inc COM 36251C103   0 10 SH   SOLE   10 0 0
GOLDMAN SACHS GRP COM 38141G104   176 513 SH   SOLE   513 0 0
GSK PLC SPONSORED ADR 37733W204   135 3,840 SH   DFND   3,840 0 0
GSK PLC SPONSORED ADR 37733W204   157 4,479 SH   SOLE   4,479 0 0
Gaming and Leisure Properties COM 36467J108   54 1,035 SH   SOLE   1,035 0 0
Garmin Ltd SHS H2906T109   1 10 SH   SOLE   10 0 0
General Electric Co COM NEW 369604301   266 3,180 SH   SOLE   3,180 0 0
General Mills Inc COM 370334104   293 3,500 SH   DFND   3,500 0 0
General Mills Inc COM 370334104   169 2,013 SH   SOLE   2,013 0 0
General Motors Co COM 37045V100   21 615 SH   SOLE   615 0 0
Genesco Inc COM 371532102   46 1,000 SH   SOLE   1,000 0 0
Genius Brands International In COM 37229T301   0 1,000 SH   SOLE   1,000 0 0
Genuine Parts Co COM 372460105   78 452 SH   SOLE   452 0 0
Gilead Sciences Inc COM 375558103   1,586 18,475 SH   SOLE   4,699 0 13,776
Global Payments Inc COM 37940X102   2 21 SH   SOLE   21 0 0
Global X Management Co LLC MSCI NORWAY ETF 37950E101   1 25 SH   SOLE   25 0 0
Gold Fields Ltd SPONSORED ADR 38059T106   1 100 SH   SOLE   100 0 0
Goldman Sachs ETF Trust UNIT 38150K103   3 147 SH   SOLE   147 0 0
GraniteShares ETF Trust SHS BEN INT 38748T103   2 237 SH   SOLE   237 0 0
HALLIBURTON COM 406216101   17 434 SH   SOLE   434 0 0
HARMONY GOLD MNG SPONSORED ADR 413216300   1 250 SH   SOLE   250 0 0
HCA Healthcare Inc COM 40412C101   173 719 SH   SOLE   719 0 0
HDFC BANK SPONSORED ADS 40415F101   173 2,525 SH   SOLE   1,798 0 727
HONDA MOTOR CO AMERN SHS 438128308   49 2,155 SH   SOLE   936 0 1,219
HORIZON THERAPEUTICS PLC SHS G46188101   17 150 SH   SOLE   150 0 0
HP Inc COM 40434L105   38 1,425 SH   SOLE   1,425 0 0
HSBC HLDGS SPON ADR NEW 404280406   92 2,945 SH   SOLE   1,731 0 1,214
HUBSPOT INC COM 443573100   5 17 SH   SOLE   17 0 0
HUMANA INC COM 444859102   7 14 SH   SOLE   14 0 0
Haleon PLC SPON ADS 405552100   38 4,801 SH   SOLE   4,801 0 0
Hartford Financial Services Gr COM 416515104   112 1,473 SH   SOLE   1,473 0 0
Hecla Mining Co COM 422704106   1 250 SH   SOLE   250 0 0
Henry Schein Inc COM 806407102   4 54 SH   SOLE   54 0 0
Hershey Co/The COM 427866108   4 17 SH   SOLE   17 0 0
Hess Corp COM 42809H107   145 1,020 SH   SOLE   1,020 0 0
Hewlett Packard Enterprise Co COM 42824C109   9 534 SH   SOLE   534 0 0
Hilton Worldwide Holdings Inc COM 43300A203   1 7 SH   SOLE   7 0 0
Home Depot Inc/The COM 437076102   13 40 SH   DFND   40 0 0
Home Depot Inc/The COM 437076102   2,872 9,094 SH   SOLE   9,094 0 0
Honeywell International Inc COM 438516106   236 1,100 SH   DFND   1,100 0 0
Honeywell International Inc COM 438516106   1,136 5,302 SH   SOLE   5,302 0 0
Hubbell Inc COM 443510607   59 250 SH   SOLE   250 0 0
Huntington Bancshares Inc/OH COM 446150104   28 2,000 SH   DFND   2,000 0 0
Huntington Bancshares Inc/OH COM 446150104   693 49,176 SH   SOLE   6,415 0 42,761
IBM COM 459200101   699 4,962 SH   SOLE   4,962 0 0
ICICI BANK ADR 45104G104   134 6,104 SH   SOLE   2,653 0 3,451
ICL Group Ltd SHS M53213100   1 100 SH   SOLE   100 0 0
ICON PLC SHS G4705A100   129 663 SH   SOLE   289 0 374
IDEXX Laboratories Inc COM 45168D104   2 5 SH   SOLE   5 0 0
ILLINOIS TOOL WKS COM 452308109   2,038 9,249 SH   SOLE   9,249 0 0
IMPERIAL OIL COM NEW 453038408   2 50 SH   SOLE   50 0 0
ING Groep NV SPONSORED ADR 456837103   39 3,199 SH   SOLE   3,199 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   484 4,713 SH   SOLE   4,713 0 0
INVESCO SHS G491BT108   63 3,482 SH   SOLE   3,482 0 0
IQVIA Holdings Inc COM 46266C105   6 30 SH   SOLE   30 0 0
ISHARES MSCI BRAZIL ETF 464286400   1 25 SH   SOLE   25 0 0
ISHARES CORE S&P500 ETF 464287200   26 67 SH   DFND   67 0 0
ISHARES CORE S&P500 ETF 464287200   9,692 25,227 SH   SOLE   25,227 0 0
ISHARES IBOXX INV CP ETF 464287242   76 725 SH   SOLE   725 0 0
ISHARES GLOB HLTHCRE ETF 464287325   18 212 SH   SOLE   212 0 0
ISHARES RUSSELL 2000 ETF 464287655   1,425 8,170 SH   SOLE   8,170 0 0
ISHARES U.S. ENERGY ETF 464287796   519 11,158 SH   SOLE   11,158 0 0
ISHARES SP SMCP600VL ETF 464287879   101 1,111 SH   SOLE   1,111 0 0
ISHARES ISHARES 46428Q109   4 183 SH   SOLE   183 0 0
ISHARES CORE MSCI EAFE 46432F842   12,835 208,225 SH   SOLE   151,606 0 56,619
ISHARES GOLD TRUST ISHARES NEW 464285204   378 10,920 SH   SOLE   10,920 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,759 46,411 SH   SOLE   46,411 0 0
ISHARES TRUST TIPS BD ETF 464287176   53 500 SH   SOLE   500 0 0
ISHARES TRUST RUS 1000 VAL ETF 464287598   1,849 12,195 SH   SOLE   12,195 0 0
ISHARES/USA RUS 1000 GRW ETF 464287614   4,210 19,649 SH   SOLE   19,649 0 0
ISHARES/USA S&P SML 600 GWT 464287887   455 4,211 SH   SOLE   4,211 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   3 27 SH   DFND   27 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   6,451 61,136 SH   SOLE   61,136 0 0
Illumina Inc COM 452327109   962 4,760 SH   SOLE   548 0 4,212
Ingersoll Rand Inc COM 45687V106   232 4,441 SH   SOLE   4,441 0 0
Intel Corp COM 458140100   233 8,829 SH   SOLE   8,829 0 0
Intuit Inc COM 461202103   304 780 SH   SOLE   780 0 0
Intuitive Surgical Inc COM NEW 46120E602   187 703 SH   SOLE   703 0 0
Invesco ETFs/USA UNIT SER 1 46090E103   140 527 SH   SOLE   527 0 0
Iron Mountain Inc COM 46284V101   11 220 SH   SOLE   220 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   65 13,741 SH   SOLE   5,974 0 7,767
JD.com Inc SPON ADR CL A 47215P106   42 753 SH   SOLE   753 0 0
JPMorgan Chase & Co COM 46625H100   872 6,500 SH   DFND   6,500 0 0
JPMorgan Chase & Co COM 46625H100   2,803 20,899 SH   SOLE   17,139 0 3,760
JUNIPER NETWORKS COM 48203R104   30 941 SH   SOLE   941 0 0
Jacobs Solutions Inc COM 46982L108   39 321 SH   SOLE   321 0 0
Jefferies Financial Group Inc COM 47233W109   3 100 SH   SOLE   100 0 0
Johnson & Johnson COM 478160104   442 2,500 SH   DFND   2,500 0 0
Johnson & Johnson COM 478160104   2,674 15,135 SH   SOLE   15,135 0 0
Johnson Controls International SHS G51502105   143 2,232 SH   SOLE   2,232 0 0
KIMBERLY-CLARK CP COM 494368103   272 2,000 SH   DFND   2,000 0 0
KIMBERLY-CLARK CP COM 494368103   907 6,680 SH   SOLE   2,314 0 4,366
KIMCO REALTY COM 49446R109   32 1,490 SH   SOLE   1,490 0 0
KLA Corp COM NEW 482480100   279 739 SH   SOLE   739 0 0
KRAFT FOODS INC CL A 609207105   649 9,730 SH   SOLE   9,730 0 0
Kayne Anderson/Closed-end COM 486606106   15 1,700 SH   SOLE   1,700 0 0
Kellogg Co COM 487836108   14 200 SH   SOLE   200 0 0
KeyCorp COM 493267108   464 26,639 SH   SOLE   3,179 0 23,460
Keysight Technologies Inc COM 49338L103   1 6 SH   SOLE   6 0 0
Kinder Morgan Inc COM 49456B101   101 5,606 SH   SOLE   5,606 0 0
Kingdom of Norway Ministry of SPONSORED ADR 29446M102   116 3,251 SH   SOLE   1,413 0 1,838
Kroger Co/The COM 501044101   613 13,753 SH   SOLE   13,753 0 0
Kyndryl Holdings Inc COMMON STOCK 50155Q100   10 907 SH   SOLE   907 0 0
L3Harris Technologies Inc COM 502431109   88 422 SH   SOLE   422 0 0
LAS VEGAS SANDS CO COM 517834107   2 50 SH   SOLE   50 0 0
LENNAR CORP CL A 526057104   371 4,101 SH   SOLE   4,101 0 0
LOWE'S COS INC COM 548661107   603 3,026 SH   SOLE   3,026 0 0
LUCID GROUP INC COM 549498103   13 1,882 SH   SOLE   1,882 0 0
Laboratory Corp of America Hol COM NEW 50540R409   41 173 SH   SOLE   173 0 0
Lam Research Corp COM 512807108   240 570 SH   SOLE   570 0 0
Lamb Weston Holdings Inc COM 513272104   4 45 SH   SOLE   45 0 0
Lattice Semiconductor Corp COM 518415104   32 500 SH   SOLE   500 0 0
Leggett & Platt Inc COM 524660107   144 4,473 SH   SOLE   4,473 0 0
Lennar Corp CL B 526057302   6 79 SH   SOLE   79 0 0
Lincoln Electric Holdings Inc COM 533900106   69 481 SH   SOLE   481 0 0
Linde PLC SHS G5494J103   101 309 SH   SOLE   309 0 0
Littelfuse Inc COM 537008104   44 200 SH   SOLE   200 0 0
LiveOne Inc COM 53814X102   2 3,763 SH   SOLE   3,763 0 0
Lloyds Banking Group PLC SPONSORED ADR 539439109   2 1,000 SH   SOLE   1,000 0 0
Lockheed Martin Corp COM 539830109   19 40 SH   DFND   40 0 0
Lockheed Martin Corp COM 539830109   408 838 SH   SOLE   838 0 0
Logitech International SA SHS H50430232   2 25 SH   SOLE   25 0 0
Lululemon Athletica Inc COM 550021109   32 100 SH   DFND   100 0 0
Lululemon Athletica Inc COM 550021109   2 5 SH   SOLE   5 0 0
Lumentum Holdings Inc COM 55024U109   2 45 SH   SOLE   45 0 0
Lyft Inc CL A COM 55087P104   1 118 SH   SOLE   118 0 0
LyondellBasell Industries NV SHS - A - N53745100   282 3,393 SH   SOLE   537 0 2,856
M&T Bank Corp COM 55261F104   13 91 SH   SOLE   91 0 0
MARSH & MCLENNAN COM 571748102   154 933 SH   SOLE   933 0 0
MARTIN MARIETTA M. COM 573284106   2 7 SH   SOLE   7 0 0
MASTERCARD INC CL A 57636Q104   2,001 5,754 SH   SOLE   1,678 0 4,076
MCCORMICK & CO INC COM NON VTG 579780206   22 264 SH   SOLE   264 0 0
MCDONALD'S CORP COM 580135101   270 1,025 SH   DFND   1,025 0 0
MCDONALD'S CORP COM 580135101   824 3,125 SH   SOLE   3,125 0 0
MCKESSON CORP COM 58155Q103   144 384 SH   SOLE   384 0 0
MGM MIRAGE INC COM 552953101   147 4,398 SH   SOLE   4,398 0 0
MICROSOFT CORP COM 594918104   144 600 SH   DFND   600 0 0
MICROSOFT CORP COM 594918104   6,493 27,073 SH   SOLE   19,976 0 7,097
MOLSON COORS BREWING CO CL B 60871R209   2 40 SH   SOLE   40 0 0
MOODYS CORP COM 615369105   93 334 SH   SOLE   334 0 0
MORGAN STANLEY COM NEW 617446448   134 1,574 SH   SOLE   1,574 0 0
MOTOROLA INC COM NEW 620076307   326 1,264 SH   SOLE   1,264 0 0
MSCI Inc COM 55354G100   63 135 SH   SOLE   135 0 0
Magna International Inc COM 559222401   54 968 SH   SOLE   421 0 547
Marathon Digital Holdings Inc COM 565788106   0 142 SH   SOLE   142 0 0
Marathon Oil Corp COM 565849106   19 713 SH   SOLE   713 0 0
Marathon Petroleum Corp COM UNIT REP LTD 55336V100   2 50 SH   SOLE   50 0 0
Marathon Petroleum Corp COM 56585A102   237 2,035 SH   SOLE   2,035 0 0
Marriott International Inc/MD CL A 571903202   168 1,126 SH   SOLE   1,126 0 0
Marvell Technology Inc COM 573874104   63 1,700 SH   SOLE   1,700 0 0
Masterbrand Inc None 57638P104   0 10 SH   SOLE   10 0 0
Match Group Inc COM 57667L107   14 330 SH   SOLE   330 0 0
Medtronic PLC SHS G5960L103   550 7,081 SH   SOLE   2,907 0 4,174
MercadoLibre Inc COM 58733R102   4 5 SH   SOLE   5 0 0
Merck & Co Inc COM 58933Y105   333 3,000 SH   DFND   3,000 0 0
Merck & Co Inc COM 58933Y105   1,731 15,605 SH   SOLE   12,193 0 3,412
MetLife Inc COM 59156R108   200 2,768 SH   SOLE   2,768 0 0
Microchip Technology Inc COM 595017104   66 934 SH   SOLE   934 0 0
Micron Technology Inc COM 595112103   748 14,958 SH   SOLE   14,958 0 0
Monster Beverage Corp COM 61174X109   477 4,699 SH   SOLE   4,699 0 0
Morningstar Inc COM 617700109   22 100 SH   SOLE   100 0 0
Mosaic Co/The COM 61945C103   45 1,035 SH   SOLE   1,035 0 0
Murphy Oil Corp COM 626717102   10 223 SH   SOLE   223 0 0
Murphy USA Inc COM 626755102   7 25 SH   SOLE   25 0 0
NETFLIX INC COM 64110L106   1,880 6,377 SH   SOLE   614 0 5,763
NEWMONT MINING CP COM 651639106   94 1,984 SH   SOLE   1,984 0 0
NEXTERA ENERGY COM 65339F101   334 4,000 SH   DFND   4,000 0 0
NEXTERA ENERGY COM 65339F101   2,041 24,408 SH   SOLE   24,408 0 0
NIKE INC CL B 654106103   1,433 12,247 SH   SOLE   6,671 0 5,576
NORTHERN TRUST CORP COM 665859104   71 804 SH   SOLE   804 0 0
NORTHROP GRUMMAN COM 666807102   31 56 SH   SOLE   56 0 0
NVIDIA Corp COM 67066G104   146 1,000 SH   DFND   1,000 0 0
NVIDIA Corp COM 67066G104   1,221 8,353 SH   SOLE   8,353 0 0
NXP Semiconductors NV COM N6596X109   1 6 SH   SOLE   6 0 0
National Amusements Inc CLASS B COM 92556H206   13 750 SH   SOLE   750 0 0
National Grid PLC SPONSORED ADR NE 636274409   211 3,500 SH   DFND   3,500 0 0
National Grid PLC SPONSORED ADR NE 636274409   733 12,149 SH   SOLE   3,249 0 8,900
New Gold Inc COM 644535106   1 1,000 SH   SOLE   1,000 0 0
New York Community Bancorp Inc COM 649445103   65 7,527 SH   SOLE   7,527 0 0
NiSource Inc COM 65473P105   1 40 SH   SOLE   40 0 0
Nice Ltd SPONSORED ADR 653656108   109 567 SH   SOLE   247 0 320
Nikola Corp COM 654110105   2 941 SH   SOLE   941 0 0
Nordson Corp COM 655663102   48 203 SH   SOLE   203 0 0
Norfolk Southern Corp COM 655844108   136 552 SH   SOLE   552 0 0
Northern Trust Investments Inc MORNSTAR UPSTR 33939L407   9 199 SH   DFND   199 0 0
Northern Trust Investments Inc MORNSTAR UPSTR 33939L407   94 2,169 SH   SOLE   2,169 0 0
Northern Trust Investments Inc IBOXX 3R TARGT 33939L506   6 239 SH   DFND   239 0 0
Northern Trust Investments Inc STOXX GLOBR INF 33939L795   7 146 SH   DFND   146 0 0
Northern Trust Investments Inc STOXX GLOBR INF 33939L795   38 745 SH   SOLE   745 0 0
Novartis AG SPONSORED ADR 66987V109   83 914 SH   SOLE   454 0 460
Novo Holdings A/S ADR 670100205   9 68 SH   SOLE   68 0 0
Nucor Corp COM 670346105   368 2,790 SH   SOLE   2,790 0 0
Nutrien Ltd COM 67077M108   82 1,129 SH   SOLE   1,129 0 0
O'Reilly Automotive Inc COM 67103H107   71 84 SH   SOLE   84 0 0
OCCIDENTAL PETROLEUM CORP *W EXP 08/03/202 674599162   2 37 SH   SOLE   37 0 0
OCEANPAL INC None Y6430L160   1 998 SH   SOLE   998 0 0
ONEOK Inc COM 682680103   10 152 SH   SOLE   152 0 0
OPKO Health Inc COM 68375N103   3 2,000 SH   SOLE   2,000 0 0
ORACLE CORP COM 68389X105   324 3,959 SH   SOLE   3,959 0 0
Occidental Petroleum Corp COM 674599105   23 372 SH   SOLE   372 0 0
Old Dominion Freight Line Inc COM 679580100   5 17 SH   SOLE   17 0 0
Omnicom Group Inc COM 681919106   4 54 SH   SOLE   54 0 0
Organon & Co COMMON STOCK 68622V106   8 300 SH   DFND   300 0 0
Organon & Co COMMON STOCK 68622V106   23 807 SH   SOLE   807 0 0
Otis Worldwide Corp COM 68902V107   29 375 SH   DFND   375 0 0
Otis Worldwide Corp COM 68902V107   133 1,698 SH   SOLE   1,698 0 0
Owens Corning COM 690742101   100 1,170 SH   SOLE   1,170 0 0
PACCAR INC COM 693718108   23 228 SH   SOLE   228 0 0
PARKER-HANNIFIN COM 701094104   6 20 SH   SOLE   20 0 0
PEPSICO INC COM 713448108   181 1,000 SH   DFND   1,000 0 0
PEPSICO INC COM 713448108   1,535 8,495 SH   SOLE   8,495 0 0
PHILIP MORRIS INTL COM 718172109   294 2,900 SH   DFND   2,900 0 0
PHILIP MORRIS INTL COM 718172109   1,852 18,300 SH   SOLE   7,871 0 10,429
PNC Financial Services Group I COM 693475105   691 4,376 SH   SOLE   872 0 3,504
PPG Industries Inc COM 693506107   6 44 SH   SOLE   44 0 0
PPL Corp COM 69351T106   37 1,250 SH   DFND   1,250 0 0
PPL Corp COM 69351T106   492 16,850 SH   SOLE   5,204 0 11,646
PROGRESSIVE CP(OH) COM 743315103   73 563 SH   SOLE   563 0 0
PULTE HOMES INC COM 745867101   6 130 SH   SOLE   130 0 0
Palo Alto Networks Inc COM 697435105   140 1,001 SH   SOLE   1,001 0 0
PayPal Holdings Inc COM 70450Y103   919 12,899 SH   SOLE   3,073 0 9,826
Paychex Inc COM 704326107   47 411 SH   SOLE   411 0 0
Penske Automotive Group Inc COM 70959W103   14 125 SH   SOLE   125 0 0
Pfizer Inc COM 717081103   2,397 46,787 SH   SOLE   35,760 0 11,027
Pfizer Inc CL A 98978V103   941 6,419 SH   SOLE   1,774 0 4,645
Phillips 66 COM 718546104   110 1,056 SH   SOLE   1,056 0 0
Pioneer Natural Resources Co COM 723787107   117 514 SH   SOLE   514 0 0
Principal Financial Group Inc COM 74251V102   21 250 SH   SOLE   250 0 0
Procter & Gamble Co/The COM 742718109   303 2,000 SH   DFND   2,000 0 0
Procter & Gamble Co/The COM 742718109   2,126 14,026 SH   SOLE   14,026 0 0
Prologis Inc COM 74340W103   145 1,288 SH   SOLE   1,288 0 0
Prudential Financial Inc COM 744320102   9 86 SH   SOLE   86 0 0
Prudential PLC ADR 74435K204   51 1,849 SH   SOLE   803 0 1,046
Public Service Enterprise Grou COM 744573106   47 759 SH   SOLE   759 0 0
Public Storage COM 74460D109   140 500 SH   DFND   500 0 0
Public Storage COM 74460D109   6 22 SH   SOLE   22 0 0
QUALCOMM Inc COM 747525103   304 2,765 SH   SOLE   2,765 0 0
Quanta Services Inc COM 74762E102   13 90 SH   SOLE   90 0 0
REALTY INCOME CORP COM 756109104   48 750 SH   DFND   750 0 0
REALTY INCOME CORP COM 756109104   395 6,228 SH   SOLE   1,427 0 4,801
REGENERON PHARMACEUTICALS COM 75886F107   40 56 SH   SOLE   56 0 0
RELX PLC SPONSORED ADR 759530108   116 4,187 SH   SOLE   2,205 0 1,982
RESTAURANT BRANDS INTERNATIONA COM 76131D103   96 1,492 SH   SOLE   648 0 844
ROCKWELL AUTOMATION COM 773903109   110 426 SH   SOLE   426 0 0
ROPER INDUSTRIES INC COM 776696106   7 16 SH   SOLE   16 0 0
ROYAL CARIBBEAN COM V7780T103   25 508 SH   SOLE   508 0 0
Raymond James Financial Inc COM 754730109   1 10 SH   SOLE   10 0 0
Rayonier Inc COM 754907103   1 25 SH   SOLE   25 0 0
Raytheon Technologies Corp COM 75513E101   76 750 SH   DFND   750 0 0
Raytheon Technologies Corp COM 75513E101   480 4,757 SH   SOLE   4,757 0 0
Reaves Utility Income Trust/Cl COM SH BEN INT 756158101   131 4,623 SH   SOLE   4,623 0 0
Regions Financial Corp COM 7591EP100   107 4,976 SH   SOLE   4,976 0 0
Reliance Steel & Aluminum Co COM 759509102   196 970 SH   SOLE   970 0 0
Republic Services Inc COM 760759100   9 68 SH   SOLE   68 0 0
Rio Tinto PLC SPONSORED ADR 767204100   160 2,251 SH   SOLE   1,628 0 623
Rithm Capital Corp COM NEW 64828T201   2 305 SH   SOLE   305 0 0
Robert Half International Inc COM 770323103   19 253 SH   SOLE   253 0 0
Rogers Communications Inc CL B 775109200   48 1,026 SH   SOLE   445 0 581
Ross Stores Inc COM 778296103   20 175 SH   SOLE   175 0 0
Ryder System Inc COM 783549108   8 100 SH   SOLE   100 0 0
S&P Global Inc COM 78409V104   213 637 SH   SOLE   637 0 0
SALESFORCE.COM INC COM 79466L302   1,608 12,131 SH   SOLE   3,100 0 9,031
SAP SE SPON ADR 803054204   69 673 SH   SOLE   673 0 0
SBA Communications Corp CL A 78410G104   1 4 SH   SOLE   4 0 0
SCOTTS MIRACLE-GRO CO/THE CL A 810186106   2 50 SH   SOLE   50 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   93 688 SH   SOLE   688 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   1,382 15,802 SH   SOLE   8,815 0 6,987
SELECT SECTOR SPDR FINANCIAL 81369Y605   578 16,896 SH   SOLE   16,896 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   87 700 SH   SOLE   700 0 0
SEMPRA ENERGY COM 816851109   73 472 SH   SOLE   472 0 0
SHOPIFY INC CL A 82509L107   7 190 SH   SOLE   190 0 0
SIMON PROP GROUP COM 828806109   3 24 SH   SOLE   24 0 0
SOUTHWEST AIRLINES COM 844741108   332 9,847 SH   SOLE   9,847 0 0
SPDR DOW JONES IND UT SER 1 78467X109   8 25 SH   SOLE   25 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   21 123 SH   SOLE   123 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607   21 245 SH   SOLE   245 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO DEVLPD 78463X889   71 2,385 SH   SOLE   2,385 0 0
SSGA Funds Management Inc S&P DIVID ETF 78464A763   73 582 SH   SOLE   582 0 0
SSgA Funds Management Inc S&P 600 SML CAP 78464A813   660 8,034 SH   SOLE   8,034 0 0
STARBUCKS CORP COM 855244109   165 1,662 SH   SOLE   1,662 0 0
STATE STREET ETF/USA DJ INTL RL ETF 78463X863   10 356 SH   SOLE   356 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   8,152 18,410 SH   SOLE   18,253 0 157
STERIS PLC SHS USD G8473T100   52 279 SH   SOLE   279 0 0
SVB Financial Group COM 78486Q101   64 280 SH   SOLE   280 0 0
SYNCHRONY FINANCIAL COM 87165B103   206 6,284 SH   SOLE   6,284 0 0
Sanofi SPONSORED ADR 80105N105   242 5,000 SH   DFND   5,000 0 0
Sanofi SPONSORED ADR 80105N105   56 1,158 SH   SOLE   1,158 0 0
Schlumberger Ltd COM STK 806857108   56 1,053 SH   SOLE   1,053 0 0
Schwab ETFs/USA US REIT ETF 808524847   825 42,753 SH   SOLE   9,631 0 33,122
Sea Ltd SPONSORD ADS 81141R100   5 95 SH   SOLE   95 0 0
Seagate Technology Holdings PL ORD SHS G7997R103   140 2,670 SH   SOLE   2,670 0 0
ServiceNow Inc COM 81762P102   1,543 3,975 SH   SOLE   487 0 3,488
Shell PLC SPON ADS 780259305   109 1,917 SH   SOLE   925 0 992
Sherwin-Williams Co/The COM 824348106   25 105 SH   SOLE   105 0 0
Signature Bank/New York NY COM 82669G104   1 10 SH   SOLE   10 0 0
Sixth Street Specialty Lending COM 83012A109   36 2,000 SH   SOLE   2,000 0 0
Skyworks Solutions Inc COM 83088M102   3 34 SH   SOLE   34 0 0
Smith & Nephew PLC SPDN ADR NEW 83175M205   47 1,745 SH   SOLE   785 0 960
Sony Group Corp SPONSORED ADR 835699307   105 1,382 SH   SOLE   896 0 486
Southern Co/The COM 842587107   286 4,000 SH   DFND   4,000 0 0
Southern Co/The COM 842587107   1,120 15,681 SH   SOLE   5,200 0 10,481
Splunk Inc COM 848637104   28 329 SH   SOLE   329 0 0
Stanley Black & Decker Inc COM 854502101   19 248 SH   SOLE   248 0 0
Starwood Property Trust Inc COM 85571B105   83 4,502 SH   SOLE   4,502 0 0
State Street Corp COM 857477103   12 160 SH   SOLE   160 0 0
State Street ETF/USA TR UNIT 78462F103   7,490 19,586 SH   SOLE   19,586 0 0
State Street ETF/USA NUVEEN BLMBRG MU 78468R721   19 416 SH   SOLE   416 0 0
State Street ETF/USA SPDR MSCI USA GE 78468R747   149 1,886 SH   SOLE   1,886 0 0
State Street ETF/USA SBI INT-INDS 81369Y704   1 14 SH   SOLE   14 0 0
Stryker Corp COM 863667101   20 82 SH   SOLE   82 0 0
Sumitomo Mitsui Financial Grou SPONSORED ADR 86562M209   1 100 SH   SOLE   100 0 0
Synopsys Inc COM 871607107   7 22 SH   SOLE   22 0 0
Sysco Corp COM 871829107   50 657 SH   SOLE   657 0 0
T Rowe Price Group Inc COM 74144T108   116 1,060 SH   SOLE   1,060 0 0
T-Mobile US Inc COM 872590104   181 1,295 SH   SOLE   1,295 0 0
TATA MOTORS LTD. SPONSORED ADR 876568502   2 100 SH   SOLE   100 0 0
TC Energy Corp COM 87807B107   452 11,332 SH   SOLE   1,466 0 9,866
TE Connectivity Ltd SHS H84989104   71 617 SH   SOLE   617 0 0
TEXAS INSTRUMENTS COM 882508104   869 5,260 SH   SOLE   5,260 0 0
TJX Cos Inc/The COM 872540109   252 3,164 SH   SOLE   3,164 0 0
TORONTO-DOMINION COM NEW 891160509   146 2,261 SH   SOLE   2,261 0 0
TOYOTA MOTOR CORP ADS 892331307   3 22 SH   SOLE   22 0 0
TRACTOR SUPPLY CO COM 892356106   6 27 SH   SOLE   27 0 0
TRAVELERS CO INC COM 89417E109   252 1,344 SH   SOLE   1,344 0 0
TSMC SPONSORED ADS 874039100   485 6,513 SH   SOLE   5,756 0 757
Targa Resources Corp COM 87612G101   33 450 SH   SOLE   450 0 0
Target Corp COM 87612E106   139 933 SH   SOLE   933 0 0
Teladoc Health Inc COM 87918A105   4 188 SH   SOLE   188 0 0
Teleflex Inc COM 879369106   37 150 SH   SOLE   150 0 0
Teradyne Inc COM 880770102   44 500 SH   SOLE   500 0 0
Tesla Inc COM 88160R101   427 3,463 SH   SOLE   3,463 0 0
Textron Inc COM 883203101   9 128 SH   SOLE   128 0 0
Thermo Fisher Scientific Inc COM 883556102   1,671 3,034 SH   SOLE   1,317 0 1,717
TotalEnergies SE SPONSORED ADS 89151E109   1,275 20,532 SH   SOLE   3,517 0 17,015
Trade Desk Inc/The COM CL A 88339J105   14 310 SH   SOLE   310 0 0
Trane Technologies PLC SHS G8994E103   985 5,862 SH   SOLE   5,862 0 0
Truist Financial Corp COM 89832Q109   742 17,240 SH   SOLE   5,801 0 11,439
Tyson Foods Inc CL A 902494103   31 500 SH   SOLE   500 0 0
US Bancorp COM NEW 902973304   629 14,429 SH   SOLE   2,181 0 12,248
UTD PARCEL SERV CL B 911312106   217 1,250 SH   DFND   1,250 0 0
UTD PARCEL SERV CL B 911312106   487 2,800 SH   SOLE   1,407 0 1,393
Ulta Beauty Inc COM 90384S303   67 142 SH   SOLE   142 0 0
Unilever PLC SPON ADR NEW 904767704   50 1,000 SH   DFND   1,000 0 0
Unilever PLC SPON ADR NEW 904767704   612 12,150 SH   SOLE   3,133 0 9,017
Union Pacific Corp COM 907818108   171 824 SH   SOLE   824 0 0
UnitedHealth Group Inc COM 91324P102   2,938 5,542 SH   SOLE   3,270 0 2,272
VANGUARD S&P 500 ETF SHS 922908363   130 369 SH   DFND   369 0 0
VANGUARD S&P 500 ETF SHS 922908363   32,140 91,477 SH   SOLE   47,080 0 44,397
VANGUARD ETF/USA SMLLCP 600 IDX 921932828   73 424 SH   SOLE   424 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   5,469 72,734 SH   SOLE   64,131 0 8,603
VANGUARD ETF/USA INT-TERM CORP 92206C870   33 420 SH   SOLE   420 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   1,280 8,060 SH   SOLE   5,950 0 2,110
VANGUARD ETF/USA TOTAL STK MKT 922908769   729 3,815 SH   SOLE   3,815 0 0
VANGUARD GROUP INC/THE SHORT TERM TREAS 92206C102   900 15,571 SH   SOLE   15,571 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   148 1,364 SH   DFND   1,364 0 0
VERIZON COMMUN COM 92343V104   256 6,500 SH   DFND   6,500 0 0
VERIZON COMMUN COM 92343V104   1,393 35,346 SH   SOLE   12,932 0 22,414
VIATRIS INC COM 92556V106   27 2,398 SH   SOLE   2,398 0 0
VISA INC COM CL A 92826C839   2,538 12,217 SH   SOLE   5,804 0 6,413
Valero Energy Corp COM 91913Y100   476 3,749 SH   SOLE   3,749 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   4,630 64,455 SH   SOLE   59,139 0 5,316
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   2,663 63,457 SH   SOLE   26,214 0 37,243
Vanguard ETF/USA ALLWRLD EX US 922042775   85 1,700 SH   SOLE   1,700 0 0
Vanguard ETF/USA FTSE EMR MKT ETF 922042858   2,178 55,865 SH   SOLE   17,629 0 38,236
Vanguard ETF/USA ENERGY ETF 92204A306   1,904 15,698 SH   SOLE   10,718 0 4,980
Vanguard ETF/USA INF TECH ETF 92204A702   160 500 SH   SOLE   500 0 0
Vanguard ETF/USA INTER TERM TREAS 92206C706   6 100 SH   SOLE   100 0 0
Vanguard ETF/USA TAX EXEMPT BD 922907746   7,942 160,474 SH   SOLE   158,124 0 2,350
Vanguard ETF/USA MCAP VL IDXVIP 922908512   1,389 10,272 SH   SOLE   7,744 0 2,528
Vanguard ETF/USA MCAP GR IDXVIP 922908538   144 800 SH   SOLE   800 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   425 5,150 SH   DFND   5,150 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   4,284 51,937 SH   SOLE   43,928 0 8,009
Vanguard ETF/USA SML CP GRW ETF 922908595   25 126 SH   SOLE   126 0 0
Vanguard ETF/USA MID CAP ETF 922908629   3,832 18,803 SH   SOLE   15,095 0 3,708
Vanguard ETF/USA VALUE ETF 922908744   6,368 45,366 SH   SOLE   32,121 0 13,245
Vanguard ETF/USA SMALL CP ETF 922908751   3,311 18,041 SH   SOLE   14,005 0 4,036
Vanguard Group Inc/The FTSE SMCAP ETF 922042718   22 210 SH   SOLE   210 0 0
Ventas Inc COM 92276F100   34 761 SH   SOLE   761 0 0
Verisk Analytics Inc COM 92345Y106   34 191 SH   SOLE   191 0 0
Vertex Pharmaceuticals Inc COM 92532F100   150 518 SH   SOLE   518 0 0
Virgin Galactic Holdings Inc COM 92766K106   1 341 SH   SOLE   341 0 0
Vodafone Group PLC SPONSORED ADR 92857W308   521 51,436 SH   SOLE   6,581 0 44,855
Vontier Corp COM 928881101   0 20 SH   SOLE   20 0 0
Voya Financial Inc COM 929089100   417 6,785 SH   SOLE   6,785 0 0
WASTE MANAGEMENT COM 94106L109   154 979 SH   SOLE   979 0 0
WELLS FARGO & CO COM 949746101   267 6,470 SH   SOLE   6,470 0 0
WELLTOWER INC COM COM 95040Q104   62 945 SH   SOLE   945 0 0
WEYERHAEUSER CO COM NEW 962166104   9 279 SH   SOLE   279 0 0
WW Grainger Inc COM 384802104   4 7 SH   SOLE   7 0 0
Walgreens Boots Alliance Inc COM 931427108   535 14,320 SH   SOLE   2,447 0 11,873
Walmart Inc COM 931142103   902 6,363 SH   SOLE   6,363 0 0
Walt Disney Co/The COM 254687106   763 8,781 SH   SOLE   8,781 0 0
Waste Connections Inc COM 94106B101   42 320 SH   SOLE   320 0 0
Weibo Corp SPONSORED ADR 948596101   52 2,732 SH   SOLE   1,187 0 1,545
Westinghouse Air Brake Technol COM 929740108   11 109 SH   SOLE   109 0 0
Westrock Co COM 96145D105   23 659 SH   SOLE   659 0 0
Williams Cos Inc/The COM 969457100   964 29,290 SH   SOLE   6,242 0 23,048
Williams-Sonoma Inc COM 969904101   1 10 SH   SOLE   10 0 0
Wolfspeed Inc COM 977852102   21 300 SH   SOLE   300 0 0
Woodside Energy Group Ltd SPONSORED ADR 980228308   55 2,281 SH   SOLE   1,104 0 1,177
XP INC CL A G98239109   34 2,197 SH   SOLE   954 0 1,243
Xcel Energy Inc COM 98389B100   1 20 SH   SOLE   20 0 0
Xylem Inc/NY COM 98419M100   27 242 SH   SOLE   242 0 0
YETI Holdings Inc COM 98585X104   37 900 SH   SOLE   900 0 0
YUM BRANDS INC COM 988498101   514 4,013 SH   SOLE   4,013 0 0
Yelp Inc CL A 985817105   14 523 SH   SOLE   523 0 0
Zebra Technologies Corp CL A 989207105   30 117 SH   SOLE   117 0 0
Zions Bancorp NA COM 989701107   5 100 SH   SOLE   100 0 0
Zoom Video Communications Inc CL A 98980L101   1 21 SH   SOLE   21 0 0
iShares ETFs/USA CORE S&P TTL STK 464287150   5,178 61,061 SH   SOLE   61,061 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   1,354 13,961 SH   SOLE   11,180 0 2,781
iShares ETFs/USA MSCI EAFE ETF 464287465   117 1,775 SH   DFND   1,775 0 0
iShares ETFs/USA MSCI EAFE ETF 464287465   4,166 63,460 SH   SOLE   63,460 0 0
iShares ETFs/USA RUS MDCP VAL ETF 464287473   158 1,500 SH   SOLE   1,500 0 0
iShares ETFs/USA RUS MD CP GR ETF 464287481   100 1,200 SH   SOLE   1,200 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499   1,727 25,600 SH   SOLE   25,600 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   60 248 SH   DFND   248 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   30,950 127,949 SH   SOLE   118,927 0 9,022
iShares ETFs/USA RUSSELL 3000 ETF 464287689   114 515 SH   SOLE   515 0 0
iShares ETFs/USA S&P MC 400VL ETF 464287705   77 764 SH   SOLE   764 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   289 3,055 SH   DFND   3,055 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   26,869 283,905 SH   SOLE   261,100 0 22,805
iShares ETFs/USA INTL SEL DIV ETF 464288448   68 2,500 SH   SOLE   2,500 0 0
iShares ETFs/USA MSCI USA ESG SLC 464288802   192 2,328 SH   SOLE   2,328 0 0
iShares ETFs/USA MSCI USA MIN VOL 46429B697   361 5,000 SH   SOLE   5,000 0 0
iShares ETFs/USA MRNGSTR INC ETF 46432F875   75 3,942 SH   DFND   3,942 0 0
iShares ETFs/USA CORE MSCI EMKT 46434G103   23 494 SH   DFND   494 0 0
iShares ETFs/USA CORE MSCI EMKT 46434G103   9,049 193,776 SH   SOLE   130,614 0 63,162
iShares ETFs/USA MSCI JPN ETF NEW 46434G822   1 15 SH   SOLE   15 0 0