The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579Y101 765 4,590 SH   SOLE   4,590 0 0
3M Common Stock 88579Y101 57 340 SH   DFND 13 0 340 0
3M Common Stock 88579Y101 17 100 SH   DFND 06 16 0 100 0
3M Common Stock 88579Y101 0 2 SH   DFND 1 0 2 0
3M Common Stock 88579Y101 175 1,050 SH   DFND 7 0 1,050 0
3M Common Stock 88579Y101 97 580 SH   DFND 16 0 580 0
3M Common Stock 88579Y101 33 200 SH   DFND 6 0 200 0
ABBOTT LABS Common Stock 002824100 119 2,835 SH   SOLE   2,835 0 0
ABBOTT LABS Common Stock 002824100 41 975 SH   DFND 13 0 975 0
ABBOTT LABS Common Stock 002824100 1 20 SH   DFND 1 0 20 0
ABBOTT LABS Common Stock 002824100 18 425 SH   DFND 7 0 425 0
ABBOTT LABS Common Stock 002824100 98 2,345 SH   DFND 16 0 2,345 0
ALPHABET INC CL A Common Stock 02079K305 285 374 SH   SOLE   374 0 0
ALPHABET INC CL A Common Stock 02079K305 1 1 SH   DFND 1 0 1 0
ALPHABET INC CL A Common Stock 02079K305 50 65 SH   DFND 7 0 65 0
ALPHABET INC CL A Common Stock 02079K305 87 114 SH   DFND 16 0 114 0
ALPHABET INC CL A Common Stock 02079K305 38 50 SH   DFND 6 0 50 0
ALPHABET INC CL A Common Stock 02079K305 9 12 SH   DFND 13 0 12 0
APPLE INC Common Stock 037833100 527 4,833 SH   SOLE   4,833 0 0
APPLE INC Common Stock 037833100 8 70 SH   DFND 06 16 0 70 0
APPLE INC Common Stock 037833100 0 2 SH   DFND 1 0 2 0
APPLE INC Common Stock 037833100 135 1,240 SH   DFND 16 0 1,240 0
APPLE INC Common Stock 037833100 14 125 SH   DFND 6 0 125 0
APPLE INC Common Stock 037833100 32 290 SH   DFND 7 0 290 0
APPLE INC Common Stock 037833100 14 126 SH   DFND 13 0 126 0
APTARGROUP Common Stock 038336103 683 8,710 SH   SOLE   8,710 0 0
APTARGROUP Common Stock 038336103 47 600 SH   DFND 13 0 600 0
APTARGROUP Common Stock 038336103 24 300 SH   DFND 06 16 0 300 0
APTARGROUP Common Stock 038336103 1 10 SH   DFND 1 0 10 0
APTARGROUP Common Stock 038336103 78 1,000 SH   DFND 7 0 1,000 0
APTARGROUP Common Stock 038336103 103 1,310 SH   DFND 16 0 1,310 0
APTARGROUP Common Stock 038336103 24 300 SH   DFND 6 0 300 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 666 7,420 SH   SOLE   7,420 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 85 950 SH   DFND 13 0 950 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 18 200 SH   DFND 06 16 0 200 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1 12 SH   DFND 1 0 12 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 144 1,600 SH   DFND 7 0 1,600 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 117 1,300 SH   DFND 16 0 1,300 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 36 400 SH   DFND 6 0 400 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 217 3,400 SH   SOLE   3,400 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 545 8,725 SH   SOLE   8,725 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 44 700 SH   DFND 13 0 700 0
CANADIAN NATL RAILWAY Common Stock 136375102 25 400 SH   DFND 06 16 0 400 0
CANADIAN NATL RAILWAY Common Stock 136375102 1 17 SH   DFND 1 0 17 0
CANADIAN NATL RAILWAY Common Stock 136375102 149 2,388 SH   DFND 7 0 2,388 0
CANADIAN NATL RAILWAY Common Stock 136375102 101 1,620 SH   DFND 16 0 1,620 0
CANADIAN NATL RAILWAY Common Stock 136375102 25 400 SH   DFND 6 0 400 0
CHUBB LIMITED Common Stock H1467J104 231 1,940 SH   SOLE   1,940 0 0
CHUBB LIMITED Common Stock H1467J104 17 145 SH   DFND 13 0 145 0
CHUBB LIMITED Common Stock H1467J104 1 6 SH   DFND 1 0 6 0
CHUBB LIMITED Common Stock H1467J104 68 570 SH   DFND 16 0 570 0
CHUBB LIMITED Common Stock H1467J104 30 250 SH   DFND 6 0 250 0
CISCO SYS INC Common Stock 17275r102 252 8,868 SH   SOLE   8,868 0 0
CISCO SYS INC Common Stock 17275r102 38 1,325 SH   DFND 13 0 1,325 0
CISCO SYS INC Common Stock 17275r102 1 35 SH   DFND 1 0 35 0
CISCO SYS INC Common Stock 17275r102 63 2,230 SH   DFND 16 0 2,230 0
CISCO SYS INC Common Stock 17275r102 26 900 SH   DFND 7 0 900 0
CVS HEALTH Common Stock 126650100 986 9,510 SH   SOLE   9,510 0 0
CVS HEALTH Common Stock 126650100 79 765 SH   DFND 13 0 765 0
CVS HEALTH Common Stock 126650100 31 300 SH   DFND 06 16 0 300 0
CVS HEALTH Common Stock 126650100 122 1,175 SH   DFND 7 0 1,175 0
CVS HEALTH Common Stock 126650100 173 1,665 SH   DFND 16 0 1,665 0
CVS HEALTH Common Stock 126650100 31 300 SH   DFND 6 0 300 0
DEERE & CO Common Stock 244199105 300 3,900 SH   SOLE   3,900 0 0
DEERE & CO Common Stock 244199105 26 340 SH   DFND 7 0 340 0
E M C CORP MASS Common Stock 268648102 165 6,200 SH   SOLE   6,200 0 0
E M C CORP MASS Common Stock 268648102 19 700 SH   DFND 13 0 700 0
E M C CORP MASS Common Stock 268648102 11 400 SH   DFND 06 16 0 400 0
E M C CORP MASS Common Stock 268648102 57 2,150 SH   DFND 7 0 2,150 0
E M C CORP MASS Common Stock 268648102 13 500 SH   DFND 16 0 500 0
EMERSON ELECTRIC Common Stock 291011104 99 1,815 SH   SOLE   1,815 0 0
EMERSON ELECTRIC Common Stock 291011104 18 325 SH   DFND 06 16 0 325 0
EMERSON ELECTRIC Common Stock 291011104 63 1,150 SH   DFND 7 0 1,150 0
EMERSON ELECTRIC Common Stock 291011104 38 700 SH   DFND 16 0 700 0
EMERSON ELECTRIC Common Stock 291011104 11 200 SH   DFND 13 0 200 0
EXXON MOBIL Common Stock 30231G102 309 3,700 SH   SOLE   3,700 0 0
EXXON MOBIL Common Stock 30231G102 1 12 SH   DFND 1 0 12 0
EXXON MOBIL Common Stock 30231G102 82 980 SH   DFND 7 0 980 0
EXXON MOBIL Common Stock 30231G102 20 240 SH   DFND 16 0 240 0
EXXON MOBIL Common Stock 30231G102 38 459 SH   DFND 13 0 459 0
FACTSET RESH SYS Common Stock 303075105 311 2,050 SH   SOLE   2,050 0 0
FISERV Common Stock 337738108 660 6,435 SH   SOLE   6,435 0 0
FISERV Common Stock 337738108 67 650 SH   DFND 13 0 650 0
FISERV Common Stock 337738108 18 175 SH   DFND 06 16 0 175 0
FISERV Common Stock 337738108 48 470 SH   DFND 7 0 470 0
FISERV Common Stock 337738108 160 1,560 SH   DFND 16 0 1,560 0
FISERV Common Stock 337738108 36 350 SH   DFND 6 0 350 0
GENERAL ELECTRIC Common Stock 369604103 163 5,138 SH   SOLE   5,138 0 0
GENERAL ELECTRIC Common Stock 369604103 1 37 SH   DFND 1 0 37 0
GENERAL ELECTRIC Common Stock 369604103 124 3,900 SH   DFND 7 0 3,900 0
GENERAL ELECTRIC Common Stock 369604103 35 1,100 SH   DFND 13 0 1,100 0
HELMERICH & PAYNE Common Stock 423452101 123 2,095 SH   SOLE   2,095 0 0
HELMERICH & PAYNE Common Stock 423452101 6 95 SH   DFND 13 0 95 0
HELMERICH & PAYNE Common Stock 423452101 18 300 SH   DFND 06 16 0 300 0
HELMERICH & PAYNE Common Stock 423452101 1 20 SH   DFND 1 0 20 0
HELMERICH & PAYNE Common Stock 423452101 51 875 SH   DFND 16 0 875 0
HELMERICH & PAYNE Common Stock 423452101 18 300 SH   DFND 7 0 300 0
INTEL CORP Common Stock 458140100 333 10,296 SH   SOLE   10,296 0 0
INTEL CORP Common Stock 458140100 55 1,700 SH   DFND 13 0 1,700 0
INTEL CORP Common Stock 458140100 16 500 SH   DFND 06 16 0 500 0
INTEL CORP Common Stock 458140100 113 3,500 SH   DFND 7 0 3,500 0
INTEL CORP Common Stock 458140100 55 1,700 SH   DFND 16 0 1,700 0
IPG PHOTONICS Common Stock 44980X109 100 1,040 SH   SOLE   1,040 0 0
IPG PHOTONICS Common Stock 44980X109 106 1,100 SH   DFND 16 0 1,100 0
IPG PHOTONICS Common Stock 44980X109 24 250 SH   DFND 6 0 250 0
JOHNSON & JOHNSON Common Stock 478160104 511 4,725 SH   SOLE   4,725 0 0
JOHNSON & JOHNSON Common Stock 478160104 72 670 SH   DFND 13 0 670 0
JOHNSON & JOHNSON Common Stock 478160104 1 10 SH   DFND 1 0 10 0
JOHNSON & JOHNSON Common Stock 478160104 179 1,650 SH   DFND 7 0 1,650 0
JOHNSON & JOHNSON Common Stock 478160104 94 865 SH   DFND 16 0 865 0
JOHNSON & JOHNSON Common Stock 478160104 32 300 SH   DFND 6 0 300 0
JOHNSON CONTROLS Common Stock 478366107 171 4,385 SH   SOLE   4,385 0 0
JOHNSON CONTROLS Common Stock 478366107 12 300 SH   DFND 06 16 0 300 0
JOHNSON CONTROLS Common Stock 478366107 8 210 SH   DFND 13 0 210 0
JOHNSON CONTROLS Common Stock 478366107 83 2,125 SH   DFND 16 0 2,125 0
JOHNSON CONTROLS Common Stock 478366107 19 500 SH   DFND 7 0 500 0
MASTERCARD Common Stock 57636q104 590 6,240 SH   SOLE   6,240 0 0
MASTERCARD Common Stock 57636q104 52 555 SH   DFND 13 0 555 0
MASTERCARD Common Stock 57636q104 33 350 SH   DFND 06 16 0 350 0
MASTERCARD Common Stock 57636q104 120 1,270 SH   DFND 16 0 1,270 0
MASTERCARD Common Stock 57636q104 33 350 SH   DFND 6 0 350 0
MASTERCARD Common Stock 57636q104 19 200 SH   DFND 7 0 200 0
MCCORMICK & CO Common Stock 579780206 355 3,570 SH   SOLE   3,570 0 0
MICROSOFT CORP Common Stock 594918104 133 2,400 SH   SOLE   2,400 0 0
MICROSOFT CORP Common Stock 594918104 39 700 SH   DFND 06 16 0 700 0
MICROSOFT CORP Common Stock 594918104 86 1,550 SH   DFND 7 0 1,550 0
MICROSOFT CORP Common Stock 594918104 18 325 SH   DFND 16 0 325 0
NESTLE SA ADR Common Stock 641069406 640 8,582 SH   SOLE   8,582 0 0
NESTLE SA ADR Common Stock 641069406 26 350 SH   DFND 06 16 0 350 0
NESTLE SA ADR Common Stock 641069406 34 450 SH   DFND 13 0 450 0
NESTLE SA ADR Common Stock 641069406 1 14 SH   DFND 1 0 14 0
NESTLE SA ADR Common Stock 641069406 125 1,675 SH   DFND 16 0 1,675 0
NESTLE SA ADR Common Stock 641069406 30 400 SH   DFND 6 0 400 0
NESTLE SA ADR Common Stock 641069406 40 538 SH   DFND 7 0 538 0
NOVARTIS AG ADR Common Stock 66987V109 341 4,710 SH   SOLE   4,710 0 0
NOVARTIS AG ADR Common Stock 66987V109 24 330 SH   DFND 13 0 330 0
NOVARTIS AG ADR Common Stock 66987V109 22 300 SH   DFND 06 16 0 300 0
NOVARTIS AG ADR Common Stock 66987V109 1 10 SH   DFND 1 0 10 0
NOVARTIS AG ADR Common Stock 66987V109 72 1,000 SH   DFND 7 0 1,000 0
NOVARTIS AG ADR Common Stock 66987V109 114 1,575 SH   DFND 16 0 1,575 0
NOVARTIS AG ADR Common Stock 66987V109 22 300 SH   DFND 6 0 300 0
NOVO NORDISK A S ADR Common Stock 670100205 274 5,060 SH   SOLE   5,060 0 0
NOVO NORDISK A S ADR Common Stock 670100205 30 550 SH   DFND 13 0 550 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 429 9,550 SH   SOLE   9,550 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 11 250 SH   DFND 06 16 0 250 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 82 1,815 SH   DFND 16 0 1,815 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 18 400 SH   DFND 6 0 400 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 43 950 SH   DFND 7 0 950 0
ORACLE Common Stock 68389x105 339 8,297 SH   SOLE   8,297 0 0
ORACLE Common Stock 68389x105 29 700 SH   DFND 06 16 0 700 0
ORACLE Common Stock 68389x105 89 2,175 SH   DFND 16 0 2,175 0
ORACLE Common Stock 68389x105 32 775 SH   DFND 7 0 775 0
ORACLE Common Stock 68389x105 8 200 SH   DFND 13 0 200 0
PEPSICO Common Stock 713448108 303 2,956 SH   SOLE   2,956 0 0
PEPSICO Common Stock 713448108 56 550 SH   DFND 13 0 550 0
PEPSICO Common Stock 713448108 41 400 SH   DFND 7 0 400 0
PEPSICO Common Stock 713448108 41 400 SH   DFND 16 0 400 0
PERRIGO CO Common Stock G97822103 81 635 SH   SOLE   635 0 0
PERRIGO CO Common Stock G97822103 13 100 SH   DFND 06 16 0 100 0
PERRIGO CO Common Stock G97822103 68 535 SH   DFND 16 0 535 0
PERRIGO CO Common Stock G97822103 10 75 SH   DFND 6 0 75 0
PERRIGO CO Common Stock G97822103 29 225 SH   DFND 7 0 225 0
PERRIGO CO Common Stock G97822103 6 50 SH   DFND 13 0 50 0
PORTLAND GENL Common Stock 736508847 237 6,000 SH   SOLE   6,000 0 0
PORTLAND GENL Common Stock 736508847 16 400 SH   DFND 13 0 400 0
PROCTER & GAMBLE Common Stock 742718109 600 7,295 SH   SOLE   7,295 0 0
PROCTER & GAMBLE Common Stock 742718109 70 850 SH   DFND 13 0 850 0
PROCTER & GAMBLE Common Stock 742718109 16 200 SH   DFND 06 16 0 200 0
PROCTER & GAMBLE Common Stock 742718109 1 12 SH   DFND 1 0 12 0
PROCTER & GAMBLE Common Stock 742718109 78 950 SH   DFND 7 0 950 0
PROCTER & GAMBLE Common Stock 742718109 135 1,640 SH   DFND 16 0 1,640 0
PROCTER & GAMBLE Common Stock 742718109 33 400 SH   DFND 6 0 400 0
QUALCOMM Common Stock 747525103 299 5,855 SH   SOLE   5,855 0 0
QUALCOMM Common Stock 747525103 33 650 SH   DFND 13 0 650 0
QUALCOMM Common Stock 747525103 28 550 SH   DFND 7 0 550 0
QUALCOMM Common Stock 747525103 18 350 SH   DFND 16 0 350 0
QUALCOMM Common Stock 747525103 10 200 SH   DFND 6 0 200 0
ROCHE HLDG LTD ADR Common Stock 771195104 215 7,005 SH   SOLE   7,005 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 0 10 SH   DFND 1 0 10 0
ROCHE HLDG LTD ADR Common Stock 771195104 66 2,170 SH   DFND 16 0 2,170 0
ROCHE HLDG LTD ADR Common Stock 771195104 26 850 SH   DFND 6 0 850 0
ROCHE HLDG LTD ADR Common Stock 771195104 11 365 SH   DFND 13 0 365 0
ROCKWELL AUTOMATION Common Stock 773903109 293 2,575 SH   SOLE   2,575 0 0
ROCKWELL AUTOMATION Common Stock 773903109 17 150 SH   DFND 06 16 0 150 0
ROCKWELL AUTOMATION Common Stock 773903109 117 1,025 SH   DFND 16 0 1,025 0
ROCKWELL AUTOMATION Common Stock 773903109 34 300 SH   DFND 6 0 300 0
ROCKWELL AUTOMATION Common Stock 773903109 6 50 SH   DFND 7 0 50 0
ROCKWELL AUTOMATION Common Stock 773903109 19 170 SH   DFND 13 0 170 0
S P D R TRUST SER 1 Common Stock 78462F103 208 1,010 SH   DFND 14 0 1,010 0
SCHLUMBERGER Common Stock 806857108 158 2,145 SH   SOLE   2,145 0 0
SCHLUMBERGER Common Stock 806857108 6 85 SH   DFND 13 0 85 0
SCHLUMBERGER Common Stock 806857108 7 100 SH   DFND 06 16 0 100 0
SCHLUMBERGER Common Stock 806857108 58 780 SH   DFND 16 0 780 0
SCHLUMBERGER Common Stock 806857108 22 300 SH   DFND 6 0 300 0
SCHLUMBERGER Common Stock 806857108 18 250 SH   DFND 7 0 250 0
SMUCKER J M Common Stock 832696405 332 2,560 SH   SOLE   2,560 0 0
SMUCKER J M Common Stock 832696405 45 350 SH   DFND 13 0 350 0
SMUCKER J M Common Stock 832696405 78 600 SH   DFND 7 0 600 0
TARGET CORP Common Stock 87612E106 189 2,300 SH   SOLE   2,300 0 0
TARGET CORP Common Stock 87612E106 0 5 SH   DFND 1 0 5 0
TARGET CORP Common Stock 87612E106 107 1,300 SH   DFND 16 0 1,300 0
TARGET CORP Common Stock 87612E106 21 250 SH   DFND 6 0 250 0
TARGET CORP Common Stock 87612E106 29 350 SH   DFND 7 0 350 0
UNILEVER PLC NEW ADR Common Stock 904767704 221 4,900 SH   SOLE   4,900 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 0 10 SH   DFND 1 0 10 0
UNILEVER PLC NEW ADR Common Stock 904767704 77 1,700 SH   DFND 16 0 1,700 0
UNILEVER PLC NEW ADR Common Stock 904767704 33 725 SH   DFND 6 0 725 0
UNILEVER PLC NEW ADR Common Stock 904767704 3 65 SH   DFND 13 0 65 0
UNITED TECHNOLOGIES Common Stock 913017109 385 3,850 SH   SOLE   3,850 0 0
UNITED TECHNOLOGIES Common Stock 913017109 48 475 SH   DFND 13 0 475 0
UNITED TECHNOLOGIES Common Stock 913017109 0 4 SH   DFND 1 0 4 0
UNITED TECHNOLOGIES Common Stock 913017109 64 640 SH   DFND 16 0 640 0
UNITED TECHNOLOGIES Common Stock 913017109 26 263 SH   DFND 7 0 263 0
XILINX Common Stock 983919101 406 8,550 SH   SOLE   8,550 0 0
XILINX Common Stock 983919101 28 600 SH   DFND 13 0 600 0
XILINX Common Stock 983919101 0 5 SH   DFND 1 0 5 0
XILINX Common Stock 983919101 53 1,110 SH   DFND 16 0 1,110 0
XILINX Common Stock 983919101 24 500 SH   DFND 6 0 500 0
XILINX Common Stock 983919101 4 75 SH   DFND 7 0 75 0
XYLEM INC Common Stock 98419M100 118 2,875 SH   SOLE   2,875 0 0
XYLEM INC Common Stock 98419M100 46 1,125 SH   DFND 16 0 1,125 0
XYLEM INC Common Stock 98419M100 20 500 SH   DFND 6 0 500 0
XYLEM INC Common Stock 98419M100 20 500 SH   DFND 7 0 500 0