Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net earnings for the period	$ 7,380	$ 1,379
Adjustments to reconcile net earnings to net cash provided by (used in) operating activities:
Amortization of deferred loan origination fees	(137)	(115)
Amortization of premiums and discounts on investment and mortgage-backed securities - net	(19)	21
Amortization of mortgage servicing rights	102	868
Change in valuation of capitalized mortgage servicing rights	(861)	78
Depreciation and amortization	941	1,042
Provision for losses on loans	(509)	1,599
Deferred taxes	165	(57)
Net stock based compensation expense	607	287
Provisions for losses on REO	526	910
(Gain)/loss on sale of real estate acquired through foreclosure	405	(99)
Gain on sale of investments	(61)	(1)
Gain on sale of loans	(1,486)	(1,714)
Loss on sale of assets	7	3
Loans originated for sale in the secondary market	(78,622)	(77,424)
Proceeds from sale of loans in the secondary market	84,821	80,887
Net increase in cash surrender value of life insurance	(481)	(504)
Increase (decrease) in cash due to changes in:
Accrued interest receivable	160	203
Prepaid expenses and other assets	(2,104)	259
Accrued other liabilities	(4,975)	728
Net cash provided by operating activities	5,859	8,350
Cash flows provided by (used in) investing activities:
Principal repayments, maturities on securities held to maturity	176	2,141
Principal repayments, maturities on securities available for sale	31,130	14,506
Purchases of investment securities designated as available for sale	(72,464)	(76,166)
Proceeds from sale of investments	24,031	8
Loan principal repayments	158,633	207,291
Loan disbursements	(179,960)	(154,659)
Proceeds from sale of office premises and equipment	0	19
Additions to office premises and equipment	(953)	(485)
Proceeds from sale of real estate acquired through foreclosure	3,758	2,862
Net cash used in investing activities	(35,649)	(4,483)
Net cash provided by (used in) operating and investing activities (balance carried forward)	(29,790)	3,867
Net cash provided by (used in) operating and investing activities (balance brought forward)	(29,790)	3,867
Cash flows used in financing activities:
Net increase (decrease) in deposits	(18,212)	1,045
Proceeds from Federal Home Loan Bank advances and other borrowings	106,537	113,401
Repayment of Federal Home Loan Bank advances and other borrowings	(99,349)	(129,220)
Net proceeds from exercised warrants	537	0
Decrease in advances by borrowers for taxes and insurance	(917)	(547)
Net cash used in financing activities	(11,404)	(15,321)
Decrease in cash and cash equivalents	(41,194)	(11,454)
Cash and cash equivalents at beginning of period	58,379	38,374
Cash and cash equivalents at end of period	17,185	26,920
Cash paid during the period for:
Interest on deposits and borrowings	4,123	6,015
Income taxes paid	25	25
Transfers from loans to real estate acquired through foreclosure	$ 2,360	$ 4,671