Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 15,022	$ 13,815
Interest-bearing deposits in other financial institutions	2,163	44,564
Cash and cash equivalents	17,185	58,379
Securities available for sale, at market	101,211	85,298
Securities held to maturity, at cost	725	903
Loans held for sale-at lower of cost or market	1,831	6,544
Loans receivable-net	577,003	554,575
Office premises and equipment-net	7,813	8,105
Real estate acquired through foreclosure	5,632	10,581
Federal Home Loan Bank stock-at cost	9,888	9,888
Accrued interest receivable	2,471	2,631
Mortgage servicing rights-at lower of cost or market	4,106	3,245
Prepaid expenses and other assets	11,668	3,525
Cash surrender value of life insurance	21,066	20,585
Total assets	760,599	764,259
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	609,012	627,224
Other Borrowings	11,931	10,923
Advances from the Federal Home Loan Bank	59,477	53,297
Advances by borrowers for taxes and insurance	1,718	2,635
Accounts payable and accrued liabilities	11,181	10,453
Total liabilities	693,319	704,532
Commitments	0	0
Stockholders' equity:
Preferred stock-$1 par value; authorized 100,000 shares; no shares outstanding	0	0
Common stock-$1 par value; authorized 29,900,000 shares; 15,282,352 and 14,911,949 shares issued at September 30, 2013 and December 31, 2012 respectively	15,282	14,912
Additional paid-in capital	64,095	63,310
Warrants-2,601,468 at September 30, 2013 and 2,857,107 at December 31, 2012	1,285	1,411
Retained earnings	11,893	4,513
Accumulated other comprehensive income (loss)	(871)	100
Unearned compensation	(290)	(405)
Treasury stock-1,678,913 shares at September 30, 2013 and December 31, 2012, at cost	(24,114)	(24,114)
Total stockholders' equity	67,280	59,727
Total liabilities and stockholders' equity	$ 760,599	$ 764,259