Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 13,982	$ 13,815
Federal Reserve	98,620	39,199
Interest-bearing deposits in other financial institutions	5,610	5,365
Cash and cash equivalents	118,212	58,379
Securities available for sale, at market	38,590	85,298
Securities held to maturity, at cost	842	903
Loans held for sale - at lower of cost or market	3,824	6,544
Loans receivable - net	543,648	554,575
Office premises and equipment - net	8,177	8,105
Real estate acquired through foreclosure	9,146	10,581
Federal Home Loan Bank stock - at cost	9,888	9,888
Accrued interest receivable	2,449	2,631
Mortgage servicing rights - at lower of cost or market	3,350	3,245
Prepaid expenses and other assets	4,492	3,525
Cash surrender value of life insurance	20,744	20,585
Total assets	763,362	764,259
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	626,741	627,224
Other Borrowings	10,763	10,923
Advances from the Federal Home Loan Bank	53,218	53,297
Advances by borrowers for taxes and insurance	1,848	2,635
Accounts payable and accrued liabilities	10,081	10,453
Total liabilities	702,651	704,532
Commitments	0	0
Stockholders' equity:
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding	0	0
Common stock - $1 par value; authorized 29,900,000 shares; 15,208,201 and 14,911,949 shares issued at March 31, 2013 and December 31, 2012 respectively	15,208	14,912
Additional paid-in capital	63,913	63,310
Warrants--2,676,570 at March 31, 2013 and 2,857,107 at December 31, 2012	1,321	1,411
Retained earnings	5,012	4,513
Accumulated other comprehensive income (Loss)	(6)	100
Unearned compensation	(623)	(405)
Treasury stock--1,678,913 shares at March 31, 2013 and December 31, 2012, at cost	(24,114)	(24,114)
Total stockholders' equity	60,711	59,727
Total liabilities and stockholders' equity	$ 763,362	$ 764,259