Regulatory Matters and Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2012

Deposits, Advances from the Federal Home Loan Bank and Regulatory Matters and Regulatory Capital [Abstract]

Information regarding compliance with applicable regulatory capital requirements

The following tables present certain information regarding compliance by Camco and Advantage with applicable regulatory capital requirements at December 31, 2012:

	Actual					For capital adequacy purposes					To be “well- capitalized” under prompt corrective action provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital to risk-weighted assets:
Camco Financial Corporation	$	71,190		13.04	%	>$	43,687		>8.0	%	>$	54,609		10.0	%
Advantage Bank (1)	$	69,189		12.68	%	>$	43,658		>8.0	%	>$	54,572		10.0	%
Tier I capital to risk-weighted assets:
Camco Financial Corporation	$	64,303		11.78	%	>$	21,844		>4.0	%	>$	32,766		6.0	%
Advantage Bank (1)	$	62,302		11.42	%	>$	21,829		>4.0	%	>$	32,743		6.0	%
Tier I leverage to average assets:
Camco Financial Corporation	$	64,303		8.43	%	>$	30,507		>4.0	%	>$	38,134		5.0	%
Advantage Bank (1)	$	62,302		8.19	%	>$	30,436		>4.0	%	>$	38,045		5.0	%

₍₁₎ Due to the 2012 Consent Order Advantage cannot be considered well capitalized until such order is lifted by the FDIC and the Division.

The following tables present certain information regarding compliance by Camco and Advantage with applicable regulatory capital requirements at December 31, 2011:

	Actual					For capital adequacy purposes					To be “well- capitalized” under prompt corrective action provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital to risk-weighted assets:
Camco Financial Corporation	$	57,968		9.54	%	>$	48,605		>8.0	%	>$	60,757		10.0	%
Advantage Bank (1)	$	55,513		9.14	%	>$	48,577		>8.0	%	>$	60,721		10.0	%
Tier I capital to risk-weighted assets:
Camco Financial Corporation	$	50,292		8.28	%	>$	24,303		>4.0	%	>$	36,454		6.0	%
Advantage Bank (1)	$	47,837		7.88	%	>$	24,289		>4.0	%	>$	36,432		6.0	%
Tier I leverage to average assets:
Camco Financial Corporation	$	50,292		6.59	%	>$	30,514		>4.0	%	>$	38,143		5.0	%
Advantage Bank (1)	$	47,837		6.29	%	>$	30,445		>4.0	%	>$	38,056		5.0	%

₍₁₎ Due to the 2009 Cease and Desist Order Advantage cannot be considered well capitalized until such order is lifted by the FDIC and the Division.