Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 13,815	$ 16,420
Fed funds	39,199	2,155
Interest-bearing deposits in other financial institutions	5,365	19,799
Cash and cash equivalents	58,379	38,374
Securities available-for-sale, at market	85,298	17,845
Securities held-to-maturity, at cost	903	3,083
Loans held for sale - at lower of cost or market	6,544	8,090
Loans receivable - net	554,575	639,177
Office premises and equipment - net	8,105	8,645
Real estate acquired through foreclosure	10,581	10,888
Federal Home Loan Bank stock - at cost	9,888	9,888
Accrued interest receivable	2,631	2,945
Mortgage servicing rights - at lower of cost or market	3,245	3,263
Prepaid expenses and other assets	3,525	4,927
Cash surrender value of life insurance	20,585	19,893
Total assets	764,259	767,018
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	627,224	629,259
Other borrowings	10,923	16,681
Advances from the Federal Home Loan Bank	53,297	63,604
Advances by borrowers for taxes and insurance	2,635	2,100
Accounts payable and accrued liabilities	10,453	9,769
Total liabilities	704,532	721,413
Commitments	0	0
Stockholders' equity
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding	0	0
Common stock - $1 par value; authorized 29,900,000 shares; 14,911,949 shares issued at December 31, 2012 and 8,884,508 shares at December 31,2011	14,912	8,885
Additional paid-in capital	63,310	60,528
Warrants; 2,857,107 at December 31,2012 and 0 at December 31,2011	1,411	0
Retained earnings	4,513	350
Accumulated other comprehensive income	100	(13)
Unearned compensation	(405)	(31)
Treasury stock - 1,678,913 shares at December 31, 2012 and 2011, at cost	(24,114)	(24,114)
Total stockholders' equity	59,727	45,605
Total liabilities and stockholders' equity	$ 764,259	$ 767,018