Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net earnings (loss) for the period	$ 895	$ (811)
Adjustments to reconcile net earnings to net cash provided by (used in) operating activities:
Amortization of deferred loan origination fees	(71)	(159)
Amortization of premiums and discounts on investment and mortgage-backed securities - net	16	30
Amortization of mortgage servicing rights - net	453	72
Depreciation and amortization	690	668
Provision for losses on loans	1,142	2,810
Stock based compensation expense	227	484
Provisions for losses on REO	335	47
Gain on sale of real estate acquired through foreclosure	(91)	259
Gain on sale of investments	(1)	(1,276)
(Gain) on sale of loans	(1,081)	0
(Gain)/loss on sale of assets	3	(4)
Loans originated for sale in the secondary market	(48,100)	(34,614)
Proceeds from sale of loans in the secondary market	54,739	33,123
Net increase in cash surrender value of life insurance	(335)	(351)
Increase (decrease) in cash due to changes in:
Accrued interest receivable	228	357
Prepaid expenses and other assets	97	(777)
Accrued interest and other liabilities	1,786	(818)
Net cash (used in) operating activities	10,932	(960)
Cash flows provided by (used in) investing activities:
Principal repayments, maturities on securities held to maturity	165	282
Principal repayments, maturities on securities available for sale	9,423	4,971
Purchases of investment securities designated as available for sale	(63,955)	(12,615)
Proceeds from sale of investments	8	27,161
Redemption of FHLB Stock		20,000
Loan principal repayments	134,787	108,208
Loan disbursements and purchased loans	(100,046)	(90,452)
Proceeds from sale of office premises and equipment	19	4
Additions to office premises and equipment	(433)	(129)
Proceeds from sale of real estate acquired through foreclosure	1,945	2,876
Net cash provided by (used in) investing activities	(18,087)	60,306
Net cash provided by (used in) operating and investing activities balance carried forward	(7,155)	59,346
Net cash provided by (used in) operating and investing activities (balance brought forward)	(7,155)	59,346
Cash flows used in financing activities:
Net increase (decrease) in deposits	9,257	(20,169)
Proceeds from Federal Home Loan Bank advances and other borrowings	79,691	42,317
Repayment of Federal Home Loan Bank advances and other borrowings	(90,776)	(66,301)
Decrease in advances by borrowers for taxes and insurance	(1,231)	(1,925)
Net cash used in financing activities	(3,059)	(46,078)
Increase (decrease) in cash and cash equivalents	(10,214)	13,268
Cash and cash equivalents at beginning of period	38,374	29,114
Cash and cash equivalents at end of period	28,160	42,382
Cash paid during the period for:
Interest on deposits and borrowings	4,246	5,699
Income taxes paid	25	580
Transfers from loans to real estate acquired through foreclosure	$ 3,268	$ 7,540