Consolidated Statements of Financial Condition (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 15,460	$ 16,420
Interest-bearing deposits in other financial institutions	12,700	21,954
Cash and cash equivalents	28,160	38,374
Securities available for sale, at market	72,430	17,845
Securities held to maturity, at cost	2,917	3,083
Loans held for sale - at lower of cost or fair value	2,532	8,090
Loans receivable - net	599,605	639,177
Office premises and equipment - net	8,365	8,645
Real estate acquired through foreclosure	11,966	10,888
Federal Home Loan Bank stock - at cost	9,888	9,888
Accrued interest receivable	2,717	2,945
Mortgage servicing rights - at lower of cost or market	3,302	3,263
Prepaid expenses and other assets	4,806	4,927
Cash surrender value of life insurance	20,228	19,893
Total assets	766,916	767,018
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	638,516	629,259
Other Borrowings	10,755	16,681
Advances from the Federal Home Loan Bank	58,445	63,604
Advances by borrowers for taxes and insurance	869	2,100
Accounts payable and accrued liabilities	11,555	9,769
Total liabilities	720,140	721,413
Commitments
Stockholders' equity:
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding
Common stock - $1 par value; authorized 29,900,000 shares;9,147,000 and 8,884,508 shares issued at June 30, 2012 and December 31, 2011 respectively	9,147	8,885
Unearned compensation	(492)	(31)
Additional paid-in capital	60,954	60,528
Retained earnings	1,245	350
Accumulated other comprehensive income (loss) net of related tax effects	36	(13)
Treasury stock 1,678,913 shares at June 30, 2012 and December 31, 2011, at cost	(24,114)	(24,114)
Total stockholders' equity	46,776	45,605
Total liabilities and stockholders' equity	$ 766,916	$ 767,018