Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 15,803	$ 16,420
Interest-bearing deposits in other financial institutions	24,628	21,954
Cash and cash equivalents	40,431	38,374
Securities available for sale, at market	59,828	17,845
Securities held to maturity, at cost	3,006	3,083
Loans held for sale - at lower of cost or fair value	5,583	8,090
Loans receivable - net	615,170	639,177
Office premises and equipment - net	8,529	8,645
Real estate acquired through foreclosure	12,608	10,888
Federal Home Loan Bank stock - at cost	9,888	9,888
Accrued interest receivable	2,809	2,945
Mortgage servicing rights - at lower of cost or market	3,365	3,263
Prepaid expenses and other assets	4,883	4,927
Cash surrender value of life insurance	20,067	19,893
Total assets	786,167	767,018
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	650,853	629,259
Other Borrowings	14,410	16,681
Advances from the Federal Home Loan Bank	63,519	63,604
Advances by borrowers for taxes and insurance	1,381	2,100
Accounts payable and accrued liabilities	9,895	9,769
Total liabilities	740,058	721,413
Commitments
Stockholders' equity:
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding
Common stock - $1 par value; authorized 29,900,000 shares; 9,147,000 and 8,884,508 shares issued at March 31, 2012 and December 31, 2011 respectively	9,147	8,885
Unearned compensation	(523)	(31)
Additional paid-in capital	60,922	60,528
Retained earnings	763	350
Accumulated other comprehensive income (loss) net of related tax effects	(86)	(13)
Treasury stock 1,678,913 shares at March 31, 2012 and December 31, 2011, at cost	(24,114)	(24,114)
Total stockholders' equity	46,109	45,605
Total liabilities and stockholders' equity	$ 786,167	$ 767,018