Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 16,420	$ 13,143
Interest-bearing deposits in other financial institutions	21,954	15,971
Cash and cash equivalents	38,374	29,114
Securities available-for-sale, at market	17,845	30,768
Securities held-to-maturity, at cost	3,083	3,948
Loans held for sale - at lower of cost or market	8,090	2,208
Loans receivable - net	639,177	667,840
Office premises and equipment - net	8,645	9,928
Real estate acquired through foreclosure	10,888	10,096
Federal Home Loan Bank stock - at cost	9,888	29,888
Accrued interest receivable	2,945	3,521
Mortgage servicing rights - at lower of cost or market	3,263	3,841
Prepaid expenses and other assets	4,927	4,426
Cash surrender value of life insurance	19,893	19,388
Total assets	767,018	814,966
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	629,259	651,816
Other borrowings	16,681	11,530
Advances from the Federal Home Loan Bank	63,604	92,934
Advances by borrowers for taxes and insurance	2,100	2,413
Accounts payable and accrued liabilities	9,769	10,170
Total liabilities	721,413	768,863
Commitments
Stockholders' equity
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding
Common stock - $1 par value; authorized 29,900,000 shares; 8,884,508 shares issued at December 31, 2011 and 2010	8,885	8,885
Additional paid-in capital	60,528	60,260
Retained earnings	350	136
Accumulated other comprehensive income	(13)	1,030
Unearned compensation	(31)	(94)
Treasury stock - 1,678,913 shares at December 31, 2011 and 2010, at cost	(24,114)	(24,114)
Total stockholders' equity	45,605	46,103
Total liabilities and stockholders' equity	$ 767,018	$ 814,966