8-K/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K/A

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 8, 2009

            CAMCO FINANCIAL CORPORATION           

(Exact name of registrant as specified in its charter)

DELAWARE	0-25196	51-0110823
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer I.D. No.)

     6901 Glenn Highway, Cambridge, Ohio  43725     

(Address of principal executive offices)  (Zip Code)

Registrant's telephone number, including area code: (740) 435-2020

          Not Applicable          

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

The press release attached as Exhibit 99 to the Form 8-K filed on January 14, 2009 by Camco Financial Corporation included incorrect information regarding the percentage of nonperforming loans to total loans.  In the third paragraph, nonperforming loans at December 31, 2008 were reported as 2.34% of total loans in the press release, but, in fact, were 6.88% of total loans.  A revised press release with the correction is attached as Exhibit 99 to this Form 8-K/A.

Exhibit Number	Description
99	Revised press release

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

CAMCO FINANCIAL CORPORATION

By:     /s/ Kristina K. Tipton

Kristina K. Tipton

Principal Accounting Officer

Date:  January 14, 2009

EX-99

EXHIBIT 99

Camco Financial Issues Correction to January 13, 2009 Press Release Announcing Its Goodwill Impairment and Its Provision for Loan and Lease Losses

CAMBRIDGE, Ohio, Jan. 14, 2009 (GLOBE NEWSWIRE) -- Camco Financial Corporation (Nasdaq:CAFI), the parent company of Advantage Bank, today announced a correction to the press release dated January 13, 2009. The first sentence in the third paragraph in the press release has been revised to reflect the correct percentage of nonperforming loans to total loans.

Nonperforming loans at December 31, 2008 are expected to be approximately $52.1 million, or 6.88% of total loans, with the allowance for loan and lease losses as a percent of nonperforming loans expected to be approximately 34.0%. Loan workouts and the resolution of problem credits are taking longer than previously experienced and when combined with the weakening economy have resulted in nonperforming loans increasing at a faster pace than historical levels.

Camco Financial Corporation, holding company of Advantage Bank, is a multi-state financial services holding company headquartered in Cambridge, Ohio. Advantage Bank and its affiliate, Camco Title Agency, offer relationship banking that includes commercial, small business and consumer financial services, internet banking and title insurance services from 28 offices in Ohio, Kentucky and West Virginia.

Additional information about Camco may be found on Camco's web site: www.advantagebank.com

The Camco Financial Corporation logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=4639

CONTACT:  Camco Financial Corporation
          James E. Huston, CEO
          (740) 435-2020
          jhuston@advantagebank.com